Chapter 525: Full Calculation



The listing of Huhai Bank has entered the final stage, and everyone in the entire bank from bottom to top is jubilant, according to the distribution plan before the listing, everyone has obtained huge benefits, even the cleaning aunt of the ordinary store business department is smiling these days. Because according to estimates, they, as the lowest level of personnel, can have at least hundreds of thousands of original stock income after listing, and if the stock price in New York can rise significantly, it is not impossible for this number to reach one million.

The incentive of wealth has greatly boosted the morale of the entire Shanghai Bank, and the efficiency of the bank has also improved a lot. Moreover, the smile service advocated in the banking industry is now fully embodied, and even this smile is not an ordinary superficial smile, but has become a heartfelt attitude, which makes the customers who come to the bank to handle business extremely satisfied.

This is the case below, and it goes without saying that the middle and high-level levels above. There is absolutely no problem for ordinary middle-level management to get millions or even tens of millions of expected earnings, as for the high-level aspects, such as vice presidents, directors and other major leaders, their earnings have long exceeded 10 million, and a few people have even broken through the limit of hundreds of millions.

As the executive vice president of the bank, second only to the head office, Yao Liang not only has a large gain in options, but also has a lot of income in the actual equity. Although his share ratio accounts for only a small part of the board of directors, this small part is also astronomical, and more importantly, Yao Liang can officially enter the board of directors with this part of the shares in the future, becoming the real representative of Zhou Liwen within the board of directors, and launching a strong competition for the position of president and even chairman.

The confirmation of the listing made Yao Liang feel very good, and everyone was smiling these days. Of course, like him, almost the entire management of the bank is like this, but compared to others, Yao Liang has more reasons to be happy.

Soon after Zhou Liwen called Li Jinshan, Yao Liang, who had made an appointment in advance, rushed to Zhou Liwen's place. Familiarly entered the door, walked through the garden to the living room, Zhou Liwen had already made tea, sat on the sofa and read the newspaper and waited for him leisurely.

"Brother Zhou"

Seeing Zhou Liwen, Yao Liang stepped forward to say hello with a smile on his face, Zhou Liwen looked at him, and said with a smile that he looked very good, was it because he was in a good mood when he was about to go public, so he pointed to the side and asked him to sit down.

"Hehe, it's still Brother Zhou's handiwork, you don't know, these days it's not just our bank, almost the entire banking industry is talking about this. This time, the distribution plan of our Shanghai Bank before the listing is really too atmospheric, almost setting a precedent for the domestic banking industry, not to tell you, these days I have received a lot of calls from peers, including several old colleagues of the old bank have given me a call, the phone did not say anything else, just chased me to ask our bank if it still wants to recruit people or something, I wish I wanted to come to our bank with my head. ”

Yao Liang excitedly compared with Zhou Liwen, although Huhai Bank has developed very rapidly in recent years, as a commercial bank, it cannot be compared with the four major banks in the eyes of the Chinese people. What's more, in recent years, foreign banks have also begun to gradually enter, although foreign banks have not yet obtained a license for domestic savings business, but ordinary people know this. In the eyes of most people, the banks that can have weight in China are of course dominated by the four major banks, and the foreign foreign banks are a piece of gold signboard, compared with these banks, those commercial and private banks are much worse, in their opinion, these banks are not as good as foreign banks in terms of reputation, and they are not as good as the four major banks with the support of state capital in terms of reliability, so they are somewhat deficient in their innate status.

For this reason, it not only reflects the embarrassing position of the bank, but also lacks talent acquisition. At first, the talent pool of Huhai Bank was basically the personnel who could not enter the four major banks, or the remaining ones that were picked up by the four major banks first, although they were slightly better in recent years, they still could not be compared with the four major banks, not to mention some of the top talents, whose target was not foreign banks.

As the first domestic commercial bank listed in New York, coupled with its generous distribution plan, people in the industry suddenly found that Huhai Bank is now ahead of the curve in terms of strength and efficiency, including income and welfare. Although the overall scale is not as good as the four major banks, Huhai Bank has become a leader among the commercial banks, not to mention that after the overseas listing, the future development of Huhai Bank is certainly no longer limited to a certain country and region, and it is obvious that it will march internationally.

People in the banking industry are elites, how can people not see this? Besides, with the exception of a few high-level financial executives who are in charge of the executive rank and official hat, most people still depend on the work environment, income and returns. In this case, isn't it the same in the big four banks or in foreign banks? So it is not a reason to go to the promising Huhai Bank, so the number of elite talents who are keen to enter the Shanghai Bank for a while has suddenly skyrocketed, including some middle-level Yu Ministries who have many years of management experience in the four major banks.

