(The baby has a little fever)

The matter of Wheat Treasure and Wheat Fund has come to an end, although there are many hidden dangers in this matter, but it can only be like this for the time being. Taobao started selling Yu Bao, and the money obtained was docked into the wheat fund, and the wheat fund immediately became a giant in the money market market, far exceeding other money market funds. With such a large scale, coupled with the existence of Wen Xue, the yield is much higher than that of other money market funds. Therefore, other Raiders of the Lost Ark who followed the trend were also talked about by Huang Wenbin one by one, no matter what the treasure is, no matter what the claimed rate of return is, anyway, after selling it, they will come to the wheat fund.

This also brings an added benefit, when the up-and-comers do publicity, they usually have to step on the seniors. What treasures in the previous life, once launched, it is not claimed that "the yield is more than double that of Yu Bao", that is, "transfer and repurchase is faster than Yu Yu Bao, and it can be collected on the same day", or it is "with multiple insurance measures, which is safer than Yu Yu Bao", but this time because everyone is going to the wheat fund, there is no black at all, so I have to come to a "more convenient than Wheat Bao".

But after all, it is easier said than to buy more convenient than Wheat Treasure, more than 200 million Wheat mobile phones, you can buy Wheat Treasure by clicking on the Wheat Mall. Even if you don't have a wheat mobile phone, you can still install a wheat mall on other mobile phones and computers, and you can also buy it. There are many treasures and treasures, which indirectly publicizes this kind of scattered capital management, and Maibao is more famous, consumption habits have been cultivated, and more and more people are buying. In the end, the pattern formed was that Yu Bao and Wheat Bao stood side by side, almost the same, far ahead of the other Raiders of the Lost Ark.

However, one thing that Huang Wenbin felt very puzzled about was that Yu Bao and Wheat Bao combined were not as good as Yu Bao's grades in his previous life. Looking at it, various analyses, Huang Wenbin finally suddenly realized that Yu Bao in his previous life was only on sale in 2012, and the liquidity in the society at that time was far more than in 2010, so the funds for financial management were also greatly exceeded in 2010. Starting from four trillion, in order to maintain economic growth, the country will release a large amount of liquidity every year, M2 (that is, broad money) is trillions of trillions of growth every year, from 2012 to 2010, although it is only a short two years, but the situation is completely different.

If it was a financial expert like Wen Xue or Fang Tianhe, he would definitely have understood it a long time ago. Huang Wenbin is a layman in finance, and he can't take it out for advice, so he has been confused for so long. Fortunately, no one will know that Huang Wenbin has made such a big mistake, everyone thinks that Huang Wenbin is far-sighted, launched innovative financial tools such as Maibao in one fell swoop, and reached an agreement with the Forty Thieves and other Internet companies to further monopolize the financial management market with scattered funds, which is simply a stroke of genius.

As a result, the stock of wheat mobile phones rushed all the way up, from 37 to 45 yuan before stopping, and the circulating market value of wheat mobile phones rushed through 900 billion in one fell swoop, and trillions were in sight.

"It's a loss, it's a loss!" Ma Shuzhen sighed and said.

"What's the loss, what nonsense are you talking about." Wen Xue said very dissatisfied.

"The issue price is only 15 yuan, and after a few months of hard work, it is now 45 yuan! It's tripled! Ma Shuzhen said, "I knew that I shouldn't have sent it so low, what kind of Guoxing Securities is really useless, and what do you say 15 yuan is already very high, a tall fart." Originally, it could be issued according to 20 yuan, but it didn't even hold 20 yuan. Let's see who else is willing to ask them for distribution in the future, and it's three times lower. If it is issued for 45 yuan, we will be able to raise more than 900 billion yuan at once. ”

"Sister Shuzhen, how is this possible." Wen Xue said.

"Even if it's not 45 yuan, we can get 600 billion yuan for 30 yuan." Ma Shuzhen said, "There is 600 billion and nothing that can't be done." ”

"At that time, fifteen yuan was almost 16 times the price-earnings ratio, which was indeed low, but 20 yuan was almost the same, and you wanted 30 yuan, which was absolutely impossible." Wen Xue said, "The reason why we were able to reach 36 yuan later was due to the combined effect of various factors, and now we can reach 45 yuan, it is because the wheat fund has succeeded." When you raise shares, you use 30 yuan to recruit, so who will buy it. At the beginning, there was a thirty or forty times PE, and this is not NASDAQ. ”

"Even though I said that, I still felt like I had suffered a big loss." Ma Shuzhen said.

"There's nothing to lose." Huang Wenbin said, "The higher the stock price, the more valuable the equity in our hands is, and now it is five or six hundred billion, but it is a pity that it will take more than two years to unblock." ”

"It's not for sale if it's unblocked, and the wheat mobile phone has a bright future." Ma Shuzhen said.

"That's not what I said, it's still going to sell a little." Huang Wenbin said that it was okay when the lockdown was lifted, but in another two years, Huang Wenbin didn't know what the development trend of mobile phones would be, and at that time he could only fight for his real skills. If you want to talk about Huang Wenbin's real ability, it's really not good, just look at Wheat Treasure, it is sold to and from tens of billions of dollars, until it borrowed the east wind of Yu Bao, it exceeded 100 billion, plus the support of other Raiders of the Lost Ark, and finally reached 200 billion.

