"I've heard that this neighborhood is going to be developed, and it will definitely be a good place after development." Huang Wenbin said.

"Heard? How can I do what I heard? Ding Shishi suddenly reacted, "Didn't you hear that there was inside information, right?" Are you accurate with this inside information? If you don't, you're in for a big loss. This warehouse is worthless at all. ”

"I guess so." Huang Wenbin didn't want to say more, so he changed the topic, "This land is really strange, it's obviously a warehouse, why is it not industrial land but residential land?" ”

Ding Shishi was not fooled, "It's best if it's right, hey, the money that is easy to come will not be cherished." First bought a shop at the overpass and then a plot of land in the industrial area. I said what kind of business you have so much money for, you have to invest in such a dangerous land. ”

Other places may not allow it, but this warehouse may not be allowed to do so. After 08 years, foreign trade business was not good, and in 08092, he lost tens of millions of dollars every year, and Ding Liugen's face was so green that he lost money. In the 10th year, it was only August, and he had already lost more than 20 million yuan, but Ding Liugen was full of red light, he sold the warehouse land for 100 million, and he lost nothing for a few years.

"I'm still bullish on the real estate market." Huang Wenbin said.

"Whatever you want," Ding Shishi said, "anyway, the salary is indispensable to you, even if you lose it, it will not affect the quality of life." This land was originally the dormitory area of the factory, and later the factory found that there were too many dormitories and the residential land could not be used up, so it built a warehouse. At that time, they were all state-owned companies, and no one came to take it seriously. Later, my dad bought the warehouse, and he also thought that he would tear it down when he needed to build a house. ”

"I see." Huang Wenbin said. It was a beautiful time of innocence, and if it were now, would there be no end to the residential area? After covering the cost price, directly add a few zeros and sell it. In such a sudden, Ding Liugen lost more than 80 million, who told him to be uneasy and kind.

"How much is your auction price?" Ding Shishi felt that it was wrong, "After buying the land, there are still millions, you won't buy me a piece of jewelry?" ”

"Where is it, there is also a deduction of auction fees and income tax." Huang Wenbin hurriedly denied it.

"Auction fees? This is a good charter, why do you have to pay the auction fee? Ding Shishi was curious.

"The agreement between me and Boss Ding states that the auction fee will be paid." Huang Wenbin said, "Mr. Zhang doesn't have to give what he wants, if he sells it to others, the auction fee will be calculated at 10%." "The auction company was found by Ding Liugen, the auctioneer is Ding Liugen's person, and the other wine is still in Ding Liugen's warehouse.

Now the auction result was greatly unexpected by Ding Liugen, and Ding Liugen was so tired that he lost his trust in Zhang Lihua, but Ding Liugen didn't think about flipping the table, but chose to let Huang Wenbin sell wine, I have to say that the millions of auction fees played a big role, at least Huang Wenbin himself thinks so.

"Damn, your wine has sold for tens of millions in total, it's not for nothing that my dad made more than one million." Ding Shishi gasped and shook her head again and again, "It's too much of a loss, it's really too much of a loss." Forget it, you've suffered such a big loss, so you don't need to bleed. Hey, how can you agree to such a condition? It doesn't cost much to set up an auction on your own. ”

It doesn't cost much to hold an auction by yourself, but it is all about Ding Liugen's face to be able to call so many celebrities. Huang Wenbin spent money to publish the advertorial, but if there was no Ding Liugen, it would be good to be able to call half of them, and even fewer of them were rich and powerful.

"The boss has also contributed a lot to this matter." Huang Wenbin said that the most important thing is to spend money to buy peace.

"It's more than a million all of a sudden." Ding Shishi still regretted it, "By the way, you still have to pay income tax, right?" Is this a windfall or what? What tax rate applies? ”

"All auctions in our city are taxed at 25% of the profits." Huang Wenbin didn't know what Lu Dao was for, anyway, that's what the tax department stipulated. Theoretically speaking, this batch of wine Huang Wenbin was exchanged for a Tang Dynasty bronze mirror, and this Tang Dynasty bronze mirror has not been officially valued, so there is no way to deduct the cost.

After the auction house assessed a price, the cost of each bottle of wine is 30,000 yuan, this price is already taken care of as much as possible, but I didn't expect that the Moutai Jian Nanchun inside was auctioned for hundreds of thousands of high prices, 25% income tax, which is millions.

"So high!" Ding Shishi was even more distressed, "With the auction fee, isn't there 35% gone?" ”

"yes." Huang Wenbin had already prepared.

"Why don't you want to think of tax avoidance!" Ding Shishi said, "Make the cost higher, give a cost of tens or millions, and you don't have to pay so much income tax." Or would it be nice to set up a company, count the wine as company property, and then raise the operating expenses? ”

"At that time, who knew that Lu Dao could shoot so much money." Huang Wenbin said. He made so many preparations, but he didn't expect that Moutai could sell for millions, Jian Nanchun for 500,000, and even Hushan Daqu for more than 700,000, he thought that at most, it would be hundreds of thousands of Moutai and hundreds of thousands of Jian Nanchun.

