Coming out of Yanggao's office, Huang Wenbin asked Fang Tianhe, "What is the origin of this sheep boss?" ”

"It's a loan shark." Fang Tianhe said, "It's the same as me." ”

"Isn't this nonsense, it's just asking where you came from as a loan shark, and how do you have the ability to raise funds at the level of five or six billion?" Huang Wenbin asked. If Fang Tianhe tried his best, he would be able to raise two billion, which was two or three times more powerful than Fang Tianhe.

"There are many legends about this." Fang Tianhe said, "It is said that he has someone in the bank who can temporarily lend out the funds." It is said that he is a relative of the head of a large state-owned enterprise and took out the funds of that state-owned enterprise to lend. It is also said that he is an underground bank, specializing in dumping money at home and abroad, and there is a time lag in remittance, so he can take out the money for lending. ”

"And what is the truth?" Huang Wenbin asked.

"I don't know that." Fang Tianhe said, "The biggest secret of our usury is the source of funds, and no one will tell the truth to others." Our funds are all half-black and white, wandering on the edge of the law, and if others see the source of funds, it will be miserable. ”

"Isn't it known that you have connections in the bank?" Huang Wenbin said.

"yes, but what kind of branches of those banks did I get the money from? And under what name did you borrow it? With so many banks and more branches that can approve loans, no one knows which way my money will go. If someone else gets hold of this key information and reports it to the CBRC when I release all my money, I will die for him. Fang Tianhe said.

"Then it can't be so floating, is it a bank, a state-owned enterprise or an underground bank?" Huang Wenbin asked.

"The old sheep is the most mysterious of our gang." Fang Tianhe said, "We don't know where he came from, who he is, or even what his name is. Yang Gao is just a pseudonym, he used several names in the past few years, and he can take out his ID card, you can't say that he is fake. ”

"Is it still a matter of getting a real ID card now?" Huang Wenbin said that for ordinary people, ID cards and household registration books are sacrosanct and inviolable things, but for those who have a way, it is just to ask a friend who can modify the household registration to change the computer. The real estate market has given rise to countless brothers, sisters, uncles, aunts, grandfathers, grandmothers, and everyone has several hukou and ID cards.

"The ID card is not a difficult thing, and the household registration book is not so simple. Besides, it's easy to move jù on a computer, but if you investigate carefully, it's not hard to find clues. Yang Gao was able to take out so much money to lend, and there were countless people who secretly investigated him, but no one found anything definite. I also checked, and it can only prove that he is indeed connected to the underground bank, but it is still unclear where his money came from. ”

"Underground bank?" Huang Wenbin thought for a while, "It is impossible for an underground bank to have so much cash, right?" "The so-called underground bank is actually a kind of foreign exchange smuggling business. Huaxia controls foreign exchange, and everyone has to apply with the bank to buy foreign exchange when doing business and studying abroad, which is not only a waste of time, but also very inconvenient, so there is such a business.

The usual method is to open an account in China and an account abroad, and if the customer asks for US dollars, he will put RMB into the domestic account of the underground bank, and then the underground bank will pay the corresponding US dollars to the customer's account abroad, and of course he will suffer a small loss in the exchange rate. However, compared to the formal procedures, it still saves a lot.

Of course, this is an underground bank, and it is a shady business, and it is still very risky. There is a lot of money from unknown sources, which is from underground banks, bribes received by corrupt officials, and stolen money. There is also a lot of money, but it is not a long stream, it is a one-time business, so the handling fee of this kind of money is particularly high, and it is particularly easy to 'lose'.

In addition, there are even worse bosses, seeing that there is more money, they let the underground money bank in their hands go bankrupt and run away, this situation Huang Wenbin has seen a lot in his previous life. In 09, a large underground bank went bankrupt, and many local foreign trade enterprises suffered heavy losses, and one even lost millions of dollars, and almost went bankrupt.

During the foreign trade boom, the scale of the underground bank was once very large, and it is not surprising that the large underground bank has a turnover of hundreds of millions a day. However, this year's foreign trade is not so hot, and the scale of underground banks should also be reduced. But even before shrinking, there may not be five or six billion that can be taken out.

The turnover of a money bank is hundreds of millions, and it takes dozens of companies to have a turnover of five or six billion, and they have to lend it to Huang Wenbin for more than ten or twenty days, and they need more water, are there so many underground banks in the provincial capital? Even if there is, can they still unite and lend money to Yanggao? I've heard that many underground money banks have the same owner, but I haven't reached this point.

"I don't even know my true identity, who would dare to do business with such a person." Huang Wenbin said.

