Chapter 253: Joy

Yao Liang left, in the same hurry as he came.

Zhou Liwen issued conditions to invest in Huhai Bank. As soon as this condition was proposed, Yao Liang was shocked, but if you think about it carefully, it is not impossible, Huhai Bank is originally a joint-stock commercial bank, and there is no problem in terms of business in terms of absorbing financing and shares, not to mention that Zhou Liwen said it very clearly, he knows that Huhai Bank is currently negotiating with HSBC and several other financial investment institutions about financing shares, if Huhai Bank refuses foreign funds to invest in shares, this word can not be said in front of Zhou Liwen.

In "The True Story of Ah Q", Ah Q said to the little nun: "If the monk can touch it, Lao Tzu can't touch it?" ”。 Zhou Liwen's current meaning is actually similar to this sentence, aren't you Shanghai Bank sincere? Then let me join the shares, and after the shares, everyone will be a family, and everything will be easy to discuss in the future?

As for Zhou Liwen's introduction of a financial investment company in Xiangjiang, both Yao Liang and Governor Su behind him are very clear that this is just a pretext, and the purpose is to facilitate the operation of the shareholding procedures. Yao Liang, who rushed back to Huhai that night, found President Su overnight and made a detailed report to him, and after listening to Zhou Liwen's mention, President Su did not speak for a long time, smoking one cigarette after another.

"Governor, I think this matter can be considered." Seeing that Governor Su was hesitant, Yao Liang urged anxiously.

"What to consider? How to think about it? Although we are a commercial bank, how can this financing and shareholding matter be so simple! Now the three companies are talking to us about this, and the plan to expand the share capital has been decided. If things go wrong, how do I explain it to the whole bank? ”

"But the president, in case Boss Zhou's side ......." Yao Liang said hurriedly.

Governor Su waved his hand, signaling him to stop talking for the time being, and continued to smoke and think hard. After a long time, he snuffed out the half-smoked cigarette butt in the ashtray: "This bastard! Take advantage of the fire! ”

"President, in fact, Boss Zhou's purpose for mentioning this construction is also very clear, he is worried that there will be any problems in the cooperation of the Alipay project in the future. And it's not without our benefits. What do you think, Boss Zhou has invested in the shares, everyone is a family, can this Alipay project be handed over to another bank? How can it be said that the bank also has his shares, and this can't be done, right? Besides, at present, the main purpose of our financing and shareholding is to raise funds, as much as possible to expand the scale of our bank, as long as we ensure that we have 51% of the controlling interest and management rights of the bank, it is okay to appropriately give him some shares. Isn't it the same to whom you work with? ”

Yao Liang's current mentality is very correct, this time he completely understands that only by being tied up with Zhou Liwen can he have his own future. Zhou Liwen proposed to invest in Huhai Bank, which is not without benefits to him when he thinks about it upside down, at least in the future, Zhou Liwen, as a shareholder, will be beneficial to his development in the industry. In order to facilitate this, he tried his best to persuade President Su.

Actually, President Su also understood what Yao Liang said, but he was a little unhappy in his heart. Originally, the two sides cooperated, and the bank was the strong party, but with the initial mistake in the Alipay project, the initiative is now in the hands of the other party. Moreover, the other party used other banks to put pressure on Huhai Bank and him, and even put forward a request for shares. If Liwen really becomes a shareholder this week, won't he be on an equal footing with himself? Although the independent shareholders or investors of the bank do not have the right to operate, they are equal to him as the president in terms of status, and they also hold a vote on the board of directors, which cannot but make Governor Su hesitate.

"Can you guarantee that there is no problem with the qualifications of the Xiangjiang Financial Investment Company introduced by Boss Zhou?"

"Of course! For such a big thing, Boss Zhou won't keep a tail for himself. Yao Liang hurriedly said, happy in his heart at the same time, he knew that Governor Su was actually relieved when he said this, but he just wanted to find a step down.

Nodding slightly, Governor Su said again: "In this way, you can bring him a message, if Boss Zhou can guarantee to support me on the board of directors in the future, I can agree to his request in principle." However, there are strict regulations on the proportion of shares, so I think it's ...... 3%, the stock price is according to the agreement with HSBC. ”

"Okay, okay, I'll contact Boss Zhou right away." Yao Liang was overjoyed in his heart, with President Su's words, this matter was finally done.

A 3% stake may not seem like much, but don't forget that this is a stake in a bank. At present, the total share capital of Huhai Bank is 2o billion shares, after this financing and share expansion plan, the share capital will be expanded to 2.6 billion shares, of which HSBC accounts for 8%, commercial banks account for 3%, and other financial investment institutions account for 7%, that is, the 3% shares have been equal to the shares of commercial banks.

