Even, it can really be called rich.

Rich and rivaled!

Yes, at this time, no one will doubt it.

Taking out $100 billion in liquidity and $100 billion in market capitalization, although it looks similar, the distance between them is one in the sky and the other on the ground. Therefore, Tang Dynasty Bank has attracted the attention of many people because it has the word Tang Dynasty, and now it is under the smashing of 100 billion US dollars, which makes everyone feel that Tang Dynasty Bank is a powerful bank. Even, his strength is more powerful than that of the local government.

Of course, in addition to the direct drop of 100 billion US dollars, Tang Dynasty Bank has also made relatively large improvements in various systems to serve users as much as possible. For example, in the system, if there is fake money in the ATM, then the depositor is responsible for the other banks, or the bank is responsible if there is evidence. The Tang Dynasty Bank stipulated that if the ATM took out fake money, it would be compensated ten times.

The tenfold compensation is the same as the goods sold in the store.

In order to ensure the quality of their own goods, in order to ensure their own quality, many stores directly give a false penalty of ten compensation. This way is the real business competition, and this way is the real responsibility for users. In this way, the user is truly regarded as God.

Of course, generally speaking, you can't find counterfeit products in stores that can put on such slogans. If you think that the Tang Dynasty Bank announced such a move, some people could take advantage of the opportunity to defraud. In fact, it can't be. Tang Dynasty Bank dared to launch such a system, and he had a complete regulatory system. In other words, as long as the user enters the bank, or, to the ATM, whether it is to deposit money, or to withdraw money, the corresponding records can be found. Even. You can also find out which piece of money you have saved.

If you want to bully, hehe, I'm sorry, after you find out, you will definitely be dealt with seriously for the crime of bullying.

Such a system has been supported by many users.

"With such a system, my brother will follow the Tang Dynasty Bank in the future."

"Great. In the future, I will not be afraid of any counterfeit banknotes. ”

"Cow, real cow."

"I want to see, I don't know what other banks will do after seeing Tang Dynasty Bank?"

Many people left messages expressing their support. At the same time, many people also predict. With the entry of Tang Dynasty banks into the financial industry, it will surely promote the development of China's financial system. And, in the future, it will be the same as other enterprises, people-oriented and user-oriented. The phenomenon of large customers in any store will never appear again in the future.

These have a wide impact through the spread of the Internet. It's hard to measure. Moreover, the various strategies launched by the Tang Dynasty Bank are a complete denial of the original banking system. Replace the original old-fashioned and bad system with a good, perfect, user-oriented system.

Nature. How can this kind of user-centered service system not win the support of users?

Soon, when all kinds of publicity ended, when the Tang Dynasty Bank had just opened, countless savings users had emerged. The reasons why these users choose Tang Dynasty Bank are for the Tang Dynasty brand. Some are aiming for the strong strength of the Tang Dynasty bank, and some are aiming for the good service of the Tang Dynasty...... In short, Tang Dynasty Bank was only once listed. It has been supported by countless users across the country.

……

"Xiao Wang, what are you going to do?"

"I'm going to go to the bank."

"Bank, great, I recommend you a bank that has just opened, and it will definitely satisfy you."

"What kind of bank is the bank that just opened?"

"Tang Dynasty Bank?"

"What did Tang Dynasty Bank do?"

"I'm going. You don't even know about the Tang Dynasty Bank, see that you are in vain, let me tell you, it is a bank just opened by the famous Tang Dynasty Group, No, it is in front of East Street, the most densely populated place, I will take you there. ”…,

This is naturally a fan of the Tang Dynasty company.

This fan not only supports Tang Dynasty Bank himself, but also his friends.

In this way, seeing that his friend was planning to go to the bank, he pulled him to the Tang Dynasty Bank.

It's just that this fan's Ruyu abacus was wrong.

When he took Xiao Wang to the gate of the Tang Dynasty Bank, he suddenly found that there were five long queues.

"Won't you, queue up?"

I never thought that there would be a queue at the bank.

Even if there is a queue, just go to the bank and sit and wait for the notification.

It's just that I didn't expect that the five long queues were almost going to cross the river?

"What's this?"

Xiao Wang obviously hadn't seen such a formation either, so he asked.

"Do you need to talk about it?"

The fan gave him a blank look.

In this world, the more popular the place, the more it proves that his products are good.

It's just a part of China.

In many parts of the country, such miracles are being staged.

However, it is clear that the power of the Tang Dynasty Bank is not limited to this.

At this time, the original Alipay business on the Internet also began to be integrated into the Tang Dynasty Bank.

This also means that all the countless virtual funds in the original Internet can be turned into real funds, and when they enter the savings of the Tang Dynasty Bank, there is no longer a need to transfer this money to other banks. In this way, it also invisibly increased the savings funds of the Tang Dynasty Bank.

In just a few days, the country's savings have reached 100 billion yuan. And when the Tang Dynasty Bank released a news release announcing this fact, the media became excited again.

They never thought that the Tang Dynasty Bank would be so popular?

Nima, it's just another miracle.