"As long as he can come up with real money, who cares who he is." Fang Tianhe said, "Anyway, the business he runs has legal procedures, and the money lent out has the bank's endorsement, and the business can be done." As for what his real name is, whether the source of the money is legal or not, we don't need to worry about it. Strictly speaking, is the money I took out from the bank completely legal? According to financial regulations, I can be regarded as forging a document to disrupt the financial order, and the maximum sentence is death. ”

"I'm going to ask for five or six billion, if all the formalities for my side of the auction or something are done, and he can't get the money by then, won't I be miserable?" Huang Wenbin asked, "I always feel that it is not reliable." ”

"You want to borrow five or six billion without collateral in a short period of time, which is not reliable." Fang Tianhe said, "If you don't want to do it, then don't do it, Sun Xuefeng owes you a lot of favors, and it's nothing less than that." Why take such a big risk for his business. ”

"That's what I said." Huang Wenbin retreated.

"Secretary Sun has a lot of connections, so he must be looking for more than you." Fang Tianhe said, "He knows that you have a lot of money on the project at hand, if you really want to do it, he will definitely introduce a few powerful related accounts to borrow money from you." If you don't do this now, you don't pin your hopes on you, you just want to stir things up. ”

It's not good to think like this, Secretary Sun must have a lot of relationships, but he is not familiar with Huang Wenbin. Huang Wenbin has only recently entered Sun Xuefeng's circle, and those people are all old relationships. There are too many people staring at this piece of Songshan, if Huang Wenbin goes to bid by himself, it can be said that he is optimistic about the development prospects of Songshan, and if he is connected with other Sun Xuefeng related households, wouldn't it be obvious that Sun Xuefeng is making a ghost out of it. So many leaders who have written notes have played tricks on Sun Xuefeng, where are they going to put their faces?

"That's not what I said," Huang Wenbin mentioned Sun Xuefeng's defense, "There are actually not many companies that can come up with billions or tens of billions of bids at once, and even fewer are doing real estate." I have a real estate next to Songshan, and the bidding will not be eye-catching, where do his other related households have this convenient condition. ”

"Anyway, I think this business is too risky to be worth doing." Fang Tianhe said.

"yes, I think so too." Huang Wenbin said, what about billions of business, where can it be done so temporarily...... Well, in fact, Huang Wenbin has several businesses that are improvised, but they are not as large-scale as billions. As long as you do a good job of these projects at hand, the status of a billionaire is already nine out of ten, so why take risks on this one plot.

"Then talk to Secretary Sun and deduce." Fang Tianhe said.

"This ......" Huang Wenbin really didn't dare to say it now, he just agreed to Secretary Sun, and then turned his head and said no, it was very offensive, "Let's find a good opportunity in a few days." It's such a big thing, I haven't worked hard, how can I say no. I have to work hard before I can tell Secretary Sun that I have done my best, teammate CBA. ”

"What teammates CBA? Playing basketball? I don't like to watch basketball. Fang Tianhe didn't understand.

"It's nothing, it just means being burdened by teammates." Huang Wenbin wiped his sweat, "First think of a few ways to prove that I have worked hard, but I encountered force majeure, and I had no choice but to give up." "So what's the best excuse? The geological conditions of Songshan are not good, and there is a karst cave below? This one has a geological survey report, and it is difficult to fake. Matsuyama is a small mound with nothing underneath, and it is not feasible to fabricate a cave.

Or do you want to say that the soil of Songshan is not sticky and can easily collapse? It's not good, the geological conditions of Songshan are basically the same as the surroundings, that is, it is uplifted for 100 meters and covered with pine trees.

It seems that the natural conditions are not good, so it is said that there is an ancestral tomb of the central leader in Songshan? Needless to say, as long as it is hinted at a little, Sun Xuefeng himself will not dare to do it. Even if it is finally confirmed that there is no such thing, it is just Huang Wenbin's mistake. The only risk is that if this matter reaches the ears of the leaders, Huang Wenbin will definitely not be able to eat and walk around.

"Wen Bin, what's wrong with you!" Fang Tianhe couldn't see it, "You are a tycoon with a net worth of 10 billion, how many billionaires are there in the province?" Not to mention the province, even if it is the whole country, I see that on the Forbes China Rich List, you can be ranked in the top 100 in terms of worth. Compared with Sun Xuefeng, he is not necessarily incomparable, he is now majestic, and he is not an old man when he retires. You're different, the money is all your own. ”

Who said that, ordinary people can say that their money is their own, millionaires and multimillionaires can also say the same, and the same cannot be said since the billionaires. Whether it's deposits, stocks, corporations, or whatever, with a policy change, the value of most assets will go up and down like a roller coaster. Besides, what is the Forbes rich list, it's just a magazine that a few people have come up with to sell advertisements and forums. How can really rich people know that a house is tens of millions, and each brother and sister have hundreds of houses, adding up to billions.