"Of course not." Huang Wenbin said, "Our plan is to unfold gradually, first to build apartment buildings, then entertainment areas, and then to the catering area, and when the popularity is enough, other projects will be launched, and it is expected that it will take several years, and each area has enough time to cultivate and mature, and finally build a core business district integrating shopping, leisure, catering, entertainment, tourism, and comprehensive services." ”

"All supporting measures must also keep up." Section Chief Hu found that he kept talking nonsense today.

"Of course, I have already discussed with all departments of the city government," Huang Wenbin said, "and the transportation roads and bus routes will be replanned to make it as convenient as possible for this core business district." I will also build a large underground parking lot, so that you can easily get to the business district whether you walk, take the bus, or drive yourself. It is also very convenient to move inside the business district, with elevators, automatic ladders and tour buses to form an internal transportation system, not out of the business district, even an umbrella is not needed when it rains. ”

Saying that, Huang Wenbin kept pressing the mouse, and the marked area continued to rise one building after another, and finally formed a huge and incomparably golden monster, lying in the center of the provincial capital and constantly swallowing the flow of people, "The estimated scale is one million square meters of commercial area, two million square meters of residential area, and an average of 300,000 people per day." ”

"This is really ......" Section Chief Hu was stunned by this scale, a million square meters of commercial real estate in the city center, the cost of 30,000 yuan per square meter, that is also 30 billion, two million residential area, 10,000 per square meter, is also 20 billion, doesn't it add up to 50 billion? There are still 300,000 people, and the population of the provincial capital is only a few million, which is not enough for 10 million.

Of course, the flow of people is not counted like this, there are people living in it, and there are people going to work. However, the flow of 300,000 people seems to be too exaggerated, and when it comes to Saturdays, Sundays and statutory holidays, everyone goes together to join in the fun, and it is not strange that there are 300,000 or 400,000 people, but how can so many people come out in normal times. But even if there are no 300,000 people, only 150,000 is very remarkable.

The construction of this core business district with an investment of 50 billion yuan, the surrounding land prices are bound to soar, driving countless business opportunities, the provincial capital has an excellent business card, as well as power supply, water supply, roads, expansion of bus lines and countless other measures, almost all departments of the municipal party committee and government can benefit from it, not the government itself proposed, but Huang Wenbin, a private businessman to come up with the plan. Even if it is not done, it is not the responsibility of the municipal party committee and municipal government, if it is done, the benefits and merits of the government are all the municipal party committee and municipal government (among which Sun Xuefeng can definitely get the largest share), so it will definitely get the unanimous support of the municipal party committee and municipal government.

Tang Yue is even more blushing and heartbeat, unable to hold himself, one million commercial real estate, two million residential area, 300,000 people! What a concept! This kind of spirit has completely exceeded the limit of Tang Yue's imagination.

"That'...... So, how much does Boss Huang want to borrow? Section Chief Hu asked, if you borrow 50 billion at once, the provincial bank will not be able to cope with it at all, even if you try your best to raise funds, it will be 20 or 30 billion at most, and you will have to stop many other businesses, no, it should be said that most of the new businesses will be stopped in order to meet Huang Wenbin's needs.

"For the first one, I need 10 billion." Huang Wenbin said, "If you don't have enough here, I'll go to another bank." ”

"Ten billion." Section Chief Hu breathed a sigh of relief, "Ten billion is enough, I'll try my best to help you solve it." In fact, when he came, he estimated it to be three or five billion, and he thought of countless excuses to show how difficult it was for him to come up with so much money, so as to sell a favor to Huang Wenbin, but at this time he didn't dare to say a word, for fear that he would say the wrong thing, and Huang Wenbin would really go to other banks. When Sun Xuefeng blames it, it will be terrible. This fact is too big, and Section Chief Hu doesn't dare to play any tricks.

"It's a detailed blueprint and a technical book." Huang Wenbin took out the text and handed it to Section Chief Hu.

"Time is tight." Section Chief Hu didn't look at anything else, but looked at the timetable.

"Yes, so this 10 billion must be in place." Huang Wenbin said.

"If you have 10 billion, this collateral ......" Section Chief Hu was a little embarrassed, "Secretary Sun explained that your plan is related to the long-term development of the provincial capital and is a policy loan." But with so much money, it's really not good to have no collateral, do you see if it's ...... That one...... Let's try to solve it? ”

If it is 3500 million, Section Chief Hu will solve it by himself, and if it is 1.8 billion, it is not a big problem to have Secretary Sun's note, but if it is tens of billions at once, then it will have to be mortgaged to make up the class. However, with Sun Xuefeng's note, it is not impossible to falsely report some value. Other people's loans are generally sixty percent, at most eighty percent, and Huang Wenbin gave him a loan of 12 percent.