Although they thought that Tang Dynasty Bank might receive the support of many people as soon as it was listed, especially the support of the people, they never expected that the people would have such a hot support. Judging from the current situation, not to mention that the Tang Dynasty Bank has 100 billion US dollars to lay a foundation there, even if it does not, it will not take much time for his savings to exceed the four major domestic banks.

At the same time, with the emergence of the Tang Dynasty Bank, there are more and more comments about the Tang Dynasty Bank.

In fact, several newspapers have begun to report on the success of the Tang Dynasty Bank.

Some experts believe that the reason why Tang Dynasty Bank has won the support of so many people is first due to the brand of Tang Dynasty.

This also proves that the integration of the Tang Dynasty brand is a very correct thing.

Because, when other products are launched in the future. He didn't need to reinvent the brand. There is the word Tang Dynasty, which is the guarantee of the brand and the guarantee of profits, which is more conducive to the development of the Tang Dynasty company.

Second, Tang Dynasty Bank is the first domestic private bank in the country, and we know that private banks have always attached great importance to profits and their commercialization. In order to increase more profits. In order to beat similar competitors. Private banks need to provide better services and more systematic business than similar competitors.

Tang Dynasty Bank's previous fake penalty of ten is the best strategy.

Such a strategy has been favored by many users. Yes, it also contributed to his success.

According to rumors, other banks in China are also improving their service systems because of the emergence of Tang Dynasty banks.

This kind of competition, which breaks the monopoly, is a very healthy way of competition.

In fact, the previous domestic government also saw the disadvantages of many banks. It's just that banks involve the interests of too many people, and it is not possible to improve them if they want to. Now that the domestic government has approved the establishment of the Tang Dynasty Bank, I am afraid that it also wants to bring the bank to the economic market, so that the market can be superior to the inferior. Such. Even if the state does not govern. For the sake of their own interests and for their own development, these banks will also engage in abundant competition. This is a system that is very conducive to the development of the domestic financial market, and it has to be said that the domestic government is also relatively open-minded in this regard. At least, he doesn't hold everything in his hands. Sometimes. Put it when it should be, perhaps, the effect is more effective than strict control.

Of course, the banking system of the Tang Dynasty was far from limited to this.

In addition to the system of ten fines for one false, Tang Dynasty Bank has also made corresponding adjustments in various business fees.

Such as. The handling fee for inter-provincial transfer of money was relatively reduced by the Tang Dynasty Bank.

Don't look at this kind of business is small, but the role he plays is just now.

I believe that many friends have the experience of withdrawing money across banks or provinces, but. Often you cross banks, provinces, and the handling fees charged have always been relatively expensive. The inter-provincial transfer of tens of thousands of funds often requires dozens of handling fees, which is too much, and many people shout that they can't stand it.

Therefore, in many cases, domestic banks also rely on these miscellaneous fees to make a lot of money.

In order to reduce the burden of users and create their own good services, Tang Dynasty Bank is set up to transfer money directly in the bank, without any handling fees at all. It doesn't matter if you deposit or withdraw money in Guangdong/Dong, or in Beibei/Beijing, as long as you are Tang Dynasty Bank to Tang Dynasty Bank, you will not receive a penny.

As soon as such a system came out, at the beginning, it was under pressure from many banks.

Some banks even directly said that the emergence of the Tang Dynasty Bank was directly to disrupt the market and make nonsense. However, it can't hold back angry users. They fought back, Nima, this was supposed to be a good service, but you guys said nonsense. Is it good to be in the same league as you and to be in the same mess as you? The Tang Dynasty Bank is the bank of the people, not the bank of you who eat official food every day.

In view of this system, everyone should also go to the Tang Dynasty Bank.

Therefore, until the end, in the face of the fierce people, these banks directly shut their mouths. Because, they can't keep their mouths shut. After all, morality is not on their side. The more you scold in the media, the more your business suffers. See, just when these banks came forward to scold the Tang Dynasty Bank, a large number of people began to use the services of the Tang Dynasty Bank.

These users believe that not to mention the brand of Tang Dynasty, it is for this kind of service, they also feel that this is the real commercial bank, this is the bank that really considers users, and this is the bank that does not cheat. The masses of the people need such banks. If other banks are still so domineering, or so bullish, then, I'm sorry, I could only choose you before. Now, then, I choose Tang Dynasty Bank.

Of course, the Tang Dynasty Bank's entry into the financial market, purifying the air in the domestic market, and improving the domestic financial service system are just his additional roles. In addition, Tang Dynasty Bank opened so many branches in China, and it didn't want to lose money, but also wanted to make money. Therefore, Tang Dynasty Bank has also made more settings in terms of profitability.

We know that a bank is profitable. It depends on the interest rate difference between the loan and the deposit.

In other words, in general, the interest rate of the bank loan to the user is higher than the interest rate of the deposit. As a result, through the interest rate differential, the bank can make a stable profit. Of course, in addition, in China, the handling fee is also a huge profit. According to later reports. The profit of a bank fee has accounted for 10% of the total profit.

