Chapter 188
Zhao Changqing didn't plan to meddle in the medicinal herb business herself, her medicine hall had only been open for a long time, and her understanding of the medicine store was far deeper than that of the old medicine store.
Zhao Lizi's head was bright, and he naturally thought of Zhao Changqing's frequent visit to Qingyun Lane to see General Chen's relatives, and thought about taking this path. He was the one who was the most reluctant to see Feng Jian sit big, and hurriedly asked about Zhao Changqing's plans.
Zhao Changqing said, "I have a way to dredge up the young general's side, that is, I don't know which medicine store to choose, I often go to the Xu family medicine store to buy goods on weekdays, but I don't know if the Xu family medicine store has cooperated with Feng Jian, if the Xu family is related to Feng Jian, we are marrying others." ”
Zhao Lizi smiled, "If you don't worry about this, why don't I go and find out Boss Xu's tone." Since it is a partnership, you have to find someone who has the final say. ”
"Okay." Zhao Changqing smiled, "With such a big business in the army, who doesn't want a piece of the pie in the whole of Shaanxi and Gansu?" Feng Jian's hand was inevitably stretched too long. ”
Zhao Lizi smiled, "He is just a merchant from Shaanxi and Gansu, and many of those grains, grasses, and medicinal materials are transported from Huguang Jiangnan." Our border city is trembling and everything is depressed because of the war, and the merchants who do these kinds of business do not take the opportunity to make a lot of war money. ”
After the pear said goodbye, Xia Wen sent him out, and when he came back, Zhao Changqing leaned on the couch and closed his eyes to recuperate, and when he heard the sound, he opened his eyes and was about to sit up. Xia Wen sat on the edge of the couch in front of her, pressed her to lie down, and smiled, "I'm tired and go to bed and sleep for a while." ”
"I'm not tired." Zhao Changqing was a little worried, and said, "Feng Jian is a person who acts unscrupulously. Let's pick a few good players from Zhuangzi, and the second brother goes to study at the official school, and someone has to help carry the book bag. My sister is getting older, and she has a girl by her side, who is both a playmate and a servant. ”
Xia Wen comforted Zhao Changqing and said, "Don't worry too much, there are rules in one line, unless you tear your face, you will do whatever it takes." Judging from the current situation, Feng Jian still doesn't dare to touch us. "Last time, his father went in prison for a few days, and that Uncle Li Yun and Li were dismissed, although it was not just the reason for wronging his family, I think I came to the general's mansion to warn Li Yun, how dare Li Yun stretch out his hand again? And Feng Jian's biggest reliance is nothing more than Li Yun borrowing the great name of the General's Mansion.
"Be prepared, you can tell your in-laws about adding people." Zhao Changqing is already strong, she doesn't want to show everything, and many things are better for Xia Wen to come forward.
