Chapter 921: The Law of Saving for Life

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However, at this time, judging from various aspects, the United States is far from the point of waging a second war against Iraq, and it cannot find a reason to continue to use troops against this poor Middle Eastern country.

The incumbent President Clinton's term of office has less than a year left, and he has always advocated the development of a new economy, and he does not approve of a big move against Iraq, and his economic policy has indeed made the US economy greatly better, becoming the only golden extension since the 80s, which makes his prestige very high, and if it were not for the impact of the zippergate incident, it is estimated that he will rise in the US presidential ranking.

George W. Bush, who was involved in the Second U.S.-Iraq War, was still governor of Texas at this time, dealing with his cows all day long, or nibbling on raw corn to show that he valued the planting industry.

Therefore, Sheng Olive did not think that the threat of war would come back after more than a year, and only regarded Fan Wuxian as a casual joke.

"I heard that you have a very large comprehensive city in Hangzhou?" Sheng Wei asked suddenly.

“。 &Yes, indeed. Fan Wuxian nodded and replied, "At the beginning, I received a lot of land, and it was not easy to do other things, so I made a large number of chain cities, including special electrical appliances and comprehensive cities, which were mainly built according to the actual needs of the local area." ”

Probably because women like to go to the market, especially Weiwei heard that the city in Hangzhou is very large, and basically everything can be bought in it, so he moved his mind and wanted to go over and have a look.

"Okay, I'll call and ask them to arrange for someone to come and pick us up." Yu Wuxian immediately made a phone call to the headquarters and asked Hangzhou to arrange the matter.

Within twenty minutes, the store manager of the city here in Hangzhou drove over to pick up Fan Wuzhi and them.

In fact, from the city to the West Lake, that is, ten minutes away, when Shengwei was taken to the city, only now the scale of the city is really large, it should be said that it is a large shopping mall is about the same, the three outer floors of the city are boutiques, there are probably hundreds of them, and the interior is very large, there are more than a dozen floors, the area of each floor is as big as four football fields, and the content inside is also very colorful.

Basically, in addition to the things that are not allowed to be sold, all things can be found from here, and the shopping guide function provided by the city is also very powerful, completely computerized management, which allows you to find the specific location of the required items on the computer terminal at any entrance, such as how many floors, which area, who the shopping guide is and other information.

After Sheng Che saw it, he couldn't help but sigh with emotion, "The convenience brought by modern technology to people is indeed unexpected before." ”

"In fact, the future of the online mall will be popular, a few days ago, the major chain enterprises under the Fan's Investment Group, are working towards this aspect, striving for convenient payment channels, began to gradually set foot in the field of online shopping, this aspect has made some achievements." Fan Wuxian said to Sheng Wei while walking with Sheng Wei and Sheng Wei.

In fact, the city reform network city is not a very troublesome thing, the only thing worth considering is whether the payment and logistics channels are smooth, so the current attempt is only in some large cities and medium-sized cities to carry out pilots, and when the opportunity is ripe, it will be promoted to cities across the country.

"So when can you go overseas?" Sheng Hui asked.

"I've gone overseas one by one," Fan replied with a smile, "In fact, overseas sales have already begun, and overseas sales channels are more convenient and profitable." ”

Under the guidance of the store manager, the two entered the city, and sure enough, it was crowded and overcrowded, and it was obvious that the people who came here were not only locals, but also the number of tourists.

As a large tourist city, there are many floating populations here, and it is also a large group of people who pay for the second and second fees.

Sheng Wei is very interested in the clothing area and decoration area, and Fan Wuxian is concerned about other problems, although the children's toy area is rich in variety, but it seems a little crowded, some children get the toys and want to unpack, but because of the city's management regulations, and can not leave before they can do so, but also caused a lot of parents to complain.

After Fan Wuxian saw this situation, he said to the store manager, "This problem needs to be solved."

"It's hard to solve!" The store manager replied with some scratching his head, "Once you let it go, it's all messed up."

