Chapter 830: The Root of the Tang Dynasty Group

However, Qi Xiangdong is only the division manager and does not seem to have an operation on the overall situation.

However, Chen Jiayi somehow became interested in this Qi Xiangdong.

"Okay, arrange it, let Qi Xiangdong go to room 301 in the afternoon, and I will interview in person."

"Okay."

Subsequently, Liu Liang also left.

……

"Your name is Qi Xiangdong?"

"Yes."

"I heard that you resigned from Standard Chartered Bank a few months ago, why?"

It should be said that Chen Jiayi is more interested in this point.

Because, at that point in time, it was the time when Changjiang Group acquired other branches of Standard Chartered Bank.

"Because I feel like Standard Chartered is destroying its future."

"Oh, why?"

"I think Standard Chartered's strength is in Asia as well as in Africa, and of course, that's outside of Hong Kong."

"It seems that the profitability of Standard Chartered Bank's other Asian banks, including African banks, except for the Hong Kong/Hong Kong branch, is not very good. Even, even if it was acquired by our Tang Dynasty Group, such profitability did not change in a short period of time...... Why, on the contrary, do we say that Asia and Africa have advantages? ”

"Admittedly, the African and Asian markets are not profitable right now. However, I stayed in Africa for 7 years, and in 7 years, I saw Africa slowly develop from backwardness. Although there is a big gap with many countries today, they have slowly risen. And in the process of development, there are countless opportunities. Just like our country, because we are developing countries. We have a broader space for development than the developed countries. If not, why is it called a developing country? And Africa is the equivalent of China's ...... in the past."

"You think it's stupid for Standard Chartered to pass on its advantage to others, so. You quit your job? ”

"Yes."

Qi Xiangdong nodded, very surprised why Chen Jiayi saw through his thoughts.

It's just that. Chen Jiayi smiled mysteriously.

He had seen too many young people's aspirations. I've seen too many people show disappointment because their dreams are shattered. Qi Xiangdong's expression just now had seriously betrayed him. Yes, Chen Jiayi had already guessed it. However, after Qi Xiangdong's analysis. Chen Jiayi glanced at Qi Xiangdong.

Yes, why didn't Tang Dynasty Group buy other banks. I want to buy a Standard Chartered bank that is not the most powerful. It is because other banks have developed maturely and do not have a share in the Tang Dynasty Group. But Standard Chartered's branches in Africa and Asia are a treasure that they never dreamed of.

Just think about it. A bank wants to go international. Not to mention opening up all kinds of relationships. And it will take countless hours. Last year, for example, a U.S. bank applied to enter China for business. It took three years to wait from application to approval. But despite this, the three years have only been exchanged for not fully open.

From this, you can see.

Standard Chartered Bank should have spent a lot of effort in the African and Asian markets.

If there was no colonialism in Britain back then. It is impossible to have a Standard Chartered Bank with countless branches in Asia and Africa.

However, Chen Jiayi did not show anything. Instead, he said, "Then what do you mean is to let Standard Chartered not trade with Changjiang Group?" ”

"Yes."

"Haha, very good, then I would like to ask, have you submitted your proposal to the Standard Chartered headquarters."

"Yes."

"The result?"

"If it is approved, I'm afraid I won't resign either."

Qi went to the east beach and beached, a picture that could not be more clear.

"So, do you know why it wasn't approved?"

"It may be that Standard Chartered is indeed facing various crises and insufficient savings."

Although Qi Xiangdong is not a senior executive of Standard Chartered, he also knows the lack of funds of Standard Chartered from the perspective of various businesses. At the same time, a previous transaction of Standard Chartered Bank also caused Standard Chartered a heavy personal loss. In addition, Hong Kong/Hong Kong Standard Chartered has had problems one after another, so Standard Chartered has sold some sound loss companies. Otherwise, I can't stand it anymore. ..., but, after saying this, Qi Xiangdong said again, "But even so, Standard Chartered can't bury its future." It seems to be abandoning the car to protect the handsome, but such a strategy is simply killing the chicken and taking the eggs. ”

"It's a good one, but if you don't do it, you're the CEO of Standard Chartered, what will you do? You know, Standard Chartered was in a situation at the time. In order to ensure the status of Hong Kong/Hong Kong Standard Chartered, Standard Chartered chose to sell the branch business, and it seems that there is no fault ......"

