Chapter Eighty-Three: A Difficult Loan
Nord Stream city government, Chai Peide's office.
After listening to Ning Zhongying's report to him about undertaking the production of Pusang auto parts, Chai Peide learned about the details of the relevant techniques from Leng Yuming, who came with Ning Zhongying, and then fell into deep thought.
"Mayor Chai, if the situation is like what Director Ning said, this is a great thing for us in Nord Stream City." Secretary Xu Yang commented softly beside him.
The leader's secretary is not just a secretary who helps the leader carry the bag and pour water, a secretary like Xu Yang, who has followed Chai Peide for many years, is actually Chai Peide's staff and has to participate in decision-making in many cases. He knew the relationship between Ning Zhongying and Chai Peide, so he was not afraid to express his opinion in front of Ning Zhongying.
Hearing Xu Yang's words, Chai Peide nodded and said, "Xiao Xu is right, if this matter can be done, it will greatly promote the industry of Beixi City." I have heard about the localization of Pusang in the past, but I just think that the industrial base of our Nord Stream is far from that of Pujiang, and such a thing will not fall on us in any case. Unexpectedly, Director Ning went to Pujiang and was not only able to pull this business, but also to be able to pull the task of more than 30 accessories, which is a great thing. Lao Ning, what did you just say, how much output value does this business have? ”
"If you take it all, there will be 400 million a year." Ning Zhongying said proudly.
"Good guy, 400 million!" Chai Peide said with emotion, "Last year, the total industrial output value of our city was only 1.7 billion, and you will get back 4 billion output value at this time." At present, most of the industrial enterprises in Nord Stream City and its subordinate counties are in a state of insufficient tasks and serious losses, and with these 400 million businesses, I don't know how many enterprises can be saved. ”
"So didn't I rush over and report to Mayor Chai in a hurry?" Ning Zhongying said with a smile. As an old factory director, he naturally knows what the output value of 400 million yuan means for Nord Stream City, which is enough to bargain with the municipal government.
Chai Peide said: "The output value is very attractive, but the responsibility is also very important. The localization of Pusang is a political task, and if you do it well, you will gain fame and fortune, and if you do it badly, it will be a political mistake, Lao Ning, you should be mentally prepared for this, right? ”
Ning Zhongying said: "I have full mental preparation, if I don't have a certain certainty, I don't dare to take over this business casually." ”
"So, you already have a good idea of the technical issues?" Chai Peide asked.
Leng Yuming and Ning Zhongying exchanged glances for a moment, and then replied: "Mayor Chai, no one dares to say that the matter of technique is foolproof. However, our factory has analyzed the core technical problems of these accessories, and believes that it can be overcome after some efforts, but it still needs to give us some time. ”
"The time is according to the requirements of the localization office, I can't give you more time." Chai Peide said.
Ning Zhongying said: "In addition to time, we also need some upfront research funds. ”
"That's for sure, how much do you need?" Chai Peide asked.
"Preliminary calculations, around 2 million." Ning Zhongying replied.
"2 million!" Chai Peide's eyes widened, "Lao Ning, you're not mistaken, right?" The total fixed assets of your factory are less than 2 million, do you dare to ask for 2 million for research funds alone? ”
Ning Zhongying said: "Mayor Chai, you can't think like this. If our factory takes the task of 400 million yuan and spends 2 million yuan as the technical investment in the early stage, what is the lot? Section Chief Leng has calculated that building a materials laboratory of an average scale will almost require so much investment, which is why I came to Mayor Chai for help today. ”
Chai Peide stopped talking, the capital investment of 2 million does sound like a large amount, but compared to the business of 400 million, it is indeed not big. Ning Zhongying said that these technical problems have not been solved by those large enterprises in Pujiang, even if Qingfeng Agricultural Machinery Factory has found some tricks, but the necessary test must be done, and it is reasonable to spend 2 million yuan to build a laboratory and do experiments.
"But, where can I raise 2 million for you?" Chai Peide pressed his head and worried.
Ning Zhongying cautiously reminded: "Can you say hello to the bank, we will borrow from the bank." ”
Chai Peide didn't answer, Xu Yang replied for him on the side: "Director Ning, I'm afraid this is a bit difficult." At present, the whole country is tightening monetary policy, and it is said that some economic experts have proposed to do something soft landing, that is, to reduce the scale of credit in the whole country. In order to run loans for several enterprises, Mayor Chai has personally gone to the bank more than a dozen times, and the loan requirements of those enterprises are not high, some are hundreds of thousands, and the most is more than 30 thousands, but the bank does not agree. ”
"I remember that Wei Baolin didn't want to borrow one or two million to make a washing machine?" Ning Zhongying asked.
