Chapter 12 Science Only Believes in Master Ye
[It's time to rush the list, and I specially added a new chapter! ] Let's vote for Jiangqiu and vote for "Wish Supplier"! Recommended tickets, come more! 】
The phone rang, and when Wu Ran looked at it, she saw that it was a five-digit number, and the format should be from an unknown small bank or insurance company. Pen "Fun" Pavilion www.biquge.info
"I think it's selling insurance!" Wu Ran thought so and hung up directly.
As a result, a few seconds later, the number came again. Wu Ran hung up again. Ten seconds later, it called again.
"Still?" Wu Ran was a little angry, and was discussing things, but a person who sold insurance still didn't give up, so he connected and wanted to scold him.
"Hello, what's the matter?" Wu Ran's tone was a little unpolite.
"Hello, is it Ms. Wu Ran?" He asked.
Wu Ran said with some anger: "Who are you?" Something to say, I'm in a bad mood right now. ”
"That's right, we are here at Mingzhou Commercial Bank, and we called you to tell you that your mortgage has been out of payment for three months, when will it be renewed?"
"What? My mortgage has been out of payment for 3 months? Have you ever made a mistake, I'm a college student, where did I get the mortgage? I'm going to get a start-up loan, but your bank won't approve it! If you want to cheat, find a rich man! ”
Wu Ran couldn't help but feel angry, this is simply playing the piano randomly! She is a college student and doesn't even have the qualifications for a loan, where did she get a mortgage? The supply has been cut off for three months, and the fraud has never seen such a brain-dead.
"Ms. Wu Ran. Please do you have ID number 337.663.883 (QQ search has surprises)...... Ms. Wu Ran? ”
"How do you know my ID number!" Wu Ran was shocked.
"The one registered on the loan information is your ID number, but the registered mobile phone number is no longer available. We found your current number through the operator's real-name system, so we can contact you. ”
"Now that you have been out of payment for three months, please resume your monthly payment as soon as possible, otherwise we will come to collect the house. You know, your original title deed is still in our possession! ”
“……”
Wu Ran was completely dumbfounded, so stunned that she couldn't speak, and her mobile phone slipped out of her hand.
Seeing Wu Ran's appearance, Qi Nuannuan couldn't help but ask worriedly, "Ranran, what's wrong with you?" ”
"No, nothing!" Wu Ran picked up the mobile phone that fell on the table in a panic, and then continued to listen.
"There was a little accident just now, you go on." Wu Ran's heart rose with a rampant comic expression of "If you can't make it up, I'll kill you".
"I've pretty much said that...... So when are you going to renew your monthly payment? The bank said.
"It's almost wool! I'm still confused! I have been asked to renew my monthly payment, and I have been asked to take my house! But you have to tell me what the monthly payment is, where the house is, how big it is, how long it has been since it was bought, and what the situation is now! Wu Ran almost used the "roaring body" to roar these words out.
"This ......" The bank is also a little speechless, are you pretending to be stupid? But for the sake of debt collection, it can only begin to be explained.
Wu Ran answered the call for a long time before she finished the call, and asked a lot of questions during the process. After finally getting the answer, she finally gave a reply, saying that she would take the time to go to their bank business department to handle relevant business tomorrow, and then she hung up the phone.
"Ranran, what's going on?" At this time, Qi Nuannuan, who was curious about the baby, immediately leaned over and asked.
"Huh...... Scold. Wu Ran seemed to be smiling, with some crying and laughing expressions, "I really have a house!" "At this moment, Wu Ran is like a woman.
She has been made insane by the bizarre thing just now. After listening to the bank's explanation, she learned that she had been "bought a house" six months ago.
That time the purchase of a house was handled by a group purchase, and "she" was one of the group purchases. But three months ago, "she" suddenly cut off her supply.
Wu Ran asked the bank why someone would use her ID card to apply for a mortgage, but the bank refused to say.
In the end, Wu Ran asked again if he could get this house now, such as using it to enter the house or something. Because now she doesn't have a purchase contract or a copy of the title deed.
The bank replied that as long as she was willing to renew her payment, the bank could reissue the corresponding documents and procedures for her and provide her with the information she needed to enter the household. After getting this answer, Wu Ran also agreed to go to the sales department tomorrow to go through the formalities.
Subsequently, Wu Ran immediately searched for some questions on the Internet. Finally, through various information on the Internet, she found a reasonable explanation for this bizarre incident.
is that there is an illegal real estate speculation group that stole her identity information to buy a house and apply for a mortgage.
This kind of thing is on the news, some people are inexplicably burdened with a mortgage and are called on by the bank; Then I found out that he had been "buying a house" for many years.
As for the supply cut-off, it is because the developer ran away in the community where Wu Ran was "bought", and except for the first phase of the house, the entire project has become an unfinished project.
The infrastructure and supporting facilities promised before buying the house were not in place, so the housing prices in that community plummeted, and the real estate speculation group collectively cut off the supply.
This matter has already been in the news.
After the property speculation group cut off the supply, the bank found the owner of the ID card that signed the mortgage contract.
Call on the loan in the hope of recovering some losses.
Strictly speaking, Wu Ran is also a victim. But fortunately, the real estate speculation group has not yet cashed out the property and escaped.
Now if Wu Ran counts the bill, he can use the formal procedures to get the house back.
Because the house is registered in her name, although the real estate deed is not in her hands, and the down payment is not from her. But in a legal sense, the house was indeed hers.
"But does that really prove that he cast the spell? If my ID card had been stolen six months ago, I would have been able to get the house without his spell, right? ”
"Presumably, now that you've got the house." Ye Tian smiled, "Are you thinking now, all this is just a coincidence?" ”
Ye Tian had already experienced this kind of thing once, and Li Biao's car was sent by the company at that time, which also made Ye Tian wonder if it was a coincidence for a long time.
But there is no such coincidence in the world, so Ye Tian knew what Wu Ran was thinking, and was ready to expose her so that she could be convinced.
"Isn't it a coincidence? My ID card was 'bought and loaned' six months ago. Even without you 'casting spells', I can get a house. Wu Ran said.
"Huh." Ye Tian smiled, "If I don't cast a spell, you may never know that you once had such a house." Someone else can use your ID card and buy a house without going through you. Naturally, you can sell the house without going through you, cash out and leave! ”
"Moreover, if you really don't believe it, you can also wait until you open a household registration and don't donate this house."
"Well, it won't be too long. When the time comes, you will definitely feel that it must be a coincidence that you are in debt and have been poor for a lifetime, rather than a punishment for breaking your promises. Hehe! ”
Ye Tian sneered after speaking, and stopped talking.
"Alright, I'll go first. I wish you all the best in your business tomorrow and go into the house early. Then you can also refuse to donate the house as soon as possible and verify for yourself the consequences. Prove early whether I am a liar or not! Ye Tian said and stood up.
Suddenly, Wu Ran grabbed Ye Tiandao and said, "Don't go!" I believe in you! ”
In this case, she couldn't help but believe it.