"Hello Miss Guan." Huang Wenbin and Guan Xiaoqin greeted each other.

"Hello Boss Huang." Before coming, Guan Xiaoqin prepared countless plans, no matter how Huang Wenbin acted, she had corresponding countermeasures, but she was left to dry for more than two hours, and when she saw Huang Wenbin's real person, she remembered his countless legends, and faced this bland greeting, full of words, she couldn't say a word.

"That's Matsuyama." Huang Wenbin pointed to a hill in the distance and said to Guan Xiaoqin, "Isn't Songshan beautiful?" ”

"yes, it's a pretty hill." Guan Xiaoqin said. From a distance, the pine mountain is green, and the mountain is full of pine trees with different postures, which is very fresh. What's even more beautiful is that the mountain of Matsuyama is very gentle, there are no cliffs, and there are no mountains and rocks, just a small dirt bag.

"But the thought that I actually spent 6.45 billion for her makes me feel distressed." Huang Wenbin said.

Guan Xiaoqin had nothing to say, but in order to prevent Zhao Wei from borrowing usury, he spent an extra 450 million yuan to take down this land. Now there is an extra 450 million, and when it is sold, it will at least squeeze out 890000000000 profits. If a real estate project has not yet started, it will lose almost a billion profits, and who else will do it. Although Huang Wenbin must have done this for Sun Xuefeng, the Zhao family couldn't help but admit it.

"I really have to thank Boss Huang for this." Guan Xiaoqin said, "If it weren't for Boss Huang and Zhao Wei, he borrowed loan sharks to do projects, it would have been miserable." "It's fifteen million interest a day, who can withstand it, Guan Xiaoqin works hard in the capital to do projects, a project can be more than a year long, and a few months shorter, and the top is hundreds of millions of profits, and even less in her hands, how can this kind of interest be affordable.

"There's no way around it." Huang Wenbin said shamelessly, "It's a pity, Boss Liu always misunderstands me." Secretary Sun told me to cooperate with Boss Liu, and I was very willing, but Boss Liu always had his own ideas. It's okay if you don't cooperate, it's really unnecessary to make it so ugly. ”

"Zhao Wei is young ......" Guan Xiaoqin almost said that he was young and ignorant, and suddenly remembered that the person in front of him was younger than Zhao Wei, "He has a bad personality and likes to offend people, please bear with Boss Huang." I've been very harsh in my criticism of him and will definitely learn from it in the future. ”

Guan Xiaoqin knew in her heart that in fact, Zhao Wei had not learned a lesson at all, and was still babbling that Huang Wenbin had wronged him, but he couldn't get any evidence. For example, he said that Huang Wenbin took the initiative to beat him, and he also had surgery and pretended to be injured, wouldn't this be killing 800 enemies and losing 10,000 yuan, how could it be? He also said that Huang Wenbin locked him up and only gave him fatty meat and white rice to eat, but when he went to the hospital for a test, there was no such thing at all.

Zhao Wei likes to lie, which the whole family knows, but it is the first time that he has lied so poorly. In the past, he would make false evidence and make a false witness, but this time he actually bought a handyman to pretend to be a doctor, didn't he think it would be easy to be exposed? The brain is really getting more and more degenerate. The most important thing in telling this kind of lie is that there is no evidence to die, and I would rather not find a witness than find someone who will be exposed. Could it be that Zhao Wei was actually deceived by the handyman?

"I hope so." Huang Wenbin said, "This time Secretary Sun also told me that I must clean up my hands and tails, this 100 million yuan of usury is in arrears, I don't know if Miss Guan has any ideas?" ”

"This ......" Guan Xiaoqin hesitated for a few seconds, but still told the truth, "I've already gone to Yanggao, this guy doesn't have oil and salt, it's difficult to deal with." "So Guan Xiaoqin can't help it at all, who told her that she is not familiar with life here, if she is in the capital, how can she be so helpless, she has already gone into battle with all walks of life, and the princes of the Eighteenth Road are surrounded by sheep, see if he can still be hard-mouthed.

"Boss Sheep is like this, he has a background in the province, and he has always been unable to enter oil and salt." Huang Wenbin said.

"Is there anything Boss Huang can do?" Guan Xiaoqin asked.

"This ...... I've just auctioned such a large piece of land, and I'm worried about raising funds. Huang Wenbin spread his hands and said that I don't have any money, let me pay it back later, and I don't need to say it, anyway, everyone knows that there is no need to pay it back after the pad is now, if it is repaid, wouldn't it mean that Sun Xuefeng's favor is not even worth 100 million?

In fact, Guan Xiaoqin had such an idea, and when he heard that Huang Wenbin had blocked the mouth, he was immediately worried, this guy really didn't get on the road, but he came alone, and he didn't even have a helper, and he still suffered a loss from home, "Then what is the best way for Boss Huang?" ”

"Me? What can I do? That's 100 million, if you want to say 10 million, you can take it out casually. With 100 million, it's not that easy. Huang Wenbin said, "I don't know if it's inconvenient for Fang to show me the contract signed by Boss Zhao and Boss Yang?" ”

"This ......" Guan Xiaoqin had already prepared, so he was embarrassed for a moment before saying, "Since it's Boss Huang, just watch it if you want to." As he spoke, he took out the contracts and handed them to Huang Wenbin to see. There's nothing to keep secret about this thing anyway, so just look at it.

