Chapter 440 . Director Ma

In addition to the original 6 billion, this time it has reached 2 billion, and the amount of funds that Huang Wenbin can mobilize has reached 8 billion, as long as he gets another 2 billion, it should be enough. But where are the remaining two billion to be found? It seems that all kinds of channels have been used up.

The construction company is just on the right track, and it can't take much money, and if the shares are sold or mortgaged, people won't want it, and no one will be interested in it. The land in the community cannot be used as a mortgage, because it was given away for free to build a school, so many procedures have not yet been fully completed. As for the school, it is even more unscored, theoretically it is Huang Wenbin's, in fact, no one can move, if anyone dares to move, Mayor Hou will find him desperately.

Come to think of it, isn't there any other channel? There is also a 1,500-square-meter warehouse near the tractor factory, which was won by betting with Ding Liugen after auctioning off old wine. Now the pattern of the reopening of the tractor factory has emerged, and it will definitely be the development center in the future. If you can build a house and sell it, maybe you can get hundreds of millions.

However, this land has been mortgaged to Zhang Liguo and borrowed 100 million yuan from him. Huang Wenbin invested that money in the stock market and made a lot of money. Now pay back the money to Zhang Liguo, that will definitely not work. It's also silly to reduce your own cash and increase the other person's cash.

Even if you get the land back, it is not very valuable in itself, and you have to design and construct to get a pre-sale permit to generate hundreds of millions of value, at least a year or two of hard work, Huang Wenbin can't afford to wait. In a few months at most, he will have to do it. If you don't do it again, when the financial crisis ferments in 08 and Shengong Group suffers a heavy blow, it is very likely to be reorganized, and the articles of association will definitely be rewritten at that time, and the validity of this contract will be gone.

If real estate can't work, then we have to think of other ways, where else can we make two billion? Jadeite can be shipped cheaply, but it doesn't cost much. Although Shih Tzu Bun Shop has opened many branches, the competition in the catering industry is fierce, the mutual substitution is too high, and there are no unique secrets, so it is difficult to lend money in the bank. Even if you ask Mayor Hou to come forward, at most you can get a policy loan of tens of millions.

The rest is just some odd business, what apple juice, Taobao store, you can make a small fortune, but it is very difficult to make a big fortune. These businesses have gone smoothly and have created several millionaires. Especially Taobao stores, the sales are increasing, and you can even place orders directly with the factory to sell, it can be said that the listing day into the silver, the night into the gold (because the night is the peak sales season), but Huang Wenbin is no longer eye-catching.

Being able to earn 10,000 yuan a day is already a great business for ordinary people. But 10,000 a day, 3.65 million a year, in a leap year, that is 3.66 million, 20 years, only more than 70 million, less than 100 million, for Huang Wenbin, far from enough.

Books are hated when they are used, and so is money. Where are the last two billion going to be found? Or just start working, anyway, there are eight billion, and the odds are not small...... No, how can you be so so-so, in his previous life, Huang Wenbin just didn't do his best to seize every opportunity, so he ended up in that fate.

So in this life, it must be different, even if there is already an eighty percent chance of winning, it must not be taken lightly. In his previous life, Huang Wenbin also had a lot of things with an eighty percent chance of winning, but they all failed, he was promoted, his salary was raised, and he was transferred to other departments. So when bad luck comes, Huang Wenbin will be so helpless. This time, we must guarantee a 100% success rate, no, it should be 120%!

Where can I get the money? You can't change another building out of it. Huang Wenbin looked at his business the same, and it seemed that there was no suitable target to start. Why don't you do more projects yourself, why can't Zhang Lihua wait for Huang Wenbin to finish developing the Emerald City before starting, Huang Wenbin must have enough cash in his hand at that time...... But the time had already passed.

There is a business that seems to have some hope if it is nurtured well. But where does Huang Wenbin have time to cultivate well now, and he will start in a few months. And this kind of mass consumer goods must be distributed nationwide in order to become bigger, where did Huang Wenbin come from. To put it mildly, the motherland has great rivers and mountains, and the places Huang Wenbin has been to are not even one percent.

But there was no other way but to try. As soon as the day was ready, Fang Tianhe brought an important guest to meet Huang Wenbin. "This is Director Ma of CDB." Fang Tianhe said, "I introduced your project to Director Ma, and he was very interested. ”

"Hello Director Ma." Huang Wenbin said that this Director Ma is the key person who decides whether he can get a loan.

"Hello Boss Huang." Director Ma is not amazing, he is a middle-aged man in his forties, not tall, not short, neither fat nor thin, neither white nor black, wearing gold-rimmed glasses, holding an old briefcase, scattered among the crowd of people from work in the city hall, and the bag was immediately gone.