"No, it's a big mistake."

"Although Hong Kong is the top priority of Standard Chartered Bank, Standard Chartered has only been attacked by some media in Hong Kong, as long as you increase public relations efforts, cooperate with major celebrities and enterprises, or sacrifice your own loan interests, you can save Standard Chartered's reputation. As for the sky-high intern incident, this kind of hype is actually similar to gossip news, and it is okay for Standard Chartered Bank to give a reasonable explanation casually. ”

"Not bad, not bad."

Chen Jiayi slapped directly.

This Qi Xiangdong is really powerful.

Not only did I see the potential power of Standard Chartered, but at the same time, there were a series of ways to crack it.

It's just that Chen Jiayi said again, "But, what if I threatened Standard Chartered at that time, do you say, do they sell it or not?" ”

"You ......"

Qi Xiangdong was shocked.

I finally know why Standard Chartered chose to sell.

As an enemy of the Tang Dynasty group, there is only one way to die.

If it is not sold, not only will the global banks die, but also the Standard Chartered Bank in Hong Kong/Hong Kong.

Moreover, Standard Chartered Bank has already learned the power of Tang Dynasty Group in the foreign exchange market.

"Well, it seems that I do want to make it simple, sorry, excuse me."

If you don't think about it carefully, you will definitely not be able to enter Chen Jiayi's eyes, and the position of this CEO seems to have nothing to do with him. Then, Qi Xiangdong stood up and was about to leave.

"Wait, aren't you here for an interview, why are you leaving?"

"Aren't you disappointed in my performance?"

"Well, there are some."

Chen Jiayi made a profound appearance.

It's just that he didn't wait for Qi Xiangdong to react, "I think." You still have a lot of potential for development. As you said, Standard Chartered Bank's branch in Africa. It is an incomparably potential market. ”

This sentence. It couldn't be clearer.

"Ah, I passed?"

"No, no, not so fast. Still, I can give you a chance. You can take on a deputy position for the time being. ”

"Ah......h

During an interview, Qi Xiangdong's life changed dramatically.

It wasn't until later that he didn't know. In fact, Chen Jiayi is quite satisfied with him. As for why you let yourself have some sense of failure at the time. It's all because Chen Jiayi loves to hit people. He doesn't blow people to anywhere, and he feels that he has no sense of superiority.

However, Chen Jiayi will not admit this.

If Chen Jiayi really wanted to talk about it, he would say, "What I like is that Xiangdong is more far-sighted than Standard Chartered, this kind of foresight." It will take the Tang Dynasty Bank further afield. ”

After that, Qi Xiangdong came in. Chen Jiayi was also a lot more relaxed.

Although Qi Xiangdong has not served as an absolute high-level, he still needs to be continuously cultivated. However, his qualifications in Africa for 7 years are really good, and Chen Jiayi is also happy to cultivate. In addition, Tang Dynasty Bank has Qi Xiangdong's management, and Chen Jiayi is much easier. At least, there are some small things like that, and Chen Jiayi doesn't need to see them anymore.

At most, it is enough to grasp the general direction.

……

It seems that after the emergence of the Tang Dynasty Bank, the financial empire of the Tang Dynasty company has slowly taken shape.

However, the Tang Dynasty bank was not enough.

The three carriages of the financial industry, banking, securities, insurance. ..., at present, the Tang Dynasty Group has only entered the bank, as well as securities and insurance.

Insurance is a step ahead, after all, everyone is not too interested in insurance.

However, the securities, Chen Jiayi believes, are the right time to launch.

