Zhou Liwen didn't expect that the problem encountered by Count Herbert was actually caused by this reason, he just thought it was a simple business trouble, who knew that the other party's loss was actually a huge loss caused by insurance.

Zhou Liwen owns the banking industry, and in a sense, the banking industry and the insurance industry are inextricably linked, but after all, Zhou Liwen himself has not been directly in contact with the insurance industry and does not know much about the insurance industry. Insurance, as the name suggests, is to prevent accidental losses, in advance based on the value of the insurance target as an estimate, and then according to the proportion of insurance insurance insurance company. According to the terms of the insurance agreement signed at the time of application, the insurance company will pay according to the terms of the insurance agreement in the event of an accident.

Basically, insurance companies all over the world generally operate in this way, of course, for some high-risk insurance business, the proportion of insurance premiums charged by insurance companies will also be increased accordingly, or some insurance business with greater risk and great compensation viability, insurance companies will also evaluate it to confirm whether to undertake

Satellite launch, which is a high-risk insurance business, is also the highest proportion of insurance premiums. Of course, once the satellite is successfully launched, then the insurance company can reap a good profit. The reason why Earl Herbert's insurance company undertook this insurance was mainly because of the income. What's more, the success rate of China's satellite launch is very high, since China's public launch of satellites, its success rate is 3, plus China's space department also has insurance measures for satellite launches, this insurance measure is of course not an insurance company, but a technology that can be extinguished after ignition. With this technology, even if the satellite finds a problem when the satellite is launched, the control center can immediately turn off the ignited rocket, instead of watching the rocket carrying the satellite fly into the sky and finally turn into a brilliant firework.

This kind of technology is unique to China in the world, and even the US Space Center covets this technology and tries its best to get it from China, but in the end it still fails.

The United States, as the world's only superpower, attaches great importance to this technology because of its uniqueness and practicability. It is important to know that the cost of rockets and satellites is extremely high, and once it fails, it will not only cause great losses economically, but also affect politics, scientific research and other aspects. More importantly, the U.S. space technology is extremely advanced, but the tragedy of the Challenger still happened, and if the U.S. had had possessed such technology at that time, perhaps the event that shocked the world would not have happened.

When China launches a satellite, according to the practice of not letting fertile water flow into the fields of outsiders, of course, the insurance business is handed over to China's insurance companies. However, Chinese insurance companies will basically re-insure foreign insurance companies after obtaining insurance business. To put it bluntly, this approach is like contracting a project, where the local government wants to build a building, and after the project is approved, the project is handed over to a related company to undertake, and the company takes the project and subcontracts the project to others, so that he not only does not have to bear any risks, but can easily make a profit in the subcontracting process. This is the case with insurance business like this one, where Chinese insurance companies subcontract, that is, subcontract similar projects, and extract part of their profits in advance according to the proportion, and if nothing happens, they are happy, and if something happens, then they have no loss at all, and even still make money.

Earl Herbert's insurance company took over the business, firstly because of the generous insurance money, and secondly, because of the high success rate of Chinese satellite launches and the technology of emergency flameout. What's more, in the past, this kind of insurance subcontracting operation was very normal, and many insurance companies in Europe have done this, basically making all the money. Therefore, even in subcontracting, everyone's competition is very fierce, in order to get this insurance business, Herbert Earl Insurance Company also spent a lot of effort to deal with Chinese insurance companies, and even made some concessions on the insurance money, so as to get the insurance business.

Originally, Count Herbert's insurance company, and even Count Herbert himself, thought that this was a good deal, but who would have thought that walking by the river often would make sense not to get your shoes wet. If you walk a lot at night, you will always encounter ghosts. And this time it's a ghost.

Late the night before yesterday, at a Chinese satellite base, this time the satellite launch failed. Not only did the launch fail, but the rocket, along with the satellites carried by the rocket, set off a large fireworks display in the sky, and this fireworks can be called the most expensive fireworks in the world, with a value of up to 260 million euros.

When the news came, where could Earl Herbert still sit still? He rushed to the city that night to contact the dispatch personnel at the launch site. At first, Count Herbert, including the shareholders and management of the insurance company, tried to find out that there may have been irregularities in China's launch of the satellite. If this is the case, then it is equivalent to a violation of the insurance regulations, and the insurance company can refuse to pay compensation, or pay it moderately.

However, after 10 hours of anxious waiting, news came from China confirming that the satellite launch was carried out in strict accordance with the regulations, both from the initial preparations to the final launch, and there was no violation of the regulations. The third-party agency that supervised the scene also made an investigation report on this and provided it to the insurance company as a reference basis. Hearing this news, everyone was completely blinded, and everyone looked at each other, only feeling bitter in their mouths, because according to this situation, then their insurance payouts were settled.

