Because Cai Heshun was once the richest man in Huangyuan County, he was very famous in the local area, and because he was humble and sincere, and did not have any bad habits, he had a good reputation and reputation among the local people, therefore, when his "Heshun Company" began to raise funds from the society, the common people, civil servants, and coal mine bosses in Huangyuan County, who had a little savings at home, invested all their money in the "Heshun Company" to earn as much as two or three cents of monthly interest, and some families even mortgaged their houses and invested in bank loans. Heshun Company", for a time, Heshun Company's funds skyrocketed, and at most, Cai Heshun received an astonishing 80 million yuan in cash deposits a day, and the company's accounting cashier was in pain.

In this way, in just half a year, Heshun Company absorbed seven or eight billion yuan of public deposits, so in addition to continuing to speculate in stocks and trading futures, Cai Heshun lent all the remaining funds to some coal mines, lead and zinc mines and real estate companies that were seriously lacking funds at a monthly interest rate of five cents, hoping to earn the difference in price to achieve the company's profit.

In the first few months, those who lent out hundreds of millions of yuan of funds were able to recover the interest smoothly, but with the continued downturn in the economic situation, those coal mines and real estate companies that borrowed huge amounts of money from the "Heshun Company" have broken the capital chain, and many coal mine bosses and real estate company bosses were unable to pay the loan interest, and were forced to go to the door by other creditors. Many of those who escaped were bosses who had taken out huge loans from Heshun.

At this time, Heshun company because of the loan interest, can not return the principal, has reached the time of storm, may collapse at any time, fortunately Cai Heshun still has a good reputation there, and gritted his teeth insisted on paying the interest of those fundraisers who came to the company to deposit on time, and wanted to wait until the national economic situation improved, lead-zinc mines, coal prices rose, in one fell swoop.

However, at this most critical time, the leaders of the county party committee saw that the situation was not right, and hurriedly forced Cai Heshun to return their deposits to them, these leaders, each of them put millions of yuan in deposits in Heshun Company, and the monthly interest rate was higher than others, all three or even four points, so they had saved money in Heshun Company for more than a year, and everyone earned almost double the money.

At this time, Cai Heshun's funds were only tens of millions of yuan, and the deposits and interest of those leaders totaled nearly 30 million yuan.

Therefore, Cai Heshun begged them not to withdraw their deposits for the time being, so that they could survive this year, but those leaders resolutely refused to do it, and threatened him: If Heshun Company did not return their deposits to them, he would be arrested on the charge of illegal fundraising, and moreover, they raised funds in Heshun Company, all of which were recorded in the name of relatives, so they were not afraid of Cai Heshun exposing them.

Cai and Shun knew that they couldn't fight these people, so they had to pay them the funds raised by them with principal and interest, and they borrowed 50 million yuan from the bank to continue to support them.

However, not long after that, something happened that Cai Heshun did not expect, which completely crushed Heshun Company.

It turned out that after the establishment of the investment company, Cai Heshun hired several cāo handicap players from a talent market, one of whom was named Li Dongquan, who was a native of Huangyuan, and it was said that the level of stock speculation was very high, so Cai Heshun let him be in charge of the stock market.

At the beginning, Li Dongquan worked very hard and helped the company make a little money on stocks, so he proposed to Cai Heshun to borrow 500,000 yuan from the company, and he himself wanted to use the 500,000 yuan to make some money by speculating in stocks, and he also swore to Cai Heshun that he would only make money by speculating in stocks and not lose money, and he would only borrow the 500,000 yuan for half a year, and pay interest to the company according to the bank loan interest rate, and return 500,000 yuan to the company immediately after he made money.

Cai Heshun was originally a righteous and helpful person, and he saw that this Li Dongquan did have some ability, so he also wanted to keep him in the company's team, so he really lent 500,000 yuan to Li Dongquan to speculate in stocks by himself, and generously said that he didn't want his interest, as long as he returned the principal within half a year.

Unexpectedly, after borrowing 500,000 yuan, this Li Dongquan actually put the cart before the horse, putting the main jīng force on the cāo control of his private stocks, and did not have the heart to take care of the company's stocks, coupled with the sharp decline in the stock market, Heshun Company suffered heavy losses in the stock market, and although he himself lost money, the amount was not large, and it was estimated that he lost tens of thousands of yuan.

When Cai Heshun learned of this, he was extremely angry, and immediately fired Li Dongquan and forced him to repay the loan of 500,000 yuan.

Who knows, this Li Dongquan is very risky, and during his work in the company, he took advantage of his position to hack into the company's financial computer and steal the information of some large customers who raised funds in Heshun Company.

Just a month after the leaders of the county party committee took away the raised funds, Li Dongquan set up a new mobile phone card in the mobile company, and then in the name of the internal personnel of Heshun Company, he sent text messages to more than a dozen large customers who had deposited millions or even tens of millions of dollars in Heshun Company, saying that the capital chain of Heshun Company had been broken, and Cai Heshun would soon abscond with the money......

For a while, all the customers who had saved money in the company were panicked, and they all congested at the door of Heshun Company, demanding that the company immediately repay their principal and interest, resulting in the company facing the most terrible situation of all investment companies: a run.

Fortunately, Cai Heshun has a strong ability to adapt to change, when everyone crowded to the door of Heshun company to ask for money, he moved a chair, sat at the door in person, and said to the fundraiser who came to withdraw money on the spot: I Cai Heshun will never run away, but, please give me time, don't run on the situation, if you don't withdraw money in advance according to the time agreed in the contract, the company will go out of business in an instant, and when the time comes, what will be lost is everyone's money, so please don't panic, let alone worry about the loss of your money, I am also trying to recover the loan, and as long as the loan is recovered, I will be able to repay the principal and interest to everyone on time.