"That's a good thing." After hearing this, Zhou Liwen nodded and said, "Is there a targeted plan in the industry?" You must know that the most important thing in the banking industry is talent, not to mention that in the next few years, we will have a wave of rapid development plans in Shanghaibank, including the expansion of overseas markets, so it is necessary to reserve a certain amount of talent. ”

Yao Liang replied with a smile: "These lines have already been arranged, and we have already prepared for the things mentioned by Brother Zhou." For this reason, the bank also held a special meeting and organized manpower to deal with these tasks, but now there are too many people who want to enter our bank, and the bank is short of manpower, and it is a little too busy for a while. ”

"Hahaha, you guys, you're used to being a small family, it's rare to start being a little bit of a family, but it's not suitable for everyone, isn't it?" Zhou Liwen happily stretched out his finger and nodded at Yao, seeing him nodding with an embarrassed smile, Zhou Liwen said: "Don't worry, just take your time with this kind of thing, it's really not okay to find some professional headhunters to help deal with and delete the selection." However, there is a sentence I will say first, talent is to recruit a large number of talents, but I don't want to see that there are many mediocre talents among the recruits. Huhai Bank is a commercial bank, not the four major banks, and we don't support idlers and related customers. ”

"Don't worry, I can guarantee this, I will do a good job" Yao Liang's heart tightened, and he secretly sighed that fortunately he didn't take care of his old colleagues, but let them follow the procedure. Zhou Liwen's means Yao Liang has been taught, Yao Liang didn't dare to show off in front of Zhou Liwen, don't think that in the eyes of outsiders, he and Zhou Liwen have a very good relationship, and even he can get to this position today depends on Zhou Liwen, but Yao Liang knows very well in his heart that Zhou Liwen is usually kind, and there is no quarrel between him and his friends, but he is the one who says the same thing at work, and if anyone dares to violate the things that are decided, then he will be unlucky in the end.

Zhou Liwen knocked Yao Liang half-seriously and warnly, the purpose was also to let him sober his mind in the current situation. The current situation of Huhai Bank is hot, but if it is not properly cooled down and cold water is poured on them, it will inevitably affect the future expansion plan.

As Zhou Liwen said, the future expansion needs a large number of talents, but the talent Zhou Liwen needs, the mediocrity can never enter, the four major experts have a big business, and people who rely on relationships in the country abound, the so-called rat feces spoils a pot of soup, Zhou Liwen built Huhai Bank is not to be a good person and do good deeds.

"How's the discussion going to the New York staffhouse?" Zhou Liwen picked up the teacup in front of him and took a sip, and at the same time signaled Yao Liang not to be restrained, to drink the tea and pour it himself, and then asked casually.

"It's all been reported, and a preliminary list has been made according to the discussion plan in the bank, and Lao Lin specially asked me to bring this list before coming over today, so that you can check it." Yao Liang opened the bag, took out a piece of paper from it, and handed it to Zhou Liwen.

"I'm not going to watch it, you can talk to me roughly." Zhou Liwen shook his head and said, Yao Liang didn't care, took back the list and told Zhou Liwen according to the people above. Because the listing of Shanghai Bank is imminent, the bank does have to send people to New York as a way to promote the bank. In fact, there were not many people who went, except for Lao Lin, the head of the bank, the vice president in charge of finance, and the directors of several departments, there were two translators and three entourages, all of which added up to only ten people.

Zhou Liwen was not surprised after hearing this, these personnel arrangements are still relatively reasonable, and they are basically within the scope of the previous requirements. However, Zhou Liwen found that Yao Liang's name was not in this list, and he asked Yao Liang with a smile if he had exerted the spirit of Lei Feng this time and deliberately gave up the quota.

"What's the matter, you know, I have always been responsible for the overseas market, and I often go to the United States, not to mention that Lao Lin and they can't have no one on their trip this time, so I asked to stay." Yao Liang replied with a smile, this is also reasonable, he secretly glanced at Zhou Liwen's expression, then thought about it and said: "In addition, I personally have some ideas, which is another reason for me to stay." ”

"Oh, what thoughts?" Zhou Liwen looked at Yao Liang with a smile.

Yao Liang rubbed his hands embarrassedly, and said with a smile: "Actually, the main thing is that Brother Zhou is back, didn't you call me before you came back this time, and asked me to come and report to you." I think, you must have something to do when you come over this time, and it won't be a trivial matter, I Yao Liang has no other skills, so it's okay to help you run errands. Hehe, this is also a little calculation of mine....... ”

Zhou Liwen laughed dumbly when he heard this, he didn't expect this kid to start figuring out the psychology of leadership, not to mention, he guessed accurately, this time he called Yao Lianglai in addition to listening to the report There is indeed something for him to do.

"You, you, put more attention to business in the future, don't keep thinking about these, I'm not a state-owned enterprise here, as long as you work well, you will be rewarded for your merits, and you will be punished if you have done so, you have known me for so many years, don't you still understand my temper?" Zhou Liwen stretched out his finger and Yao Liang shook his head and smiled, although it was criticism, Yao Liang was not flustered at all when he heard it, and even looked a little happy, nodding again and again in agreement.

took out a cigar from the cigar box on the side, Zhou Liwen trimmed it slowly and methodically, then roasted the flue-cured cigarette holder and lit it, and said after a few puffs: "However, you kid is still smart, and this time I didn't guess wrong." ”

"Hey, hey, hey......." Hearing this, Yao Liang was so happy that his eyes couldn't find it.

Zhou Liwen got up, took down a prepared document from the bookshelf in the distance, and then handed it to Yao Liang.