In Chen Jiayi's concept of development, the global economy has fallen to the bottom in 2008 after the financial crisis, and it is impossible to continue to fall. At the same time, economic stimulus packages have been introduced in various countries. Then, by this time, the global economy has begun to recover. Then, the most obvious performance is the securities market.

Therefore, it is the best time for Tang Dynasty Securities to be launched.

To this end, Chen Jiayi directly put forward the plan of Tang Dynasty Securities and held a conference.

"Ladies and gentlemen, Tang Dynasty's entry into the securities field has been approved by the state, and at present, let's talk about our plan to enter the securities industry......

Participating in the meeting were Zhang Zixian, CEO of Tang Dynasty Group, Liu Sichen of Tang Dynasty Venture Capital, and Qi Xiangdong, who had just been summoned. After all, banks and securities are inseparable. A lot of banks, they are involved in the securities industry.

"If we want to enter the securities field quickly, then we still have to buy large securities companies. For example, a case like Merrill Lynch is a good choice. ”

Liu Sichen said.

However, after saying this sentence, Zhang Zixian shook his head, "I'm afraid this won't work." ”

"Why?"

"Since Standard Chartered Bank was indirectly acquired by us, other countries have been on guard against our Tang Dynasty Group. Our banks have already opened, so naturally, the next step must be insurance or securities. If there are any large-scale securities and insurance transactions in the world, we will definitely think of our Tang Dynasty Group. Even if we use the channel to buy secretly, it will be difficult to buy successfully. ”

"That's what Zixian said."

Zhang Zixian thought about it well, and now he still wants to acquire, but it is really too difficult. Even if it can, I'm afraid, it won't be able to be acquired in a short time. Now is the best time to enter the securities industry, then, if you want to enter, you can no longer consider acquisitions.

"If that's the case, even if we enter it now, it will be difficult to capture much of the market."

Everyone, you look at me, I look at you, there seems to be nothing you can do.

If you want to enter quickly, you have to acquire the world's largest securities companies. If you don't acquire, then you don't have so many customers, and if you don't have so many customers, you can't make a corresponding profit. However, the problem now is that even if you want to, you can't buy it.

In the end, I still can't catch the customer.

However, as soon as Chen Jia held this meeting, it was precisely to solve this problem.

"The acquisition is not considered for the time being. However, if you can acquire it in the future, don't give it up. As for how to promote our Tang Dynasty Securities, I think. Can we try network promotion? ”

"Network promotion?"

Tang Dynasty Group is an Internet company, even if there is Tang Dynasty Bank. But his main business. Still an internet company. Therefore, many of his businesses will use the Internet. It's just, in general, using the Tang Dynasty as an Internet platform. It's just advertising.

"What Mr. Chen is talking about using the platform to advertise Tang Dynasty Securities?"

"No, it's not as simple as advertising. Instead, it uses the Internet as a securities platform. ”

It's just that even if Chen Jiayi said this, several people still didn't understand it very well.

"How. Isn't it clear? ”

Chen Jiayi felt that he had made it very clear.

"This. Mr. Chen, now major companies have their own electronic trading platforms, even if we launch them, there seems to be not much difference. ”

At this time, Qi Xiangdong, who didn't know much about the Internet, said. ...Of course. This is not just the meaning of Qi Xiangdong, Zhang Zixian and Liu Sichen. None of them seem to have understood.

"Hahaha, why don't I understand, presumably, you all think that this service I pushed out is just an electronic trading platform?"

In the global securities market, it is generally necessary to enter the securities market. Then, first of all, you have to open an account in the securities market, and then, tie this account to a bank account. Then, the user can use the money in the bank to enter the securities market and buy and sell freely. Of course, at this time, if you don't have a computer, you can only stay in the securities trading venue and use the machines in the securities trading venue to carry out your own operations. If you have a computer, then the security will also provide a software for trading securities.

Then, you can stay at home and buy and sell securities accordingly.

