Section 79: Credit Reporting and Finance

Cut lightly with scissors. The red silk fell to the ground, the crackling firecrackers sounded, the guests all raised their hands to clap their hands to celebrate, and the smiling metal nameplate of Zhao Guodong in the center also tore off the veil covering the top, and a few black characters of the Ningling branch of the Shanghai Pudong Development Bank shone in the sun.

This is already the third point that Zhao Guodong ran this morning, if it weren't for Zheng Jian, who had just become the president of the Andu branch of the People's Bank of China, to attend the opening ceremonies of these banks, Zhao Guodong would never have attended this kind of ceremony, of course, Zheng Jian wanted to attend the opening ceremonies of these commercial banks, it was also because Zhao Guodong served as the secretary of the municipal party committee in Ningling. Zheng Jian also helped Zhang Luo in a lot of work in the early stage, otherwise the Ningling Branch of Shanghai Pudong Development Bank, which was originally going to be delayed to the next year, would definitely not be able to catch up with the tide of opening three banks at the same time so quickly.

From the second half of the year, Ningling's economic growth rate ushered in a wave of blowout high-speed growth period, the province's economic growth rate reached 11.2 percent year-on-year in August, and Ningling's economic growth rate reached 99.8 percent, the highest this year, Ningling's economic growth rate hit a new high in September, reaching 100 percent, only 789 months, the city's new enterprises 1,668, the new registered capital of 16.2 billion yuan, of which the new registered capital of more than 30 million enterprises 98, which are concentrated in the development zone, There are seven enterprises with a registered capital of more than 100 million yuan in Xijiang District, Dongjiang District, Tucheng County and Hualin County, three in the Development Zone, two in Xijiang District, and one each in Dongjiang and Tucheng.

It is precisely because of the strong growth of the secondary and tertiary industries that the demand for financial capital in Ningling City has also been sharply amplified, and the number of accounts opened and business volume of China Merchants Bank and Huaxia Bank Ningling Branch, which have just opened for a short time, have increased rapidly, becoming the bright spot of the two banks in the central and western regions.

After the Midwest Historical and Folk Culture Festival in May, the reputation of Ningling has also been raised to a height, which has greatly increased the attention of all walks of life at home and abroad to Ningling, and the high-profile success of the Yuling Talent Recruitment Fair in October has caused a sensation in the province.

Ningling Zhuyou Environmental Protection Materials Co., Ltd. has become a member of the U.S. Green Building Council, and its bamboo processing building materials have become green building system assessors. From January to August, Zhuyou Environmental Protection Materials Co., Ltd. has achieved exports of 66 million US dollars to Europe and the United States, and has established a second and third production plants in Pennsylvania and Nanhua respectively.

On November 5, the economic edition of the People's Daily reported on "Green Rise" in a fairly well-spaced report, introducing the rapid development of Ningling's environmental protection industry, which made Ningling, which was already known as a new energy capital and a silicon city, suddenly discovered. It has quietly become the most important environmental protection equipment production and R&D base in the country, and it has been a tide of rhetoric for a while.

It is precisely because of the good development prospects of Ningling's economy, Minsheng Bank, Everbright Bank, and Shanghai Pudong Development Bank, which have begun to lay out in Ningling in the early stage, have begun to speed up the establishment of Ningling branches, and Ningling's economy does need a more prosperous and developed financial market.

Zhao Guodong and Zheng Jian walked to the door, Wen Yanhua also followed, and the Audi had slowly stopped at the bottom of the stairs. "Let's go, Governor Zheng, do you want to sit with me?" Zhao Guodong said with a smile, glancing at the brand-new Audi that followed behind his car, "Otherwise, you can take your new car." ”

Zheng Jian smacked Zhao Guodong with a big grin, and was very surprised in Wen Yanhua's eyes, it seems that the relationship between these two is not ordinary, Zhao Guodong's connections are really not simple, you will always inadvertently find the special relationship between someone and him, no wonder the other party can be invincible.

Zheng Jian did not refuse, got into Zhao Guodong's car, Wen Yanhua originally wanted to get on his Accord, but at the invitation of Zheng Jian, he still got on Zhao Guodong's Audi.

