"What do you mean by that?" Director Guan humbly asked.

"What do you mean? Nothing interesting. Huang Wenbin said that this project is not actually a central enterprise to do, but Zhao Wei to do, Zhao Wei's family has a big face, can use the name of a central enterprise to borrow, but the bank sent a letter to ask, of course the central enterprise will not respond enthusiastically, at most coldly prove that the project is indeed the company's. The problem is that the investment is so large, but the response is so cold, the bank will feel that there is a problem in it at first glance. As for what the problem is, it depends on how Huang Wenbin wronged Zhao Wei.

"Boss Huang, if you have any inside information, just sue me. This is my biggest project of the year, and if something happens, I will have to walk around without food. Director Guan said.

"Actually, it's nothing, my Emerald City is also at the foot of Pine Mountain." Huang Wenbin said, "So I am also quite interested in developing the Songshan project, and I have also written a tender to prepare for it." But when I inquired later, there were many companies involved in the bidding, and several of them were very strong and well-funded, so I felt that there was no hope for this matter. ”

"Of course, it's very difficult to win the bid." Director Guan said, "But we only borrowed money after we confirmed that we won the bid." ”

"But Zhao Wei is full of confidence, tell you that he will definitely win, right?" Huang Wenbin said.

"This ...... Oh, yes. Director Guan said.

"Zhao Wei's strength is not the strongest among the bidders, right? Even if he catches up with his owner's central enterprise, it doesn't count. Huang Wenbin said, "So why does he have such strong confidence that he will definitely win?" Why are you willing to give you a large signing fee in advance? ”

"This ......" Director Guan is very embarrassed, the so-called signing fee is actually a bribe.

"Everyone's own people, this kind of thing doesn't need to be hidden." Fang Tianhe said.

"yes, yes." Director Guan snorted.

"Actually, because there are too many companies bidding for this plot, and the source is too big, no one can afford to offend, so the city government has already made a decision, not directly according to the bidding documents, but to hold another auction." Huang Wenbin said, "The bidding is a comprehensive consideration, and it is easy to get tired of it, but the auction is different, everyone is more than money." ”

"I've heard about that, too." Director Guan said that he was a loan officer and well-informed, and of course he could receive news about such a big matter. In fact, this is also one of the factors in his decision to take out a loan, if you only look at the bid, and you want to make comprehensive use of it and cultural education, you will not be sure of winning. Auctions are different, whoever has more money wins.

"Then why is Zhao Wei so confident?" Huang Wenbin said.

"Huh? Why? Director Guan also wanted to know.

"There are so many graves on Songshan, all year round, only the Qingming Festival will be lively for a few days. But now there are so many people everywhere that they look like tourist spots, why is that? Huang Wenbin didn't answer his question, but pulled out another thing, "Because everyone says that the plot is about to be started, and the cost of moving the grave is 10,000 thousand." Why do so many people believe such absurd rumors? It's still spreading so widely, it's all because someone is deliberately spreading the news. ”

"Boss Huang, what do you mean...... Boss Zhao deliberately spread the news to suppress land prices? "Director Guan Bing Xue is smart.

"I didn't say that, I just said that someone was spreading the word." Huang Wenbin said, "Now I don't know how many people on Songshan occupy the grave, and some people spend a lot of money to rebuild the grave, if they can't get the grave relocation fee, how can people be willing to leave?" The more you spend, the less profit you make, and the lower the land price. It's not good news for real estate companies that really want to develop the land. But for those who want to take advantage of the loopholes, it is convenient to buy the plot cheaply. Zhao Wei also told you, he is Secretary Sun's nephew, isn't he? ”

Director Guan was still thinking about how Zhao Wei was going to take advantage of the loophole, and was suddenly attacked by Huang Wenbin, and said dizzily: "Yes......" Then he remembered that Zhao Wei had told him not to spread the word, but he didn't blame himself for leaking his mouth, but thought of the other side, "It's difficult...... Could it be fake? ”

"Of course it's true." How could Huang Wenbin lie about this kind of thing, the relationship between Zhao Wei and Secretary Sun can't be hidden, and sooner or later there will be rumors, now it's just a special period to bid, "His family and Secretary Sun are world friends, and he calls Secretary Sun Uncle Sun." ”

"I see." Director Guan couldn't figure out what Huang Wenbin wanted to say.

"This is a big bad news for you, Director Guan." Huang Wenbin said.

"Nightmare...... News? Director Guan was taken aback, how could it be bad news, isn't this good news, as long as there is such a relationship as Secretary Sun, even if Zhao Wei's development fails, Secretary Sun will help him to the bottom. The most important thing is that with Secretary Sun's shield, the bank can't blame him.

