"What are you doing in such a hurry?" Huang Wenbin hurriedly shirked, "Let's talk about it first." Do your parents now know that you are out there doing this model? In the end, Huang Wenbin still doesn't believe it, even if Lu Zhilan's countryside values profit over righteousness, and finally provides a college student who is qualified to take the right path, he still insists on selling his body, what does this mean.

"Zhilu Dao, I sent them money, and they were very happy." Lu Zhilan leaned over as she spoke, hugged Huang Wenbin and said, "Brother, let's talk while taking a bath." ”

"What else can you talk about in the bath, you go make a cup of tea first, I'm a little thirsty." Huang Wenbin suddenly felt that this scene was a bit familiar, it seemed that the local tyrant in the movie and television met a beautiful liar, the local tyrant was anxious to go to bed, and the beautiful liar kept finding excuses to escape.

But here it was reversed, Lu Zhilan was in a hurry to get into bed, and Huang Wenbin kept evading. After thinking about it carefully, it seems that it has not fallen again, it is indeed Huang Wenbin who wants to take money out of Lu Zhilan's hands. If Lu Zhilan knew that this 'local tyrant' in front of Lu Dao actually had this kind of idea, I don't know how Lu Dao would feel.

"Brother, wait a minute." Lu Zhilan went to run for a cup of tea.

The tea bags in the hotel are the same thing, but Huang Wenbin is thirsty, and it tastes better than Zhang Lihua's big red robe. Therefore, whether a thing is good or not, its own quality is relatively secondary, and the main thing is to see whether consumers need it or not. For a traveler dying of thirst in the desert, a bottle of water sold for a million, and he had to buy it.

"Do you take the money now and send it to your parents?" Huang Wenbin asked.

"Yes, my family has a large population, and I have no income, and I am poor to death. There is a sister and an elder brother at the top, and a younger brother at the bottom. Lu Zhilan said, "My brother was sick when he was a child, his brain was broken, and he couldn't work and had to rely on his parents to support him. My sister is considered to be married to a good family, but who knows that her husband died every two months just after Lu Dao passed the door, and her in-laws said that she Kefu kicked her out. My younger brother is still in high school, his grades are not good, he skips school all day to go to the Internet bar, fights, and loses money in three days. Fortunately, I can earn money now, otherwise my family wouldn't be able to survive. ”

This kind of family environment can still support Lu Zhilan to go to college, which is really remarkable. No wonder Lu Zhilan is so desperate to ask for money, Huang Wenbin immediately understood.

"That means that you have to support a large family with your own money?" Huang Wenbin asked.

"Yes, my parents used to grow vegetables, and the income is okay. But in the past few years, my body has become worse and worse, lumbar muscle strain, high blood pressure, taking medicine all day long, I can't work hard, I can only rely on my sister to farm, she can't, she has to learn everything from scratch, she earns a few hundred yuan a month, and she has to treat her parents and take care of her brother and lose money to her younger brother, what can I do if I don't send money? Lu Zhilan said.

The more Lu Zhilan spoke, the more miserable she became, but the more Huang Wenbin listened, the more suspicious she became. The children of the peasant family who grow vegetables don't know how to farm and have their parents go to school after they are sick, what a strange setting.

"Since that's the case, you should make a complete plan." Huang Wenbin said, "Otherwise, you will work hard to sell ...... This is a service industry, and all the money earned is used by the family. Once something happens, you have no income here, and your family is lazy and incapable of working, isn't it worse than now? ”

"What else can I do?" Lu Zhilan asked rhetorically.

"Miss Ding only took care of you recently, right? Before I took care of you, you definitely didn't have the high income you have now, you didn't send so much money back, and your family didn't survive it. Now that you have so much money at once, and your family has been poor for so long, you will definitely spend lavishly, and it is not good to develop the habit of wasting. Let's not talk about anything else, let's just say that your younger brother used to be poor, and he had some scruples when he got into trouble. Now that the family has money, maybe it will get bigger and bigger, and if someone accidentally kills him or something, doesn't it hurt him? Huang Wenbin turned on the flicker function.

"My family is doing their best to support me in my studies, and now I can make money, so I can't help but support my family." Lu Zhilan said.

"Of course you have to raise it, who said you can't raise it." Huang Wenbin said, "I mean, you don't give so much, give three or four thousand a month, it's enough." The rest of the money is put away by yourself and used for financial investment. ”

"Financial investment?" Lu Zhilan asked.

"Yes, your money is at interest in the bank, right? The current interest is low, and the dead interest is high. If you use it to buy government bonds, the interest rate will be even higher. This is called financial investment. Huang Wenbin said, "In the society, borrowing money from others, the monthly interest rate is easy to reach 1%, which means that if you have 100,000 yuan, you can earn 12,000 a year if you take out the money to invest!" For example, if you earn 30,000 yuan a month and send 20,000 yuan to your family, you will save 100,000 yuan in a year. It's only one million in ten years, what is enough? ”

"One million I think that's a lot." Lu Zhilan said.

"It's very little, take it to buy a house...... You can only buy two sets, so many people in your family. Huang Wenbin forgot for a moment that the housing prices are not so high now.