It's just that Tang Dynasty Bank has already launched various systems before, and although there are fees and the like, the profit is not large. Even. Some will also lose money. However, a loss is a loss. Chen Jiayi has always believed that the main profit of banks is still the interest rate differential between deposits and loans. ..., as long as this is done well, the bank will be able to maintain sustainable development.

If not, always trying to deduct money from the depositor, this is simply not doing business, this is called money grabbing.

For this reason, the Tang Dynasty Bank for loans. There are also some more novel settings.

In this setting, in addition to loans similar to those of other banks, Chen Jiayi also set his sights on the countryside.

In China, although the development of urban areas has been faster than that of rural areas. However, many economists say that the city's potential is almost tapped. On the contrary, in the countryside, there is a large business opportunity. Thereupon. In many cases, there are some companies, some enterprises, that start to enter the countryside.

Especially from the example of household appliances going to the countryside, when such measures are implemented, the purchase of household appliances in rural areas is more powerful than that in cities. At the same time, Chen Jiayi set his sights on the countryside. In addition to looking at the potential of rural areas, they also want to improve the economic level of rural areas.

According to Chen Jiayi's survey, in fact, in rural areas, many farmers have the need for loans. Many of these loans are focused on the development of various projects. Especially some far-sighted farmer friends, their business is not comparable to some super enterprises. However, it's actually not small. It's just that because loans need to be mortgaged and guaranteed, various systems make it impossible for many farmers to get the corresponding loans.

As a result, under the premise of no funds, the road to prosperity for many peasant friends is also relatively difficult. In fact, whether in the city or in the countryside, they are all human beings and Chinese. It's just that, because of regional reasons, because of rural reasons, many times, their development is very different.

This is just like the college entrance examination, where geographical reasons can make people with the same score have different fates. When Chen Jiayi is incapable, he won't care. But now that he has the ability, Chen Jiayi also wants to use his ability to help the country slowly move towards prosperity. Therefore, for the support of rural areas, Tang Dynasty Bank will also pay more attention.

……

Xiniu Town.

Xiniu Town is a small town in Jiangxi Province, which has been living by growing rice, and the income of farmers is not high. However, in recent years, with the strong support of the national government for rural areas and agriculture, many friends who are determined and have vision have thought of opening up another way out.

Xie Fang is one of them.

Xie Fang is now in his 40s, he has been farming, and he also worked when he was young, but now his health is getting worse and worse, and some of them can't bear it. So, Xie Yi returned home and resumed farming. It's just that he worked hard at home for a year, but found that he had been living in poverty by planting rice and the like.

You don't have to get sick, and if you get sick, it makes it even worse.

Recently, Xie Fang watched the news and national policies every day, and he found that raising pigs is a good way out.

After all, everyone has to buy something like pork, and it's not cheap. Although it is not profitable to raise a pig, it is also a good way to raise 50 or 100 pigs. Moreover, Xie Fang also found that the cattle man who graduated from Peking University and went home directly to raise pigs has now made a fortune and raised pigs into entrepreneurs.

I have to say that this person is amazing, at that time, everyone was amazed at Peking University's pig breeding. Looking back now, how wise that was. Although it may be a little late to enter pig farming by yourself, you don't want to become a millionaire and support your family.

It's just that although Xie Fang finished fighting a few ideas. For example, he has a piece of land where he can build a simple pig factory, and at the same time, at the beginning, he doesn't need to hire any workers, and he and his wife can do it. Although it is a little tired, the expenses are relatively small. But even so, where will the money come from for pig farming? ..., not to mention the money to buy pigs, even to build a pig house, it also requires a large amount of money.

Borrow?

At this time, Xie Fang thought of borrowing.

It's just that after a while, Xie Fang shook his head again.

Although his relatives have a good relationship, their family is also tight, and even if they can borrow it, they can't borrow much.

If you don't borrow, where will the money come from?

After thousands of calculations, a sum of money for raising pigs stumped Xie Fang.

Eventually, Xie Fang thought of taking out a loan.

Yes, it's a loan.

Doesn't the state have an agricultural bank, and the agricultural bank doesn't support the rural areas, and it should be possible to borrow money from the agricultural bank. So, although he was very reluctant to take out a loan, after all, in Xie Fang's heart, borrowing money from a bank was almost the same as borrowing a loan shark, and he had some feelings of fear in his heart.

It's just that what can you do without a loan?

Do you continue to let your wife and son suffer with you?

No, absolutely not.

Gritting his teeth, Xie Fang went directly to the Agricultural Bank in the town.

After the reception staff learned about Xie Fang's intention, they came directly to one, is there a mortgage?

"This, I have a piece of land that is mine, can I find a mortgage on this?"

"I'm sorry, but rural land can't be mortgaged."

"Ah, what then?"

Xie Fang panicked when he heard this.

"So, do you have a guarantor?"

"Well, no."

"None of this, what are you doing with a loan?"

Throwing away Xie Fang's application, so far, the Agricultural Bank of China has also seen Xie Fang's loan road.