Chapter 79 is worse than Yang Bailao
Seeing Zhou Liwen's surprised expression, Zhou Lin asked, "Do you remember your Uncle Luo?" Is it Uncle Luo Jianhua, who used to partner with me in the bureau? ”
"You know, didn't he go to a subordinate company of the Second Light Bureau? What's wrong? ”
Luo Jianhua is Zhou Lin's old colleague and old partner, the two have a very good personal relationship, and Luo Jianhua's wife was introduced by his mother Li Xiaoyuan back then. Since he was a child, Zhou Liwen has known this Uncle Luo, and always remembers that he always brings him some toys and delicious food when he comes home. It's just that a few years ago, Luo Jianhua was transferred from the Industrial Bureau to the Second Light Bureau, and after serving as the manager of a subordinate company of the Second Light Bureau, his work became busy, and Zhou Liwen also joined the work after graduating from university, so he rarely saw this Uncle Luo again.
"Your Uncle Luo's company is in trouble." Zhou Lin shook his head and sighed, and told his son about Luo Jianhua's situation, and after listening to his father's account, Zhou Liwen understood why his father asked him so much just now.
Luo Jianhua went to the Second Light Bureau a few years ago and became the manager of a company under the Second Light Bureau. In the manager's office, although Luo Jianhua is not as pioneering as young people, but also does his work steadily, and he also has a relationship with the Industrial Bureau, and has good connections in the society, with these to find a lot of business for the company, and seek some benefits, the company's benefits are not too good, but it is also good in the same category.
But in 96 years, the Shanghai real estate market ushered in the first round of rapid development, many enterprises and private owners saw that the real estate market is so booming, all rushed to enter, hoping to make huge profits by opening real estate.
Luo Jianhua is a cautious person, although he also saw the hot real estate market, but he did not have the brains to bet the company's assets on this gambling table to fight. Having said that, Luo Jianhua's personality is very similar to his father Zhou Lin, otherwise they would not have been friends for many years. But the problem is that Luo Jianhua doesn't think so himself, which doesn't mean that others don't want to do it. Although Luo Jianhua is the manager of the company, but the company's superior unit is the second light bureau, a certain leader in the bureau has long looked at the hot real estate market and his eyes are hot, as the leader of the government agency, although he can not personally go into battle, but let the following entities invest in it, in the return of a lot of profits at the same time for themselves to add a political performance, such a good thing why not do it? Because of this, the company where Luo Jianhua worked was selected as an enterprise to test the water real estate industry in the sea, and a real estate company was registered, Luo Jianhua served as the general manager as a legal person, and the deputy general manager and financial manager were served by the cronies of the bureau leaders, and all the funds were invested and guaranteed by Luo Jianhua's original company.
On the surface, this seems to be a beautiful blueprint, according to the preliminary calculation of the bureau leader, the funds invested in a few years will be several times, and after success, it will not only alleviate the problem of tight funds in the bureau, but also earn a golden achievement for himself. Of course, in addition to these, the leaders of the bureau have a large number of cronies in the real estate company, and they also have their own careful thoughts, you must know that tens of millions or even hundreds of millions of real estate will be opened, and the amount of oil and water will definitely make everyone feel moved.
The ideal is beautiful, but the reality is cruel. Whether it was the bureau leader who fantasized about ascending to the sky in one step or Luo Jianhua, who was driven into battle, they did not expect that the real estate market, which had just risen for a few years, would suddenly usher in a cold winter of depression.
This matter has to start with the fact that last year the state laid out a series of strict controls on the real estate market, strengthened financial supervision, and tightened monetary policy. Due to the rapid development of the real estate market in these years, it has caused the central \u76
1ooo
84 Attaching great importance to this, in order to prevent the recurrence of the real estate bubble that arose in the South China Sea in the early days of reform and opening up, the central government is determined to vigorously rectify the economic order and suppress this disorderly real estate development status.
As a result, a large number of real estate developers have been withdrawn from their loans in advance, or they have received notices that the banks will stop continuing to lend to the previously approved loans, thus causing the capital chain of these developers to break. From the second half of '98 to the autumn of '99, there were many real estate companies in Shanghai that went bankrupt and the boss disappeared almost every month, and some of the buildings that were originally under construction in the urban area also came to a standstill because of financial reasons, resulting in the scene of unfinished buildings everywhere.
Luo Jianhua's real estate company was also affected by this storm, but they were slightly better, because the scale of the real estate opened was not large, and they were originally a state-owned enterprise under the Second Light Bureau, so they had an innate advantage over other enterprises in terms of bank loans. When the policy of rectifying the real estate market was issued, their properties had already been completed and officially sold.
It stands to reason that the impact of this storm on them is limited, but it is precisely because there is another clause in the policy: all bank loans to real estate must be recovered in advance to ensure the loss of national assets, which is why Luo Jianhua has been forced to a dead end.
In order to open the real estate, Luo Jianhua's company invested a total of 7ooo yuan, 35% of the 7ooo million is a bank loan, that is, 2.45 million yuan, if you add the loan interest and the like, there will be nearly 3ooo million loans to be repaid.
According to the original calculation, the construction area of the entire real estate is 641oo square meters, with two 26-storey commercial and residential buildings, according to the original market average price of 55oo yuan per square meter, its profit is as high as 5oo%. But no one would have thought that after the storm, their real estate market would usher in the cold winter of the real estate market before they were sold to recoup the funds. The original sales office of the guests has become extremely depressed, there are few people who come to see the house every day, and only a few sets of built real estate have been sold for several months, and the price has fallen again and again, from the initial 55oo yuan to 35oo yuan today, and no one cares.
The investment of more than 4ooo was lost, and it was replaced by not selling
fnetbsp; The empty house that went out, what is even worse is that the bank forced Luo Jianhua to repay the loan of 3ooo in advance, he handed over all the funds sold back in the early stage to the bank, and there was a gap of more than 1ooo that could not be filled.
"Uncle Luo, aren't their superiors the Second Light Bureau? The bureau doesn't care about this? Zhou Liwen frowned when he heard this, and couldn't help asking.
"the!" Zhou Lin scolded without grace: "At the beginning, the deputy director of the old ** real estate didn't see him, and he also found a reason to go out to engage in 'exchange and study'." There are also bullshit vice presidents, financial directors, and managers of real estate companies who are all bastards, usually eating and drinking to reap benefits faster than anyone else, and this accident is hiding, hiding, hiding, and quietly preparing to transfer away in private, and Lao Luo, the commander of the light pole, has no way at all, so he can only die in front of the ....... ”
Zhou Liwen understood as soon as he heard it, this was clearly crossing the river and demolishing the bridge...... No! The river was demolished before it was crossed, and these guys saw that there was no benefit to fishing, and they might even be responsible, so they all ran away with oil on the soles of their feet first, and Luo Jianhua, as a legal person and general manager, couldn't run away, maybe in the eyes of others, Luo Jianhua has become synonymous with the dead ghost, and he will not only be greeted by the result of corporate bankruptcy, but even a lawsuit because of this.
Regarding this situation, Zhou Liwen couldn't help but feel emotional. Uncle Luo is really unlucky, if his real estate can be completed half a year earlier, it may be a success, but the world is often like this, one side is heaven and one side is hell, the distance between heaven and hell is only half a step, who would have thought that ten years later, the real estate developer who is regarded as a local tyrant by everyone will have such a desperate scene now?
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