"I said that you kid, you just don't let people worry about doing things, and you often come up with ideas!" Huang's mother said, "For such a big thing as buying a house, I don't discuss it with us." How much do you think you are paid now? ”

Wages? "The salary is five thousand." Huang Wenbin didn't react for a while.

"That's it, the salary of 5,000 yuan, although it is not low, but learn from others to buy a house? What does this look like? Now the house in the city costs at least fifteen or six thousand per square meter, and you can only buy one square meter with three months' salary, even if it is a toilet, it will take more than a year. Huang Mu nagged, "How can you afford it?" ”

In fact, the housing price in 07 years has not yet reached this point, and if you look carefully, there are still houses in the early 10,000s. Many people who bought a house at this time found that they had made a lot of money after two years. There are also many people who bought a few houses at this time and became multimillionaires in a few years.

"In addition to my salary, Miss Ding also took me to do business and made a lot of money." Huang Wenbin argued.

"Made a lot of money? You bought this house with a loan, right? Father Huang asked.

Huang Wenbin deliberately said no, but he was really embarrassed to lie in front of his parents. That's why Huang Wenbin didn't stay at home for a while. I'm afraid that my parents will ask too much and can't help revealing something. When he first crossed, he concealed the sale of the Guanyin statue, which was already very awkward. Now the more and more I hide it, I don't know what to say when it comes to the end. It's like it is now.

"It's true that I bought it with a loan, but it's ......" Huang Wenbin was interrupted before he could finish speaking.

"I borrowed money to buy it." Huang's father said, "You have only been working for less than a year, how can you have the money to buy a house?" "Loans are very unreliable in the eyes of their older generation. This is tantamount to spending all the money in the future, and there is no room for manoeuvre in the future.

What they like is to put the money in their hands after they make money, if it is not for the good reputation of the bank now, and there is interest, and they can take out the money at any time, they are not even willing to deposit in the bank, the best thing is to change it into a hundred yuan bill, press it under the pillow, and sleep on the pillow every day. No matter what natural or man-made disasters there are in the future, you can immediately take out the money to deal with it.

As for buying a house, of course, it is needed, but it is better to save enough money and then buy it all at once, without taking out a loan from the bank. Even if you have to borrow money, it's best to borrow from relatives and friends, not from banks. Relatives and friends are easy to talk to, and if there is anything urgent, they will not persecute too much. The bank didn't care about you, and if you didn't pay back the money for a month, they took back the house.

In the past, someone made up a story about a Chinese lady and an American lady to ridicule this concept, the Chinese lady worked hard all her life, finally bought a house, and went to the west without living for a few days. The American lady has also worked hard all her life, but she took out a loan to live in a bungalow decades earlier. As a result, the United States caused a subprime mortgage crisis and a financial turmoil, and China was able to deal with it. However, in recent years, loans to buy houses have also become the mainstream in China, without him, the demand is too strong, the house price is too expensive, and it is constantly rising.

"I follow Miss Ding to do business......"

"Zhilu Dao, you are still a shareholder of Xi Shi Bun Shop." Huang's father said, "We all watch TV. You can't just work for a year, make a little extra money, and then you don't know that the sky is high and the road is thick. When I first started working, I had a salary of 38 yuan, I felt like a rich man, I bought new clothes, and I bought a bicycle. When eating breakfast, a bowl of wontons is not enough, add soy milk fritters. As a result, I met your mother, and I was in a hurry to get married, and I saw that I didn't have any savings at all. That's really miserable, borrowing money everywhere to get married, and after getting married, I ate in the canteen for more than a year before I recovered. ”

"yes, it was miserable at that time." Huang's mother said, "I can't afford to buy a TV, so I go to other people's homes every day to watch TV." It costs a lot of money to get married, and we all did it then, let alone now. If you want to buy a wedding house, we will definitely support it. You said buy us a house to live in, but that's not necessary. ”

"Yes, we have lived here for decades, and if there is anything, my colleagues and workers immediately sent the news, and they immediately knew it. If you move away, you don't know what to do if someone gives you a subsidy. Huang's father said, "Hurry up and unsubscribe, don't buy a house now, and wait for a few years when your job is stable and you will get married." ”

This is really brainless, fortunately, Huang Wenbin has already thought of a rhetoric, "This house is really cheap, when Miss Ding took me to do business, I met the vice president of the First People's Hospital of the city, he just retired, and wants to move in with his children, the original house has to be dealt with, and the price is very cheap." I thought I couldn't miss the opportunity, so I bought it right away. ”

"I see." Huang's father and Huang's mother changed their views again, "How cheap?" ”

"The house in the city center is now 15,61 square meters, and his house is only 8,000." Huang Wenbin said, "A total of more than 100 square meters, only 800,000!" "That's right, Originally, Dean Hong's house was composed of two sets of bungalows, one more than 100 and the other more than 80.

