There is only one problem to solve, but everything has to start with the clean-up cooperation foundation.

The year of the clean-up of the Rural Cooperative Foundation has made the entire Anyuan Province have experienced a not easy twists and turns, relatively speaking, Ningling due to some problems during the early operation of the alloy association, so it stepped on the brakes earlier, than the central policy down two years ago has stopped the alloy will continue to absorb shares, take measures to clear year by year, after the central policy has actually entered the end, so it did not cause much shock.

But the situation in Huaiqing is different, Huaiqing under the jurisdiction of the counties of the alloy will develop to the peak in the long years, although the province has repeatedly ordered five times to standardize the management and operation of the alloy society, but under the stimulus of interests, Huaiqing's alloy will still develop in full swing, until the introduction of the central dog policy, everything came to an abrupt end.

Huaiqing under the jurisdiction of the counties and towns of the alloy will be dotted, almost every township has its own rural cooperative foundation, and even some village-level organizations have set up the alloy association, the business history is also about ten years, the scale of the dog is small, the business situation is also different, the scale of the township enterprises is relatively small, the enterprise is smaller, but there is one thing basically the same, that is, the business conditions are not good, has lost the meaning of rural cooperation and mutual assistance, It has developed into a quasi-financial organization whose main business is to collect savings and lend for profit, and some of the loan targets are mainly township enterprises.

As soon as the central government's policy on cleaning up cooperative foundations was promulgated, it immediately triggered a storm, and the cooperative foundations had only two ways to go, the better ones were able to meet the requirements of the merger into the rural credit cooperatives, and the lower conditions were made up by the county and township governments to make up for the shortfall and help them be incorporated into the credit cooperatives, and those with too bad conditions were taken over by the government to liquidate and the government was responsible for paying off the debts and cashing in the fund-raising.

This storm suddenly plunged the districts and counties under the jurisdiction of Huaiqing City, which was originally in a poor financial situation, into the abyss of hell.

Most of them need to have a county and township finance to come up with a sum of money to help the township alloy associations merge into credit cooperatives, or the government will directly take over the liquidation of the alloy associations and cash out the farmers' shares in installments.

The township-level finance is already beyond its means, and all the pressure is concentrated on the county-level government, and the county and district governments cannot afford such a sum of money, so they can only solve the problem by applying for special loans from the provincial finance and borrowing from the municipal finance.

For this purpose, the finance department of Huaiqing City has provided nearly 200 million yuan of loans to counties and cities, not including the special loans of up to 300 million yuan borrowed from the provincial finance by various counties.

However, this is not something that Zhao Guodong needs to pay attention to, it was all last year, and now Chen Yinglu and He Zhaocheng need to discuss with Zhao Guodong about Huaiqing Credit Investment Company.

With the storm of comprehensive clean-up of rural non-financial institutions such as cooperative foundations, it is inevitable that some other non-financial institutions will also be affected, and it is in such a situation that Huaiqing Credit Investment Company has gradually surfaced, which is a real time bomb, if not eliminated in time, may trigger an unpredictable social crisis.

"This just means that now the liquidation and rectification of this credit investment company has come to an end, and what we should do next is to find a way to clear the arrears and raise funds to cash out and raise funds?" Zhao Guodong frowned while listening to Gu Xiaopeng, the director of the Finance Bureau, who came in later, introduce the happy situation of the credit investment company.

Although he also carved the Municipal Finance Bureau to conduct a survey a few years ago, but did not involve the credit investment company, it is clear that the Finance Bureau does not think that this is the problem of the Finance Bureau, but the problem of the entire Huaiqing Municipal Party Committee and Municipal Government, although it is hung in the name of the Municipal Finance Bureau, but the initial initiation of this credit investment company is the proposal of the Municipal Finance and Trade Office, the Municipal Finance Bureau is the head, and the real specific handling personnel are also from various departments, not the Finance Bureau.

"Well, when the central government issued a policy to rectify and merge the alloy association last year, the city felt that there might be problems with this credit investment company, so it took precautions and cleaned up and rectified the credit investment company.

Gu Xiaopeng was still the deputy director of the Municipal Finance Bureau as a cold bench at that time, and it was precisely because of the cold bench that it was his turn to get into the fishy smell of the credit investment company, so he avoided being involved. After an investigation, this credit investment company found that there was a dog hole, and in the case of the former director of the bureau, Gu Yaohua was involved, although he finally avoided squatting in the dog prison, he was also fried, and he had to step down gloomily.

