(.) After this was done, Ma Qingyang's expression was a lot more relaxed, not to mention that Zhou Liwen was not a serious person, and he was extremely appreciative of Ma Qingyang's ability.

When Zhou Liwen asked Ma Qingyang what he thought about the future of the divested Alipay company, Ma Qingyang hesitated at first, and then said calmly: "I can't talk about my opinion, but I have some suggestions." ”

Zhou Liwen smiled and made a gesture of please, and Ma Qingyang immediately started talking. In his previous life, Alipay was created and developed by him, although now Zhou Liwen started in advance, and from the perspective of equity structure, Zhou Liwen is undoubtedly the largest shareholder and controller of Alipay, and he got it through channels earlier than in history, and even better than the original payment function to the real network bank to complete the exhibition, coupled with the current international expansion and cooperation of Alipay, from this point of view, Zhou Liwen is far stronger than Ma Qingyang.

But in any case, Ma Qingyang's vision and ability in the business world are extremely rare, and what he lacked from the beginning was not courage or vision, but capital. Otherwise, I wouldn't have gone to Son Masayoshi for a Ahri. When Zhou Liwen asked him this, Ma Qingyang did have an opinion on the operation of Alipay, and even proposed an ingenious expansion plan in front of Zhou Liwen.

This plan was actually used by Ma Qingyang in his previous life, of course, in the middle and later years of history. At that time, Ahri had already been listed in the United States, and Ma Qingyang had also obtained a lot of money through the listing, which allowed him to carry out this promotion plan.

Alipay has been used by a lot of users so far, and its numbers are simply a miracle in terms of registered users in China alone. Compared with the total population of the whole of China, including Alipay's overseas exhibition areas, potential users still have a great role in tapping. In addition, in the network payment, including the mobile phone payment that has now begun to run, Alipay has been greatly developed in terms of software and hardware, and what it lacks for the time being is only the convenience and habit of the comprehensive use area.

Ma Qingyang proposed that in the future, Alipay, including smart phone functions, should replace the credit card model, that is, Alipay will replace the current popular credit card as the circulation carrier of currency. Only in this way will Alipay be fully accepted by the public, so as to transform from the network to the actual aspect and become the hegemon across the two.

Ma Qingyang's plan is to use the festival as an excuse to engage in an Alipay discount activity, this way Zhou Liwen of course knows that in his previous life, Ma Qingyang made a big delivery on Singles' Day on November 11 or on Double 2 on February 2, and anyone who uses Alipay to buy any item in various designated stores and shopping malls can enjoy a certain amount of red envelopes and discounts. The event was still very successful, and overnight, many convenience stores, including markets, stores, and other places, queued up to use Alipay to settle and pay customers even lined up in long queues, and were elated by the discount of only a dozen or twenty yuan.

While users get discounts, merchants also increase sales, and Alipay has also increased its user base in one go through this method, which has also made a strong promotion of this payment method. This can be described as a win-win-win situation, and in terms of the proportion of spending and gaining, Alipay is the biggest winner.

Of course, Zhou Liwen would not refuse this suggestion, and even had a plan in his heart. He immediately nodded in agreement, and asked Ma Qingyang to make a plan as soon as possible, and at the same time calculate the amount of funds needed to prepare. In addition, Zhou Liwen also raised a problem that Ma Qingyang did not consider, that is, Alipay is now a little different from Alipay in history, Alipay is actually a real bank after obtaining a banking license, although it is still nominally an online banking structure. But on this basis, Alipay can gradually switch from cooperating with other banks to its own virtual credit card (debit card), which is technically feasible, as long as the user information is supplemented, plus the agreement is signed, there are no technical obstacles to doing so.

"This is a good idea" Hearing Zhou Liwen mention this, Ma Qingyang's eyes suddenly lit up, and he patted his thighs and applauded.

"You think it's a good idea, too?" Zhou Liwen asked with a smile.

"Of course," Ma Qingyang said, "Alipay is now just tied to other physical bank accounts, and from this point of view, we are still flawed." If we directly promote our own virtual account through this method, it is equivalent to a market with huge potential. However, to do this, we must take into account the current reaction of the cooperative bank, I don't think it is better to be in place at one time, by the way, we can first use Yu'e Bao as a trial and gradually convert, so that it is not easy to be criticized. ”

"Very good, I will talk to Liu Ting about this matter, and when the matter in Japan is over, you can go back and discuss it with Liu Ting, including the promotion plan just mentioned and come up with a plan." If there are no problems, I would like you to carry out the project then, how about it? Zhou Liwen said happily.

Ma Qingyang was stunned for a moment, and then was ecstatic. Zhou Liwen handed over this project to him not only to admit his ability, but more importantly, to express his support for his status as an Alipay company after the divestment of the network group. You must know that after Ma Qingyang was divested from the network group, the main rights and interests were on Ahri's side, and Alipay's rights and interests, including the voice, were not loud. But now Zhou Liwen has extended an olive branch to him, which is equivalent to saying that no matter whether he is stripped or not, he Ma Qingyang is still an important figure in the entire group.

For Ma Qingyang, who is more ambitious than money, this is the best commendation for him. At the same time, he secretly rejoiced that during the conference call, Liu Ting expressed support for Zhou Liwen's decision to determine the overall plan for listing. And now that he has fled to report to Li, Zhou Liwen has also responded, how does this make him unhappy?

That night, Zhou Liwen and Ma Qingyang chatted for a long time over two cups of tea, and only reluctantly went back to their rooms to rest when the tea tasted nothing. If it weren't for Ma Qingyang going to meet Sun Zhengyi the next day, the two who were talking about sex could even chat all night. In Ma Qingyang's view, it is indeed not luck that Zhou Liwen, who is younger than himself, can create such a big career from scratch, because they feel that many ideas are exchanged, so Ma Qingyang is grateful and has a kind of confidant excitement in his heart.

(Last day of February!) Don't waste if you have tickets, ask for tickets and recommendations!)

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