"Okay." Xia Wen smiled and said, "I always feel that Feng Jian's grain and grass business is not quite right. ”
After all, Xia Wen is a man, and his horizons are broader, and he said softly, "In the past, when I bought rice at home, I bought seven or eight wen per bucket and seventy or eighty wen per stone. This year, it has risen a little, 10 wen per bucket and 100 wen per stone. When there is a war, it doesn't go up much. You must know that there were recorded history books in the previous dynasty, and there were seventy or eighty times for a bucket of grain, but when the grain rose to that point, the people did not eat and drink, and they were all reversed. Therefore, grain is not an ordinary thing, and the stability of grain prices is related to the stability of the imperial court. On the other hand, the benefits of grain should not be too great. I don't know much about business, and I used to help my mother calculate the family's accounts. Feng Jian borrowed silver at high interest to do the military food business, the military food is large in quantity and low in price, even if it is profitable, remove the loan interest he has to pay, remove the labor loss, shop expenses, and dry stocks pumped everywhere, how much more? ”
"Besides, I have been thinking about it for a long time when you said yesterday that he got married and sprinkled money everywhere." Xia Wendao, "In the past, I had two classmates in school, because I had dinner in school at noon, one classmate must be a big fish and meat, wearing three or five gemstone rings on his hands, and his body was either silk forging or splendor, and I can't wait for the world to know that his family is rich." Another classmate ate similar to us, I don't see the strangeness of the wear, and then I went to his house once to know that he drank a bowl of green vegetable tofu soup at home, and the water put in the tofu was taken early in the morning from the mountain spring water of Qingcheng Mountain Immortal Residence, the green vegetables are the tender tips of the freshly pinched, and the soup is stewed with dried scallops, sea rice, and old hens who have eaten medicinal herbs for three years, so a bowl of green vegetable tofu soup is done, how exquisite. I thought, I have seen a rich family, and his family has not sprinkled money everywhere for happy events. I always feel that really rich people don't show off how rich they are, like Feng Jian is so showy, like you said, he has only been doing military food trading for six years, even if there is another outbreak, where can it break out? If you want me to say, how deep can his foundation go? It's remarkable that some of the outside is strong and the middle is dry. ”
Zhao Changqing listened quietly and said with a smile, "Listening to your words is better than reading for ten years." ”
Xia Wen held Zhao Changqing's hand and smiled, "Don't tease me, I don't want you to worry too much." ”
"He ever made fun of you." Zhao Changqing said, "I also feel in my heart that Feng Jian's business is hard to think about, and no one will do a business that is not profitable." The military food business is not a small business, and I am afraid that it is not easy to inquire about the specific practices of Feng Jian's business. ”
Xia Wen said, "Why don't you go back and ask your father at night?" ”
Zhao Changqing asked, "Does my father-in-law know about the military food business?" ”
Xia Wen was a little embarrassed and smiled, "Where does my father know about the military food business, he used to be a teacher of the county school, and he was a small public office." Although the county seat is small, it is also complete, and there are grain merchants in the county who pour grain every year, and often go to the county government to pay filial piety, and my father also has dry shares every year. My father knew a little about food. At that time, he was charged with "fish and meat in the country" for his father, although it was inappropriate, but in fact, his father was not polite. It's just that everyone takes it and says fish meat, who doesn't fish meat?
Zhao Changqing couldn't help but ask about the Xia family's lawsuit at the beginning, what the specific charges were, and how the case was adjudicated. Xia Wen also told Zhao Changqing in detail. When he returned home in the evening, Xia Wen went to ask his father about food.
At this age, Master Xia naturally has his own experience and insight, and asked his son, "Good and decent, how can you talk about food?" Don't have enough food at home? ”
Xia Wen said, "No. He roughly mentioned the grievances between Feng Jian and the Zhao family to his father, and said, "The Zhao family discussed with me and said that if you choose a few good players from Zhuangzi, Ah Wuruo will be admitted to the official school, and there will be a scholar in the future." Xiaoyu is also bigger, add a ring. Mother also added a messenger here. "His father has a criminal record, so he doesn't add anything.
Old Man Xia said in his heart that his stupid son was really blessed to marry such a capable daughter-in-law. Master Xia said, "Don't worry too much, it's robbers who kill people and sell goods, if any businessman does such a thing, it will definitely not last long." ”
Xia Wen said the key point and asked, "Dad, do you know anything about food?" ”
"That's a strange thing." Master Xia said, "In the past, there were two grain merchants in our county, one was the in-laws of Xia Laosan in the county's grain depot, and the other recognized the second master as a godfather and did some coolies selling grain. ”
"Dad, tell you so, you can't make much money selling grain?"
Master Xia said, "Ordinary grain merchants can't make much money by making small fights, but military rations are different." Think about it, how many troops are stationed in the entire Northwest, and how much food and drink are there every day? Even if the price is lower, it's a big deal. According to me, although we don't understand the matter of military rations, the reason for this business in the world is almost the same. He does this military food business, and it is a sum of silver to make a little bit up and down, and no matter how much he borrows at usurious interest, how much can he earn in the end? ”
Xia Wen asked, "For example, if he borrowed the money of an official with usury, does he still have to spend money to pay for it?" ”
Master Xia smiled leisurely, "When you are an official, who would be afraid of having too much money." ”
Master Xia said, "Discuss with your daughter-in-law, I feel that there is something wrong with the Feng family's business." If you want me to say, you still have to check the surname Feng himself. ”
Xia Wen responded.