"Look at this."

After Yao Liang took it, he hurriedly opened it, looked at it a few times and was stunned, then looked up at Zhou Liwen, and saw that Zhou Liwen was still plain, he continued to look down

After about ten minutes, Yao Liang, who had read it all, closed the document, thought about it and said, "Brother Zhou, do you mean to let us Huhai Bank come out to make a loan to Jerry Automobile Company?" ”

"That's right" Zhou Liwen nodded very happily, what he showed Yao Liang was the investment bank's plan to Jerry's company, Yao Liang was able to find his intentions in this plan, indicating that he still had a few brushes in the business. And this matter is more important, Zhou Liwen must arrange a person who is absolutely trustworthy and has rich experience to operate, and after all, in Huhai Bank, except for Lao Lin, only Yao Liang can choose.

What's more, compared with Lao Lin, Yao Liang is more suitable as the executive vice president, and he is young, flexible, and not bad, so he is the right person. According to Zhou Liwen's estimate of Jerry, in fact, Jerry can only spend $700 million to $800 million at most for mergers and acquisitions, but in the entire plan, the amount proposed by the investment bank is fully double this figure, and this money cannot be taken out by Jerry Company in theory.

But as Zhou Liwen said to Aaron before, although Jerry is a private automobile company, where is there a real private enterprise in China's automobile manufacturing industry. Moreover, Li Jinshan's attitude yesterday was very clear, the local government will support Jerry Company, in this case, of course, the local government will help raise the insufficient share of Jerry Company, and the means of raising money is nothing more than reaching out to the bank.

What will be the future of Jerry Company, Zhou Liwen knows better than anyone that in a few years, the automobile industry will have a significant improvement in China, and Jerry Company has also taken this opportunity to grow. In 214 years, Jerry's total assets will be tripled compared to today, and from this point of view, Jerry has no problem repaying this amount, and it is also an opportunity to extend its tentacles into the industry through Huhai Bank in this way.

As a local government, when looking for bank support, the first thing to consider is of course the four major state-owned banks. However, the four major state-owned banks have a lot of rules in terms of money and investment, and the local branches that take such a large amount of money do not have this decision. Of course, with a little effort, it may still be possible, but if Huhai Bank intervenes in this situation, then the possibility of getting an opportunity is very high. Of course, Zhou Liwen will not let Yao Liang run over and get together by himself like a fool, you must know that in this world, the business you make up is often not valued, and the business of asking for people is easy to succeed.

Zhou Liwen's real intention was to let Yao Liang prepare for the local government and the four major banks, and then push out the Huhai Bank through Wei Zi's relationship when it was difficult for the local government and the four major banks to negotiate this money. In this way, it can not only solve the other party's problems, but also win the favor of the other party, and even achieve the purpose that Zhou Liwen needs in terms of terms.

Yao Liang is an extremely smart person, Zhou Liwen mentioned it to him a little, he quickly understood the intention, patted his chest and assured that he would be able to handle this matter

Then, Zhou Liwen told Yao Liang some other details, but he warned Yao Liang that he didn't know anything about the situation on Aaron's side. Externally, Shanghai Bank, investment bank, including another No. 1 national bank in the United States, these three are the first to exist, except for the latter two are the initiators of the project, the former and they are not too related to each other. This is mainly to avoid the accident of some uncertain factors, and to do these things in China, Zhou Liwen must also be very careful, so as not to let people catch the handle.

Regarding the question of funds, Yao Liang did not ask Zhou Liwen much, hundreds of millions of dollars is an easy matter for the current Shanghai Bank. Besides, even if the loan is completed, the money will be placed in the account of the Shanghai Bank, and the payment will also reach the account of the No. 1 National Bank of the United States.

As two banking institutions under the same name as Zhou Liwen, this money is equivalent to coming out of the left pocket and then sending it into the right pocket, and what changes is only the number on the book. But the change in this number can make huge profits for Zhou Liwen, including two banks and an investment bank. Not to mention anything else, Yao Liang himself estimated that if the loan amount of 800 million US dollars is calculated, according to the basic loan ratio and term, Huhai Bank will earn nearly 200 million yuan from it. More importantly, this is still a risk-free business, and when the loan agreement is signed, it will also be of great benefit to the rise in the stock price of Huhai Bank after its listing, which is probably also considered by Zhou Liwen.

Thinking of this, Yao Liang couldn't help but admire Zhou Liwen's abacus is so good, whether it is Jerry Automobile Company or the local government, and even Wei Zi and Li Jinshan, these people are all in his calculations, this big move is beautiful, all aspects of calculation, this kind of capital operation to this point is almost an art

Looking at Zhou Liwen who was light-hearted, Yao Liang admired the five-body throw in his heart, he even felt that he should find an opportunity to follow Zhou Liwen to learn a few more tricks, this person is going to live to learn from the old, Yao Liang thinks that with his own efforts over the years, at least in terms of vision and pattern, he has approached Zhou Liwen, but now he finds that the distance between them is not only not shortened, but is getting longer and longer.

(The new book will be released on April 1st, please continue to support new and old readers!) This book asks for recommendation votes! Thank you!)

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