Chapter 2 Investment Direction
Since waking up in the morning, Li Hualong has been thinking about how to make money in the future, he knows very well that with his understanding of the general trend of the world in the next 66 years, it is easy for him to become the richest man in the world, but he has not thought of how to make a pot of gold.
After reading the sales advertisement, Li Hualong thought that the real estate industry in Hong Kong in this era was completely different from that of later generations, when Hong Kong's real estate sales were based on a whole building.
Without deep pockets, it is difficult to buy an entire building, and private individuals rarely get involved in it; After owning a building, the company either sells it in its entirety, or uses it for its own use or rents it to other users. Therefore, at this time, the Hong Kong real estate company is usually called a real estate company, not a developer.
"Tiered sale, pre-sale of pre-sale, Fok Yingdong came up with the idea, I want to use it in advance, hehe, it is January 1949, more than a year before the Korean War, it is estimated that Fok Yingdong only owns a few small boats now, and he can only be regarded as a small person now. I seized the opportunity, and in a few years, I could become the top richest Chinese businessman in Hong Kong. ”
"I hope my father can listen to my persuasion, if he can sell the property in the magic capital as soon as possible, at least a few million Hong Kong dollars, this money can be used to buy land, and he can buy a lot of land. The way to pre-sell pre-sold properties through guò does not need to invest a penny, and it will not take long for a few million to become tens of millions. ”
"Hong Kong real estate will continue to rise in the next decade or so. Every time you build a building, you can make a lot of money, and when you make money, you can continue to invest in buying land, and in ten years, you are expected to become a billionaire ......"
"You don't want to become a billionaire in ten years, you just need to have 100 million Hong Kong dollars in cash before the revolution. I still remember that in 1967, when the anti-British movement broke out in Hong Kong and the real estate industry in Hong Kong collapsed, there were problems in Hong Kong's real estate industry......"
"Li Chaoren and other real estate tycoons have seen the infinite prospects of Hong Kong real estate, taking advantage of the low tide of the real estate industry to absorb a large number of land properties that have been sold at low prices. At that time, my capital was far stronger than Li Chaoren, and the www.biquge.info of Biquge was naturally higher than him......"
"In the 80s, no, in the mid-to-late 70s, Microsoft and Apple were created, and in the early days of these two companies, I had to make venture capital, and when these two companies went public, I could get at least a hundred times the return on investment......"
"In the early 80s, Apple had a crisis, Steve Jobs was swept away, and Apple's shares didn't have to be held for a long time, and after they went public, they could start selling and cashing out. Wait until the beginning of the 21st century, when the dot-com bubble bursts, and then buy Apple shares......"
"Since the establishment of Microsoft Corporation, it has almost always been smooth sailing, and it is worth holding for a long time."
"Cisco, Dell, Yahoo, Amazon, eBay, Google, Facebook, Baidu, Tencent and other domestic Internet companies, there are too many companies worth investing in. Make venture capital investments in these companies early, invest $100 million in each company, and even if these companies go public, you can still hold more than 30% of the shares, and each investment can get a good rate of return. ”
"Wow, wow, haha, I'm developed! Rich enough to rival the country! ”
Li Hualong muttered in his heart, with an excited expression on his face.
Two days later, in the evening, Li Hualong came to Zhao Litong as a guest with a letter (gift).
Zhao Litong happened to be at home, and when he saw Li Hualong visiting, he was very happy, said a few words of greeting, and asked, "Hualong, when are you going to return to the magic capital?" ”
"I'm not going back to the magic capital."
"Why? You don't want family? ”
"Yes. I have written to my father and I hope that he will be able to sell his property in the magic capital and come to Hong Kong to develop. ”
"Will your father listen to you?"
"I don't know." Li Hualong smiled faintly, "Is your father at home?" ”
"I'm not at home, I'm working at the bank, I'll be back before dinner."
"I have something to discuss with your father, so I'll leave you here for dinner in the evening."
"Okay. My house is not big, there are no guest rooms, if you don't dislike it, you can sleep in the same bed with me. ”
"No more trouble. If I don't go back, the maid at home will be worried. ”
"It's up to you." Zhao Litong didn't insist, looked at Li Hualong a few times, and asked curiously, "What are you looking for my father?" ”
"I'm going to take a mortgage on my house and want to see how much I can get first."
"When my dad comes back, you can discuss it again."
Li Hualong and Zhao Litong chatted for more than half an hour, and Zhao Wende went home from work.
Li Hualong had been a guest at Zhao Li's house before, knew Zhao Wende, and when he saw Zhao Wende going home, he quickly stood up and greeted with a smile: "Uncle Zhao, hello!" ”
"Hualong, it's you, sit down." Zhao Wende smiled.
"Dad, Hualong came to our house to talk to you about a loan." Zhao Litong said.
"Hua Long, what are you using your loan? Want to start your own company? Zhao Wende asked curiously.
"I have a few properties in Hong Kong and I plan to use them as collateral to take out a loan from HSBC. After getting the loan, I will set up a real estate company, buy the land, and build the house myself. Li Hualong said with a smile.
"If you really set up a real land company, I'll follow you." Zhao Litong said with a smile.
"Well said, well said." Li Hualong nodded in response.
"If you study construction engineering and set up a land company, you can apply what you have learned." Zhao Wende smiled, paused for a moment, and asked, "How much is the property in your name worth?" ”
"If it is sold at the market price, it will not be less than HK$500,000."
In Hong Kong in this era, HK$500,000 is a huge amount of money, and most Hong Kong people have a monthly income of less than HK$150.
Zhao Wende has worked in HSBC for many years, although he is not a rich man, but after all, he has seen money, and when he learned that Li Hualong said that he had assets of 500,000 Hong Kong dollars in his name, he did not show a surprised expression on his face, he had long known that Li Hualong's father, Li Yisong, was a wealthy businessman.
"How much do you want to borrow?" Zhao Wende asked.
"The more the merrier." Li Hualong replied.
"The valuation of the property can be overvalued, but at most it can only be borrowed to 50% of the valuation."
"Five makes fifty." Li Hualong said with a smile, "Uncle Zhao, I know the rules, I am willing to take out two thousand yuan in benefits, how to operate, entrust Uncle Zhao to handle it." ”
"It's really good." Zhao Wende said secretly and said with a smile: "Hualong, you tell me about the situation of the real estate under your name." ”
"The house I live in now ......"
Li Hualong introduced the location and area of the detached villa where he lives, as well as the location, area and monthly rental income of the two tenement buildings used for rent.
After listening to Li Hualong's introduction, Zhao Wende smiled and said: "In the past six months, Hong Kong's housing prices have risen a lot, and the one villa and two tenement buildings you mentioned are overestimated, and the market value can reach 1 million." ”
Li Hualong smiled: "Really? ”
"Really." Zhao Wende nodded with a smile, "Tomorrow you come to the bank, bring the title deed, and I will help you with the loan procedures immediately." ”
"When will I get the money?"
"The long is half a month, the short is a week, I will help you urge, it should not exceed ten days."
On January 8, he sent a telegram to Li Yisong, who was far away in the magic capital, telling his father that he would not go home for the New Year, and his family should not worry about it, and asked if he had received the letter he had written.
Li Yisong sent a telegram back to Li Hualong, not saying whether he had received the letter, only asking him to return to the magic capital for the New Year.
Li Hualong sent a telegram again, making it clear that he would not return to the magic capital for the New Year.
After sending a second telegram, Li Hualong wrote another letter, which not only contained the content of the previous letter, but also mentioned in the letter that he was preparing to set up a real estate company in Hong Kong.