"Interest? You kid still want to borrow money from me? Ding Liugen laughed, he originally wanted to bring his future son-in-law, so he came to Huang Wenbin to borrow money, but he didn't expect that now Huang Wenbin not only didn't borrow a penny, but also wanted to get money from him, "What kind of project?" "If it's really a good project, he won't be stingy.

Ding Shishi is the only offspring of his wife, Ding Liugen's wife is not in good health and weak after giving birth, Ding Shishi eats, bathes and plays with Ding Liugen, and her feelings are very deep. Although Ding Liugen still has a few illegitimate children, he has never paid attention to it, that is, when he becomes an adult, he will just get a good job for millions of people.

"It's the unfinished building in the center of the city." Huang Wenbin said.

"Unfinished building?" Ding Liugen asked.

Of course, there are many unfinished buildings in the city center, but only when it comes to unfinished buildings, everyone knows which one it is. There was a building in the center of the city, which was named the Pearl Building, and later changed to the Pearl Building. Originally, the design was 18 floors, because the real estate boom in the late 90s was built higher and higher, until the 28th floor, when the real estate boom receded and the real estate price plummeted, the development company could not hold on to bankruptcy, leaving such an unfinished building on the landmark.

Due to the complexity of creditor's rights and debts, although the building has been capped, it has never been completed. For a long time, this unfinished building was the tallest building in the city, making the people of the city very shameless. It wasn't until 2005 that the power bureau built a 30-story power building, which was considered to have brought down the unfinished building.

Later, the real estate boom, and finally a company spent more than one billion to buy this unfinished building, and sold it after simple decoration, and made more than one billion. Every time Huang Wenbin passed by before, he couldn't help but imagine that if he had the money to buy this building and sell it, the money he earned would be enough to squander it for a lifetime. Now that Huang Wenbin is really rich, of course, he immediately remembered this building.

"I have inquired clearly, as long as there are six or seven billion, I can buy the house." Huang Wenbin said, "There is still a little finishing project, which will cost about 40 or 50 million, and then spend 40 or 50 million yuan to simply decorate it, and then you can sell it." Now the real estate is hot, and it is expected to sell for more than 3 billion. One year, three times the profit. ”

"The creditor's rights of this unfinished building are very complicated." Ding Liugen said, "Don't be deceived. ”

"No, I've already checked." Huang Wenbin said, "There are five companies that own Mingzhulou shares. There are thirteen companies with creditor's rights. Four of them have both equity and debt. Three of them have both equity and debt. Among the thirteen, eight owe each other, and nine hold shares and exchange shares for each other. ”

"I feel dizzy when I hear it." Ding Shishi said, "This is too complicated, isn't it? ”

"Yes, a few years ago, someone hit the idea of this building, but when I asked, I was confused by the intricate relationships inside. If you want to buy it by force, there are immediately seven or eight sub-lawsuits to the court, and even the court is stunned by the relationship inside. It dragged on for months, but it was still not over. Ding Liugen said, "It's not a good project." ”

"That was before, and now it's completely different." Huang Wenbin smiled slightly, as if he was in his chest. In fact, he remembered the numbers, and he didn't remember the names of the five thirteen companies. Fortunately, he still remembered the means of successfully acquiring the building.

"How is it different?" Ding Liugen asked.

"Several of these 13 companies were originally project companies specially set up for the purpose of building buildings, and the actual shareholders were only four. It's just that the development of the building failed, the four companies were out of harmony, and the principals quarreled endlessly, each with one side of the case, which complicated the matter. ”

"You've done a good job." Ding Liugen said.

"In the past, they were thinking about raising funds to restart the project and sell the building to make a profit. But it's been more than ten years, and the completion of the building is still far away, and the vast majority of people don't want to delay it for a long time, and just want to sell the building as soon as possible. It's just that the legal relationship is too complicated, one person submits a complaint to the court, and the others have to follow, otherwise their shares and claims may be invalid. ”

"So what do you do?" Ding Liugen asked.

"There was a notice from the city government a while ago." Huang Wenbin said, "The land in the city center is tight, and the idle land obtained by auction shall not exceed three years, and the construction shall not be stopped at will without special reasons after the start of construction, otherwise the land will be taken back and re-auctioned." As long as the city government gives such a notice to Mingzhu downstairs, it guarantees that the thirteen companies will immediately unite to sort out the equity and debts and sell them. ”

This notice is actually a joke, and it has never been seriously enforced. Because this notice is not a regulation, if the land is really confiscated, people will definitely go to court. Administrative justice has always been a difficult problem, and once it is fought, it will certainly be protracted, and the land still cannot be developed, which is exactly the opposite of the original intention of the circular. Therefore, the city government never really requisitioned the land, at most it was only fined. But how does that fine compare with the income from land hoarding?

