"Hewa, the new factory is contracted, can I get a loan in this way?" Tan Youlin asked very suspiciously. Pen % fun % Pavilion www.biquge.info

Liu He didn't answer this question directly, but asked back with a smile: "Uncle Tan, how much do you think the sales volume of our furniture factory in a month should be after the new factory is built, what extent can the net profit reach, and how much tax revenue can be created for Zhongliang Town......

Listening to Liu He's words, the eyes of the slightly younger people at the meeting scene lit up, and Jiang Miao said excitedly: "Little boss, are you saying that you can get a loan from the bank based on the current hot situation of our factory?" ”

Liu He nodded from Jiang Miao: "Yes, according to my estimates, our new factory is built, and after the official purchase of agents next month, the sales of furniture products in our factory should break through the three million mark, and the profit after deducting the cost of various raw materials, employee salaries, taxes and so on should be able to reach millions." ”

"As long as the expected results can be achieved, our factory will not only set up a huge transportation team, but also buy a small car, and strive for all department leaders here to have a special car in the future, which is considered to be a benefit for everyone."

The perk of throwing out a equipped car can make the individual excited talk of the conference room open.

"I also think that in the future, the furniture produced by our factory can buy millions of dollars a month, and the construction of the fleet cannot be delayed, and we must immediately take out a loan from the bank."

"Tsk, I didn't expect He Wa to equip us with a car, but I don't know how to drive, I think it's better to forget it!"

"I won't drive anything, since He Wa has equipped us with a car, won't she hire a driver for us, and we will raise our eyebrows when we go out in the future, and we won't envy others to death when we go back to our hometown."

"At that time, I'm afraid that my relatives and friends will step on the threshold of my house, and they will not all think of coming to our furniture factory."

“……”

Liu Kaiming was also very happy, saying that it would take more than one million to buy a truck, which really made him retreat in his heart, but as soon as he heard Liu He's analysis, he began to be full of confidence.

He had also estimated the prospects of the furniture factory in his heart before, but he was too conservative and did not have much confidence in his own estimates, but what came out of Liu He's mouth always gave him an inexplicable affirmation.

"He Wa, at present, our furniture factory has deducted the final payment of the construction team in the account, and there are more than 400,000 yuan, which is not far from the end of the month, and then deducts the salary of more than 200 people next month is almost 200,000, and the rest is more than 200,000 yuan, so the purchase of ten trucks will have to be loaned to at least 1 million, and the new plant can really pocket so much money?" Liu Kaiming confirmed again.

Liu He said lightly: "Dad, you just think about how much we should spend, you haven't calculated how much money we can recover from the bosses of the major furniture cities at the beginning of next month, Jiang Miao, you know the furniture sales situation best this month, tell me how much money we can hang up in the factory next month?" ”

Jiang Miao is very clear about what he is doing, and he didn't bring any notebooks or materials tonight, and blurted out detailed data: "Okay, I will report to you on the current situation of the sales department, as of this afternoon, the number of products we sent to 67 cooperative furniture cities is 4753 pieces, which is equivalent to 70 pieces of furniture factory furniture that have been sold in each furniture city, and the average wholesale price of these new furniture is about 260 yuan, and the sales of these furniture have exceeded 1.2 million." ”

"But this is not over, there are still the last few days left in this month, according to the current sales momentum, I estimate that each store will sell an average of ten pieces of new furniture, which means that we still have 200,000 sales this month, with a total sales of about 1.4 million, plus the balance of the furniture city last month rolling payment, next month around the fifth of our month we will continue to pay back almost 900,000 yuan!"

This is reasonable, more than what Liu He said before, and the participants were shocked again, and then these people were honored again.

"Great, I didn't expect our factory to return more than 900,000 yuan next month."

"Then I want to say that the matter of forming a transportation team will be moved back, and we will not need to take out a loan after the furniture city returns the money."

"Uncle Tan, this is not good, if we don't have a fleet for such a big furniture factory, isn't it subject to others, I still think that ten cars are far from enough, and buying 20 cars at one time can solve this transportation problem once and for all."

"Well, in order to prevent the furniture from being damaged during transportation and handling, we should control those porters while building our own fleet, and if we are complained by customers in this area in the future, the relevant personnel will be held responsible."

“……”

Liu He was also very happy to see everyone expressing their opinions, these people were finally mobilized by him, and the atmosphere in the factory was still good.

Waiting for the voice of discussion to decrease, everyone turned their eyes to Liu Kaiming, who was clapping.

The latter smiled at everyone: "You must know my attitude, in the end, I propose to buy ten trucks with a loan, recruit car drivers internally and externally, and then ask everyone to raise their hands to vote." ”

Without saying anything, the resolution was adopted unanimously.

……

After waiting for Liu He to return to school for two days, he went around Hongguang Motorcycle Lighting Factory a few times, and the loan information sorted out by Skylark Furniture Factory was almost the same.

The loan was Liu Kaiming and Liu He, who skipped class, personally went out, and at nine o'clock in the morning of this day, the father and son came to the gate of Shancheng Commercial Bank in Zhongliang Town on time.

"Manager Wang, I haven't seen you for a long time, but I look good lately!" Watching Manager Wang come over, after a while, Liu Kaiming became more and more able to speak.

Manager Wang is the person who borrowed 20,000 yuan to buy equipment for Skylark Furniture Factory last time, and said with emotion when he saw the arrival of Liu Kaiming's father and son: "Boss Liu, I really didn't expect that your furniture factory has developed so rapidly in just two months, and I have to be dumbfounded!" ”

"Where, this is not relying on the help of nobles like Manager Wang, without your careful care above, how can we thrive." Liu Kaiming replied politely.

"Hahaha, let's not compliment each other here, I heard that you want to borrow a million this time, today with all the information of the loan, let's go inside to talk in detail." Manager Wang said with a smile on his face.

The land of the lark furniture factory is all contracted, and the equipment is some second-hand goods, and factories like this can't borrow much, but when Liu He, who was following Liu Kaiming, took out the accounts of the furniture factory from the briefcase, Manager Wang took over the information and quickly became focused.

In October, the furniture factory received four or five hundred thousand yuan, and the sales in November showed that there were more than one million, and next month the new factory will be built and how much furniture will be sold, Manager Wang is not shocked.

"Boss Liu, your loan application has been accepted by our bank, but I just want to ask if the furniture factory loan of one million is enough, if the funds are tight, you can borrow more!"

The bank has recently been looking for high-quality loan projects that have made Manager Wang mentally exhausted, and now Liu Kaiming and they came to the door, didn't they sleepy and met the pillow, so they began to take the initiative to recommend Liu Kaiming and them to borrow more.