Chapter 349: Banks
After talking for a while, seeing that the time was almost up, Zhou Liwen was about to go back when a guest suddenly came, and this guest was not an outsider, but Wei Zi's younger brother San'er.
"Brother Zhou."
"Why are you in Huhai? Didn't you go back to Kyoto early? Seeing San'er, Zhou Liwen asked in surprise.
The kid scratched his head embarrassedly, and then told Zhou Liwen that he had been staying in Huhai since the club opened last month, and today he happened to hear that Zhou Liwen was coming, so he hurriedly rushed over from home.
Zhou Liwen frowned, pulled him aside and asked, "I remember telling you before, you let your friends do this club, don't interfere yourself." Didn't you listen to me? Or did you meddle in the deal? ”
"No, no, absolutely not" San'er hurriedly swore to the sky, saying that he was just doing a little favor for his buddies temporarily, and he was definitely not the owner of this club, let alone involved in the operation.
Zhou Liwen glanced at him and didn't say anything. Anyway, I have already warned San'er twice, and I should have reminded him that if this kid really gets involved in the club's operation, it will not be his responsibility even if something happens in the future. And looking at the dodging look in his eyes, I'm afraid that there is a Yu Gu in this clubhouse is certain, as for how deep it will be, God knows.
"Brother Zhou, are you free at night?"
"What's the matter?"
"Well, isn't this club open? Thanks to you, business is prosperous. It's just in time for you to come back this time, my buddy would like to thank you, please have a meal, visit the clubhouse smoothly, and relax ....... San'er smiled and said what he meant, and looked at Zhou Liwen expectantly.
Zhou Liwen just wanted to refuse, but after thinking about it, he changed his words again: "Forget about relaxing, there's nothing wrong with having a meal." But let's just say first, I don't have much time, so I'll be there. ”
"My brother, you can sell your younger brother a face, don't worry, my sister-in-law will never know. Besides, you're a landlord, and if you can't make up for this deal, this is a piece of heart....... ”
Without waiting for San'er to finish speaking, Zhou Liwen waved his hand and shook his head and said: "San'er, you know that I am not used to this set, and besides, I really don't have much time to come back this time, and I made an appointment to talk about things tonight, and the time for a meal is also temporarily squeezed ......out." Seeing that San'er was a little disappointed, Zhou Liwen thought for a while and said: "That's it, I happen to have a friend with me today, and we will have dinner together, and you can entertain him for me in the evening, which can be regarded as a favor for me." ”
"Your friend?" San'er asked with a wink.
Zhou Liwen nodded, and whispered Richard's identity in his ear, San'er's eyes suddenly lit up after hearing this, and the whole person was in good spirits.
"Don't worry, I've got this on you."
Patting his chest, San'er was overjoyed and made a promise. Although Zhou Liwen was not invited to play in the club, there was a little superman to come, this is a big face-saving thing, if Richard is satisfied with the play, and then send a VIP card or something, the club will be earned, this is the best way to improve the grade and reputation of the club.
Sending San'er to prepare, Zhou Liwen returned to the office and mentioned it to Richard. Richard is a guy who likes to play, and of course he won't refuse when he hears it. Not long after, San'er came to invite Zhou Liwen and them, and then went to the restaurant of the club together, and when they got there, everything was ready.
The owner of the club, that is, San'er's fox friend and dog friend, is about the same age as San'er, and at first glance he looks like a child of an official eunuch. However, in front of Zhou Liwen and Richard, he seemed very enthusiastic, not only entertaining thoughtfully, but also personally busy as a waiter, which made Zhou Liwen a little embarrassed.
The meal was okay, Zhou Liwen didn't drink because he had something to do at night, and Richard waited for the club to play, and there were more opportunities to drink, so it ended early. When Zhou Liwen got up to leave, it was less than eight o'clock, San'er and his friends sent Zhou Liwen out, and even gave Zhou Liwen a diamond card very politely, inviting Zhou Liwen to come and sit when he had time.
