Chapter 053: Eighty Million
A few days later, An Feng took a flight to Los Angeles.
Call Roger to make an appointment to meet at the banking department of Amex, and after exiting the airport, meet up with John Adams, who picked him up, and get in his car and go to an address provided by Roger. Arriving about half an hour later, he got out of the car and had a warm hug with Roger, who had come out to pick him up.
"How are you doing?" Roger said.
"Okay." An Feng let go of him, looked at Roger, who was dressed in casual clothes, and quipped, "You don't go to work like this?" β
Roger smiled heartily: "If I hadn't heard that you were coming, I'm afraid I would still be dancing at someone else's party!" β
An Feng was speechless, this is called the most mixed employee of the year, right?
"This is John, my assistant. Roger, my friend, the banker. An Feng introduced the two by the way.
After the two also got to know each other, Roger walked in front and led the way: "Come on, friend! Let's go have a good chat and have a few martinis! β
Facts have proved that high-end people are better than others even if they work part-time, in a huge VIP reception room, Roger and An Feng are drinking wine on the side, chatting and laughing, talking about sports cars, women and parties, and Roger and An Feng's secretary assistant and the like are negotiating on the side.
In fact, Amex is not very strong in its banking division, at least not as strong as JPMorgan Chase, Bank of America, Citigroup, and the strongest thing about Amex is its ubiquitous travel services, through which it provides customers with charge cards, credit cards, and traveler's checks. Therefore, its back-office service is very strong, such as Anfeng's phone secretary who does nothing, and almost any requirement can be achieved through the huge backstage.
Talking about the issue of loans, Roger asked curiously: "With a loan of nearly 100 million, have you made a big move recently?" β
"I've found a way to make money." An Feng said mysteriously, "Are you interested?" β
"Tell me about it." Roger said.
"High-tech technology, the chip ...... of computer processors" An Feng said a lot, the total investment funds, the development status and the future, etc.
After hearing this, Roger praised: "You have such courage! β
"Because I have the ability." An Feng said confidently.
"I wish you success!" Roger raised his glass.
"Thank you." An Feng clinked glasses with him, "Having said so much, are you interested in joining my next-generation technology army?" β
Roger smiled and said, "I don't think you're here to take out a loan, you're here to pull me into the water." β
"You can say that I have to invest a little bit and reduce my risk, right?" An Feng didn't mind admitting that talking about business with Americans was like fighting a war, there was no need to beat around the bush, and after the negotiation was completed, everyone became good friends like a family. He had seen the last time Tylan negotiated.
This time he is not short of money, what he needs is connections, such as people like Roger, who have a wide network behind him.
Roger thought for a moment and said cautiously, "You have to let me think about it." To be honest, if it weren't for the word graphene you said to me today, I would have almost forgotten the 'carbon gold' craze a few years ago. At that time, it was popular, the Nobel Prize brought out graphene, and the news media shouted that a new era had arrived, graphene became popular overnight, and the unit price soared to dozens of times that of gold. β
An Feng said: "That's different, what you said is fried through supply and demand, opportunism is dominant, but mine is completely based on scientific and technological strength." β
Roger nodded: "Well, I believe you." β
Come on, no one is a three-year-old, it's useless to talk too much. An Feng has an opportunity that has almost succeeded, just like a gamble that can predict the outcome of the game, he also thinks that Roger is very chatty before extending an olive branch, as for whether the other party can seize this opportunity, it depends on the creation.
John and Roger's assistant fought until the afternoon, An Feng and Roger two guys had nothing to do with their mobile phones to play online games, swiping each other's records, and after running out of power, the agreement was preliminarily drafted. With the high-quality diamonds stored in the Yuntong safe as collateral, the estimated value is 100 million.
But banks are vampires, it is impossible to give you 100% collateral ratio, like gold, diamonds and other items of collateral, major banks fluctuate very much, 60 to 70 percentage points of collateral ratio is the most common, originally Express gave 70%, but after a war of words between John and the other party, it was increased to 80%.
The agreement is $80 million, calculated according to the market interest rate for the same period, and the interest will be as high as $15 million after three years, including the payment of principal and interest.
An Feng browsed the contract, there were many clauses, and he had to sign a lot of names, but he still needed to ask a lawyer to check it before that. It is still a bit troublesome to handle a personal high mortgage, but fortunately, Assistant John has full authority to handle it, and An Feng only has dozens of names at most.