"Are you short of money?" Wen Xue asked, "If you are not short of money, it is impossible to sell such valuable stocks." ”

"How can we be short of money, we have hundreds of billions of cash on wheat mobile phones." Ma Shuzhen said.

"There might be a project then." Huang Wenbin made an excuse.

"What project?" Ma Shuzhen and Wen Xue asked at the same time.

"Yes, of course...... Real estate projects. Huang Wenbin said.

"Didn't you say that real estate is going to shake up soon?" Ma Shuzhen asked.

"Yes, yes." Huang Wenbin said.

"Then what other real estate projects do you do?" Wen Xue also asked.

"This ......" Huang Wenbin couldn't think of it for a while, "Anyway, there are big projects, although real estate will usher in a cold winter, but it is not without opportunities to make money." As he spoke, he suddenly thought of one, "It's like our chip factory, Mr. Hai promised to allocate a large amount of land over, and it would be a pity just to build a factory." By the way, you can build a large community and build residential buildings for the development zone. Anyway, this is also the scope of the capital, and it should be able to sell if it is built. ”

"Sell a ghost, it's all counties, you have to get to it in the eighth ring, and now it's just the sixth ring." Wen Xue said.

"Yes, the traffic is so inconvenient, you can only drive from the city center, it takes two or three hours, there is so much time, you have to take a plane to Lushi." Ma Shuzhen said, "There is only one key point in selling real estate in Beijing, that is, to see how far away from the city center is, the third ring is not as good as the second ring, the fourth ring is not as good as the third ring, the fifth ring is not as good as the fourth ring, and the sixth ring is not as good as the fifth ring." Although it is said that the South 5th Ring Road and the North 5th Ring Road are different, it is basically the same. As for the poor counties below, no one cares at all, and where there is no subway or highway, it is worthless. ”

"Yes, we need to build a subway and a highway, so it costs a lot of money." Huang Wenbin said casually.

"You want to build a subway yourself?" Wen Xue asked eagerly.

"Is this possible?" Ma Shuzhen asked, "It's very expensive to repair the subway." ”

"I'm just giving an example, and I'm not really going to build the subway...... Huang Wenbin said that no one paid attention to it at all.

"For example, for the example of Beijing Metro Line 4, it takes about 500 million yuan to build one kilometer, and the development zone is about 100 kilometers away from the urban area, that is, it needs 50 billion yuan." Wen Xue said, "This number is very large, but it is not completely unaffordable. We have hundreds of billions of dollars in cash reserves, and 50 billion is nothing. ”

"After the repair is completed, can we hand over the subway to operate? I can give it, but I can't make money, the subway all over the world is at a loss, and the 50 billion is not thrown out in vain, no matter how much money we have, we can't waste it so much. Ma Shuzhen said.

"Subways all over the world are losing money, with one exception, and that's Hong Kong. The reason why the Hong Kong subway can make money is because it includes the property above the subway. Wen Xue said, "The subway itself is losing money, but the development along the subway line will definitely make money." So we don't need the right to operate the subway at all, we need to pay for the subway to be repaired, and throw the subway to the city government to operate, we just need to get the development rights around the subway station. ”

"It's impossible for people to give us all the development rights around the site." Ma Shuzhen said.

"The two of us can join forces, how can we get more than half." Wen Xue said.

The so-called two are of course the one behind the Hai family and Wen Xue. Customs Yang is now worse than dead, and the rest of the Hai family also followed the street. Hai Qingquan is back in charge of the Hai family, he himself is not in the officialdom, and others can't be relied on, the only one who has a little hope is Ma Yu. As Ma Yu's only daughter, Huang Wenbin's lover, and the executive of wheat mobile phone, Ma Shuzhen's status is also rising, even Wen Xue must be treated as equals.

"Even if you can get more than half of it, whether you can make money after development, how much money you can make, it's impossible to say, can you recover the 50 billion expenditure?" Ma Shuzhen asked.

"I don't know about this, I still have to ask Boss Huang about industrial matters." Wen Xue said.

Ma Shuzhen and Wen Xue looked at Huang Wenbin together, and he had to say, "How do I know." ”

"Wen Bin, you have never been wrong about doing business before, and this time will not be an exception." Ma Shuzhen said.

"This time I just can't see it." Huang Wenbin said that he knew whether he could make money by making a subway line, and there was no precedent in his previous life.

"You're not sure either?" Ma Shuzhen was disappointed.

"Of course I can't see for sure." Huang Wenbin said, "I'm just giving an example. ”

"Actually, you've already seen it, so you're just lying to us, aren't you?" Wen Xue asked.

"What am I lying to you about?" Huang Wenbin just had such an idea, and he didn't do any research and research, "This is just an example." ”

"So what are you selling shares for, just for example? It's also too valuable to have an example. Wen Xue said.

"Of course, selling shares is to raise money." Huang Wenbin said, "In the past few years, real estate is going to enter a cold winter, the house cannot be sold, the funds cannot be withdrawn, the capital chain is broken, and the real estate developer will go bankrupt." However, they can't reduce the price, the buildings and shops have already been mortgaged, and as soon as the price is reduced, they will have to revalue, and they will have to raise money to repay the loan, they are already short of money, where will they get the money to repay the loan, and the bankruptcy will be faster. Many small and medium-sized real estate developers can't stay up, and they can pick high-quality assets to buy when the time comes. ”