"What about these contracts...... Huang Wenbin quickly looked at it, and it took a long time before he said, "Actually, it's not impossible." ”

"There's a way so soon?" Guan Xiaoqin was taken aback, thinking that this Huang Wenbin really deserved his reputation.

"It's just a stupid idea." Huang Wenbin naturally wouldn't say that he had already read these articles, and even many of the clauses were designed by him at this time, "I read these contracts, and the maximum amount is six billion, but the minimum amount is not mentioned." In other words, there is no regulation on how much to borrow, you can borrow 100 million from him, and then manage it for him, and he can detain it if he likes. ”

"This 100 million has to be repaid, it's still a loan shark." Guan Xiaoqin said.

"Isn't usury reflected in the service fee?" Huang Wenbin said, "If there is no service fee, it is actually only 25% annual interest." "This is the highest interest allowed by the law of the provincial capital, no matter how high it is, it is usury, and if the law does not support it, the interest is not guaranteed," and this service contract can actually be canceled. With so many clauses above, it is easy to find out the omissions, and when the time comes, it is said that Yanggao has not fulfilled its service commitments, and the contract can be cancelled. ”

"That's right!" Guan Xiaoqin's eyes lit up, snatched the service contract and looked at it carefully, the provisions on it are very dead, under normal circumstances, there must be no way to cancel, but the eggs are picked, that is Guan Xiaoqin's forte, and this is a service contract, the amount can be large or small, you can sue in the Municipal Intermediate Court or even the District Court, on Sun Xuefeng's territory, what is the possibility of not winning the lawsuit.

"But 25% is too high!" Guan Xiaoqin said, "25% of 100 million, that's 20 million!" ”

"This money can be owed first, and there is no repayment date on the contract." Huang Wenbin said, "Next year it will only be 125 million, and the year after next it will only be 150 million." In the past two years, Boss Zhao must have found a good project to make a lot of money, what can more than 100 million be counted. ”

Of course, forget it, losing 100 million for no reason is already distressing enough, and now it will add 25 million a year, which will be even more distressing. Besides, Zhao Wei is like that, can you really make money doing projects? Even if you can earn it, can you make 20 million millions a year? If she can't make it, wouldn't it be a loss-making business, she doesn't want to stick to Zhao Wei.

"25% is still a little too much." Guan Xiaoqin thought in her heart.

"Or is it too much?" Huang Wenbin smiled slightly, and Cheng Zhu was in his chest, "Then there is another way." ”

"Another way? What's the solution? Guan Xiaoqin was startled again, Huang Wenbin only read the contract once, it was already great to be able to come up with a solution, he actually thought of two in such a short period of time, and it was really stressful to be with such a genius.

"Since it's not cost-effective to borrow less, let's just borrow more." Huang Wenbin took out a pen and paper and calculated various expenses such as interest and service fees to Guan Xiaoqin, "You see, this financial cost line starts from 0 and rises all the way, and the more you borrow, the more interest you have." "That's nonsense," and then the curve steepens at three billion, indicating that the financial cost has suddenly become higher. Five billion is here, and six billion is here. In other words, if we want to do a big project, it is the most cost-effective to control it at three billion. ”

"Where is it cost-effective, even if it is only three billion, it is more than 100% annual interest!" Guan Xiaoqin said.

"When the money is in hand, we will immediately go to the court to sue him, cancel all the service contracts, except for the costs that have been deducted in advance, the rest is only 25% annual interest." Huang Wenbin said, "If you pay it back within a year, counting various expenses, it will be about 35% of the financial cost combined." ”

"35% of 3 billion, that's more than 1 billion! Is there a business that is so profitable? Guan Xiaoqin asked.

"Of course." Huang Wenbin said.

"How can there be such a business? What kind of business is it? You can earn so much! But Guan Xiaoqin still couldn't figure it out, "Wouldn't it be better to get a loan from the bank?" Why send money to this loan shark? ”

"Because of some businesses, banks are unwilling to lend money, so they can only look for usury." Huang Wenbin said, "The interest rate of loan sharks is high, and it is already very good to be able to borrow at an interest rate of 35%. ”

"Such a lucrative business, it shouldn't be a crime, right?" Guan Xiaoqin asked, "If you want to commit a criminal business, our Zhao family will not do it." "Breaking the law is different from committing a crime, as long as you are fined, you can be arrested and imprisoned for committing a crime. If the matter is small, the Zhao family can suppress it, and the Zhao family has no ability to do billions of crimes.

"Of course it's not a crime-breaking business." Huang Wenbin said, "It's all completely legal. ”

"What the hell is that business?" Guan Xiaoqin's curiosity was aroused.