In addition to these questions, Ling Hao also had to think about how to collect money after he left Yongcheng.

After all, the foundation of the Ling Mansion is in Yongcheng, if it is not in charge of the city, although the Ling Mansion can continue to operate as usual, it will definitely not be as profitable as when he was in the Ling Mansion.

What's more, he brought out almost all the trustworthy people this time, it can be said that Ling Hao has given up the most important basic plate of Yongcheng and went to Luoyi, who is not familiar with life, in case he is calculated by some people with intentions...... Where will I cry when the time comes?

Since Luoyi School Palace can monopolize the consumption of the school town, then he can also find a way to monopolize it.

Myself...... You can try to make a money bank to have fun.

Qianzhuang is a kind of financial organization that emerged in the late period of feudal society in China. Initially, the business was mainly currency exchange, but gradually increased to deposit, loan and exchange operations. By the time of Qianlong in the Qing Dynasty, Qianzhuang had a considerable scale. Most of the money banks are located in the Yangtze River basin and major cities in the south of the Yangtze River, but the center of the money village industry is in Shanghai. Depending on the size of the capital, Shanghai Qianzhuang is divided into Huihuazhuang (a money bank that participates in the Money Industry Association) and a non-Huihua money bank (Yuan, Heng, Li, and Zhenzi money banks that cannot participate in the Money Industry Association). If the money bank has a sole proprietorship or a joint venture, the unlimited liability system shall be implemented.

In the long years of China's feudal society, the long-standing diversified currency system and the mixed circulation of multiple currencies made currency exchange already exist in the Spring and Autumn Period and the Warring States Period. The exchange business began to appear in the Western Han Dynasty and developed in the Tang and Song dynasties, and began to be operated by gold and silver shops and cabinet shops. In the Yuan Dynasty and the early Ming Dynasty, the government wanted to exclusively issue paper money, and the people still used silver ingots and copper coins, silver, money, and banknotes in parallel, and a variety of public and private institutions and firms were also engaged in exchange business.

During the orthodox period of Yingzong of the Ming Dynasty (1436-1449), the value of the Ming treasure banknotes was depreciated, the government relaxed the ban on the use of silver, and the silver coins were publicly circulated. In the following generations, due to the large and complex private money, the weight of copper coins is different, the fineness is different, and the price difference between money, private money, and white money is large, and there are many changes, and the exchange industry is more developed. For example, when Jiajing opened the casting furnace, there were many kinds of coins, and there were dozens of names such as gold back and spiral edge for making money alone. Under such circumstances, there are more copper coins sold and privately minted and smelted, and a number of financial organizations specializing in the exchange of copper coins have emerged, called money shops, also known as money shops, money shops, money shops, money tables or money stalls. In the eighth year of Jiajing (1529), smuggling of copper coins was rampant, and the imperial court ordered a ban on the sale of copper coins. As a result, money desks and money shops engaged in currency exchange business "made private agreements with each other, and each closed the money market, resulting in a sharp increase in prices." In the fifth year of Wanli in the Ming Dynasty (1577), Pang Shangpeng approved the establishment of a money shop, which was the beginning of the law for the money shop.

By the end of the Ming Dynasty, the money bank has gradually become a kind of financial organization that can operate independently, not only operating exchanges, but also lending, providing the convenience of issuing posts and withdrawals. In addition, a number of small-scale money exchange shops and money and rice shops are quite active in rural areas. With the development of Qianzhuang and the increase in the number of families, guild organizations of Qianzhuang appeared in various places in the Qing Dynasty.

The business scope of the money bank is mostly to absorb deposits from merchants and collect bills on their behalf, and some of the government's public funds are also deposited in the bank, which are current deposits. The loans were mainly made to firms, which paid a large amount of money annually to various export industries, which played a positive role in promoting the development of national industry and commerce that had just emerged at that time.

In addition, the bank can also operate the trading of raw gold and silver, identify the fineness, weight and authenticity of gold, silver dollars and various metal currencies, and verify their prices. Some well-capitalized bankers also attached to or controlled silver furnaces, silver houses, gold shops, and minted and bought and sold gold and silver ornaments. Money banks can not only take advantage of their special position of exchanging money on the left and right to manipulate the market price of silver and silver dollars for a long time, but also speculate in securities, public bonds, flower gauze, and so on.

Although there was no gold and silver in circulation in this era, Ling Hao spent a little uncomfortable on those uneven bronze coins with different prices.

He knew that when he arrived in Luoyi, he would definitely not be able to play without money, and he would be extorted by the Luoyi School Palace.

In the comic plot, a steamed bun is ten times more expensive than the price of Yongcheng...... For other things, the price of goods can be imagined.

Who let Luoyi Xuegong be the "shareholder" behind these shops?

But this is not a problem for himself, for Ling Hao, there is only what he wants to do, and there is nothing he dare not do.