Mr. Su has a different view.
Mr. Su said, "Business in the military is naturally poor, which is a well-known thing. Even if there is no war, every day in the army, the grain that people eat and the grass that horses eat is not a small amount. Naturally, the merchants could see it. However, the merchants drank soup, and the real meat was not eaten by them. ”
Zhao Changqing came out to do business for a few years, and his vision was much wider than when he was in the boudoir, and said, "The big head has honored the official?" ”
Mr. Su nodded slightly, "Those who are officials are powerful, and those who are in business are rich." Without a hard backer, how can you get business in the army? This northwest has always been the territory of the northwest officials, and whoever takes the big one and the one who takes the small one has already been divided. ”
Zhao Changqing asked, "Northwest officials?" Is it a person who is an official in the Northwest? ”
Mr. Su smiled, "It is a member of the Northwest, for example, Wang Shangshu of Zhishi, and the eldest master of the Zhu family of Zhishi, the officialdom pays attention to fellow villagers, the same department, the same year, and the same classmates, and most of the parties in the DPRK and China come like this." Of course, like General Chen and Governor Xu, who should be local officials, they also have to give them some dry shares. However, even if they want to get some oil and water, or meddle in the supply and demand of the army, they must have a tacit understanding with the officials in the northwest and leave three points of leeway for each other. ”
Zhao Changqing said, "I don't understand, how can Feng Jian be able to do so much in just six years?" ”
Mr. Su sighed in his heart, "He has met a good time, otherwise it will not be easy for him to get a piece of the military rations with his great skills in drilling." ”
Good timing?
Zhao Changqing was a little puzzled, and Mr. Su said softly, "Seven years ago, the Shangshu Yue family of the military department of the DPRK was confiscated, and even the Chu family was convicted for something, and the prefect of the border city was replaced. There are many people with names and surnames, and those who have no names and surnames don't know how many are implicated. This is a crisis, a crisis, and an opportunity. ”
Zhao Changqing was silent for a long time, "The affairs of the DPRK and China are too far away, not to mention the news is not clear, and when we know Xin'er, the daylilies are cold, and it is not good to start from the affairs of the DPRK and China." ”
"You want to start with medicinal herbs."
Although he thought so, Lizi also went to discuss with Master Xu. As far as I know, although Master Xu can supply medicinal materials to the army, the amount is not very large. The year before last, Xu Jian offended Sister Lin, Sister Lin was very angry, and went to the General's Mansion to walk around, and the supply of the Xu family's medicinal herbs was partially reduced, which could only be regarded as medium among many pharmacists. Zhao Changqing said, "If I were Feng Jian, I would be willing to do it if I didn't make money, as long as I didn't lose money." Now that his reputation for usury has gone out, I heard that many people are rushing to lend him money. As long as he has cash in hand, even if he doesn't get permission to do the business of military medicinal materials, if he holds a lot of money and becomes a dealer with medicinal herbs, wouldn't he still have to look at his face? ”
Mr. Su thought for a moment and said, "Changqing, have you ever thought about joining forces with the silver horn?" ”
Silver?
Zhao Changqing is a businessman and is no stranger to the silver number. Usually deposit money in the silver number, there is a storage fee every year, and the silver number issues a silver ticket, which is very convenient to take with you. The silver number is only available in the city or a very prosperous place, if ordinary people do business from afar, there are large amounts of silver money to and fro, and the silver number is very cheap, but the fee is more expensive.