For this reason, the platform for operating securities on a computer is also called an electronic trading platform.

So, in order to tell his own business vividly, Chen Jiayi made an analogy, "Everyone, have you forgotten, don't we have an Alipay?" ”

Without waiting for everyone's doubts, Chen Jiayi directly pointed out, "The securities trading platforms launched by Alipay and securities companies are actually electronic trading platforms, which require valid resident documents to be bound to bank cards. As a result, it is possible to trade on the Internet. So, why don't we add one more feature to Alipay so that he can realize securities trading? ”

It's just a change in thinking, and all of a sudden, Tang Dynasty Securities has attracted countless users around the world.

Although among them, there are many people who will not use Alipay to speculate in stocks, but there are too many people who use Alipay, so at this time, this friend can easily use Alipay to participate in securities transactions. Moreover, he does not need to go to the securities company to handle any business, he only needs to sign all kinds of valid documents on the Internet, and he can.

It should be said that this greatly simplifies the process of users entering the securities market.

Because, if a citizen wants to enter securities trading, he must not only open an account in the securities market, but at the same time, he must also bind the bank, two steps, you can not avoid at all. However, at this time, if you use Alipay, then he only needs one step. And the operation is simple, convenient and time-saving.

"Oh my God, you can come up with such a strategy."

While several people were surprised, they were also deeply admired. It turned out that the Tang Dynasty Internet platform was far from being fully played, and in the case of combining with reality, the Tang Dynasty Internet platform was able to exert such power. I'm afraid that as soon as such a strategy comes out, a large number of securities companies around the world will vomit blood.

"Great, with this strategy, we can enter the global securities market as quickly as possible."

Relying on the Internet and Alipay, Tang Dynasty Securities can even enter it directly without the need for office space, which greatly facilitates the user's transaction. In addition, Alipay is an online payment platform with the largest market share in the world, and its user base is absolutely terrifying. As long as a small number of them enter this market, it can already make Tang Dynasty Securities one of the largest securities companies in the world overnight.

Qi Xiangdong said excitedly.

"Yes, in addition to relying on Alipay to develop securities business, we can also rely on the securities business to allow these users to join in e-shopping."

Liu Sichen added.

"Not only that, but our Tang Dynasty Bank can actually open such a service. Relying on our Internet, as long as you are a customer of Tang Dynasty Bank, you can also handle securities transactions on the Internet. ”

"Haha, it seems that everyone understands." ..., a few didn't understand from the original, and under the inspiration of Chen Jiayi, they came up with a series of businesses.

Subsequently, several people discussed some more.

"OK, if there is no problem, first put the Tang Dynasty securities business under the management of Xiangdong."

"Ah, let me take care of two places at the same time."

Qi Xiangdong never thought that this Tang Dynasty Securities would also be handed over to him.

"Not bad."

Chen Jia nodded in confirmation.

And said, "Do you know why it was given to you? ”

Qi Xiangdong shook his head, indicating that he didn't know.

"Actually, if it were normal, maybe I would have handed over this business to someone else. However, you have just entered the Tang Dynasty Group, and you may not know much about the Tang Dynasty Group. You must know that although Tang Dynasty Group's business is huge, it involves many aspects. But, I'm going to tell you, you always have to remember. The foundation of the Tang Dynasty Group is the Internet and electronic technology. One of our services is under the service of electronic technology, which is promoted. Just as, our current Tang Dynasty Securities, also because of electronic payment, this has found a way to quickly enter the market, leaving electronic technology, the Internet, we have nothing ......"

This sentence had a deep impact on Qi Xiangdong.

At the same time, this sentence has always been remembered by every senior executive of the Tang Dynasty Group.

It is precisely because of this sentence that in the future development, the Tang Dynasty Group has encountered some difficulties after some difficulties. There are some difficulties that are almost impossible to achieve in reality. However, when they thought of the fundamental business of the Tang Dynasty Group, a series of problems were suddenly solved.