If a small Luoyi Academy can stump him, then it would be too embarrassing to be a traverser.

As the saying goes, we despise the enemy tactically and attach importance to the enemy strategically.

How to break the absolute monopoly of the Luoyi School Palace in the service school town is the primary question that Ling Hao has to think about now.

The construction of money banks can only be said to be an auxiliary position at best, and if you want to achieve the goal of breaking the monopoly, the core main factor is to reduce the price difference.

You must know that the price of goods in ancient times has always been only high and not low, and the reason why Luoyi Xuegong will support the operation of the school town behind it is obviously to make money with the help of this monopoly advantage, so he must also come up with a corresponding plan and come up with his own main products to fight this economic war.

Isn't the reason why the people of the town endure high prices because they want to eat when they are hungry, drink when they are thirsty, and sleep when they are tired?

Food, clothing, housing and transportation, it is easy to say...... But the only one that can fully satisfy this point is probably an advanced society like the later generations.

In this world, it is impossible to be that perfect, but it is still possible to meet basic needs.

After weighing it carefully, Ling Hao felt that he still had to call everyone together and discuss it before he could finalize the plan. The whole book

"Madam, in the evening, call Brother Yan, Mr. Hua, A Lie, Mr. Pei, and Sister Qin, and cook a few dishes for her husband. Ling Hao waved his hand.

"Eh, is the husband going to show his skills again?" Shan Ying was immediately interested when she heard Ling Hao say this, no wonder she was so excited, after all, Ling Hao was crossed over from later generations, although the food in this era was primitive and healthy, but he was really not used to eating clear soup and little water, so he ...... In the Ling Mansion, everyone can always see Ling Hao working alone in the kitchen, although he pays more attention to Mencius's "gentleman is far away from cooking", but Ling Hao's skills are really good, even if Shan Ying and Wang Xuanqing are in a hurry these days, the food they eat in the middle is almost not the same.

Although the familiar big dishes and famous dishes in later generations can't be made by themselves, but those home-cooked dishes, Ling Hao is familiar with them, although it is a bit troublesome to restore, but Ling Hao likes this artistic conception very much.

The saint never said that a man should not cook a delicious meal for his woman.

"Looks like we're going to have another bite tonight. Wang Xuanqing smiled.

Although the two have not been married for a long time, their relationship has been slowly cultivated.

In particular, Wang Xuanqing likes to lean into Ling Hao's arms and quietly listen to himself tell her the story of Cao Mengde, this kind of thing...... In this day and age, it is almost unimaginable.

But Ling Hao did it, and did it very well, although Wang Xuanqing showed a deep heart in the comics, looking like anyone could sell it, and anyone dared to sell it, but it wasn't a way to protect herself? She is a weak woman...... If you don't want to be bullied, you can only become a nobleman.

She just doesn't want to be bullied and oppressed anymore, she doesn't want to kneel to the nobility anymore, she wants to become a nobility herself and let others kneel to herself!

This alone was enough to impress Ling Hao, although the factors of completing the task also accounted for a large part of the motivation, but Ling Hao actually felt that she was a girl with a lot of personality.

Think about what ordinary people dare not think, do what ordinary people dare not do, such people will definitely have a future in the future.

Considering that Wang Xuanqing's parents have long since died, an important reason why Ling Hao chose to marry her is that Ling Hao wants to make Wang Xuanqing feel at least a little warmth of "home" by playing the emotional card, so that his actions will not be too extreme, although her qualifications are indeed very dangerous, but Ling Hao has no turning back now, he still wants to continue to live, not be killed by her like in the comics......

If you're going to be executed tomorrow, but you can still have dinner before you die, what would you want to eat?

Most people will simply say that they just want a hot, better-than-usual meal, and few will offer to go to the best restaurant for a personable "Last Supper" and then happily say goodbye to the whole world.

Wang Xuanqing is obviously this kind of person, so Ling Hao is optimistic about her and decides to support her, even if the two of them fail in the future...... You won't feel lonely on the way to Xudu, will you?

As for Ji Qing, it's better to think of him as a collaborator...... In the future, the two can continue to cooperate, he is responsible for making money, and he is responsible for carrying the damage......

At this time, Ji Qing obviously didn't know that Ling Hao already had the idea of dragging him into the water, but was having another headache.

Ever since that day, when Ji Qing appeared in front of everyone's mask when he was listening to school in the square, his reputation suddenly became louder in the town.

There is even a person who has been following him and wants to accept him as a courtier.

Belch...... This person is Han Ling, a girl who wears men's clothes but doesn't look at herself as a girl.

"Ji Zhongchen, Ji Aiqing, you wait for me!"

"Uh...... Miss Han Ling, are you so idle every day?" Ji Qing had a black line.

Although it was discovered that Han Ling was dressed as a man, it was easy to ignore this matter after getting along for a long time.

Is this just talent?