For San'er's sake, Zhou Liwen didn't refuse, nodded to them after taking it, got into his car and left the club.
The car did not go to Zhou Liwen's mansion, but went to another place. This place is not too far from Zhou Liwen's home, and it is also a quiet area in the center of Shanghai.
"Sir, here" Carl, who was driving, was a professional, and Huhai didn't come a few times to know the road clearly. When the car slowly came to a secluded alley, he parked the car to the side and turned around to remind Zhou Liwen.
Zhou Liwen nodded, asked Carl to wait for him in the car, and then opened the door and got out of the car.
The place he was going to was at the end of this alley, although the car could get in, but Zhou Liwen's Maybach was too long and wide, and it was not easy to turn around when he entered it. Moreover, Zhou Liwen didn't want the people living nearby to see him so swaggering, so he parked the car at the intersection and walked in by himself.
The alley is not long, and it is only about 30 meters before and after. This area is similar to where Zhou Liwen lives, and it used to be the area of the French Concession, but the layout of the bungalows is slightly different.
After a few steps to the innermost, Zhou Liwen rang the doorbell, and soon the owner opened the door, and when he saw Zhou Liwen, he hurriedly asked Zhou Liwen to go in.
"This place is well decorated, when did you take it down? How much does it cost? Entering the door, Zhou Liwen looked at the building and asked casually.
"I took it last year, and it cost a total of this amount even for the decoration of the room." The owner here is Zhou Liwen's old friend, Yao Liang, who is currently a celebrity in Huhai Bank, and he smiled and stretched out his hand to make a number.
"The price is good, it is estimated that it will not take a few years for the price to at least double." Zhou Liwen praised with a smile.
"Isn't this what you learned from Brother Zhou? If you don't have Brother Zhou, where would I be today, brother? Yao Liang replied happily, and appropriately praised Zhou Liwen. But what he said is not wrong, this kid has followed Zhou Liwen to receive a batch of houses at low prices since the beginning, and later because of Alipay's project, Zhou Liwen also gave him a small bungalow. After he arrived at the Shanghai Bank, he took advantage of his position in the credit department to be more energetic, and in the past two years, there have been nearly 100 houses in his hands, and there are five or six such houses alone, which are no worse than the so-called Uncle Fang and Sister Fang in later generations.
What's more, Yao Liang is from a bank, and all the procedures for doing this kind of thing are complete, even the anti-corruption bureau can't find him. In addition, in recent years, the price of the domestic real estate market has risen steadily as predicted by Zhou Liwen, and based on Yao Liang's current assets, he has already stepped into the level of a billionaire.
But no matter how rich Yao Liang was, he didn't dare to show off in front of Zhou Liwen. Not to mention that Zhou Liwen's assets are beyond his reach, just the private property of Zhou Liwen in Shanghai that he knows is more than ten or even dozens of times that of him. Especially high-end real estate, such as Zhou Liwen's own mansion, Yao Liang's best dozen houses can't be topped up to the value.
Yao Liang's suite is not small, roughly estimated to be more than 20 square meters, upstairs and downstairs a total of three floors, if you add the attic, it is three and a half floors. Perhaps influenced by Zhou Liwen, the decoration of his suite is also Western-style classical decoration, and a lot of baroque style has been added, making it magnificent.
However, in Zhou Liwen's eyes, this kind of decoration luxury has more than enough connotation, and it is a bit too nouveau riche. Of course, Zhou Liwen won't say this kind of thing directly, after entering the door, they did not go directly to the living room on the first floor, but went up to the original living room on the second floor, this place was changed into a room by Yao Liang, and the privacy is very good.
"Freshly brewed tea, I don't know if it suits your taste." Entering the room, Zhou Liwen noticed that the clay pot that had been placed on the table was boiling with an alcohol lamp, and a refreshing fragrance of tea permeated the room. Yao Liang stepped forward with a smile and made a cup for Zhou Liwen.
After taking a sip, Zhou Liwen nodded and praised, and then sat down on the wide sofa.