"This is inevitable, the essence of this so-called credit investment company is similar to that of the rural cooperative foundation, that is, the scale and the fund-raising objects and lending objects are just a little different.

Of course, Zhao Guodong knows that this credit company that sells dog meat privately on the head of a sheep is very degraded to a dog's degree, and the ATM under the intervention of the administrative power of some leaders will lend to whoever they want, and the risk awareness, mortgage rights, etc. will all be thrown aside in front of the leader's speech, lack of supervision and review mechanism, risk superposition, processing high fund-raising interest or stock interest, the hole will only get bigger and bigger, and in the end, there will only be a collapse if it can't hold on, and there will only be a result of collapse, and the government finances will pay.

"Guodong was right, I had objections to the business purpose of this credit investment company at the beginning, but the main leaders at that time turned a deaf ear, so that it led to such a big hole, and they spent all day drunk and drunk and squandered, but: let our party committee and government bear it."

He Zhaocheng also deeply hated this credit investment company, which was completely insolvent, and its liabilities and assets were offset by a deficit of nearly 100 million yuan, which was enough to greatly damage the city's finances.

"Now that the assets and debts have also been liquidated, we have preliminarily sorted them out, and it is estimated that there are about 60 million that are sure or hopeful of recovery, and about 80 million of the big shuttle that has completely become a dead account, and about 40 million belong to the category that is more difficult, but if there are various efforts, there is also the possibility of recovery." Gu Xiaopeng said to himself.

"According to the promise given by our city to the fund-raising households last year, we will come up with a handling opinion within one year of the closure of the credit investment company, which was closed together with the Rural Cooperative Foundation at the end of June last year, and the main focus of the city at that time was mainly on the merger of the Rural Cooperative Foundation, focusing on helping the districts and counties to complete the merger task and the first round of payment of funds by the alloy association that failed to merge and be taken over by the government, so we have only actively investigated and verified the situation of the credit investment company, and have not yet come up with a handling opinion. My opinion is still to refer to the liquidation method of the Alloy Society, after the completion of the liquidation of assets and capital, it is necessary to issue a solution as soon as possible, and try all means to clear the arrears and realize the cash, and raise funds for payment. ”

"Director Gu, how are you going to cash it out? Is it like those die-hards will be paid in three to five years? Zhao Guodong asked rhetorically.

"Mayor Zhao, if that's not the case, where can we get so much out of the finances at once? Last year, in order to merge the counties and districts and pay the first round of funds of the liquidated alloy society, our city's finances were shot out, and now it is our turn to bleed, in addition, the city has to consider the preparation of the second round of funds for some districts and counties with poor finances, to prevent them from temporarily turning over and not moving problems, affecting social stability, this year's finance is probably the most difficult year, Secretary Chen, Mayor He, Mayor Qi, several of your leaders are here, I put the ugly words in front first, I have to prepare in advance, If you don't come up with the money temporarily, you're going to have a problem. Gu Xiaopeng stared at the three of them and said in a deep voice.

Chen Yinglu and He Zhaocheng couldn't help but sigh, it was really unlucky.

Gu Yaohua made a mess of Huaiqing officialdom, just straightening out the relationship is enough for the two of them to be anxious, just when the central government cleaned up and rectified the alloy society, Huaiqing is the largest area of the alloy society, and it was suddenly discounted the backbone and drained the funds, not only the township enterprises are now in a circle, but also the county and township governments are burdened with the debt of the giant dog, and the preliminary estimate is that there are no five years to get rid of the giant dog hole brought by the cleaning of the alloy will, and in the past five years, all counties and districts in Huaiqing have to tighten their belts and live a hard life. And Huaiqing City is not having a good time, in addition to helping the counties and districts to be muddled, there is also such a big face sore as a credit investment company, to squeeze this abscess clean, it is estimated that the dog will bleed once.

The four of them discussed financial problems for a while, Zhao Guodong learned that Huaiqing's financial foundation was actually not good when he investigated the Finance Bureau a few years ago, especially the industrial base was placed there, and the tax base was relatively thick, but the clean-up of the alloy association almost pumped the spinal cord of Huaiqing industry, in addition to the state-owned industry, the collective enterprises and township enterprises, especially the township enterprises, the pillar of half the sky, suddenly fell into a circle, and the credit cooperatives also tightened the scale of lending to township enterprises in view of the debt problems of the township enterprises in the alloy association. In addition, in the face of economic contraction this year, township enterprises are even worse, and it is no wonder that on the second day of the new year, the secretary and mayor came to discuss this issue with a sad face, and he, the executive vice mayor in charge of finance, naturally could not escape.