"Eight hundred thousand! It's not cheap, where do we have so much money. Huang Mu said.

"It's only over a hundred, what kind of big house is it?" Huang's father has a different focus.

"It is claimed to be more than a hundred, but the person is the vice president, but in fact, it is more than that." Huang Wenbin put his heart sideways, let's lie if he lies, anyway, it's for their good, "I see, it's at least one hundred and three hundred and fourteen." And it's also on the first floor, and there's a yard where you can grow something. ”

"But after all, it's 800,000! Where did you get all this money? Huang Mu continued to ask.

"Yes...... It was borrowed to me by Miss Ding. Huang Wenbin said, "In fact, now the Xishi bun shop has a lot of income, and there are tens of thousands of dividends every month, and there is absolutely no problem in repaying the money." In fact, Huang Wenbin had enough money, but he bought a villa and a yard, and there was a small problem with his cash flow, so he had no choice but to borrow some from Ding Shishi.

"You are really a nobleman, Miss Ding is so good to you." Huang Mu said, "In the future, you have to work hard and make achievements, but don't live up to Miss Ding's trust in you." The Shih Tzu bun shop was paid for by Miss Ding, and the assistant to the general manager was also given to you by Miss Ding, how good they are to you. ”

It's very good, even willing to go through the back door, thinking of Ding Shishi's beautiful body, Huang Wenbin couldn't help but smile, and then found that he still had serious things to do, so he hurriedly restrained his mind, "That's for sure." ”

"But you can't spend the money so quickly, 800,000! How long is it going to be? Not to mention tens of thousands a month now, doing business, where is there a bag to make money. Huang Mu said, "If you lose money, it's up to you what you do." Speaking of which, Liu De's guy also got a job for Miss Ding, Miss Ding really has nothing to say to you, how will you repay others in the future. ”

Huang Wenbin has already repaid him, not to mention anything else, Ding Shishi followed him to buy stocks, and he earned more than 200 million. "I'm going to do a good job." Huang Wenbin took out the key to Dean Hong's house and handed it to them, "You guys should move over quickly." ”

"I don't want to move in." Huang's father said, "It's okay if you buy a house, you don't need to buy a wedding house when you get married in the future." ”

"Speaking of which, how are you and Xiaolei doing now? It's all on TV, and the relationship is confirmed, right? Are you thinking about getting married as soon as possible? Are you just thinking about getting married, that's why you bought a house so quickly? If yes, then don't hesitate, buy it quickly, get married and have children quickly. Huang Mu spoke like a cannon.

"It's great news, I can finally hold my grandson." Huang's father said.

"Xiaolei, she is the executive chef of Xi Shi Bun Shop, and now Xi Shi Bun is spread everywhere, she is busy every day, and we haven't seen each other for several days." Huang Wenbin said, when was the last time they met...... It seems like it's been more than a few days, and it's been a whole week. A week ago, after only seeing two or three minutes, Xiao Lei hurriedly ran to work.

"What then?" Huang Mu asked, "You are a man, you have to take the initiative, hurry up and ask Xiaolei to go shopping, eat and watch movies." Huang Mu said, "I usually don't have time, but I always have a holiday on Saturday and Sunday." ”

"Wife, you really don't know, people are in catering, and the more holidays, the better the business." Huang's father said, "Xiaobin too, Miss Ding is busy, he doesn't have to be busy, he has no time to rest." This is also no way, young people still have to focus on their careers. If you don't meet each other, your feelings will be weak, and if you're unlucky, it's easy to finish. Let me tell you, girls' affairs, you must start as soon as possible, you are your own person, if you don't do it, your girlfriend is just a friend. If I hadn't started early, would your mother have been able to follow me? ”

"You're not serious!" Huang Mu gritted her teeth and said, "It turns out that you had a premeditated plan back then, so I had to marry you!" Now that the fox tail is finally revealed, see how I clean you up! ”

What's the trouble, I've been married for decades, and even my son is so old...... When they finished making trouble, Huang Wenbin couldn't help but say everything in one breath, so as not to be interrupted again: "Mom and Dad, move over there quickly, the environment over there is very good." The unpopular house will soon decay, if I really want to get married, speaking of such a house, what if people go to see such a dilapidated house and refuse to agree. ”

"Alright then, I'll go live." As soon as she talked about marriage, Huang's mother immediately surrendered.

"What about the house over here?" Father Huang asked.

"You continue to live here." Huang's mother said, "I'm tidying up over there, and when I can live in it, I'll go over once every two or three days, clean up my things, clean up or something." Make it clean and make a wedding room for Xiaobin in the future. When the time comes, we will really get married, and we will live separately, so as not to have conflicts between mother-in-law and daughter-in-law. ”