After this toss, the District State-owned Assets Supervision and Administration Commission withdrew the lawsuit from the District Court on the same day, and then in less than two days, the lawsuit filed by two other foreign enterprises against the third branch factory was also resolved. Immediately after that, the land transfer and change procedures were almost all the way to the green light, and in less than four days, this land fell into the hands of Fidelity Real Estate safely.

The whole process felt like a roller coaster, and Cao Bin, the general manager of the real estate company, was dazzled, he never thought that it would be such a result in the end, and he thought that the unreliable boss had such energy. Similarly, he was even more curious about the origin of the young man named San'er who appeared on the day of mediation, but no matter how curious he was, he could only hold back and just treat it as if it had never happened. Cao Bin is not a junior brother, and after so many years in society, he understands the truth that curiosity kills cats. Not to mention that he went to inquire about San'er's details, he didn't even dare to ask more about the details of his boss Zhou Liwen.

In Cao Bin's view, relying on such an energetic boss, it is certain that this real estate company is thriving. Thinking of this, he was planning to find another job some time ago, and he was suddenly full of energy, and he devoted all his energy to the preparation for the opening of the newly acquired land.

One afternoon after the incident, in a teahouse in Huhai Xintiandi, Zhou Liwen and Director Wen were drinking tea very leisurely, and San'er, this guy was not interested in tea at all, so he took the two little models he just met to the side of the bar to play.

"The tea here is good and the environment is elegant." After taking a sip of tea, Director Wen looked around, especially for a moment at the old-fashioned carved lattice windows and the small courtyard that made its own world.

"This place was originally an old house in Shikumen, and like the courtyard houses in Kyoto, the old Shikumen is the historical precipitation of Shanghai. History, coupled with the elements of the new century, embodies the essence of Shanghai-style culture. If you like it, you can come here more often, or consider buying a property here. Zhou Liwen smiled and poured tea for him, put down the pot and said casually.

"Hehe, if you have the opportunity to come to Huhai again, just sit down, just buy a house or something. Don't forget, I'm a cadre of the Commission for Discipline Inspection, and I'm still disciplined in this regard. ”

"That's not the case, the cadres of the Commission for Discipline Inspection are also the people, and even the Party Central Committee is advocating reform and opening up. In the past few years, the real estate market in the country has been sluggish, and many properties and land values are undervalued, so in my opinion, now is the best time to invest in real estate. If Director Wen has some spare money in his hand, it is better to invest some of it himself than to depreciate it in the bank. ”

Director Wen smiled: "I've heard a little about this, otherwise Brother Zhou, your real estate company wouldn't be targeted." But the problem is that this investment in buying a house also requires capital, I am a small director who eats on salary, don't look at the level and so-so, but in a place like Kyoto, there are not 10,000 but 8,000 people of my level, where can I afford this kind of thing. ”

"What's this, if you can't afford it, you can take out a loan." Zhou Liwen stretched out his hand and pointed around: "This place is the center of Shanghai, and there are all newly built real estate here, who can afford to pay off such a real estate in one go?" Aren't they all mortgaged houses? This loan, although the interest rate is a little higher, but from the overall point of view, according to the adjustment of the country's real estate policy, I feel that the real estate market is about to usher in a soaring situation. No matter how high the bank interest is, it is a matter of a few points, but the rise in housing prices is not this number. I don't know if you have noticed, Brother Wen, just from last year to this year, housing prices in first-tier cities such as Shanghai, Kyoto, and Huacheng have risen by more than 3o%, which is far more than the loan interest. One in and one out, isn't this earning? ”

Director Wen nodded thoughtfully, but after thinking about it, he sighed: "I actually understand Brother Zhou's words, but a clever woman can't cook without rice, no matter how much you take out a loan, you always have to have a principal, right?" ”

"Hahaha, Brother Wen is really focused on his work, and he doesn't hear anything outside the window, right? If my guess is correct, Brother Wen definitely doesn't do housework at home, it's all my sister-in-law's work, right? ”

Director Wen smiled awkwardly: "That's true, I'm too busy with work, and your sister-in-law is very capable, so she doesn't let me touch any work, no, how much the cabbage in the vegetable market sells for, and what the price of a bottle of soy sauce, I don't know at all." ”

"I'll just say it!" Zhou Liwenle said: "Otherwise, you wouldn't have said what you just said." ”

"You mean ......?" Director Wen asked with a slight movement of his eyelids.

"My Director Wenda, tell you the truth, now you don't need to pay for a house loan at all, haven't you heard of a loan method called zero payment in this market?"

"Zero pay?" Director Wen was a little surprised.