"It's not that hard to ask the government to issue a notice." Ding Liugen said, "The problem is that the notice was issued, and the people sorted out the equity and creditor's rights, why do they have to sell it to you, it must be auctioned." Ordinary people may not dare to buy it, but those who have a relationship must know that this notice is not serious, and they will definitely go to the bidding, so that the price will be close to the market price, and if you want to take it for six or seven billion, it is impossible, right? ”

That's right, Huang Wenbin doesn't know how the company that took the building in his last life solved this problem, anyway, they bought it at half of the market price. Now, of course, Huang Wenbin has also thought of an excuse, "Cash, those four investment companies, what they need most is cash." Huang Wenbin said, "If they want to sort out the debt equity, they must have a cash injection." But they have lost money for so long, and no one can trust anyone, and it is difficult to come up with any more money. ”

"When others see that the creditor's rights have not been sorted out, they dare not come in?" Ding Liugen nodded, "This method is not bad, take a large amount of money to enter first, and when the debts are sorted out, you have already taken the building in your hands, and others want to buy it, and the price will be several times higher." ”

"Those debts are involved in each other, and if you want to unravel them, you need a lot of money." Huang Wenbin said, "At its peak, it may require more than a billion in cash. I have a lot of projects here, and some money has to be pressed and may not be enough. If the boss is interested in this project, you can lend me some money, which can increase by at least 100% in a year, if not, I will make up for you. If it is exceeded, it is also divided into five and a half. ”

“100%？” Ding Liugen gasped, a profit of thirty or fifty is nothing for a small business, and 100% of the profit can be seen occasionally, but this kind of big business of hundreds of millions of dollars can get 100% of the profit, which is really rare. Even if it's Ding Liugen, he can't let it go easily.

"Don't you have enough money yourself?" Ding Shishi is a little strange, Huang Wenbin got 1.8 billion yuan just in the Third Bureau of Urban Construction, and when he reached the high point, he sold the shares of China Shipbuilding at hand, and another 1 billion, which is more than 2 billion in cash, what do you want to do, why do you have to borrow money.

"I also have a big real estate project on hand, which needs to take up a lot of capital." Huang Wenbin lied without changing his face.

"That's a problem." Ding Liugen shook his head bitterly, "Now is the best time for foreign trade business, if the funds are transferred out, there will be no way to expand production." ”

This is Huang Wenbin's purpose, to expand production now, and he will have to lose a lot of money next year. "100% profit!" Huang Wenbin persuaded him, "How can it be so easy to make money in foreign trade." ”

"It's not just about profits." Ding Liugen was embarrassed and said, "If you expand production, you can receive more orders, and if you receive more orders, you can become more famous, attract more customers, bring more orders, and make more profits, and you can continue to expand production......

"Dad!" Ding Shishi interrupted him, "You made money on the unfinished building and came back to invest in expanding production, isn't that the same?" Why do you have to make a profit to expand production? ”

"What do you know, the business of foreign trade is a good year and a bad year, and everyone is rushing to expand in a good year, if I don't follow the expansion, the business will be snatched away by others, the scale will be smaller than others, and the cost will be higher than others. When the year is bad, of course, the customer likes to find the lowest cost factory, and I will suffer more losses than others. After a few rounds, I am afraid that the position of the provincial city leader will not be maintained. ”

"You can't keep it now, the Zhang family is much more powerful than you." Ding Shishi said.

"Nonsense! The Zhang family is strong in toys, and everything else is not as good as me. Ding Liugen glared at his daughter fiercely, "Especially hardware accessories, there is no one better than me in the entire provincial capital." Tell you to pay more attention to your own business, you just don't listen, always messing around outside! ”

"How meager the profits of hardware accessories are, and the profits of people's toys can be high." Ding Shishi was not convinced.

"The profits are high and there is a fart, the toys are played by children, and the supervision is the strictest. There is also one of the most hateful things, new regulations are often introduced, and after one regulation, tens of millions of stocks may become substandard products and must be completely destroyed. Moreover, all production procedures had to be overhauled, and materials had to be repurchased. Maybe I'll have to lose a lot of money at any point, it's too unstable. Ding Liugen said, "If it weren't for this, the profits of toys would not be so high." Or hardware accessories are good, and they will never change. ”

After talking for a while, Ding Liugen turned back to the topic, "That Pearl Building, count it as my share." You draw up a plan as soon as possible and see how much money you need, and I'll do my best to help you raise it. This is a big investment, you have to be very careful, if there is any problem, withdraw immediately. The more money you have, the more you need to be cautious, if you are not careful, you will lose your money, and you will not be able to make up for it after winning hundreds of lottery tickets. ”

"I'll be careful." Huang Wenbin nodded, in fact, there is no danger in this matter, as long as Ding Liugen's money is lent out, and then invested in real estate development, it will be over. Although it is more difficult to make 100% profit in real estate development a year, it is not impossible, even if it is a little less, Huang Wenbin will make up for him, it is easier than Ding Liugen to blindly expand production in the future and then find a way for him.