And even if he knew in advance, he wouldn't do it. Ding Liugen is willing to give 10% to buy peace, the country is hundreds of thousands of times stronger than Ding Liugen, what is wrong with giving 25% to buy peace. Huang Wenbin makes money, which must be used at any time to deal with accidents, so it must be all clean money. Tax evasion and tax evasion to run a company may be able to make more money, but it does not meet his requirements.

"That's how you don't have enough money." Ding Shishi said, "Those wines were shot for more than 14 million yuan, and 35% of them disappeared all of a sudden, so isn't there only more than 9 million left?" This land is 12 million, and you are still 3 million missing. ”

In fact, it is not calculated in this way, the auction proceeds must be paid first, the rest is the gross profit, and then the cost is the profit, but it is also more than 9 million. "Mr. Zhang and Mr. Wan also want a few bottles of Moutai Jiannanchun or something." Huang Wenbin said, "You can make some money here." ”

"At most, more than a million." Ding Shishi, "What about the rest?" ”

Huang Wenbin has already recorded all the bidders at the auction, and when the time comes, he will look for them privately and ask them if they are still interested in wine, and if they have, they can sell some more, and they can solve more than one million here. There are more than one million, Huang Wenbin really can't do anything.

"I want to owe it first, the boss should agree, right?" Huang Wenbin said.

"Who knows, maybe my dad won't sell it if he's angry, and he saved you, so you don't have to take such a big risk." Ding Shishi said, "Even if you agree, you will definitely have to pay a lot of interest, and you will not be able to make it." But if you really want to buy it in full, I can introduce you to a kind person. ”

"Isn't that usury? I might as well go to the boss. Huang Wenbin said.

"How is it a loan shark, of course it's not a loan shark, the interest is very low." Ding Shishi said.

"Who is so kind?" Huang Wenbin asked.

"Of course it's me...... Cousin. Ding Shishi said, "I will be your guarantor, you mortgage the shares of Xi Shi Bun Shop to me, and I will ask my cousin to lend you money." During the period, you will not be charged interest, as long as the dividends of the Shih Tzu bun shop are deducted. That's a lot of leniency, isn't it? ”

Lenient fart, Xi Shi bun shop can divide 20,000 or 30,000 a month, more than 200,000 or even 300,000 a year, more than 1 million, this is 30% interest, it is simply usury! However, Huang Wenbin immediately reacted, Ding Shishi didn't know that Huang Wenbin only needed to borrow more than one million, if it was two million, it would be 15% interest, a little more than 1% per month, which was an ordinary private loan.

If so, this money can be borrowed, in addition to using it to buy a warehouse, the extra money to buy a house, the house price rate can rise much higher than 15%.

"In the first month of last year, the Xi Shi bun shop just opened, and you gave me more than 20,000 dividends, according to 20,000, it is 240,000 a year." Huang Wenbin said, "What is the interest rate of bank loans? Now it seems to be 7%, and at this price, you have to lend me more than 3 million. ”

"That's right, I'll lend you three million as a guarantee." Ding Shishi said, "You just took it to buy the land in the warehouse." There was nothing to lose, just to pledge the shares to me for a while. ”

"Okay then." Huang Wenbin said, "Is it really kind? ”

"You've been fooled." Ding Shishi grinned and said, "The dividends of Xi Shi Bun Shop can be at least 40,000 a month, but last year was just at the beginning, many channels were not smooth, and the money earned had to be reinvested, so the profit was not much." If I guarantee you, my cousin can give you 12% interest, and if it is 3 million, it will be 360,000 a year. Your shares are still mortgaged to me, and I will make up for you if the dividends are not enough, and I will still give you the excess part when it is enough. ”

"Wouldn't you have nothing to gain? It's a loss. Huang Wenbin said, "If you don't have the extra part, you still have to take it yourself, which is considered a handling fee for you." ”

"You fool." Ding Shishi kissed him again, "What is the relationship between us, what is the handling fee for making a guarantee for you." Hurry up and go to my cousin's house, it's just the Chinese New Year, and no one has borrowed money yet, so we can go to that good interest rate. There are many people who borrow money after the Chinese New Year, and I may not be able to borrow it. ”

Ding Shishi's cousin lives in a small courtyard in the suburbs, just off the road, only a few minutes' drive from the nearest town, but she doesn't listen to the hustle and bustle, completely hidden by trees, and there is a small pond in which a few big white geese swim leisurely on the water. There is a wooden pavilion next to the pond, and a beautiful woman in white clothes sits in it thoughtfully, straight like a Lingbo fairy, otherworldly.

"Cousin, what are you thinking?" Ding Shishi asked.

"I'm thinking about what to eat for dinner, I'm really worried." The beautiful woman said, "I ate too much meat during the Chinese New Year, and now I get tired of seeing meat." But just eating vegetables, I feel bland. If you want to steam a fish, you're afraid you won't be able to finish it. Cousin, it's easy to do when you come, just kill the chicken and steam the fish. ”