"Cigars for you, Cuban." Zhou Liwen handed a handbag in his hand to Yao Liang, Yao Liang took it and took out a delicate wooden box from it, looked at it and praised: "I don't have to buy this thing for good things." ”
"Hehe, I heard that this thing is rubbed out of the thighs of the legendary virgin * women, and I don't know if it's true or not." Zhou Liwen joked.
"Brother Zhou, you say yes, no matter what, taste it first." Yao Liang suddenly got up, quickly took it apart and took one, sniffed it under his nose first, and then said very intoxicated: "Good goods are good goods."
After saying that, he got up and went to find the tools, then thought about it and put out the alcohol lamp again, took two square wine glasses from the wine cabinet on the side, and took the bottle of black card.
"It's not worthy of smoking this thing to drink tea, you still have to match this one." Yao Liang smiled and poured a shallow third of Zhou Liwen, shaking his head very forcefully
Zhou Liwen smiled dumbly, this kid doesn't know where he learned this. Taking the poured wine, Zhou Liwen took two pieces of ice from the ice bucket on the side and threw them in, shook the wine glass and tasted it.
Lighting a cigar and taking a puff of cigarette, Zhou Liwen asked with a smile: "I remember that your kid didn't have a hot fight with a female star some time ago?" I thought I would see it today, but I didn't expect you to be alone in the house. ”
"What's hot, that is, just play casually." Yao Liang took a puff of cigarette with enjoyment, swallowed the smoke and said: "Women, take off your clothes and turn off the lights, and then open your legs, it's all the same, what celebrities are not stars, to put it bluntly, they are looking for some stimulation." Besides, as the old saying goes, the drama is ruthless and the is meaningless, don't look at this kind of woman with a bright and glamorous appearance, as long as you have money, you will go to any kind of bed. If you really want to start a family, it is better to find some more traditional women to be wives. ”
"You kid, I haven't seen you for a few months, but the realm is high, but I didn't expect my mind to be sober." Zhou Liwen listened to it and made a joke.
Yao Liang said with a smile: "Of course, this is not all learned from Brother Zhou, this is close to Zhu Zhehong, it is impossible for me not to improve my realm." ”
"Isn't it the black of the near-ink?" Zhou Liwen laughed.
After making a few jokes, Zhou Liwen asked about the situation of Huhai Bank. For Huhai Bank, although Zhou Liwen usually does not interfere much, it does not mean that he does not attach importance to it, and it can even be said that in addition to his current three major businesses, that is, OR companies, real estate and IT companies, the only one who attaches equal importance to Huhai Bank is Huhai Bank.
After immigrating back to Huhai before, Zhou Liwen met with Yao Liang, and they privately reached an agreement with Huhai Bank. Yao Liang, as the current senior management of Huhai Bank, needs the support of Zhou Liwen, after all, Yao Liang does not belong to the old man of Huhai Bank, but jumped from other banks in the middle. Although Zhou Liwen is not the chairman, he is the fourth largest shareholder of Huhai Bank, and he is not directly involved in the operation, but as the fourth largest shareholder and the owner of the Alipay project, he still has a great influence on the decision-making of Huhai Bank.
And Zhou Liwen also attaches great importance to Huhai Bank. When he was abroad, on the one hand, he secretly supported Yao Liang's power within Huhai Bank through cooperation with Yao Liang. For example, the development of Huhai Bank's business in Southeast Province and Heijiang and other places is secretly promoted by Zhou Liwen. With the spread of business in the southeast region, Yao Liang's status within the Shanghai Bank has skyrocketed, although he is still the director of the credit department, but he has also served as the assistant to the president, from this point of view, he and the vice president are almost equal, and even more than the average vice president in some rights.
Then, the real estate project in Heijiang, that is, the renovation project of the old city, began, which gave Huhai Bank the best opportunity to expand in the north. In less than a year, Huhai Bank has expanded its business scope to cover the major cities of the three northern provinces with Heijiang as the center, and from the perspective of the specific business situation, because of the housing loan business brought by the real estate project, the business volume in the north has increased by 270 all of a sudden, reaching the point where the head office is dumbfounded.
