None of them are professional accountants, but they have been at the top for so long, and of course they can understand the books. Regardless of the technical terms in the clouds, directly turn to the cash table, which clearly shows that the cash flow, which has always been very healthy, suddenly fell to a very dangerous point a few days ago, and finally ran out on this day. And the reason for all this is a loan!

"What's going on? How come there is a mountain construction that borrowed 800 million from us? Juan Ting shouted.

"Alpine construction?" Zhao Tiancheng seems to have heard of it somewhere, "That's not Jia Shan's company?" "Could it be that Jia Shan got it when he was the chairman? This is impossible, when he came back to be the general manager, Zhao Tiancheng checked the financial situation and didn't find such a big hole. Looking at the date again, it was borrowed a few days ago, when Huang Wenbin was already the chairman.

"You're just the chief financial officer, how can you borrow such a large amount of money for no reason! Even the chairman can't borrow such a large amount of money for no reason! Kang Yaru said that his heart was blank, such a large company, a company that had stood for decades, went bankrupt? This must be something wrong, definitely.

Of course, the CFO himself can't, and neither can the chairman himself, but if the CFO and the chairman collude together, they can lend the money out. Not only that, Zhou Quan sneered, "I borrowed this money with a formal resolution of the board of directors." ”

"How can you have a resolution!" Juan Ting shouted.

"Of course, last time it wasn't a resolution, and everyone can borrow money from the company. Boss Hu borrowed 30 million, Mr. Zhao borrowed 50 million, Mr. Kang borrowed 32 million, and Boss Huang borrowed 800 million. Zhou Quan said that the borrowed money was originally used to buy stocks, but it didn't work out. The reason why the people on the board of directors raised one billion to Huang Wenbin so quickly also contributed to the money.

Although the Third Urban Construction Bureau has abundant funds, it first borrowed hundreds of millions from the board of directors, and then Huang Wenbin borrowed 800 million at once, and the liquidity was drained all of a sudden. The bank desperately demanded the money, and Huang Wenbin instructed Zhou Quan to suppress the news and did not let the rest of the board know about it. Until today, the process was finally completed, and the bank had no choice but to apply for bankruptcy liquidation of the Third Urban Construction Bureau.

If it is usual, such a big news, there will always be a little leak of the news. But now the Third Bureau of Urban Construction is full of rumors, and the board of directors has taken the initiative to muddy the waters, and it is so busy that its feet do not touch the ground. Huang Wenbin is the chairman of the board of directors and Zhou Quan is the chief financial officer, and the two of them worked together to finally hide from the world and drag the Third Bureau of Urban Construction into the abyss of no return.

To say that a few days ago, a high-quality unit like the Third Urban Construction Bureau could borrow hundreds of millions of yuan casually. Even if the board of directors has withdrawn more than a billion funds to empty the cash flow, there are many banks and units and individuals who are willing to borrow money. But when it comes to bankruptcy liquidation, this is not the case at all.

Everyone has to see if you lend money to the Third Bureau of Urban Construction, whether it is a meat bun beating a dog, and whether there will be no return. Moreover, bankruptcy liquidation requires the seizure of all property, which means that the Third Urban Construction Bureau cannot provide any mortgage. How can a person who is about to go bankrupt, have a bad reputation, and do not have any collateral, borrow money.

"That loan needs to be mortgaged! What did Huang Wenbin use as collateral! Zhao Tiancheng suddenly thought of this problem, if the mortgage is enough, he can sell Huang Wenbin's loan again, which is called bill discounting, that is, the loss of some interest. Although Huang Wenbin is rich, what can be worth 800 million yuan should be his land in Songshan, which is hard currency, and others will accept this debt.

"It is the machine, construction site, creditor's rights, rights and interests of Gaoshan Construction, etc., after the appraisal of a formal appraisal company, as well as the notary office, the value is definitely more than 800 million yuan." Zhou Quan said, "In terms of procedures, there is no problem at all, you should give up." ”

Everyone here has done a mortgage and knows what is going on. How much a thing is worth has a lot to do with who you look for. For example, a hook machine, according to ten years of depreciation is one price, five years of depreciation is another price, and the actual situation is the third price, which can be three or four times different.

Huang Wenbin found someone to evaluate his machine, which must be calculated according to the highest, but now that he wants to sell his debts, people can only calculate the lowest when they look at the collateral. Huang Wenbin used a hook machine to borrow 200,000 yuan from the Third Bureau of Urban Construction, and others recognized 50,000 or 60,000 yuan at most.

As long as the machine can be started, find a price to see the degree of wear and tear of the engine or something, the value is relatively easy to estimate, and the others are even worse. For example, if the creditor's rights can be recovered in full, or only half of them, or they are worthless at all.

Every year, the bank has to auction off the creditor's rights, and some of the bad debts have a book value of several million, and they are sold for two or three thousand yuan. Someone else borrowed 100 million from the bank, but he couldn't afford to pay it back, so he had to rely on it. When the bank saw that the account was not available, it could only sell it at a low price. Huang Wenbin bought it for hundreds of thousands, mortgaged it to the Third Urban Construction Bureau, and lent 100 million from the Third Urban Construction Bureau.