According to the evaluation and review, the stock price of Huhai Bank is now 2 per share. 49 yuan, 3% of the shares will be nearly 1. 9.5 billion yuan, this price is still very reasonable, Zhou Liwen should accept it.

When he got a call from Yao Liang in the middle of the night to inform Governor Zhou Liwen of Su's decision, Zhou Liwen said calmly that he knew, saying that he accepted President Su's request and would support him in the subsequent board of directors, and said that he would not interfere in the operation of the bank, but it was inevitable to send an agent. This is also to guarantee the earnings of his shares in the bank and his personal interests. As for the next investment and shareholding negotiations, he will arrange for people to negotiate with Huhai Bank.

When he hung up the phone, Zhou Liwen, who was still calm one second, couldn't close his mouth the next second. He didn't expect Huhai Bank to agree to him so readily on this condition, originally he thought that this matter would have to go back and forth a few times, and the two sides would pull some skin or something, and Zhou Liwen was also ready for follow-up preparations. But who would have thought that President Su agreed to this on the same day, and also gave him 3% of the shares, which made Zhou Liwen overjoyed.

The 3% stake is a minority shareholder in the bank as a whole, but the meaning is completely different. Although Huhai Bank is only a local commercial bank, its potential is not small, from later generations to know, after a few years of development, Huhai Bank's share capital has increased by 6o times, becoming the top 3O among the 61oo banks evaluated overseas.

The return on investment of 6o times is equivalent to Zhou Liwen's current investment of less than 200 million yuan to obtain nearly 1.2 billion yuan in the future. This deal can be done no matter how you count it. What's more, the significance of becoming a shareholder of Huhai Bank in the financial world is also different, which is also of great help to Zhou Liwen's business strategy after that.

As for Xiangjiang's financial investment institutions, this Zhou Liwen has established one before, and it is precisely because of it that Zhou Liwen has achieved huge returns in the stock market. This company is still there, and it is operated as a small investment bank under Zhou Liwen's arrangement, which can be used in this investment in Huhai Bank.

A few days later, Zhou Liwen sent Pang Yishan and professionals from the investment bank to Shanghai to formally discuss investment and shareholding cooperation with the other party. Before New Year's Day, the cooperation was officially signed, and Zhou Liwen paid nearly 200 million yuan to obtain a 3% stake in Huhai Bank, thus entering Huhai Bank and becoming the fourth largest shareholder of the bank.

After getting the shares, Zhou Liwen announced while the iron was hot that he would continue to carry out in-depth cooperation with Huhai Bank in the Alipay project, and also came up with a series of latest cooperation plans. Among them, there is the soon-to-be-established UnionPay cooperation program, which will bring great freedom and operational convenience to the use of Alipay, and the channel through Guò Huhai Bank, Alipay can now also make online payment of public utility expenses in the area where Huhai Bank is located, which is more convenient for users. Alipay also promised that with the deepening of cooperation, Alipay will continue to launch a series of better and more convenient projects in the next few years.

3% of the shares, the unfinished building project also started. This unfinished building project can be said to be the first project of Zhou Liwen's real estate company to really open a real estate, although this real estate is only half of the follow-up, but for the real estate company that is not very experienced in opening at present, it happens to be a practice for them.

Unfinished Building...... Oh, now it should be called the Guo's Enterprise Building project, and the happiest person in this project is not Zhou Liwen, but Guo Tao. Guo Tao took the initiative to ask Ying, hung the name of a vice president in this project, and happily ran to the construction site every day to supervise the progress of the project.

After New Year's Day, it was the Spring Festival, and time flew by, and as time went by, Lin Yaxuan's belly became bigger and bigger day by day. These days, Zhou Liwen is most happy not to invest in Huhai Bank, nor to open Guo's Enterprise Building, but to put his ear to his wife's stomach at home and listen to the movements of the children inside.

"It's moving again! It's moving again! Zhou Liwen listened cautiously for a while, and suddenly said with a smile: "He seems to be greeting me, I don't know if it's a little hand or a little foot......." ”

Looking at the smiles of her husband and children, Lin Yaxuan said deliberately: "It's only been four months, how do you know that you have little hands and feet?" The fetus has only just been formed, and besides, he knows who you are in the womb? ”

"I don't know, of course I know! I'm his dad! Zhou Liwen got up and said proudly: "Our child, even if he is four months old, is smarter than other people's children, he can understand what we are talking about in his mother's womb, don't you say?" ”

"Yes, yes, look at your beauty."

"Hahaha!" Zhou Liwen laughed happily, and the joy of becoming a father made him feel very comfortable.

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