Chapter 655 . nuisance
There are more than one billion businesses a day, but there are actually a lot of businesses, but what Liu Ziqiang can get involved in is the underground bank. The coastal provinces have many people and few places, and they are all mountainous areas, and there is a tradition of going abroad in history, and now it is not only a large province of foreign trade, but also a large province of studying abroad, a large province of going abroad to work, and the business of underground money banks is very prosperous, and the flow of more than one billion a day can easily be reached by big dealers.
However, it is useless to have a lot of traffic, the profit of this business on the surface is only a little exchange rate difference, if you make too much, people might as well go through formal channels. There are a lot of profits in secret, such as swallowing money, delaying, getting money out and lending usury, but there are many people who want to share these profits, and where to go to the big dealer, the income is actually not much.
Therefore, there is a lot of turnover and a small profit, but fortunately, it is to collect money first and then work, so there is no need to pressure funds. Liu Ziqiang has a turnover of more than 1 billion yuan a day, and he earns about 1 million or hundreds of thousands, which is about 300 million or 400 million in a year. This number is not small, and compared to Huang Wenbin, it is nothing.
The change of the lower level of the underground bank is very frequent, because it is always necessary to send money through the guò bank account, and it is easy to be targeted after a long time, and borrowing bankruptcy to swallow money is the main source of profit for the underground bank. The change of the upper level is a little slower, but it has to be changed once in a few years, such a large amount of flow, no matter how good the relationship with the bank is, it can be covered for a while, and the CBRC will always keep an eye on it. Before being investigated, you have to quit the rivers and lakes to change a group of people to do it, and it is easy to be caught if you love the stack, and there are too many people involved at that time, and you may be able to commit suicide.
The business of underground money banks is illegal, and the big bankers are even more hidden behind the scenes, setting up layers of firewalls, except for a few cronies, no one knows who it is - for ordinary people, for Huang Wenbin, it is not difficult to inquire about the news. Especially with Fang Tianhe, a virtuous helper who knows the banking system well, it will be easier.
And Huang Wenbin did not start tracking from the bottom, and finally found the big dealer, but first had Liu Ziqiang as a suspect, and then collected all kinds of criminal evidence from him, which is equivalent to having the answer first and then solving. The flow of money between various bank accounts, the collection of contacts, and the solution when trouble arises cannot be hidden. It only took two days to basically confirm his guess.
"Brother Qiang is sometimes too careless." Xu Bin said that fame is not a good thing for the owner of an underground bank.
"Mr. Liu received the money here, and then used it to borrow usury, this business is really admirable." Huang Wenbin said, "But the relationship is so wide, how can it not leak the news." If you want people to know, you can't do it unless you do. Mr. Liu's business is so big, and he still wants to keep it secret, isn't this nonsense. ”
"Actually, I don't know." Xu Bin said with a smile, Liu Ziqiang is very confidential about these things, Xu Bin has been following him for several years, that is, he has only recently learned some inside information, and he doesn't dare to talk nonsense when he knows it, he has always kept his mouth shut, but he didn't expect it to be a secret to Huang Wenbin at all - he was worried about his future for the first time, even Huang Wenbin knew about it, how many other people knew?
"Brother Xu has been following Mr. Liu for almost ten years." Huang Wenbin said, "If you can't tell me clearly, you're lying to me." Xu Bin looks young, in fact, he is in his thirties, and he is one of Liu Ziqiang's closest subordinates.
"Don't dare, I'm just an errand runner, and I don't dare to listen to these big things." Xu Bin said.
"Don't worry, I'm not interested in Mr. Liu's business." Huang Wenbin said, "I can't finish my own business, don't you see that I persuaded Miss Liu to sell those businesses to Mr. Liu cheaply, that's not cheap, it's half sold and half given away." ”
"Yes, Boss Huang is really benevolent." Two days ago, Xu Bin was from beginning to end, and he heard everything in his ears, "Brother Qiang is like this sometimes, don't you mind, just think it out for himself in a few days." "Young Master Liu Ziqiang's temper comes up, no one can control it, unless he goes out, but Governor Liu is dead, who else can persuade him, he can only wait for his own temper to go down.
"Actually, Mr. Liu has an opinion about me." Huang Wenbin said.
"Yes, Miss Liu came to you to do things...... Xu Bin said.
Huang Wenbin interrupted Xu Bin without waiting for him to finish, "It's not just Miss Liu." ”
"Uh...... I don't understand what you're saying. Xu Bin said cautiously.
"Everyone is their own person, let's open the skylight and say something." Huang Wenbin said.
"I really don't understand what you're talking about." Xu Bin pretended to be very sincere.
"I'm talking about sheep height, of course." Huang Wenbin said.
"Sheep...... Sheep high? Xu Bin was taken aback, Huang Wenbin actually knew about Yanggao.
"Or should I call his original name, Margo?" Huang Wenbin said.
When he met Yanggao for the first time, Fang Tianhe told Huang Wenbin that a large part of Yanggao's source of funds was underground banks. It just so happens that Liu Ziqiang is a big dealer in an underground bank, and Huang Wenbin will of course connect the two of them. A survey found many theories, but all of them have no actual evidence, that is, they may not be groundless.