"Mayor Wen, the development of your financial industry in Ningling is a leader in the province. To say that Andu should have been a well-deserved boss, but now it seems that they are lagging behind in many jobs, to put it mildly, the sense of smell is dull and the response is lagging behind, work This has a certain relationship with Andu's economic development, but on the other hand. Besides, the financial industry has also played a role in restricting the economic development of a place. Zheng Jian leaned comfortably on the back seat, and his fingers tapped rhythmically on the armrest in the center of the cushion: "How is the shareholding reform of your Ningling Commercial Bank going?" ”

"President Zheng, the preliminary work has been almost done, and now we are in the stage of intensive negotiations, we hope to introduce some experienced strategic investors in the industry, and also hope that some well-known domestic enterprises will enter our Ningling City Commercial Zone, which can further promote our Ningling City Commercial Bank out of Ningling City; … Wen Yanhua turned around and leaned his head on the pillow.

"A corner of Ningling? Mayor Wen, don't underestimate this corner of Ningling, this year the province is saying that Ningling will be the first non-provincial capital prefecture-level city in our central and western regions to exceed 100 billion yuan, and such a large economic capacity is enough for Ningling Commercial Bank to have a stable rear. Zheng Jian said with a smile.

"It's not enough to have a stable rear, President Zheng, we hope that Ningling Commercial Bank can be based in Ningling, but the next goal is to face An'an and Hunan provinces, and the ultimate goal is to go public and go to the whole country."

Wen Yanhua's words were full of heroism, which made a deep impression on Zheng Jian.

"Well, based on Ningling is fundamental, you look at these banks to settle in Ningling, you should know the potential of your Ningling, this is not which person does the work to exert influence, capital only sees the profit it will follow, Ningling Commercial Bank is looking for strategic investors to improve the management structure, open up development ideas, this is right, but in business development or in line with how much effort to do more, of course, it is also necessary to speed up the pace appropriately." Zheng Jian said with a smile.

Zheng Jian and Wen Yanhua had a heated discussion on the development prospects of Ningling Commercial Bank, and Zheng Jian also had a good impression of the deputy mayor, so he tried his best to respond to the topic provoked by Wen Yanhua, but Zhao Guodong became an outsider, just sitting on the side with a smile and not saying a word.

Wen Yanhua entered the state quickly, and also felt that the municipal party committee and the municipal government attached great importance to her, such as investment promotion, finance, and commerce, which were originally in charge of the executive deputy mayor, were handed over to her, which also made her feel excited and a little pressured, so she threw herself into work from the beginning of her arrival in Ningling.

It's better to attract investment, but there is finally some contact. However, financial and commercial work has not been contacted before, and because the city is more about cultivating, promoting and guiding financial and commercial work, rather than direct management, it is more necessary to settle down to understand and grasp the situation in a solid manner and explore work experience in this regard.

At present, including China Merchants Bank, Huaxia Bank, Minchao Liangxing, Everbright Bank, and Shanghai Pudong Development Bank, five non-state-owned commercial banks are the first to enter Ningling, which is also the first in the central and western regions, and a number of financial guarantee companies formed by Jiangxi Capital have also taken root in Ningling, and have shown a very good development trend.

Ningling city and county governments have spared no effort in cultivating the financial market system, especially in the construction of the credit system, which has gone to the front, greatly surpassing the pace of other cities, and is one of the best in the country, which has used considerable manpower and material resources, and has also spent considerable energy, but it has an incomparable role in the healthy development of the entire financial market.

Zheng Jian chose to come to Ningling not entirely because of his personal relationship with Zhao Guodong, not only because of the rapid development of the scale of the Ningling financial market, but more importantly, the construction of the financial market system in Ningling, especially the construction of the credit system, has come to the forefront of the country, which has made the leaders of the central bank and the credit bureau very interested. Therefore, he must first come to the field to understand what new ways Ningling City has made in the construction of the credit system, and to what extent.

Realistically speaking, the development of Ningling's financial market is also quite rapid, especially with the rapid rise of the private economy in the region, the rapid growth of the overall economic scale of Ningling, so that many commercial banks have seen the vigorous vitality on this soil, there is economic development, there is a need for financial capital, which is inevitable, then it also means the expansion of business and profit points, which is also the main reason for commercial banks to collectively enter Ningling.

Of course, there is another important factor is that Ningling City spares no effort in the construction of the credit system, mobilizes various government resources to vigorously promote the construction of the credit system of the whole society, especially the construction of the enterprise credit system in the first place, which not only reduces the massive risk for the development of the banking industry, but also provides a huge market opportunity for the development of financial guarantee companies. Now it seems that Ning Ling, the deputy mayor in charge of financial work, is also a heroine among women, with some skills and drilling, Zhao Guodong, this kid still has some ways to see people, and basically can arrange people to the right positions.

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