Zhou Liwen nodded, then took out a few beautifully printed brochures from the bag placed aside, handed them to the other party, and stretched out his finger to the three big characters on it, "Zero payment".

Director Wen took the brochure with great interest and looked at it, these brochures are very good real estate in Shanghai, the location is in the city center, and the area is very good, especially the decoration of the model house inside, he was moved at a glance. Although the price is not high, only about 7ooo per square meter, this price is not something he can afford. But the key is that there is an introduction of zero payment later, according to the above introduction, you only need to sign a contract to buy a house, repay the loan on a monthly basis, and do not need the buyer to pay a fee. In other words, you can sign a contract to get the house, and then pay the loan to the bank every month according to the agreement, and when the loan expires, the house will be all owned by the buyer.

"Is there still this way? This is the first time I've heard of it. Director Wen was very tempted.

"Why, Brother Wen, are you still worried that I won't be able to lie to you, hehe, just ask someone to inquire about this matter, this way of buying a house is not surprising in Shanghai, I heard that even Kyoto has it, and it is reasonable and legal."

"Of course, how can what Brother Zhou said be false." Director Wen nodded with a smile, closed the brochure and thought about it, then shook his head and sighed: "Although the way is good, but this loan can't afford it, I just looked at it, if I buy a 15o square meter house, the monthly loan repayment will be higher than my salary." ”

"Hahaha, you don't have to worry about this." How could Zhou Liwen, who had been prepared for a long time, be stumped by this? Immediately smiled and took out a copy of the document and handed it to Director Wen: "Look, what is this?" ”

"Huhai Bank Housing Mortgage Investment Wealth Management Fund?"

Zhou Liwen nodded and motioned to the other party to take a closer look at the content. After opening it, Director Wen was immediately happy, and made a fuss for a long time This housing mortgage investment and wealth management fund is a fund customized by Huhai Bank for some specific VIPs, the main function is to act as an agent for customers to use housing mortgage as a fund investment, and Huhai Bank will bear the repayment of the customer's housing loan, and at the same time promise to give customers a certain percentage of returns according to the term commitment.

To put it bluntly, you buy a house with zero payment, and then mortgage the house to Huhai Bank, which bears your loan amount, and then according to the term of the agreement between the two parties, such as a five-year term, after removing the loan interest difference, you promise to return about 15% of the annual fund income to the customer. After the five-year term, the customer has two options, one is to sell the house directly to the bank, and settle the final proceeds according to the sale price minus the actual loan amount paid for five years. The other is to get the house back directly, of course, the subsequent loan amount is still paid by the customer to Huhai Bank until the loan is paid off.

It can be said that this thing is absolutely sure to make a profit. The worst is that you don't need to spend a penny to get five years of income in vain, of course, there are also regulations for the customer's fund investment mortgage Huhai Bank, this investment is not unlimited, each customer can only have five suites at most, the total area is only 5oo square meters, and the location of the house, the area is different, the income ratio is not the same, the highest 15%, the lowest 12%.

After reading this thing, Director Wen's eyes lit up with golden light, and the whole person was in good spirits.

"Good! This fund is a good investment! But Brother Zhou, there won't be a problem with this thing, right? ”

"I said Brother Wen, you have also been in the Commission for Discipline Inspection for too long, these are all bank funds, and you see that there is a bank seal on it. You are a cadre of the Commission for Discipline Inspection, can't you tell if this is true or false? ”

Director Wen was completely relieved when he heard this, and asked Zhou Liwen a few key questions, until Zhou Liwen took the trouble to answer, and he finally smiled.

Then, when Zhou Liwen happened to take out a few more house purchase contracts, Director Wen immediately chose a few houses without hesitation, and then signed the contract, and then directly signed the housing mortgage investment and wealth management fund. After completing these procedures, of course, it is not over, and then because there is a record, a real estate certificate or something, but Zhou Liwen's service is the most intimate service in the world, these messy little things he has all covered, only Director Wen will provide a copy of his ID card, and then go to the law firm to sign a letter of entrustment.

Don't look at Director Wen's incorruptibility on the surface, but when signing the contract, he basically goes for the maximum limit. Five houses, are the best location, a total area of 489 square meters, only 11 square meters away from the 5oo square meters required by the fund, and according to the current housing prices are all a class of lots, the annual fund income is about 560,000, the five years is 28o million, if the house rises higher, as long as the director directly chooses the way to buy the house by the bank, maybe he can pocket a few million, such a deal is simply a pie falling from the sky.

(There is something to do in the afternoon, a little late, continue to ask for tickets!)

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