"It's luck, maybe God took a nap this time...... Count Herbert's self-deprecating smile was indeed as he had said, and God had played a joke on him, first giving them a good opportunity to make money, and then giving them such a result.

After listening to the narration, Zhou Liwen also couldn't help but sigh, Count Herbert's luck is really bad, and they can meet such a chance. What's even more unfortunate is that their insurance company is still an ancient unlimited liability company, and this unlimited liability, coupled with the huge amount of insurance money this time, has put them all in at once. If it's just a limited liability company, it's nothing, at most, it's a declaration of bankruptcy of the insurance company, and it can still be protected for personal private assets.

And now, due to the different nature of the company, Count Herbert has to pay the money even if he becomes a trouser, which is why he has no choice but to make this choice. Seeing that the old man seemed to be still strong, Zhou Liwen saw the frustration and despair in his eyes.

"Mr. Zhou, what are you thinking about?" Seeing that Zhou Liwen had been pondering, Count Herbert couldn't help but ask. It's not that he's in a hurry, it's that the insurance money is limited, and he must raise the funds as soon as possible, and if Zhou Liwen refuses to buy his castle, then he must find a suitable buyer as soon as possible.

Count Herbert's castle is worth 660,000 euros, not to mention 660,000 euros, and even 660,000 euros or more is possible. But when it comes to actually selling, it's not easy to find the right buyer. You must know that the castle is different from the ordinary village, especially this kind of castle with a history of hundreds of years, it is a key cultural relics and monuments protected by European countries, and even the owner of the castle has to be reviewed and approved by the relevant departments even if he wants to change a window in the castle.

At present, there are many wealthy people in the world, but they really like this kind of castle, and are even willing to pay a large amount of money every year for maintenance, and there is no provision for any destruction and reconstruction of the external and internal structures. In this way, it is equivalent to eliminating many potential customers who can and have the ability and capital to own the castle, and some rich people are willing to buy a plot of land to build a village for fear of trouble, and then find a professional to design and build a new castle, rather than buy such an ancient castle.

Count Herbert knew this, which is why he only offered a price of 41 million euros. What's more, as the ancient castle left by the family, as he and Zhou Liwen said, it is necessary to find a new owner who likes it and is suitable for it. And Zhou Liwen, as a guest of the castle, and has shown a strong interest in the castle these days, should be a suitable target for sale.

Zhou Liwen is not Lei Feng, what happened to Count Herbert was the other party's decision-making mistakes, and it was also caused by the corporate nature of their insurance company. There is a popular saying that if you don't die, you won't die, and the same can be said about Count Herbert.

In fact, some old companies in Europe have undergone a large number of adjustments around the 80s, and some former unlimited liability companies have been reorganized and registered according to the world business trend and become limited liability companies. And Count Herbert, including his shareholders, perhaps with the pride and stubbornness of the aristocracy, has not carried out the change, which has led to the current serious consequences.

What's more, he and Count Herbert had only known each other for a few days, and the two sides were just acquaintances, not friends. If you talk about friendship, at most, you used to drink coffee together, chat, play chess or something. Besides, there is an old saying in China that emergency relief does not help the poor, Zhou Liwen is rich, it is not difficult for him to take hundreds of millions of euros out, but Zhou Liwen is not a fortune boy, and his money is not blown by the wind, so it is impossible to buy the other party's company and bear debts for the other party.

But then again, Zhou Liwen really likes this Schiller Castle very much, living here, Zhou Liwen sometimes feels that he is the prince in Hans Christian Andersen's fairy tale, and his wife Lin Yaxuan is the princess in the fairy tale, and they are just like the story written, from then on, the prince and the princess live happily together.

Perhaps when they are old and want to find a quiet and meaningful place to spend their old age, Schiller Castle is a good choice. Compared with the United States, Zhou Liwen and Lin Yaxuan actually prefer Europe, and the cultural precipitation and humanity of Europe, coupled with these beautiful scenery, are what fascinate them.

Zhou Liwen smiled, nodded slightly at Count Herbert, and in the other party's somewhat surprised gaze, he said, "I do like your castle, and I hope to be its next master." ”

Count Herbert looked a little excited, and he even stood up from his chair: "Great, this is great, thank you so much sir, you are an out-and-out gentleman ......." ”

Unexpectedly, Zhou Liwen waved his hand, interrupted the other party's words and said, "But Mr. Earl, I also have conditions for buying it." ”

"Conditions? Tell me. Count Herbert was slightly stunned, and soon returned to normal.