"Director Ma is my senior, and when I used to work in the banking system, I used to learn things from Director Ma." Fang Tianhe said, "Now Director Ma works in the loan department of China Development Bank, and a random project will cost tens of billions of yuan. Although your project needs a lot of financing, we Director Ma haven't paid attention to it yet. ”

"Xiao Fang, you're exaggerating." Director Ma laughed, then turned his head to Huang Wenbin and said, "We usually don't take the initiative to look for projects, but this time it was Xiaofang who vigorously promoted it to you, so I came over to take a look." ”

"His project is very good, Director Fang, didn't you just take over Southeast Asia and worry that there is no good project." Fang Tianhe said, "The first thing I think of is Boss Huang, his project in Myanmar is very profitable, if you have a loan, you can quickly expand the scale and occupy the market." ”

"Whether we make money or not, in fact, we don't care much." Director Ma said, "The main thing CDB does is policy loans to help Chinese enterprises explore overseas markets and occupy overseas resources. Generally, state-owned enterprises are not private. It is not impossible to make exceptions, depending on the specific project. Boss Huang, how long have you been doing business with Myanmar? ”

This sentence asked about the weakness, how long can Huang Wenbin do it, that is, such a month or two of hard work, it will definitely not work, "I didn't do it for long, it all relied on my partner Zhu Zhenya and Boss Zhu to help open the door to negotiate this project." ”

"Zhu Zhenya, Boss Zhu? I've also heard that he is in the timber business, but the business is not very large, and he has little influence in the upper echelons of Myanmar. Director Ma smiled and said, "I heard from Xiao Fang, your project is very large, can you take it just because of Boss Zhu's relationship?" ”

This person is too annoying, how can he investigate so clearly, although Zhu Zhenya is not the biggest, he is not small, he imports hundreds of millions of logs a year, even if most of the money in it is loans, but who does not rely on loans to do business? Now even Huang Wenbin, a traverser, has made loans.

"Boss Huang is very familiar with General Ava, the security commander of the jade mining area over there, and the last time General Ava came to carry out a trade to promote jadeite, he cooperated with Boss Huang throughout the whole process." Fang Tianhe said.

"There are a lot of jade mining areas in Myanmar, and General Awa is just the security commander of one of them. The mining area was close to the border, and it was almost entirely surrounded by forces that were not subject to the central government. Director Ma said, "General Awa is basically a small warlord as a commander in this kind of place. And he is not the only warlord, more than ten years ago, he defeated several commanders in the vicinity to dominate the mining area, and everyone is ready to fight back at any time. ”

It turns out that General Ava is so bad, fortunately, Huang Wenbin didn't go to Myanmar, otherwise he wouldn't know what was going on if he was killed. Seeing that General Ava can still run to Huaxia, Huang Wenbin still thinks that he is very stable. If there were really a lot of troops around him, what was the matter with him running out like this?

"This time, one of his subordinates suddenly rebelled, looted the warehouse, and took away the ore he had accumulated for many years, and General Ava must have suffered a lot of losses, right?" Director Ma said, "He tried his best to block the news, but how could he hide such a big thing." It's rumored everywhere that General Ava has no money to pay his military pay and is about to fall, and you are working on such a big project at this time......"

Huang Wenbin was speechless, and couldn't help but think, are you a bank or an intelligence, what rumors do you know about such a remote place in the mountains of Myanmar? How much manpower and material resources did you use to investigate so deeply? How can you tell me to lie to people in the future? And Fang Tianhe too, wouldn't it be nice to get a bank that doesn't know anything about Myanmar, what does it mean to find an expert?

It seems that the loan from the China Development Bank is not in hand, and Huang Wenbin is a little frustrated. If you want to find other banks, I don't know if it will work, they should ask each other for news, in case the news of Director Ma spreads, who would dare to lend money to Huang Wenbin.

This is a huge loan of 2 billion, if not, Huang Wenbin will only have 6 billion yuan in hand, and the probability of winning will drop to 60%, which is a very dangerous number, and he will almost fail the exam. I thought that this operation was perfect, but the people have a deep background, and even the Myanmar mining area has detailed sources, so it is easy to see through the truth. It's really a wrong step, and you lose everything.

"What a timely!" Only then did Director Ma finish speaking.

"Director Ma is not optimistic...... What the? Huang Wenbin was about to admit defeat, who knew it would be so unexpected.

"Now that General Ava is in a period of weakness, if you go to help now, you will be able to build a strong relationship. I was worried about how to get on the line with him, but I didn't expect Xiao Fang to come to the door. It turns out that you have a ready-made line here. Director Ma said, "It's really good." ”