On the surface, it is completely in line with the accounting principles of laws and regulations, and Zhou Quan and Huang Wenbin cannot be held responsible, but in fact, this debt is worthless, and the Third Urban Construction Bureau has suffered a big loss. "You bastard! You betray the company! Hu Anting rushed over and grabbed Zhou Quan's collar.

"Let go, what are you doing!" Zhou Quan retreated again and again, "Whatever sells the company, I will implement the resolution of the board of directors!" ”

"You...... You bastard! "Hu Anting punches and hits.

There were more than a dozen policemen who came with the bank manager in the venue, how could they watch Hu Anting beat people and immediately stepped forward to stop them. Three or four policemen pulled Juan Pavilion away. Hu Anting was still yelling there, "This guy has bankrupted our company!" Broke! ”

There were hundreds of employees of the company inside and outside the venue, and before they could wake up from the ecstasy of 'getting a joint stock company to be listed and making a fortune', they were slapped in the head by the bank managers, telling them that the Third Urban Construction Bureau was going bankrupt and that they were coming to seal the property of the Third Urban Construction Bureau. Not everyone knew the bank manager, but he was accompanied by people from the court and bailiffs.

Everyone knows the uniforms of the police, and the seals affixed to them have the large seal of the court. As soon as these people came in, they went straight to the financial office and sealed the account books first. Then there is the chairman's office, the general manager's office, the warehouse, the pantry, and even the carport.

Originally, there was still hope for what happened, but it was just a misunderstanding. But seeing Hu Anting out of control, everyone finally realized that all this was true, and the Third Bureau of Urban Construction was really going bankrupt. "What's going on? Why did you suddenly go bankrupt? ”

"I don't know how to do it, I said that Zhou Quan did it."

"Zhou Quan is just the chief financial officer, can one person cause the company to go bankrupt?"

"Zhou Quan said that it was the collective corruption of the board of directors!"

"The board of directors is corrupt all the time!"

"How the hell could it be bankrupt! Be sure to give us an account from the board of directors! ”

Hearing that this kind of big event happened, the people who bought it for the meeting also rushed over, and of course those who were already there would not leave, and countless people flocked to the conference room, pulling the members of the board of directors to ask what was going on. But the members of the board of directors themselves don't know, and they can't say why. Under the pull and pull, the scene was chaotic.

As an elegant man, of course Kang Yaru would not fight with people, and he had already gotten under the table, covered by a long tablecloth, and no one paid attention. Suddenly, Kang Yaru's phone rang, and he was upset, but it was Huang Wenbin calling! Taking advantage of the fact that no one was paying attention, Kang Yaru answered the phone: "You ......" A thousand words for a while, I don't know where to start, "You did it?" ”

"Of course." Huang Wenbin confessed, "I did it." ”

"For what...... Why are you doing this? Kang Yaru asked.

"To make money, of course." Huang Wenbin said, "Isn't this nonsense. You still have 2 on hand. 3% stock, right? Anyway, your company is going to go bankrupt, so how about selling it to me, I'll pay a little bit of a million, 2. 3 Two million three hundred thousand in all. What do you think? ”

"You...... A million points! You might as well grab it! Kang Yaru said subconsciously.

"It's good to go over and grab it." Huang Wenbin said, "I will collect one million from you, and then sell it back to you, and sell it for 100 million at three o'clock, what can I rob compared to such a deal." "If you rob a bank, it's only a few million at a time, and you have to rob it hundreds of times to hundreds of millions.

"I ...... You ......" Kang Yaru was so shameless by Huang Wenbin that she was about to cry.

"Then do you want to sell it?" Huang Wenbin said impatiently, "If you don't sell it, I'll find someone else." Otherwise, I can collect the union shares you just sent, the trouble is a little troublesome, and the price can be lower. Anyway, your company is going bankrupt, and the stock is worthless. If you sell it to me now, you can still be a millionaire, but if you don't sell it, you won't even be a millionaire. ”

Kang Yaru was at a loss in his heart, he finally struggled to become a multimillionaire, and seeing that the billionaire was in sight, he was suddenly about to go back to being a millionaire? Can a million still be called a rich man now? A house is hundreds of thousands of dollars better, and if you say a million, you can't afford two houses. In this kind of era, 2.3 million yuan can't be spent at all, and when you buy a house and a car, the rest can only live a tight life.

"I just need 30 points." Huang Wenbin continued.

"It should be twenty-seven, you have three in your hand, right?" Kang Yaru didn't know why he would say that.

Huang Wenbin laughed, "It's okay to tell you, I don't have any stocks on hand now." Thanks to the rumor that Chenggong Construction was going to be listed, the stock price soared, and my dad sold 3% of his shares, and he also made a lot of money. "In fact, he earned more than 50 million, if in the past, 50 million was enough to make Huang Wenbin happy to death, but now, such a little money is just an addition.