Chapter 369: Great Changes in the Banking Industry
The headquarters of the five major commercial banks were tightly sealed, all kinds of data were retained, and they were forced to conduct a comprehensive verification of all places, which just confirmed the prelude to the imminent withdrawal of the five major commercial banks, and the media did not hype about this matter, only some small media are speculating about what happened to the five major commercial banks, and the society will cause some changes, and now the personnel of each branch and branch are being reviewed, and this large-scale review exceeds the state's requirements for anti-corruption. People guess what happened from all kinds of changes, and the decline in housing prices is just a confirmation of this matter, the real estate that has never been reduced in price, this time it is really down, and it is not fluctuating, but in various cities across the country, all the real estate has a capital break, and the collapse of the property market seems to be imminent. Pen ~ fun ~ pavilion www.biquge.info
Housing prices, which have been strong for fifteen years, have finally ushered in its end, full of real estate developers who have avoided debts, and businessmen who have been assassinated, a large number of people have gone bankrupt, and more downstream industries have collapsed, many people's high profits have turned around, and the original expensive decoration and so on have been reduced to varying degrees, and the sharp reduction in demand for steel and so on also makes people understand that real estate has become yesterday's yellow flower, everything will return to the right path, enterprises are a little worried, if the bank fails, they will never be able to borrow again, What is even more worrying is that the fall of housing prices in various places means that their previous land finance has completely come to an end, where will they go in the future? People are happy to see that they can afford to buy houses, and people who own multiple properties, whether it is a march or a sit-in at the door of the real estate developer, are of no use at all, because the real estate agent is no longer there, and they have no money to guarantee everything. A large number of luxury cars were auctioned, resulting in a violent shock in the luxury car market, prices plummeted, and the huge decline in car sales across the country also means that the country's economy will go in another direction.
On the contrary, the rapid rise of some other industries, they can borrow enough money in the World Bank, and there is no insider, and there is no special work, everything is transparent and open, so that many large enterprises are resurrected, with the support and supervision of funds, they have to pay close attention to development, but also towards a benign development path, some small enterprises and entrepreneurs are because of small and micro loans and vigorous development, as if everything is a lasting reform in general, just at the intersection of development.
Once so powerful five major commercial banks completely collapsed, after the state announced the news of the collapse and reorganization of the five major commercial banks, the people became a little crazy, their life savings are stored in the bank, and the bank failed, the money can not be taken back, they desperately take out all the money at the last moment before the collapse, and the people who take out the loan are also happy, they can no longer repay the loan, their real estate and so on will become real value.
And Hualong stood up for the guarantee, so that the people put their minds at ease, but also let the opportunity speculators blindfolded, Hualong in the hearts of the Chinese people is a banner, his guarantee is the most credible, as long as the people in the hands of the money will not be less, they have nothing to worry about, give the lender a two-month probation, but also let everyone know the determination of Hualong and Huaxia ZF, all accounts must be integrated, all people must cooperate with this change, but it makes many corrupt officials anxious, The bank will comprehensively check the account situation, each citizen can only have one number, just like the ID card, no matter where, in any bank can only have one number, this number is used all over the world, citizens can withdraw money in any country, there is no handling fee, there is no management fee, many of the original fees have been reduced.
The matter of taking over is faster than imagined, and the people do not feel much change, the only change is that they have less money to hand over to the bank, and their own money is still their own money, which is more convenient than before. What the people don't know is that there are many people who have fallen in the cleanup of various banks, all kinds of dark insiders have been cleaned up, all kinds of bad debts and dead debts have been strictly cleaned up, and all the handlers are in prison to welcome the second half of their lives, so the people involved in the shady scenes are strictly controlled, the atmosphere of the whole society is changing, and all loan approvals will be strictly managed.
Huaxia National Bank and several major international banks, plus Hualong has carried out more strict management, the main management system comes from Hualong, the comparison of the system and so on are carried out rapidly, all must carry out facial recognition and fingerprint collection, to ensure the security of the account, all kinds of changes people are in the process of adapting.
