86_At the beginning of 861334, the run on the tide recurred, and this time the first to bear the brunt was Hang Seng Bank.

A large number of citizens rushed to the head office of Hang Seng Bank to withdraw their money, and the crowd stretched from Des Voeux Road Central to the Hong Kong clubhouse in Statue Square.

HSBC once again publicly stated its support for Hang Seng Bank through the media and appointed staff to guard the lobby of Hang Seng Head Office to prove that there was sufficient cash supply.

A wad of banknotes can be found in all corners of the lobby to meet the needs of customers. Although Hang Seng Bank has repeatedly assured depositors, the situation has deteriorated.

On April 5, Hang Seng Bank lost 80 million yuan in deposits in one day, accounting for 1/6 of the bank's total deposits.

Last year, when Li Hualong did not withdraw cash from Hang Seng Bank on a large scale, the maximum deposit amount of Hang Seng Bank was as high as HK$750 million, and by the evening of April 5, the total deposit on the bank's accounts was only about HK$400 million.

On the afternoon of the 5th, Li Hualong returned home from work and saw his father pruning the branches of potted plants in the yard.

"Aaron, come over and talk to me." Li Yisong greeted.

"Okay!" Li Hualong replied with a smile, walked up to his father, and asked, "Abba, is there something wrong?" ”

"At noon, Ho Shanheng called home and invited you to go to Hang Seng Bank tomorrow to attend the board of directors."

"I see." Li Hualong nodded.

"The crisis that Hang Seng Bank encountered this time is very strict, can it survive safely?" Li Yisong asked.

"Even if I don't help, Hang Seng Bank won't go bankrupt."

"So confident? Why? Li Yisong asked curiously, "Now many people think that Hang Seng Bank will fail." ”

"I know Hang Seng Bank is doing well." Li Hualong said lightly.

"What kind of help are you going to provide to Hang Seng Bank?" Li Yisong asked with a smile, he knew that there was a large amount of cash and gold stored in the basement of his home, as long as Li Hualong was willing to take out the cash and gold to help Hang Seng Bank, then Hang Seng Bank would definitely be able to survive the crisis safely this time.

"Hang Seng Bank is bankrupt, and so am I."

Li Yisong was slightly stunned, glanced at Li Hualong, clicked, cut off the branch at the top of the tree, and said, "Help without asking for anything in return?" ”

"Of course not. I am ready to inject capital into Hang Seng Bank and increase my stake in Hang Seng Bank. ”

"Do you want to get an absolute controlling stake in Hang Seng Bank?"

"If I want to solve the crisis of Hang Seng Bank, I will definitely hold more than 50% of the shares, but the controlling stake can be less than 50%."

Seeing the confusion on his father's face, Li Hualong explained with a smile: "If you have shares, you don't necessarily have voting rights. ”

"I kind of see what you mean. Some listed companies issue different shares, when dividends are distributed, the dividends per share are the same, but the voting rights are different, several times different, and most of the stocks with more voting rights are controlled by the company's founders and management. “

"That's what it means."

"That's a good way." Li Yisong smiled heartily, "Do you think the shareholders of Hang Seng Bank will approve of your proposal?" ”

"I don't know, but I don't think it's a big problem. Over the past decade or so, I have had a good relationship with the board members of Hang Seng Bank, who know that I am not interested in running a bank, and that I have a lot of properties under my belt, and even if I have an absolute controlling stake in Hang Seng Bank, the management of the bank is still in their hands. ”

"Hopefully you'll get your wish tomorrow."

"Thank you, Abba!" Li Hualong smiled and said, "Are you interested in joining me on the board of directors of Hang Seng Bank tomorrow?" ”

"I'm not a director of Hang Seng Bank, so I'm not qualified to attend this meeting."

"Let's not talk about whether you are qualified or not, just ask if you are interested."

"Not interested."

