The sudden change in the strategy of the World Bank, the sudden change in the financial system of Hualong made everyone uncomfortable, and a large amount of money has completely flowed into Hualong and Huaxia Bank's account, but for the five major banks, they have been unable to obtain any currency exchange between Huaxia Bank and Hualong Bank, and the foreign exchange reserves lying on the account have become a huge burden, and they are unable to pay the currency withdrawals to Huaxia depositors, and their large sums of Huaxia funds have been loaned to various industries, including the most important real estate, And now they have no money, and there is a shortage of money. Pen & Fun & Pavilion www.biquge.info

When everyone found that it was difficult to get more than 20,000 cash in the five major commercial banks, and the banks suddenly opened their foreign exchange business, and exchanged at a lower price, with no handling fees at all, everyone found that everything in the bank had changed, and the banks had begun to collect private capital, and with a very large profit margin, a large amount of private capital entered the five major commercial banks, and everyone wanted to see who would win the war between the World Bank and the commercial banks. And what happens in the end.

The World Bank has not done much, but only lowered the interest rate on loans, and the short-term high profits promised by the five major commercial banks must have higher loan interest rates to meet this promise, and the World Bank's practice of lowering loan interest rates makes them very uncomfortable, and the World Bank's simple loan procedures have also made loans simpler, especially the small loan business they proposed, which is even more popular.

As for real estate, they are also willing to choose the World Bank loan, but all real estate loans can not be borrowed in the World Bank, only the industry and some development start-up funds can be loaned, which makes everyone a little confused, the real estate industry is the most profitable industry, the World Bank actually refused, which makes the Chinese people a little incomprehensible, they seem to advocate industrial development more, but the industrial development in China will be affected a lot, especially the country's current policy impact is particularly great.

The business war between the two sides has not ended, but the trend of real estate decline has been seen by everyone, investment has become more cautious, a large number of people at the bottom of the currency began to transfer to the World Bank, at present only the World Bank has the strength to ensure their deposits, the World Bank at every point of the door, every day is full of people, a large amount of funds to the World Bank, there is no deposit of the bottom people, there is no injection of corporate funds, the five major commercial banks have declined, and the reduction in profits is obvious, What is even more incomprehensible is that the five major commercial banks began to lose money, the World Bank has waived a lot of handling fees, and there is no handling fee for ordinary people, and the addition of traditional banks such as RS National Bank has made the Chinese people's trust in the World Bank higher, and the deposits in the five major commercial banks will be naturally emptied, while the World Bank will not, as long as the account has funds, it will not be emptied, and it will not be taxed, and the small account will be kept forever. What's even happier is that everyone has a unique account in the World Bank, which can be used all over the world, and is no longer affected by exchange and so on, which is truly world-class, and has also achieved anti-corruption management, even if some people resent him, but it still exists very well.

The five major commercial banks that the Chinese people are increasingly distrustful of have suffered a huge impact from the World Bank, and the five major commercial banks did not expect that the World Bank is so powerful, let alone that Hualong account is so rich, which can make them lose a huge amount, and the occurrence of this situation makes foreign banks begin to sell their shares, which is even worse, foreign shares occupy the largest part of the five major commercial banks, and now the foreign shares are going to withdraw, that is, they have to withdraw from the loss of money, which makes the life of the five major commercial banks even more sad. Real estate also had to quickly digest their inventory to cope with the bank's collection, even if they don't sell, the bank will also conduct an auction, now the bank is too short of Huaxia currency, they need a lot of money to be able to survive, had to close more and more outlets, and had to apply for the bankruptcy of some outlets, the bankruptcy of various shadow banks, so that commercial banks do not know where to go, until now they found that Hualong gave them the exchange of Huaxia currency is not a compromise, but a huge trap, Hualong has the highest popularity in China, not because they can destroy their reputation, but let more and more commercial banks be exposed, and those dark ones make Chinese people look sideways.

