Early the next morning, Zhou Liwen rushed to the airport, just after nine o'clock, Guo Tao walked out of the passage with a lockbox, and after the two met, they sat directly in the café at the airport for a while, Guo Tao handed the box to Zhou Liwen, chatted a few words, smoked a cigarette, and left in a hurry without even having time to drink coffee. He had booked a ticket to go back at ten o'clock before he came, and now the Guo family can't do without him at all, and there are a lot of daily things to be handled by him in Huacheng.

Dropping down a banknote, Zhou Liwen also left the airport, and only after getting in the car in the parking lot did he open the box, looking at the stacks of ID cards and thick texts bundled inside, and his heart finally settled.

With these things, his plan can finally be implemented. In order to plan the overall situation, Zhou Liwen used a lot of brains, and he finally decided to use the ant moving method to run the remaining real estate of Luo Jianhua's company.

Since it is an ant to move, it is necessary to need a large number of ID cards, that is, to buy these houses separately in the name of a single individual, and then apply for a loan from the bank with a personal mortgage. Only in this way can Zhou Liwen use only 3oo yuan to leverage the acquisition of real estate that is more than ten times higher.

These ID cards were prepared by Guo Tao after Zhou Liwen determined the plan, and the owners of the ID cards were all employees of Guo's or the ID cards of employees of transportation fleets and warehouses associated with Guo's. Guo Tao used the company's guarantee that employees would not leave their jobs at will and affect their business, and collected ID cards from Guo's employees as collateral. This method is used by many enterprises in southern cities, so it is also very smooth. After all, the use of personal ID cards in this era is not as good as in the future, and this small piece of plastic paper is useless in the eyes of many people, so Guo Tao's actions are not surprising.

With these ID cards in hand, Zhou Liwen can use the names of these people to buy houses for loans, and at the same time, with more than 100 blank employee certificates, income certificates, etc. issued by Guo, the bank review is not a problem at all. As for the sequelae of using these ID cards in the future, Zhou Liwen also considered it. He plans to wait for all these real estate houses to be in hand, and wait for the state monetary system to relax after the Spring Festival next year, and then gradually transfer these properties, so as to completely belong to his own name.

Of course, if an employee requests to get his ID card back during this period, Zhou Liwen is not worried, because according to the agreement, the employee must leave three months in advance, which means that he has a buffer time of one quarter. Moreover, Zhou Liwen carefully calculated that after this ant moving method, it will only take half a year at most to put all the real estate under his name, and even if there are really employees leaving during the period, it is only a few people, and it is a big deal that whoever proposes it first will deal with whose real estate first, and it will not affect the overall situation.

In addition to the ID cards of these buyers, there are two main points in Zhou Liwen's overall plan, one is the problem of housing loans, which has been solved. In order to ensure the success of the plan, he generously gave Yao Liang a benefit of 100,000 yuan, half of which has been paid at present, and 50,000 yuan will be settled after completion. As for Director Mao, Zhou Liwen's expenses are too high, and it will cost about 1oo yuan before and after, including the 3o yuan insurance policy that has been given to Director Mao and the expenses for helping his son study abroad in the later stage.

But in Zhou Liwen's opinion, the value of this 1oo thousand! You can get a total loan of 480,000 yuan for only 110,000 yuan (including Yao Liang), which is very little for Zhou Liwen. You must know that in the later generations, the appetite of bank employees is getting bigger and bigger, and there is no need to talk about the rebate of the personal part of the loan with such an amount of 5%, and even the opening is 7%-8%, which is about 24o million to 3.85 million, if \

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U662f private loans, the interest is even more terrifying, and now it only takes 11o million to settle the other party's good deeds, and you don't have to think about it at all.

Moreover, Zhou Liwen suddenly grasped Director Mao's shortcomings, that is, the future of his son Xiao Mao. For ordinary people, the procedures for studying abroad are indeed difficult, but for Zhou Liwen, it is not difficult. Whether it is a financial guarantee or a corporate guarantee, Guo's ability is not a problem at all, not to mention that it is not too difficult to study in the UK at the moment as long as he has money, and he is absolutely sure of sending people out with 70,000 or 80,000 yuan.

According to preliminary calculations, Luo Jianhua's real estate is about 36oo-38oo00000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000

On this point, we have to come to the latter point. Zhou Liwen is ready to play a trick with Luo Jianhua, to put it bluntly, he is to use Luo Jianhua's real estate to open a company, and the urgency of recovering funds will increase the selling price of the contract externally, and the actual settlement will be settled according to the internal price. In this way, Zhou Liwen can get a loan that is much higher than the actual house price of 7o%, which can not only make up for the lack of 3o% of the funds he has to pay, but also take this opportunity to take out more than 1ooo cash in hand to pay the difference in the monthly repayment costs of these real estate properties in the future.

As for the loss, Zhou Liwen is not worried, with more than 1ooo cash in hand plus rental rent, it is enough to pay the repayment of these properties. He only needs to wait patiently for 2-3 years, and when the house price rises, he can pay off the mortgage of the remaining nearly 2oo suites by throwing out a few houses, which is far from being achieved in any industry.

Luo Jianhua and Zhou Liwen expected about the same, when he proposed to Luo Jianhua the way to increase the price of the contract, the other party agreed without even thinking about it, not only that, but also took the initiative to cooperate and arranged everything properly. In the next few days, Zhou Liwen went all out\

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u4ee5 went to deal with this matter, Director Mao was very cooperative, and even in order to speed up and avoid being too eye-catching, he also came up with a trick that even Zhou Liwen didn't expect, that is, to pass these mortgages to the branches of the Guò branch to go through a procedure, and then report to the credit department through Yao Liang's hand, and operate in a way that is broken into parts. Soon, the batch of 1o people and 2o suites was easily completed first. When the room payment was all credited to Luo Jianhua's company account according to the reserved amount, Luo Jianhua's long-standing sad expression finally showed a smile, and the big stone in his heart was finally put down.

Similarly, when Zhou Liwen got a thick stack of real estate certificates, he finally breathed a sigh of relief, and generously gave Yao Liang another 10,000 yuan for his hard work.

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