Unlike the four major banks, Huhai Bank is a commercial bank, although it also has a proportion of state-owned assets, but from the current point of view, due to the development of domestic commercial banks, the Bank of China has relaxed much more control over commercial banks than before.
To tell the truth, Zhou Liwen is salivating for Huhai Bank, and if it were not for the national conditions, he would even hope to fully control Huhai Bank, which will lay the foundation for Zhou Liwen's business empire in terms of financial shortcomings.
Previously, the reason why Zhou Liwen asked for a share exchange with Wells Fargo Bank, but rejected Wells Fargo's request for capital contribution, and even made a bet to tear his face, in addition to taking sides and relying on the idea of joining this group to become the rule-maker of the game, there are also other considerations. This consideration is actually the same as the consideration for Huhai Bank, and Zhou Liwen is doing this without the knowledge of Huhai Bank. Now, he is still nominally the fourth largest shareholder, but in fact he has acquired and controlled the shares of Huhai Bank in the hands of HSBC Group and another investment bank in disguise, although Zhou Liwen knows very well that he cannot directly come forward to compete for the ownership of Huhai Bank as the second or third largest shareholder, because of the national situation, the country will never see a foreigner controlling a Chinese bank, even if this bank is only a commercial bank.
However, with the decision-making power of these shares, Zhou Liwen has potential influence on the board. If Yao Liang's status rises further, it is not impossible for the two to collude privately and secretly gain control of Huhai Bank. As for the name, it is bullshit for Zhou Liwen, as long as he achieves his goal, he is not interested in any chairman, president or the like.
In the last conversation, Yao Liang wanted to get more support from Zhou Liwen, but who would have thought that Zhou Liwen made a proposal that he couldn't refuse.
This proposal is very simple, that is, Zhou Liwen strongly supports Yao Liang, and tries to help Yao Liang through the business of each branch, so as to finally push Yao Liang to the throne of the head president and even the chairman.
This proposal made Yao Liang ecstatic, and he couldn't refuse Zhou Liwen's request at all. Being able to master a bank, even if it is a commercial bank that is much smaller than the four major banks, and it is likely to be a puppet role in Zhou Liwen's hands, it still makes Yao Liang's heart beat wildly.
You know, this is a goal that ordinary people can't achieve in a lifetime. What's more, even if you struggle on your own, aren't you a puppet? is also a puppet of certain forces, it is better to be Zhou Liwen's puppet, at least Yao Liang is still very trustworthy of Zhou Liwen's character and strength, following Zhou Liwen, he is one person under ten thousand people, why not?
In fact, with the growth of business in various places, Yao Liang's status in Shanghai Bank has risen. At present, almost one-third of the middle level of the regional branches are from Yao Liang's family, or he has been drawn to his side. Now, he has taken on the position of assistant to the president, and as long as he becomes vice president, he will not be far from the throne of president or chairman.
Thinking about the age of the current head president, as long as he stays up for a few years and waits for the other party to retire, his life goal can be achieved.
"Brother Zhou, the board of directors will be held next month, ...... you?" Thinking of this, Yao Liang felt that the blood in his whole body was boiling, and he couldn't help but ask.
"What's the situation in your business right now?" Zhou Liwen did not answer positively, but asked about it.
"The president's attitude is a little ambiguous, but you also know that the president's age is there, and you promised him to support him on the board of directors, so I think as long as it doesn't interfere with his duties, or doesn't block his benefits, the rest will basically turn a blind eye. Besides, I also know a thing or two about his thoughts, basically waiting for retirement in peace, and his wife will get through the last two years peacefully, otherwise my work as an assistant to the president would not be so easy. ”
"How many vice presidents? What do you think of it? Zhou Liwen asked calmly.
"It's ......." Yao Liang hesitated, and said with a wry smile on his face: "The problem is here, these vice presidents don't deal with me very well, and it is very difficult to get them to support it." ”
"Be specific." Zhou Liwen dusted off his cigarette ash and raised his hand to point to Yao.
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