The Huaxia National Bank, which was supposed to come out to save the market, was silent at this time, and the five major commercial banks never understood why the Huaxia National Bank did not speak, they did not know how much money was in the account of the Huaxia National Bank now, and this money was easier to control than before, although it would bring shock to the country's financial industry, but this was a benign change, and the first number also saw the situation clearly, and everything was managed in a unified manner, which strengthened the centralization of power and reduced the various small coffers underground, Let the power of the central government be consolidated, there is an unprecedented concentration, the local banks and the localities can no longer use the loopholes in the financial sector to take advantage of the country a little bit, and the local debts began to highlight at this time, the local ZF had to come out to change themselves again, had to rely on the central government again, they were powerless to resist, they had nothing but debt, there was not a penny, even the civil servants were dismissed, the departments began to streamline, they can no longer afford such a huge management system, they need a more concise way, It is in line with No. 1's assumption that the functions of local ZFs will be reduced in the future, and everything will develop in the direction predetermined by No. 1, so No. 1 forces the National Bank to allow the collapse of local banks, and it is necessary to concentrate finance more.

The win-win situation has naturally led to the continuous collapse of the five major commercial banks, more and more outlets have collapsed because of insolvency, and even many people's money has been unable to pay, and the problems of the heads of various banks have been investigated by the anti-corruption institutions one by one, so that the people of the whole country have clearly recognized a reality, more funds have been gradually withdrawn from the banks, and when the trend is formed, it has become a situation where the wolf has come.

Tobal was naturally very happy to come to Ye Feng's office to report the situation this time.

"Not only did we not spend a penny in this operation, but we made a lot of money, and the storage rate of our Huaxia coins increased by 200 percent all of a sudden, and this rate is still increasing, and private capital has also begun to be stored in our banks."

Tobal did not expect that when the opponent was introduced into the trap, the investment companies of the world's most famous enterprises lost a lot of money, and this money naturally went into Hualong's pocket, which is equivalent to the world's foreign-funded enterprises to pay for Hualong to launch a winning war, in which Hualong is the only winner.

"And what are you going to do with this part of the bonus?" Ye Feng asked, at this time, he didn't plan to hit Tobal, but he had to prepare for the things that followed, offending so many people, Hualong would inevitably be treated badly, and how to deal with the things behind was difficult.

"Stay in our Hualong as a later development fund, our base in Africa is also very much in need of money, don't we want to build some new factories? Money is also needed. ”

"So how do you plan to deal with the national banks, including Huaxia, as well as the national banks and foreign-funded companies that have invested in the five major commercial banks? How will they react? Ye Feng asked.

Tobal was silent for a while, this money is all their money, but some people lose less, and some people lose more, but the strength of their union is still not small, especially the National Bank has the right to issue currency, and the impact on this matter is big enough, not that Hualong is afraid of them, but whether it is worth the question. "If I were the National Bank, I would definitely be a little annoyed, and I would definitely try to get the money back on other projects, but now it is obviously very difficult for the Huaxia National Bank to solve this dilemma, and they have to spend a lot of money to do this."

"What will they do if they have a deep estrangement from us, or if they think that our Hualong is acting in order to bring down the five major commercial banks?"

"It must be in the national interest, which is contradictory to our implementation of the World Bank, but this should be the pain of no way, if we don't do this, then we will be unlucky." Tobal said.

"We need helpers, although the five major commercial banks have fallen, that is, they are not in line with China's national policy, nor are they in line with the law of world trade development, so they must fall, but after the fall, someone needs to solve this problem, handed over to the national bank, such a big stall, they will definitely be afraid, people will have a lot of problems when they are afraid, and what they need is someone to lend a hand and solve at this moment of crisis, so that everything enters a virtuous circle, then this matter is easy to solve." Ye Feng rarely directs a matter directly like this, and Tobal listens very carefully, there is no absolute enemy in business, only the enemy who blocks the development is the enemy, but more often the enemy is actually a friend, and each other has a dilemma that needs to be solved, and now this is the case.

"You mean we take out this dividend and give it to Huaxia Bank?"

"It's not in our corporate interest." Ye Feng said with a smile.

"What do you mean that I will talk to the State Bank and various foreign investment companies to jointly fund the establishment of a new commercial banking system, which is subordinate to the State Bank and the World Bank, where everyone holds shares, and is in line with the international development trend of the bank, and at the same time solve the dilemma that the Huaxia National Bank was unable to manage the financial system in the past, we can spend this money on this, we can ask for less profits, but at this time we will work together to solve the problem, and we will not become the target of public criticism." Looking at Ye Feng and nodded, Tobal understood what Ye Feng meant, clever and cunning, this is Tobale's idea.