The matter could not be done in a day, and it was easy for Roger to get through, but it still took a little time for the bank, especially for personal loans.
After the matter was discussed, the bank got off work, and Roger said, "Bruce, aren't you going back tonight?" I have a young person's party at home, do you want to attend? β
An Feng thought about it, it was boring to stay in a hotel alone, so he agreed.
"I'll send you." Roger said.
An Feng said to John: "John, go back first, I will inform you again if there is something." β
John nodded and left with his briefcase.
Walk out of the bank and get into Roger's Maserati and leave. Roger recommended him a nice hotel and agreed to pick him up in the evening. An Feng took a shower at the hotel, changed his clothes and went to the restaurant for dinner. Western-style grilled steak, I've eaten too much recently, and it feels average.
Roger came to pick him up at night, An Feng thought that the car would drive to the suburbs, but he didn't expect Roger to drive directly towards the city center, to the high-rise dense block, and finally parked in the underground parking lot of a building, and took the curious An Feng to the top floor by taking the special elevator that needed to swipe the card.
"Wow, you can really play!"
An Feng's first sentence when he stepped out of the elevator was like this. Built on the roof of a two-storey building, the mansion is two stories high, mostly in simple white tones, and the design is very modern and technological. Outside is an open-air swimming pool, the same as An Feng's home, with a frameless design that overlooks the entire hustle and bustle of the city.
"Not bad, right?" Roger proudly introduced the furnishings in the house to An Feng, "This is what I bought from a friend, and it took a lot of effort to renovate!" β
An Feng looked left and right, the house was very quiet, there were not many people, but the music outside the house was constant, and a large group of young people were gathered, mostly beautiful women. A graceful body swims in the heated pool, and the bikini beauties by the pool do not spare any effort to show off their beauty. Specially hired party waiters carry the plates and shuttle through them, providing attentive service to every guest in need.
"That's good!" An Feng did not hesitate to praise him. Roger took An Feng all the way outside, and every girl and young man who came and went was greeting him.
Roger smiled and said to An Feng: "You are right not to bring your girlfriend over tonight, because there will be a men's and women's topless party next!" β
An Feng was stunned, wait, what does a topless party mean?
Roger jumped onto the table and motioned for the DJ to stop the music first. Clapping his hands to focus everyone's attention on him, his eyes first swept around, and then said, "I'm glad you all came to this party tonight, and before the excitement begins, I'll introduce a friend from Chinaββ"
"Bruce!" Roger pointed at An Feng next to him with both hands, and everyone's eyes fell on him.
An Feng smiled, he needed such a grand introduction.
"Bruce is the best Chinese American with me! He's not just a young rich man, he's a real-life version of Iron Man! But our Chinese friend is a little shy, let's cheer for his arrival! Ladies and gentlemen! Be sure to make him feel the warmth of the United States tonight! β
The crowd below cheered, and the eyes of the girls lingered on An Feng, if a yellow person made them generally interested, it would be different if they were a rich man, plus Roger's exaggerated introduction was deliberately attractive, plus An Feng had a stylish figure after taking off his clothes-
"Bruce!"
"Bruce!"
The wine glasses were delivered, and due to the enthusiasm of everyone, An Feng had to make a full glass of beer to everyone, Roger gave him a thumbs up, then took off his shirt, and announced loudly: "The party has officially begun!" The music immediately sounded, and a series of laughter and shouts came, An Feng turned his head to see that the girls had all taken off their already pitiful tops, and they were all white flowers in the past, making people wonder where to put their eyes, and it was not to see, not to look, not to instigate crime?
Look at Roger again, this guy is not seen at all, hugging his sister and kissing, touching, singing, dancing in DJ music, and constantly beckoning to An Feng, making him feel a little strayed into the wolves, who knows that his back and arms are soft, a girl pushes him, a sister paper holds his arm, and pulls him over with a smile.
An Feng was invited to the center of a large group of girls without knowing what, and was surrounded by white meat, and they deliberately rubbed themselves on their bodies. Depend on! Think I'm a bully, don't you? An Feng looked at this group of arrogant little ladies, if I am afraid tonight, I will not be a man, and I will carry the mission of fighting Yanmar by myself.