"I heard a message." Huang Wenbin revealed the mystery at this time, "In fact, Zhao Wei didn't want to develop it himself. He wanted to attract investment, buy the land and sell it. He is under the banner of a central enterprise, the land procedures are complete, the place is large, and it is still the center of Songshan Town, so there will definitely be many people who are optimistic, and he can sell it at a high price. Who would have thought that there would be such a thing as moving graves. Even if you know, an ordinary grave is only a few hundred yuan a piece, who would have thought that the ancestral grave here has been called tens of thousands? ”

What tens of thousands, some of the so-called tombs of the Ming Dynasty are called millions, Director Guan thought wrongly, "Such a big business, it is impossible not to come to inspect before buying land." There are so many people on the mountain, and there are several shops selling incense, candles, and paper money at the bottom of the mountain, so you can know what's going on just by asking. ”

"There are a lot of people now, but what about a few months from now? Who is so bored, just for an ethereal grave relocation fee, rooted in a mountain where there is nothing? A few months, a year, two years? What about three years? They'll always go. When the time comes, Matsuyama will return to the way it was before, deserted and uninhabited, and then nothing will be seen. Now that the real estate market is so hot, if you wait day by day, you will always wait for a boss who is stupid enough. ”

"This ......" Director Guan thought for a while, this is indeed the case.

"This is a good deal for Zhao Wei, an empty glove white wolf." Huang Wenbin continued to explain, "The bidding companies know that there is such a big trouble, and once the cost is calculated, the bid will naturally be lower. But Zhao Wei didn't care, he could buy it at a high price, and others naturally couldn't rob him, so he was so confident. After auctioning off the land, mortgage it to your bank to take out a loan and pay the land transfer fee, and the land is his. He can put the land and wait slowly, until he waits for a big man, and then sells it, which makes a lot of money. ”

"I see!" Director Guan finally understood, "It's really calculating!" ”

"But for you, Director Guan, that's bad. This land has been mortgaged to you, and Zhao Wei will never pay interest until he sells it. As long as Secretary Sun is still there, do you dare to enforce the contract and confiscate other people's land? Anyway, the price of land will continue to rise, and he can continue to propose to reassess the value of the land, as long as Secretary Sun is still there, do you dare to agree to the revaluation? If you sell it in a year or two, it's nothing, but if it's three or four years, five or six years, what are you going to do? Huang Wenbin asked.

"I ......" on a hot day, Director Guan only felt that the cold wind was gusting, what else could he do, and released billions of funds, but as a result, he couldn't collect a penny of interest, and he had to hack Director Guan to death.

"In case he really can't sell it, the interest accumulates too much, and he can simply not pay it back." Huang Wenbin said, "Anyway, not a penny of principal is out, and he has not lost." You can only take the collateral and put it up for auction. "Banks can't do real estate business on their own, so they can only sell it," with Secretary Sun here, how much can this land be sold? Besides, there is such a thing as a grave relocation fee, and there is a lot of room for speculation. The reserve price of one unsuccessful auction is 20% less, and the second time it is only a little more than 60%. As soon as they changed hands, they bought it back at a low price, and all the interest was cleared. ”

This is even worse, I just couldn't receive interest before, and now I have lost a lot of money. Of course, to be the director of the loan department, they are very shrewd and capable, and they certainly don't believe what people say. But in this single business, Director Guan thought from beginning to end, and the risks pointed out by Huang Wenbin were real and not false.

"Multi-...... Thank you Boss Huang for the reminder. Director Guan said.

"Actually, I don't want to get in the way of other people's money." Huang Wenbin said, "But my Emerald City is at the foot of Songshan, and if Songshan is developed, it will be very beneficial to the popularity of Emerald City." But if it can't be developed, it will be a grave mountain, which is a big minus point for nearby real estate. If Zhao Wei develops well, then I have to thank him, but he has the idea of buying short and selling short, which I can't bear. ”

"I'm going to reject Boss Zhao!" Director Guan said.

"But don't say I said it." Huang Wenbin said.

"Don't worry about this, I won't say anything about killing me." Director Guan thought to himself that this was not bad, he could brag in front of his boss and subordinate colleagues that he had analyzed it himself, and robbed Huang Wenbin's intellectual property rights, and Huang Wenbin had to thank me, "Boss Huang, why don't I help you spread the news, so that colleagues in other banks will not be fooled, lest that guy Zhao Wei spoil Boss Huang's big thing." ”

"Then thank you Director Guan, I owe you a favor." Huang Wenbin has this intention.

Huang Wenbin's favor, that is very valuable, Director Guan is happy, although he offended Zhao Wei, a secretary relative, but reported Huang Wenbin's thigh, it should almost be offset, not to mention that he also avoided the trap, so he didn't have to be ruined. He suddenly had an idea, "Boss Huang, it's better for you to do the Songshan plot than to hand it over to someone else." ”