Hongjia Garden.

After chatting all the way, Zhang Fan was very interested in the 'group buying platform idea' that Li Ruixue talked about.

Through the future broadcast, Zhang Fan has heard a lot of information and news about the future group buying network, both the thriving industry development and the repeated deception of netizens. But the overall development trend is still hot after all.

Hearing Rui Xue mention this idea today, Zhang Fan felt a little investment idea in his heart, and at the same time, he also thought of a place to use the 'big white wallet' in the future.

In the future, as a separate third-party payment platform, 'Dabai Wallet' can reach third-party cooperation with e-commerce companies such as JD.com and Suning to expand the scope of application of users.

However, if you want to surpass and catch up with 'Ali Zhibao' in terms of development, you also need a super e-commerce platform to support or extend to offline payments and transactions.

Otherwise, once the partners of Suning and JD.com suspend the use of 'Dabai Wallet Payment', switch to their own platforms or cooperate with Alibaba, the business development of Dabai Wallet will degrade rapidly, and the future development space will always be fixed around Xinghuo products.

At that time, it would be contrary to the original intention of Zhang Fan and his partners to discuss the split of the 'Big White Wallet'.

At the beginning, Zhang Fan considered splitting the 'Big White Wallet', just to make it multipolar and international in the future, and become the 'No. 1 online financial company' and 'No. 1 third-party payment platform' at home and abroad.

In addition, Zhang Fan also has an idea, that is, before 2015, the Xinghuo Netgold Technology Company, which controls the 'Big White Wallet', will become a private bank!

Realize the development of 'third-party platform to offline banking', and change from simple 'Internet finance' and 'Internet platform' to a real 'Internet +' model. And then push to the international field! Disrupting the World Bank market.

At that time, the advanced intelligent development of Xinghuo will be used. It not only allows users to experience the convenience of truly intelligent payment and financial management. It can also have an auxiliary effect on other products of Xinghuo.

Zhang Fan's idea is also a daydream, from the future broadcast he already knows the future of the country's private bank opening policy, and to get to this point, the big white wallet must be able to survive independently in the market!

Instead of relying on the support of Xinghuo's 'Sparrow Network', 'Xinghuo Game', 'Dabai App Mall' and other products, those are just 'domestic demand'.

If you want to be truly independent, Dabai Wallet must lay a solid foundation in addition to Xinghuo products, so that 'Dabai Payment' can stand firm in the face of the powerful 'Ali Zhibao'.

As soon as Li Ruixue mentioned that the 'group buying platform' is a good channel for business expansion!

……

"At present, the development of the domestic group buying market has not yet started. If Li Ruixue really plans to start a business in this area, he can invest and then inject the 'big white wallet' into Li Ruixue's group buying platform. Expand the scope of wallet accessibility. ”

“……。 In addition to the group purchase of goods, in the future, we can also develop 'group purchase of online financial wealth management products', in fact, products such as 'balance/amount/treasure' and 'big white money bank' should also be regarded as a model of 'wealth management group purchase'. ”

"As long as Li Ruixue's group buying brand can grasp the development opportunity and market position, the future market prospects should be quite good, and it may be able to find another way in addition to Ali and Jingdong......

Thinking of this, Zhang Fan looked at the crowd gathered on the lawn in front of him, turned his head and smiled: "Your idea of a 'group buying platform' is very good. It can be regarded as a new way in the current online shopping model and e-commerce model, which is a bit similar to the 'wholesaler' ...... in the traditional model."

"Cleverly this idea of yours takes advantage of the Internet. The platform obtains 'wholesale funds' from users in advance, and then takes the 'large order channel' to get quite preferential product prices from enterprises...... The market outlook should be good. ”

"But the only thing that may be lacking is the reputation of the website, why do you let users put their money in your account? How can I be sure that they are receiving the real thing? ”

"Hmm!" Rui Xue nodded and smiled: "That's why I want to cooperate with Brother Zhang Fan." My idea is that we provide a platform and 'Big White Wallet' as our third-party payment guarantee ......"

"For example, some users have taken a fancy to our big white tablet and feel that the price of 2,000 yuan is a bit expensive, and they can independently launch a group purchase activity on our platform to apply for ......, and their money will flow into a 'public account', and our staff will complete the payment transaction."

"In terms of fund security, users use 'big white wallets', and if we cooperate, we can work together to develop a trading rule. Provide users with a risk-free environment where they can buy with peace of mind. ”

"Of course, we won't let Brother Fan provide it for free, we are willing to pay for your third-party payment services, how about it?"

……

"Quite an idea." Zhou Yang praised: "Since you are willing to spend money, why don't you look for 'Ali Zhibao', in terms of credibility and the number of users, our big white wallet is far behind." ”

"How can it be the same?" Rui Xue looked at Zhang Fan with a smile and said: "Although Ali's third-party payment is very powerful, I think Dabai is the most suitable for our official payment platform." ”

"First of all, we are a new company and we are in a new market area, and if we want to quickly gain market acceptance and recognition, we need to find the focus of the current public opinion. You 'Big White Wallet' have this quality! ”

"Once we cooperate with you, we will immediately gain the attention of the media and public opinion, and I think the effect is much better than that of cooperating with Alibaba!"

"Secondly, the users of Dabai Wallet are young, mainstream and fashionable groups, which is just in line with the corresponding direction of our group buying platform. We cooperate with Dabai, and users will at least feel that we are the same as Dabai, a creative and novel company. ”

"Isn't our brand style established?"

"In the end, it is related to the 'users of the big white wallet' factor, your wallet payment is used for your own products, the number of users is large, but the types of products that can be consumed are small."

"If we choose the 'Dabai Wallet' as a third-party payment, it is equivalent to providing a place for 'wallet users' to enrich consumption, and you users don't have to buy what they want in the 'Dabai Mall' and then go to Taobao to buy other things."

"It means that we are using the consumption of your users**, and you can also make the use of the 'big white wallet' richer."

"It's different to cooperate with Ali, they have their own e-commerce platform, although there are many users of 'Zhibao', it is difficult to transfer to our platform, and Ali is a 'copycat' of us, and our result is a dead end."

"So, after all kinds of measurements, I still want to 'marry' Brother Zhang Fan!"

……

As he spoke, everyone unconsciously came to the banquet lawn, and Zhou Yang joked: "That's not good, you can pick one of the two of us." Either marry me or marry the boss. ”

After the words fell, several people around them smiled at the same time, Zhang Fan picked up two glasses of champagne and handed them to Rui Xue and Zhou Yang, "Rui Xue's business vision is really powerful, you have already convinced me half." Have you done any research on the future 'group buying market'? ”

"Thank you, Brother Fan, I haven't done market research yet." Li Ruixue took a sip of champagne and said: "But we already have a market reference, in fact, the 'group buying platform' is not what I think......

"As early as 08, there was a company in the United States doing 'group buying', and now it has only been about a year, and his market value has reached 1 billion US dollars!"

"The value-added speed is definitely not comparable to Brother Fan's big white, but it is far more than Facebook and Twitter in the United States, and it is a little more powerful than you sparrows."

"I think that if we develop a group buying product in China, we will definitely have our own market in the future. I'm not afraid of that at all. ”

…… (To be continued......)

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