Chapter 158: Giving You Two Choices
"What do you say about the loan, wife?" Ye Kai asked.
Chu Jingxuan glanced at him, and continued to drink the fruit tea, but automatically ignored the second half of what Ye Kai said, "This is an internal matter of the bank, and you can't just talk nonsense." ”
"Tell me, you're not an outsider, and it's not up to you to decide the bank's affairs? That's right, Chu Dong. Ye Kai continued to ask.
"Then I have to seriously consider it......" Chu Jingxuan hugged the fruit tea, looked at Ye Kai's eyes and said, "Could it be that you are leading this matter, otherwise why are you so active?" ”
Chu Jingxuan didn't say anything, but she had long suspected in her heart that there was a bit of an ambiguous relationship between Ye Kai and Pei Yunqiu, the last time she met them together when she had coffee, and now Pei Yunqiu took out a loan, and Ye Kai was making a name for her, it was difficult for Chu Jingxuan not to doubt the relationship between the two of them.
It's just that Chu Jingxuan also thinks that this matter seems a little unlikely, after all, Pei Yunqiu is seven or eight years older than Ye Kai, something is going to happen between the two of them, isn't it? Besides, Pei Yunqiu is also a very high-spirited person, so he may not be able to do anything with a little boy who just graduated from high school.
"I really don't have anything to do with her, I'm just doing my friends a favor." Of course Ye Kai won't admit anything, in fact, he and Pei Yunqiu are indeed innocent, at most they have kneaded once, except for that time, which is a special case, there is really no physical contact.
"I don't believe it." Chu Jingxuan shook her head, her face full of suspicion.
"If you don't believe it, I can't help it, after all, this kind of thing can't prove itself guilty or innocent." Ye Kai spread his hands and said, "The matter of plastic steel, it was indeed I suggested that Pei Yunqiu do it at the beginning, but now it seems that the situation is very good, she wants to expand the results, I just help pull the loan." ”
"You don't have any benefit in this?" Chu Jingxuan felt a little unbelievable.
Plastic steel profile production project, from the operation of the production base in Haidong City, is a very good project, now distributors from all over the country have come to Haidong City, asked to do the project agent, Pei Yunqiu's factory in Haidong City, it can be said that ten production lines are always in full capacity operation, workers are also three shifts a day, people stop non-stop, even this can not meet the needs of orders.
Because of this, Pei Yunqiu is anxious to build a number of plastic steel profile production bases across the country to share the pressure of demand in various places and try to meet the market capacity.
For such a good project, banks are naturally very willing to provide loans, how can a full high-quality loan project be pushed out of the door?
Moreover, according to Pei Yunqiu's production and operation conditions, all investments will definitely be able to return to their original costs within a year, and the bank does not need to worry about insolvency.
Chu Jingxuan simply looked at this matter with the mentality of an investor, and felt that Ye Kai had no reason to let go of such a good opportunity to hand over the plastic steel project to others, the old Ye family did not have an advantage in physical investment in everyone's impression, with such a good opportunity, why should Ye Kai cheapen others?
Even if it is placed in front of the old Chu family, it is more tempting for this project, if it is not an investment project pulled by Ye Kai, Chu Jingxuan has the idea of swallowing it in one bite, isn't it just to get some money to buy a production line abroad, and after coming back to assemble it, it can be put into production, such a simple thing, as long as there is money, who will not do it?
Of course, since the threshold of this project lies in the financial aspect, ordinary people will definitely not be able to play it, and they must get the support of the bank, but the person who can borrow one billion yuan from the bank at once is definitely not an ordinary character.
Because in addition to seeing the huge returns, the bank should also see the possible competitors in the future, if everyone rushes to the top and there are plastic steel production projects everywhere, can the domestic market withstand everyone's toss?
Many good projects in China have collapsed in a disorderly competition, and there are many such lessons.
Therefore, it is not unreasonable for Chu Jingxuan to say that she should consider it carefully, but she is even more curious about Ye Kai's role in this matter.
"You women are just too curious." Ye Kai said helplessly, "In fact, although the old Ye family did not have a financial advantage before, and did not have their own entity investment, it does not mean that there will be no in the future, in fact, I already have a considerable amount of funds in my hands, even if I am wholly involved in this new plastic steel project, it is not a big deal, but for the time being, I have some other ideas to realize, so the fertilizer does not flow into the fields of outsiders, so it is natural to think of your family's bank, and you can also earn a lot of benefits through this project." So, don't you think it's sincere enough? ”
"Does the old Ye family have a financial advantage? How come I've never heard of it? Chu Jingxuan was very surprised.