I have to say that Yang Gao still keeps his source of funds a secret, and it is not impossible to find out if he really wants to investigate, at least for a year and a half. The reason why Huang Wenbin was sure in just two days was because Huang Wenbin found evidence of their collusion in an unexpected corner - when Yang Gao changed his name, Liu Ziqiang helped him get it, and the specific manager Huang Wenbin found out.
"This ...... In fact...... That ......" Xu Bin didn't expect this matter to be exposed in person, and he couldn't speak, "I didn't want to hide it, but Yang Gao's matter didn't matter, he was just, he was arrested anyway, that's it, Brother Qiang did have a few days, but he could only accept the reality." ”
Accept reality? Is it so easy to accept? Huang Wenbin is not optimistic. Yang Gao went to surrender, the Ai family lost 500 million interest, Liu Ziqiang, as a big financier, how much did he lose? I'm afraid it's more than a billion. The Ai family is just the family's funds, which are originally spare money. Liu Ziqiang's is the circulating funds of the underground bank, which can only be embezzled for a few days and then returned. Now the capital chain is suddenly broken, and I don't know how much money he spent to make up for the capital chain without accidents. So Liu Ziqiang is now so poor that he can't afford to buy Liu Xiangdie's business.
After making up the capital chain, Liu Ziqiang had to pinch his nose to save people. Yang Gao must have a full set of evidence in his hand, once the matter is found out, the case is so serious, after all, Governor Liu has been retired for more than ten years, and he can't hide all his face, not to mention that he is already lying on the hospital bed waiting to see Marx.
Fortunately, the idea of the top was also a big thing and a small thing, which allowed Liu Ziqiang to escape. What is going on in this matter, of course Liu Ziqiang talked to his cronies about it with Yang Gao, and of course Yang Gao said that Huang Wenbin harmed him like this, so Liu Ziqiang's perception of Huang Wenbin can be imagined.
In fact, Liu Ziqiang is usually a very shrewd and capable person, although many businesses have failed, but he can become a big boss of an underground money bank, and can support a top loan shark businessman like Yang Gao, which can not only be done by relying on his father's face. The reason why he is in such a gaffe with Huang Wenbin is because he really hates Huang Wenbin very, very much, and he really hates it.
The so-called hard work for decades, returning to the pre-liberation period overnight, Liu Ziqiang has experienced no amount of bloody rain in the past few years, and he has worked hard for an unknown amount of effort, and finally became a big dealer in the underground bank, and then diverted money from the business of the underground bank to lend usury, forming a virtuous circle, but was pitted by Huang Wenbin (he thinks so), and it was all over.
The loan sharks can recover the principal, and the underground banks must also be greatly affected. You must know that the characteristics of the underground economy are high profits and high risks, and a slightly lower profit is equivalent to losing money, not only do you have to take risks, but your subordinates and allies take big risks in life and death, but they do not get the money they deserve, and they will also deviate from morality. also encountered the death of Governor Liu, and when he was in a hurry, Huang Wenbin also ran to him and dangled his beautiful cousin, and he also wanted to use Governor Liu's affection to do business.
As for Ning Shouzhong, he used to follow Governor Liu, Liu Xiangdie can find it, and of course Liu Ziqiang can find it. After Governor Liu retired, Ning Shouzhong was ostracized and could only be a non-leader position, but he was well-informed in the procuratorate, and it was very likely that he colluded with Liu Ziqiang to find out the news for him. Liu Xiangdie asked him to inquire about Yanggao's news, and of course Ning Shouzhong would tell Liu Ziqiang as soon as possible, and then help Liu Ziqiang pass the word.
The person behind Yang Gao is none other than Liu Ziqiang. So of course Ning Shouzhong refused to say who would pass the word, so Huang Wenbin would not be afraid of Liu Ziqiang.
Thinking about it like this, Huang Wenbin couldn't help but sympathize with Liu Ziqiang, it was really miserable. If it weren't for Yanggao's accident, Liu Ziqiang would have been sitting on the underground kingdom, and with the east wind this time (this description seems a little wrong), he would definitely be able to expand his territory. Now when such a thing happens, of course, this favor must be used as a talisman, how can it be given to others. If you give Huang Wenbin a business, what if something happens to you, if it becomes a big case, no amount of money can save it.
Liu Ziqiang and Huang Wenbin put forward such excessive conditions, not because he was confused, but because he didn't want to do this business at all. "Actually, the matter of Yang Gao is really not what I did." "On the contrary, I am also a victim. It was Yang Gao and the Ai family who colluded to trap us all! ”
"Yes, yes, that's it." Xu Bin nodded again and again, but he didn't think so, who didn't know that the Ai family would do business with Huang Wenbin again, and Ai Yefang, who was sent to the sheep master of the Ai family, also cooperated with Huang Wenbin, even if the mastermind was the Ai family, Huang Wenbin couldn't get out of the relationship.