"I intend to use the land as collateral for the Feilong Shopping Center and other projects." "This is the land in the center of the city, and it is predictable how high the value of the land will rise if the project is built," Huang said. Besides, there is already such a project as Feilong Shopping Center that has been put into production, so there should be no problem. ”

"This ......" is actually very problematic, the project has not been started, the mortgage can only calculate the value of the land itself, Feilong Shopping Center can be regarded as a building, but not elsewhere, "It should be no problem, this is a key project in the city, I believe the president will approve it." ”

The provincial bank said that it was a joint-stock system, but in fact, the top and bottom were officials transferred from the government, and they have always been good babies of the municipal party committee and municipal government. If the president really doesn't want to do it, then change the executive vice president, and the executive vice president won't do it, then change it again, there are so many vice presidents and deputy secretaries, and I'm afraid that no one will dare?

This loan is a practical project to do, or commercial real estate in the city center, who dares to say that they are not doing the right loan? The results can be seen by the people of the city and even the people of the whole province. As for not being able to produce results, it is simply impossible, the land is here, the construction company is here, and it is not difficult to build a building at all. At most, the profit is not as good as expected after repairing, and that is also Huang Wenbin's loss, which has nothing to do with their bank.

"Then it's troublesome for Section Chief Hu." Huang Wenbin said.

"I'll go back to you right away." "It may take a while, but I'll do my best!" ”

Seeing off Section Chief Hu, Huang Wenbin sat down and drank all the tea, but he didn't see Tang Yue pouring the tea, and when he turned his head, she was still staring at the projection, looking at the large buildings and the surging flow of people above, as if she saw endless wealth beckoning.

"Miss Tang!" Huang Wenbin shouted.

"Huh?" Tang Yue reacted at this time, "This plan is really wonderful!" ”

Wonderful? What kind of adjective is this, "Whatever he is, as long as he can borrow money." Huang Wenbin said, "Out of 10 billion, 3 billion yuan is used to pay for land, and 7 billion can be used." Use one billion to do the project, and the other six billion, you can go to other places to continue to acquire land. ”

Huang Wenbin has a relationship in the provincial capital, and he can take the land without giving money, and pay the land together when the loan comes down. But there is no such good thing in other places, and you have to give money to get land. If you don't say that the relationship is productivity, it is all legal and compliant, and the money you can make is the difference between people helping you and not helping you. It's a pity that the plate in the provincial capital is still too small, if it is at the level of Beijing, Shanghai and Guangzhou, then there can be a lot of shopping malls, all without giving land money first, one can earn billions, and more than a dozen places add up, isn't that tens of billions.

"Is a billion enough? 1 million square meters of commercial real estate, 2 million square meters of residential! Tang Yue suddenly felt as if his money had been taken six billion, "How much does it cost to buy land for demolition and planning and design, if you take six billion at once, there will be problems with such a big plan." ”

"I said Miss Tang." Huang Wenbin said, "Who told you that I really want to make 3 million square meters." ”

"Not really?" Tang Yue asked.

"It's really doing, but it's not now." Huang Wenbin said, "It will take at least five or six years for such a large project to be developed, and the rate of return is too low." "It's now 08 years, five or six years, that is, until 1314, when the real estate market was regulated to survive and not to die, although the impact of commercial real estate is relatively small, but if you want to sell, you don't know who to take over.

"And what are your plans?" Tang Yue didn't understand.

"Of course, only do the most profitable part." Huang Wenbin said, "Shopping malls, large shopping malls, residential real estate, etc., as for other parts that are not very profitable, we can leave them to others." I took out the loan, left some of it for these high-profit real estate, and took the rest of the money to go to the next city to replicate the model. "In this way, we can quickly roll out the scale and make enough money before the state regulates it.

"If it's not a complete business district, the price won't be too high!" Tang Yue is not greedy enough to swallow the snake, the original commercial property in the city center, the price can not be low, even if it is not a complete business district, it is not a single family in Feilong Shopping Center A shopping center can be compared, according to Huang Wenbin's practice, the unit price can be at least twice as high, but after seeing Huang Wenbin's entire planning, Tang Yue felt that he was really unwilling not to make all the money, "Besides, you bought so much land, if you can't use it up, it will be a waste." ”

"How can it not be used up, every inch of land in the city center is expensive." Huang Wenbin said, "There will be milk, there will be land, and there will definitely be a complete business district." We do the most profitable part, and sell the rest of the whole project and let someone else build it for us, isn't that okay? ”

When it comes to the hottest time in the real estate market, such a large and high-quality project must be coveted by everyone, even if Huang Wenbin has already eaten the best part, the rest is attractive enough. Then, with those supporting measures in the future, Huang Wenbin can sell the property at hand to a super high price. The money has been earned, the supporting measures have been done, the burden has been shaken off, and the government can be explained, what is the problem.