Chai Peide replied angrily: "Wasn't he sent to retire because of this?" What, you plan to go back to retirement? ”
Leng Yuming hurriedly excused Ning Zhongying and said: "Actually, you don't necessarily need 2 million at the beginning, you can have four or five hundred thousand to make a bottom first." We first solve some technical problems and submit samples of products to the National Production Office. After getting the approval of the domestic production office, you can sign the contract, so that you can use the advance payment of the other party to do follow-up work. ”
"Four or five hundred thousand ......" Chai Peide was like eating bitter melon, with a sad face on his face, pondering how to deal with the bank.
"Otherwise, let's invite President Zou of the Industrial and Commercial Bank of China to discuss together." Xu Yang made another move.
Chai Peide nodded and said, "That's the only way." Lao Ning, I'll bring Zou Yongda to you, you talk to him directly, if you can convince him, then the city can give you a guarantee and let him lend you the money. If you can't convince him, then I can't help it. Banks are managed by rules, and we really don't have a problem with them. ”
"Strips" and "blocks" are common terms in the field of administration. The so-called "strips" refer to the departments that are vertically managed by the central government, like a line from top to bottom; The so-called "block" refers to the departments managed by the locality, because the places are all piece by piece, so they are called "blocks". People often refer to the "division of sections" refers to this kind of contradiction between the departments under the vertical management of the central government and the departments under local management, and this is the problem that Chai Peide is facing now.
Zou Yongda, president of the Beixi branch of the Industrial and Commercial Bank of China, hurried over after receiving Xu Yang's call, and as soon as he entered the door, he didn't wait for Chai Peide to say anything, he first began to block Chai Peide's mouth: "Mayor Chai, I can state in advance that if it is about talking about loans, I really have no power, and I definitely don't give you face." At present, the head office has given very strict instructions to our subordinate branches, and anyone who exceeds the loan limit will be directly dismissed on the spot. It doesn't matter if I personally am the president of the bank, the key is that I am dismissed, and you can't get a loan, isn't this a mistake for you? ”
"I said Zou Fatty, is it useful for you to pretend to be so pitiful? I still don't know that you have a mobile quota in your hand? Who are you pretending to be pitiful? Chai Peide unceremoniously choked Zou Yongda a few words. But it can be seen from his name for Zou Yongda that his choking is just a gesture, and in fact, he is still unwilling to tear his face directly with Zou Yongda.
Zou Yongda laughed twice and said, "Mayor Chai, you are an understanding person, it is true that I have a mobility quota in my hand, but this is used to save lives." In case an enterprise fails to pay wages and the workers are going to make trouble, as soon as the secretary speaks, can our banking system not come up with money to save the emergency? This amount is not a last resort, and I can't use it. ”
Chai Peide naturally knew these rules in the bank, he pointed at Ning Zhongying with his finger, and said: "President Zou, this is Director Ning of Qingfeng Agricultural Machinery Factory in Pingyuan County, you should have seen it, right?" I invite you to come here today because Director Ning has a project involving national political tasks and needs some support from your bank. I'm just going to be a witness today, and I'm not going to help either of you, so how about you talk about it yourself? ”
Zou Yongda turned his head to look at Ning Zhongying, immediately smiled on his face, stepped forward to shake hands and said, "It's Director Ning, an old friend, an old friend." Didn't you say some time ago that you took a back seat, why, this time it's a veteran who came out of the city to run a loan? ”
Beixi City is so big, and Qingfeng Agricultural Machinery Factory can be regarded as an enterprise that can rank a little bit in Beixi City, so Zou Yongda and Ning Zhongying also know each other. Ning Zhongying shook hands with Zou Yongda, briefly talked about his comeback, and then turned to the topic, he said: "President Zou, this time, I really have to trouble you to help." In fact, we don't need to take up the loan for too long, and we can repay the entire loan in three months, or at most half a year. President Zou squeezed any finger between his fingers, and it helped us solve this urgent need. ”
"Director Ning, you are making it difficult for the little brother. You see, I didn't even dare to give Mayor Chai face just now, you ...... Alas, for the sake of Director Ning's difficult sake, why don't you tell me, how much do you want to borrow? Zou Yongda swallowed and vomited for a long time, and finally held back such a sentence.
In fact, when Zou Yongda received Xu Yang's call, he was already a little mentally prepared. Chai Peide personally asked him to go to the city government to talk, obviously for the loan matter, of course he couldn't give no face at all. He had already planned in advance, if Chai Peide asked for thirty or fifty thousand yuan, he would reluctantly agree, but if the other party asked for more, he could only hold on and not let go, because he really didn't have any more quotas.
"2 million, what does President Zou think?"
Ning Zhongying's mouth made Zou Yongda shocked and furious.