Zhao Changqing said, "I have some money in the silver number, and the annual storage fee is also more than a dozen taels. Their steward advised me that I could lend them money to do business, so that there would be no storage fees, and I would get some profit every year, but not much. I only took out half of it to lend them for business, and the two offset each other, so I didn't have to pay for the storage. ”
Mr. Su said softly, "The silver number is not as simple as you think, if you think about it, many rich people will save money from them." Or a large amount of trade silver money for huàn, people also like to be in the silver number, although to give them a little money, the key is to save trouble. Ordinary people have no surplus food at home, so naturally they can't use the silver horn. Whoever uses a silver trumpet is a rich man. Have you ever thought about what a huge sum of money this will be? ”
Zhao Changqing hadn't thought about it originally, but when Mr. Su mentioned it, Zhao Changqing was also shocked, "It's unimaginable." ”
Mr. Su chuckled, "Don't think it's unimaginable if you have a lot of silver, the most unimaginable thing is that the imperial court also sits back and watches the deposit of the silver number." It is said that during the reign of the first emperor, when the treasury was in trouble, they all borrowed silver from the silver number, do you believe it or not? ”
Zhao Changqing was puzzled and asked, "It's not uncommon for the silver number to be rich, how can Mr. say that the imperial court sits idly by and watches the silver number deposit?" ”
Mr. Su didn't say the silver number, but talked about Feng Jianlai, and said, "Even if Feng Jian is proud for a while, he is not a big man in the end." Not to mention anything else, he borrowed money from various families at usurious rates, which was already a risky and risky method. When a person borrows money, it must at first be from relatives and friends who are close to him. However, Feng Jian needs capital to do business, and he must borrow more and more, and the scope of borrowing will be wider, borrowing from various officials, townsmen, and large households, because of the usury, people will naturally be happy to borrow from each other. Feng Jian's loan at high interest has nothing more than three results, one is the failure of the business, needless to say, he can't pay the money, these people have to kill him. Second, his business has become bigger, but although this military food business is large, first of all, most of his capital is borrowed, except for the money and some silver, how long does it take for him to save enough capital. As long as he doesn't save enough money, these things are for others to marry after all. Feng Jian is an ambitious person, and he is not satisfied with the grain and grass business, and wants to meddle in the herb business. It is very likely that he will still do one thing, there are a number of officials, big families, and squires in the border cities, and when these people run out of borrowing, he should borrow money from the ordinary family of usury. Once he borrowed money from ordinary people, he was in danger. If a person borrows money from the entire border city and does the biggest business in the border city, he is holding the border city hostage, not to mention anything else, the imperial history is a chapter, and the court will not allow him! ”
Zhao Changqing was very shrewd and asked, "Actually, even if Feng Jian is rich, I don't believe that he can be richer than Yinhao." According to Mr. Will, the silver horn must have a great backer. ”
Mr. Su smiled and said nothing, Zhao Changqing thought for a moment, and said in a low voice, "Mo is not and is not the official of the Northwest faction to back it up." ”
Mr. Su smiled, "I'm afraid it's not just the Northwest faction that has officials. The silver trumpet can be opened for a long time like this, and the court will not ban it, which has its own reasons. If you want me to say, the silver number is much more stable than Feng Jian's kind of borrowing silver at high interest everywhere. ”
Zhao Changqing asked, "We can think of the silver number, Feng Jian is not a fool, how can we not think of it?" ”
Mr. Su stroked the blue thread-bound book in his hand and said softly, "Feng Jian was from an ordinary background, what did he use to borrow money from Yinhao in the first place?" When he grows bigger, the silver borrowed by usury has already been borrowed, and he can't repay it if he wants to. Feng Jian is a smart person, but he is too young, and when he is young, he can call the shots. When he gets bigger, I'm afraid he won't be able to be his own master. ”
In this world, there are few people who can control their own lives.
Feng Jian is not terrible, Mr. Su even feels that after waiting for twenty years, Feng Jian will have to say whether he is there or not. However, Feng Jian is too dangerous to be guarded against, and he must not be unguarded.
The author has something to say: good night~~~~~~~~