"Where can you use one million to build a house in the countryside, three or four hundred thousand yuan can build a big building with four or five floors." Lu Zhilan said, "My family has two homesteads, and when my younger brother becomes an adult, he can divide another one." ”

"Your parents are sick, your brother has a bad brain, he stays in the countryside, and the medical conditions are so poor, can you bear it?" Huang Wenbin said, "You are used to living in the city, and when you go back to the countryside, your living conditions have regressed for more than ten years, can you bear it?" ”

"It's not more than ten years back." Lu Zhilan thought thoughtfully, "It's decades. We are really poor in the countryside, there is no running water, the voltage is unstable, and we often burn electrical appliances. Many people don't dare to use a TV refrigerator when they buy it, and they can only look at a shell for nothing. ”

"yes, so you should bring your family to the city." Huang Wenbin said.

"Brother, are you willing to take care of my family?" Lu Zhilan asked with a pair of starry eyes.

Of course not, I just want to fool you, of course Huang Wenbin wouldn't say that, "You don't need me, as long as you make reasonable arrangements, you have the ability to take care of your family." According to what I just said, the profit obtained from investment is calculated as a monthly interest rate of 1%, and you are now 30,000 yuan a month, and it is not difficult to save 200,000 yuan a year, right? 1% of 200,000 yuan, that is 2,000 yuan, 24,000 yuan a year, if you give 20,000 to your family, it should be about the same. In the second year, you have another 200,000 yuan, and your annual income becomes 48,000, and then you can give this money to your family, which is already very good, right? In the third year, it was 72,000, and in the fourth year, it was almost 100,000. In the eighth year, you don't need me at all, and you can earn 200,000 a year. I haven't factored in the interest income that I put into that money. ”

"Loan sharks? I can't do this. Lu Zhilan said.

"Who told you to be a loan shark?" Huang Wenbin said, "How can a monthly interest rate of 1% be considered usury, and besides, others can use this interest rate to borrow money, it must be because they are doing a business that is more profitable than this." ”

"So should I go into business? What should I do? Lu Zhilan still didn't understand.

"This is a lot, for example, I partnered with Miss Ding to open a bun shop, and I originally invested 600,000 yuan, but now you see how much I have earned, and Du En has opened a branch in the most upscale shopping center in the city center." Huang Wenbin flickered hard, "If you know how to operate, you can open your own store, and you can also let your parents and sisters come to see the store when the time comes." ”

"It's so good, what kind of store should you open?" Lu Zhilan asked.

"I can't say it at this time, and I won't know until I meet it." Huang Wenbin said that at least in the past few years, it is best to do real estate, but if you tell her, what else does Huang Wenbin earn, "I will build a company for you, you will be the general manager, and the money I give you will be sent to the company." When the time comes, I find out that there is a lucrative business that will not lose money, and I immediately jump into it. ”

"Can I still be a general manager?" Lu Zhilan was very happy, "But will it be dangerous?" ”

"There will be no danger," Mr. Huang said, "but when it comes to business, if something goes wrong, no one can say whether it will be or not." In this way, your money is not counted as shares, it is counted as a company loan, I will write it to you, at least 1% monthly interest, if you earn more, in addition to dividends. ”

Anything else, that's definitely not there, who heard that bond borrowing can pay dividends. However, the monthly interest rate of 1% can still be paid in full, the monthly interest rate is 1%, the annual interest rate is 12%, and the annual interest rate is only 36% for three years, and the real estate peak period can rise by more than 30% in one year.

"That'...... All right. Lu Zhilan said, "If the business is good, can I let my parents also come to be employees?" It doesn't matter how much you pay your salary, you just need to buy social security and medical insurance. They are sick, they can do the doorkeeping and cleaning, and they can't delay much time when they go to the hospital. ”

As the general manager herself, she asked her parents to watch the door and clean it, and she could figure it out, but it didn't matter if she agreed to it. If other people's families are really so miserable, let's help them. "No problem, if you make money, you have to pay annual income tax, and you can get some people to come in and pay wages and social security, and you can also deduct it." By the way, does your brother have a disability certificate? ”

"Disability certificate? I don't know what to do. Lu Zhilan said.

"If you don't have one, go get one, a low IQ is considered a disability." Huang Wenbin said, "When the time comes, your brother and sister will also be counted as employees." "The company also has a special fund for the Disabled Persons' Federation in the taxes and fees to be paid, and if you hire people with disabilities, you can save a lot of this money.

"Brother, I like you the most." Lu Zhilan pounced, and the whole person rubbed on Huang Wenbin's body, enthusiastic as fire, "Let's start now, brother, you are so good-looking, so rich, understand so many things, and take care of me so much." Just listening to you, I ...... I'm getting wet underneath. ”

It's too much, it's so explicit, and it's going to teach bad children. "Don't worry, let's get down to business first." Huang Wenbin hurriedly said, "To register a company, you have to go to the Industrial and Commercial Bureau to register, you have to verify the capital, you have to handle taxes, and you have to do this and that, anyway, there are a lot of things." ”

"Brother, you're so anxious." Lu Zhilan chuckled, "It's the third watch in the middle of the night, and the Industrial and Commercial Bureau and the Taxation Bureau haven't opened yet." Shall I do my duty first? ”