"Think of it this way and set aside a separate floor to create a children's play area." After thinking for a while, Fan Wuxian replied, "Parents can spend a small amount of money, or with the help of shopping receipts, put school-age children to play inside, and send special personnel to manage them here to ensure safety, and parents can continue to shop during this period, so that adults can solve the problem that adults can't shop because of their children." ”

"That's a lot of investment! $ gold, in fact, it is not expensive, but it wastes a whole floor, and the price is too great. The store manager replied a little distressed.

"Investment always pays off," Fan replied with a smile, "I did think of an example." Indonesia's president, Habibie, told me something. ”

Habibie once told Fan a story about his friend. This friend's name is Dalam, and this man has been the president of a large bank since his thirties, and he is an authentic junior compared to those senior financiers and bankers in their sixties and seventies. Although the bank he was in charge of was well-known in the city, his superficial resume was ridiculed by financial giants and bank leaders, who thought that it was an international joke that he was at the helm of the flagship of the banking industry.

Sure enough, at the outset of his tenure, Darham made a ridiculous and generous decision, asking his men to put all newborns within 20 kilometres of the bank on a single list.

Employees were baffled by his move, but did it anyway.

Three days later, all the newborns on the list received a letter from the bank, congratulating them on coming to this wonderful world at such a lucky moment, to this beautiful new district.

Since then, at the appropriate time each year, the children have received a letter from Durham Bank reminding them that their birthdays are approaching. When they are old enough to read stories, Durham's bank will send them a storybook that tells the story about the benefits of saving. If it's a little girl, she receives a Barbie doll as a birthday present with the full name of Darham Bank printed on the back. If it was a little boy, he would receive a baseball bat with the bank's name on it.

For a few years, this expense alone has been a lot of money, but the benefits are not significant.

Dharam also renovated the most important floor of the bank's office building into a children's playroom. There are merry-go-rounds, slides, seesaws, bumper cars, sand piles, and a competent caretaker to guide the kids through the fun.

Many young mothers come to the bank to save their money in Dhahlam, and some mothers even leave their children here after their business and go shopping or visiting friends with peace of mind.

Dalham's approach is starting to show some benefits, but the benefits are modest compared to the upfront investment. Some began to question Durham's abilities, feeling that a governor who would only attract housewives would not make a big difference.

However, during Indonesia's difficult economic period, a large number of industrial and commercial enterprises went bankrupt, and the operation of banks was difficult, and some large banks declared bankruptcy. Durham's banks were able to stay afloat by absorbing large amounts of household deposits, and it was only then that people realized that personal savings turned out to be a huge gold mine! After a period of economic hardship, Dhahlam's bank's good reputation brought great returns to its customers, and Dhahlam's reputation rose for a time.

Thirty years later, a financial storm that swept across Asia once again pushed the banking industry to the brink.

Darlam, who is already in his sixties, has once again been favored by God, and many of the children who played in his bank have become famous entrepreneurs and social elites, and have always maintained good cooperation with Darlam. They poured money into Dharam's bank, saving it from danger once again. They say that they are just saving their childhood dreams, that Dallam's bank holds their childhood golden dreams, and that they learned how to manage money from Dallam's storybooks.

Durham's savings that year have finally paid off handsomely.

"Darham's approach is indeed prescient, and more importantly, we also have a new rational understanding of the principle of savings" First, the principle of reciprocity of savings, the general people believe that the bank is saved by others, but Durham thinks the opposite, that is, the bank should also save, that is, the trust and emotion of the savings people in the bank, the two sides save each other, constituting a good cooperative relationship of mutual dependence and reciprocity; The second is the principle of accumulation of savings, that is, the bank's income is more with the improvement of depositors' efficiency, so the future investment is also the essential demand for survival and development; The principle of risk management of savings is that savings often generate risks with changes in domestic and international policies, social and economic turmoil and financial turmoil, and banks should consider long-term risks, avoid risks and resolve risks. Fan Wuxian explained to the two people, "And for those of us who do business, this principle is also applicable, or can be used for reference." ”

The manager of "Shmming Yiyi" listened very carefully, and he was able to listen to the big boss's orders, which would be of great benefit. There are no pop-ups