Chapter Forty-Six: Seeking Wealth and Danger

The loan procedure is much simpler than Fan Wuxian expected, which may also be the special result of the special circumstances in the special period.

After verifying with the Swiss Bank and obtaining the relevant procedures for the pledge, the People's Bank of Panshi City fulfilled the corresponding loan procedures and loaned Fan Wuzhi's certificate of deposit as collateral 6.5 million yuan for a period of three years with an annual interest rate of 5%. In other words, Fan Wuxian has to pay 325,000 yuan in interest to the People's Bank of Panshi City every year, and pay off the principal in one go after three years.

"That's a lot of interest!" Fan Wuxi looked at the signed slip and said with some pain.

"It's already very low, and it still depends on the face of your foreign currency certificate of deposit." Mei Tianliang made a big order this year, was in a good mood, and said to Fan Wuxian with a smile.

Fan Wuxian pursed his lips, and said in his heart If I am not sure of my profitability, and the yuan I hold in my hand will be doubled, the ghost will lend such a high interest loan shark, I am just taking the path of an underground bank, but that's it, right?

Fan Wuxian collected his cash, scraped together enough seven million, and then made a bill of exchange, which was directly transferred to the bank account of Tongsheng Company in Shenzhen designated by Qiu Baohua.

After completing the payment, Fan Wuxian suddenly felt a little unsteady in his heart, what if Qiu Baohua ran away with his money? He is in Panshi, he Qiu Baohua is in Shenzhen, the two places are thousands of miles apart, if he absconds with the money, he really has no way to stop it.

Thinking of this, Fan Wuxi suddenly felt a little uneasy, and his mood was also a little irritable.

Fortunately, what Fan Wuxian was worried about did not happen, and a week later, 7.7 million yuan was returned to Fan Wuxi's bank account, and only then did one of his hearts be put back into his stomach.

Calculate the business this time, a week before and after, the net income of 700,000 is really good.

700,000! How can you do this business of raising pigs, and make money quickly?

During this period of time, Fan Wuxian has been considering the way of cooperation with the Pingyuan factory, since it is still the old road of processing with supplied materials, then he has to set up a new offshore company to keep in touch with the Pingyuan factory. But this time, he didn't want Qiu Baohua to be involved in the matter, so after thinking about it for a long time, he decided to re-register an electrical company in Hong Kong.

Because he already has an agent in Hong Kong, this time the matter is much simpler, Fan Wuxian directly contacted the office staff of Hong Kong Jianhua Garment Co., Ltd., and instructed them to register an electrical company, mainly engaged in small electrical products.

After obtaining the relevant license, Fan Wuxian entrusted Wang Boss to sign a contract with the Pingyuan Factory on his behalf, providing the Pingyuan Factory with 5 million yuan of funds and related samples, as well as several head production lines sold to him by Sony.

Pingyuan factory also expressed a lot of enthusiasm, after all, this is their first contact with an inland manufacturer and overseas, this matter also alarmed the competent department of Pingyuan factory, the support is very strong, specially sent some technical experts to assist Pingyuan plant in the new project of single machine.

After all, the plain factory is an old military factory, strong strength, at this time used to engage in civilian products, the advantage is still very obvious, after dissecting dozens of samples, within a month to come up with the circuit board production plan and production line design, the workers in the factory work three shifts a day, in two months to form a productive capacity, the monthly production capacity is about 30,000 units.

But in this way, Fan Wuxi's financial pressure is relatively large, and he has to pay nearly one million yuan a month just for the purchase of raw materials.

But the results in sales, but a little unsatisfactory, after all, the single machine is a new thing, and the price is relatively high, even if Fan Wuxi in addition to the production cost, only added a small profit, is also unexpected, this situation is somewhat unexpected by Fan Wuxi.

"It's not okay to go on like this!" Fan Wuxian scratched his head a little.

Today's sales mainly rely on door-to-door sales, that is, to distribute goods to various shopping malls, such as placing a few fixed samples in a shopping mall, plus dozens of goods, and providing samples for everyone to feel the effect. In essence, this is passive sales, and most of the time it depends on everyone's recognition of this new thing to reach a high level, and only then can there be a breakthrough in sales.

And the bottleneck that restricts sales, there are two main ones, one is everyone's recognition of the single player, and the other is the problem of tape, after all, there are very few tapes in China now, there is no new song to listen to, what do you want this single player for?

After thinking about it for a while, Fan Wuxian decided to take the road of export sales first and put the single player in the Hong Kong market to see how the effect was, after all, the music atmosphere there is much more open.

According to the selling price of Sony's Walkman in Hong Kong, Fan Wuxian has set a unified retail price of HK$180 for the single player, which is more than half cheaper than the Walkman. Then he entrusted Qiu Baohua to recruit a group of salespeople in Hong Kong and give him a wholesale price of 150 Hong Kong dollars, and he was solely responsible for the specific sales.

Qiu Baohua is now developing in Shenzhen, not only to engage in foreign exchange, but also to do some easier to make money in the electronic import and export business, at this time after seeing the sample of the single player sent by Fan Wuzhi, the intuition of this thing may be promising, so he plunged into Hong Kong, through the Hong Kong sales network established over the years, and promoted the single machine.

Due to the development of the single player by Fan Wuji, many unnecessary parts have been omitted, and a lot of effort has been made in the structural design, and the circuit board has also been greatly improved, so the volume is much smaller, basically reaching the size of the later mainstream single player, that is, it is not much larger than the tape, and the shape is two modes, one is square, and the other is a streamlined shell, which adapts to the habits of people of different ages.

As a result, the single player was listed in Hong Kong's large shopping malls, coupled with the cooperation of various publicity activities, which immediately aroused the popularity of young people, and Hong Kong people with the tradition of chasing stars suddenly found that although the function of this single player is relatively simple, it can meet their ordinary needs, and it is worth mentioning that the price is cheap.

One month after the single player was listed in Hong Kong, the sales volume exceeded 20,000 units, and in Fan Wuxi's words, it became popular.