"If I do inject capital into Hang Seng Bank and increase my stake, then I will ask for more board seats, which I don't have a majority, but I have more than 40%. At that time, Abba, you will be a director of Hang Seng Bank. ”

"We'll talk about it then."

That night, Li Hualong had dinner at home, sat in the living room with his family and chatted for a while, and he received a call from He Shanheng.

"Aaron, Hang Seng Bank is going to hold a board meeting tomorrow, you know, right?"

"Got it, my Abba told me. I will go back. ”

"A lot of depositors come to Hang Seng Bank today to withdraw money, and maybe more people will come to withdraw tomorrow, what is your best solution?"

"It's a little bit of an idea, it's not mature yet, tonight, I'll think about it."

"You're bothered." Ho Shanheng said in a deep voice that he felt that whether Hang Seng Bank could survive the crisis may depend on whether Li Hualong was willing to help.

"Uncle He, it's too polite for you to say this, I am also a shareholder of Hang Seng Bank, the bank makes money, and I am also a shareholder of the benefit. This time, Hang Seng Bank encountered a crisis, and I was quite anxious. ”

"You're really in a hurry, then you should come to the bank today." He Shanheng secretly said in his heart, although he was limited dissatisfied with Li Hualong's words, he did not say sarcastic, but apologized, "It's me, the chairman, who didn't manage the bank well." ”

"Uncle He, don't blame yourself, Hang Seng Bank encountered a crisis this time, and a big reason is that someone maliciously slandered ......"

The next morning, Li Hualong stepped on the time and came to the conference room of Hang Seng Bank.

"Sorry, sorry, I'm late." Li Hualong said apologetically.

"Aaron, you're not late, it's just right." He Shanheng greeted with a smile, "Everyone has arrived, come and sit." ”

As soon as Li Hualong sat down, He Shanheng said: "Manager He (He Tian), you can first introduce the current situation." ”

He Tian nodded, looked at the text in his hand, and introduced: "Yesterday, depositors withdrew ...... from our Hang Seng Bank."

Each director has a copy of the text in front of him, and the content introduced by He Tian is in the text.

At first, Li Hualong did not speak.

After some discussion, three solutions were proposed:

1. Accept the assistance of Chase Bank of the United States;

2. Closure of business and takeover by the government;

3. Ask for help from HSBC Hong Kong.

Li Hualong opened his mouth and said, "Everyone, please listen to me. ”

He Shanheng said: "Hualong, everyone said it just now, but you haven't opened your mouth yet, tell me what you think." ”

"First of all, I would like to say that I have confidence in Hang Seng Bank, and I hope that everyone here will also have confidence in our Hang Seng Bank. ”

He Tian sighed and said: "Hang Seng's deposits have been drained bit by bit, if this continues, we will have no money to give to depositors, and now we are on the verge of bankruptcy." ”

He Shanheng said in a deep voice: "Hualong, what do you say you have to solve it. ”

Li Hualong said lightly: "I injected capital into Hang Seng Bank and increased my shareholdings. ”

He Shanheng was stunned when he heard this, and squeezed out some smiles on his face, he really didn't want Li Hualong to increase his stake in Hang Seng Bank, but now, there are not many better ways, which can ask hard: "How much money can you come up with?" ”

"HK$52 million."

Li Hualong can come up with more cash, but he is not ready to take out more money at once, he is ready to use the money to buy shares in Hang Seng Bank, he feels that these money is just right, which can not only solve the crisis of Hang Seng Bank, but also achieve the purpose of increasing his stake in Hang Seng Bank, and his stake in Hang Seng Bank will not exceed the bottom line of the directors of Hang Seng Bank.

At this time in Hong Kong, 52 million Hong Kong dollars is a huge amount of money, and the market value of many well-known enterprises is less than this amount, the directors of Hang Seng Bank heard this figure, and their faces showed surprised expressions, and most of them had a flash of surprise on their faces, they all knew that the assets owned by the young man in front of them may be higher than the deposits of Hang Seng Bank, and not long ago, they spent 100 million Hong Kong dollars to buy land