"You know, I live in the United States, but I might come to Europe a few days a year to have it, but it's almost impossible to live here every day like you. It would be a terrible thing for such a large castle to be left unattended, so I hope that Monsieur de Count will do me a favor in finding a suitable steward. ”

"This ...... I don't know what kind of housekeeper you want, Mr. Zhou? ”

"Old Hans like that." Zhou Liwen said with a smile, although British housekeepers are famous all over the world, but Zhou Liwen's contact these days, he feels that old Hans is the best housekeeper he has ever met. To be honest, Zhou Liwen was very envious that Count Herbert had a good housekeeper like Old Hans, so he made such a request

Count Herbert shook his head with a wry smile: "It is impossible for Hans to stay here, because I will not be able to stay here until him, just as I know myself." And it was impossible to find a butler who was as loyal as Hans, so ....... ”

Zhou Liwen smiled and said, "Why is it impossible? I think it's possible. ”

"...... this?" Count Herbert looked at Zhou Liwen in surprise, a little unsure of what the other party meant.

Zhou Liwen stood up, walked a few steps in the study, looked at everything around him and sighed: "This ancient castle is so beautiful and so well preserved, I think this is not only the Earl's efforts, but also the reason why Old Hans has been taking care of it all these years. As I said before, I can't live here forever if I buy it, so I need a good steward, and old Hans is such a good steward. Of course, I also understood the friendship between old Hans and Monsieur Count, and especially with the Schiller family. Maybe we can take a workaround, don't you think? ”

"I'm sorry, I don't understand what you mean." Count Herbert frowned and shook his head.

Zhou Liwen had a smile on the corner of his mouth, and looked at Count Herbert meaningfully: "Actually, I not only need a suitable steward, but also a custodian of this ancient castle. For this candidate, I think Monsieur de Earl is a very suitable person, and if you agree, then old Hans should have no problem staying in the castle as a butler, what do you say? ”

Count Herbert was stunned for a moment, he could not believe his ears. The sale of the castle was like digging a piece of meat out of the heart of Count Herbert, who adhered to tradition and valued his family. Although the sale of the castle could solve his insurance company's financial problems, he didn't dare to imagine that he would move out of the place where he had lived for nearly his life and live in an apartment. Maybe at that time, although there is still the company of old Hans, but without those familiar scenes, and the familiar objects of the castle, the loss and frustration in his heart are certain, what will happen in the future, whether he still has the belief to live, even Count Herbert himself does not know.

And now, Zhou Liwen suddenly invited himself directly to be the custodian of his castle, which means that even if he sells this castle to Zhou Liwen, then as the custodian, Count Herbert and old Hans can still continue to live here as before. Thinking of this result, Count Herbert's eyes couldn't help but moisten, he didn't expect such a result, and he didn't expect Zhou Liwen to be so generous in making this suggestion.

Mr. Zhou...... You...... You're not kidding me, are you? ”

Count Herbert, who had always been serious, trembled slightly with excitement, and he couldn't help but ask as he stared into the other's eyes.

"Of course not, and you know that if there is anyone in this world who loves it more than you, I don't think there will be a second person. With you as custodian, and with the assistance of old Hans, I think this place will always be the same as it used to be, and not become depressed. I love it here, and maybe every year when I come with my wife, I can taste old Hans's black coffee again, including sitting and chatting or playing chess with you, Earl, as you do now. ”

"Thank you......." Count Herbert slowly straightened up, folded his legs in the posture he had been in the army, and saluted Zhou Liwen to express his gratitude.

Then, after seeking Zhou Liwen's consent, Count Herbert rang the bell and called old Hans in, and then told old Hans the results of the negotiation between him and Zhou Liwen. When he heard the final result, Old Hans couldn't help but be a little moved, he looked at Zhou Liwen with grateful eyes, and Zhou Liwen also smiled and nodded to him.

This is more than the transaction can be said to have been reached, the agreement between the two parties will be prepared by their respective lawyers, as for the financial problem, there is no need to worry, after the official signing, Zhou Liwen will pay Count Herbert through the bank as soon as possible. Although Zhou Liwen has not really become the owner of the castle now, in the eyes of Count Herbert and Old Hans, Zhou Liwen is already the new owner of the castle. That night, Count Herbert set up a banquet to entertain Zhou Liwen and his wife alone, when Lin Yaxuan took Zhou Liwen into the restaurant, he saw Count Herbert standing in the door to greet them a little stunned, because these days have never seen the host receive guests in such a grand way, at most it is only replaced by his butler, that is, old Hans.

"Thank you very much, Earl, for having me." Although Lin Yaxuan was a little strange, he still greeted Count Herbert according to etiquette. After a short cold noise, when she came to the dining table, Lin Yaxuan just wanted to walk to her seat, but at this time, Old Hans stopped her with a smile, and instead took her to a chair, and then pulled out the chair and invited Lin Yaxuan to sit down.

At this time, Lin Yaxuan was a little blindsided, because this seat was the position of the hostess, how could she sit in this position as a guest? When she subconsciously looked up at her husband and Count Herbert, they smiled tacitly, and then nodded slightly to her at the same time.

(I went to sweep the tomb today.,The update is complete.,Big chapter send!) Thank you readers and friends for your tips and recommendations, thank you!)

...

...