Because of the innate advantages of the bank in capital, it is very sensitive to the capital trends of major domestic enterprises, so there will be any new economic changes in the country, their sense of smell is the most sensitive, the old Ye family has always focused on the development of the military and government affairs, and rarely deals with local enterprises, and the Ye family has no other large entities except for the third generation of Ye Da and a few entities, a relatively famous Huanyan entertainment company.
Calculated in this way, even if the Ye family is not short of money, the total funds will definitely not exceed 100 million, so Chu Jingxuan was a little surprised Ye Kai's tone, it seems that in his eyes, the investment of one billion is just a drizzle, which can't help but surprise Chu Jingxuan, is it Ye Kai's exaggeration, or is it true, the Ye family has completed the initial accumulation of funds?
If Ye Kai's words are true, then the possibility of the old Ye family entering the field of financial investment in the future is also very large, and Chu Jingxuan can't help but figure out the details here.
"Well, the Construction and Development Bank is very interested in the plastic steel project and is willing to make this loan." Chu Jingxuan finally made a decision, "But I want to know, in business, what will you use as collateral?" After all, this is an investment project of one billion yuan, not one hundred thousand yuan. ”
"Well, do you think you can bet on me?" Ye Kai said with a smile.
"I'll tell you a serious ......," Chu Jingxuan blamed with some dissatisfaction, "When talking about business, don't mix personal feelings." ”
"Well, I respect your professional conduct." Ye Kai nodded and said, "I have a real estate investment worth hundreds of millions of dollars in Hong Kong, and it should be possible to use this as collateral, right?" ”
"A few hundred million dollars?!" Chu Jingxuan looked at Ye Kai's expression, as if she had seen a little monster.
Ye Kai's face was calm, and he let Chu Jingxuan look at him from top to bottom.
"Are you sure you don't have a fever?" Chu Jingxuan asked, "Or did a wealthy businessman in Hong Kong bribe your old Ye family with a lot of money?" Other than that, I really can't think of how you can accumulate hundreds of millions of dollars in such a short period of time. ”
"You're not polite at all." Ye Kai scratched his head and said, "Don't you think I'm very business-minded?" A few hundred million dollars is just a matter of talking and laughing for me. ”
"I really haven't seen it yet." Chu Jingxuan said.
Although she said this, Chu Jingxuan's heart was extremely shocked, the possibility of Ye Kai deceiving her was not very high, if Ye Kai did not lie, then there was only one possibility, the old Ye family had begun to get involved in the economic field from a simple political family!
Hong Kong's real estate investment market has been steadily rising recently, and the investment analysis experts under the old Chu family also believe that Hong Kong's real estate market will usher in a large increase, and the mainland government is also happy to see that Hong Kong will have at least a superficial prosperity in the future due to Hong Kong's return to the motherland, so as to resist all kinds of ideological trends that are bearish on the prospects of Hong Kong's return.
If the Ye family really invested hundreds of millions of dollars in the Hong Kong real estate market, the benefits in a few years will be very lucrative.
What surprised Chu Jingxuan even more was what means did the old Ye family use to obtain the original accumulation of funds?
After all, this is not a small amount, and it can't come out of nowhere.
Although the old Ye family has a strong influence in the military and has enough influence in the political circles, they have never been an economic family, and they do not want to be like the old man Chu, who has been engaged in economic work since before the founding of the People's Republic of China.
The Ye family does not have the same conditions as the Chu family, and the old man Ye and the rest of the Ye family are basically engaged in politics and the army, that is, they are not engaged in business, how can they obtain such huge benefits through normal means?
If it weren't for the fact that Old Man Ye was an upright person, Chu Jingxuan would have wondered where they had transferred the country's funds, and only this possibility was more reliable.
"Isn't that a little confusing?" Ye Kai looked at Chu Jingxuan, who was racking his brains and thinking there, and asked with a smile.
"I really can't figure it out." Chu Jingxuan found that the information she had was not enough to support her to understand this matter, so she shook her head very dryly and said, "Why don't you tell me!" ”
"I'm afraid it's a bit inappropriate to do this, and it's unjustifiable to get something for nothing. For a smart girl like you, I shouldn't deprive you of the right to think about things. Ye Kai said to Chu Jingxuan with a little teasing, seeing her somewhat displeased look, he raised two fingers and said to her, "Well, so be it, I'll give you two choices." First, kiss me, and I'll tell you right away. Second, after three days, I will send you a written note explaining the matter in detail. What do you think? ”
(To be continued)