What everyone feared the most finally happened, the newly established Huaxia Commercial Bank called on the loans of the five major commercial banks, or strictly auctioned, which made the people who drove BMWs and spent bank loans that once appeared in jokes be dealt with seriously, and there will no longer be similar situations, and their arrears will make them either prisoners or poor eggs, and the country seems to have entered an era of encouraging fair competition.
Everything is developing in a predetermined direction, and what makes the upper echelons even happier is that they can control the country's important enterprises, which are no longer as dependent on large state-owned enterprises as before, the merger of accounts in various places has begun the most stringent audit, and the control over the localities has been unprecedentedly improved, because it is difficult to find loopholes in the procedure, everyone must honestly account for every penny they spend, civil servants are not treated as well as before, and official consumption must be used for official consumption, All consumption must be corresponded to by the record of official consumption, rather than relying on invoices and other things, so that many problems in the past are reviewed more clearly, and it is this kind of review that puts everyone at risk, civil servants only have a unique account, their accounts are all special, any official card consumption will be recorded, convenient to inquire at any time, and their wages will be normally paid to their spouses, children or parents according to the requirements, any of their consumption is strictly managed like country M, The official card can only be used for official settlement, and any consumption that is not stated will be checked. This kind of change in honesty is even better than the effect of the Central Commission for Discipline Inspection established by the state, they can easily query anyone's records, and no money can be concealed, which makes the role of the state truly reflected.
No. 1 just wants to see this change, and there is no large-scale wave of resignations of civil servants, it is not easy to find a job in the current society, civil servants do not have a skill, it is difficult to find a satisfactory job in a complex society, they have lost the shell of civil servants, they don't know what they have left, no matter what, they must stay in this system to live.
No. 1 didn't expect that this would be the case in the end, and it was so clear in his hands, anyone's handle was very clearly placed in their hands, which was equivalent to them controlling the fate of personnel and the fate of the place, it turned out that finance still had such a function, No. 1 now believes what Zhou Xiaoli said to him at the beginning, this is a very good opportunity, and only in this way will the country really move in a normal direction, and will make their ideas really come true, fortunately, they accepted Hualong, And it also gave them hope, the government needs to clean up a lot of things, No. 1 is now busy arranging the work of the Central Commission for Discipline Inspection, and now they are too simple, they only need to check the account prominence, and they can easily launch anti-corruption.
And what is even better about this change is the change in taxation, which can very clearly show the situation in each place, how to allocate funds, how to collect them has become extremely simple, not as complicated as before, and there is no need to eat for food, and the transformation of the economy has been able to see hope.
And even happier is Tobal, when they invested in this huge commercial bank, it is destined that a huge amount of money will flow to Hualong account, this is the embodiment of strength, so many years Huaxia does not understand finance, and Hualong finance is now Huaxia's finance, Huaxia will develop according to Hualong's original setting, and this makes Huaxia must be able to closely integrate with Hualong in everything, everything is tightly coordinated with development.
Tobal admires Ye Feng's wisdom very much, this little concession has brought them huge profits, this is the potential that Ye Feng is talking about, when Hualong relies on this potential, everything becomes very simple, and he can easily change the world, so that everything can develop in the direction you envision, Huaxia can be said to have been kidnapped on this ship, Huaxia doesn't know how much Hualong has done for this matter, they have spent two years calculating, and came up with the most suitable plan, This is when financial management was established.
Although Tobal is a high-end talent in management, he is not a master of finance, I didn't expect that there are so many financial assassins in this world, fortunately, many of these people have entered Hualong to serve Hualong and they can better play their role, because they have a higher platform than other countries, they can easily spy on the world's financial situation, they can formulate the most suitable strategy for the development of Hualong , and they can also raise enough funds for Hualong to make this money effective.
The closed kingdom of Huaxia has finally undergone gratifying changes, Tobal is grateful for the rapid development of this world, the world economy is inseparable from Huaxia, Huaxia can not close itself to cope with the changes in the world, Hualong relies on the world, but at the same time to leave a way back for itself, technology can be deprived, but when you control the lifeblood of various countries, this problem does not exist, everyone must go on according to a rule, otherwise anyone who loses will cause great damage, and the gains outweigh the losses.