Early this morning, Zhou Lei left the dormitory. Pen % fun % Pavilion www.biquge.info

After leaving the school, he got on the bus, and after a few stops, Zhou Lei got off.

More than 100 meters to the right of the bus stop is the Industrial and Commercial Bureau, where college students apply for entrepreneurial loans.

Inside the Industrial and Commercial Bureau, there is a counter dedicated to college students' entrepreneurial loans, Zhou Lei looked around, it was easy to find the counter, and hurriedly walked over with a bunch of materials.

"Hello, I'm here to apply for a start-up loan." Zhou Lei put the information on the counter and said politely.

The staff at the counter was a woman of about twenty-six or seventeen years old, with a beautiful appearance, fair skin, a decent professional skirt to set off her beautiful figure to the fullest, and her name "Xu Qing" was printed on the work card on her chest.

"Hello, please show your company credentials, if you have not registered the company, we can help you register directly here, according to the rules and regulations, you do not need to pay any handling fees, as long as you show the relevant documents." Xu Qing said formulaically, looking at Zhou Lei with some curiosity.

She has been working here for several years, but there are very few college students who come to apply for entrepreneurial loans, and she may not be able to meet one a month, which makes her a little curious about Zhou Lei.

"Not yet." Zhou Lei looked at the process of applying for a loan and said directly.

"Then, please show your ID card, as well as the school's graduation certificate, and the name of the company that needs to be registered." Xu Qing glanced at Zhou Lei and said.

"Well, I haven't graduated yet, I'm in my senior year this year, and I still have a year to graduate, can't I?" Zhou Lei was stunned for a moment and looked at Xu Qing with some embarrassment.

"Haven't graduated yet!?" Xu Qing looked at Zhou Lei in surprise, she didn't expect Zhou Lei to dare to come out to start a business before he graduated, generally speaking, the people who came to apply for a business loan were all graduate workers.

"It's not that it can't be, it's just ...... Forget it, you always brought the credit list, right? Xu Qing sighed.

"I've got this!" Zhou Lei said happily, he didn't want to bring it yet, but he thought of being prepared, so he brought it, but he didn't expect it to be able to use it, otherwise he would run in vain.

"Good guy, it turns out that he is still a top student!"

Xu Qing took Zhou Lei's credit list and looked at it, and was almost blinded by the numbers on it, all of them were full marks, and even some professors' comments were praised, which made Xu Qing, who remembered his poor score, suddenly have a deep sense of frustration.

"Ahem......"

Xu Qing coughed lightly, hiding the embarrassment in her heart, took out a table and handed it to Zhou Lei, and said, "Fill out this form, there should be news in a few days." ”

After filling out the form and returning the form to Xu Qing, Zhou Lei said: "I don't know if Director Chen Guangde in your bureau is there?" ”

"Do you know Director Chen?" Xu Qinghu looked at Zhou Lei suspiciously.

"I don't know, but I know an elder, and he asked me to come to Director Chen." Zhou Lei shook his head.

"Wait a minute." Xu Qing picked up the internal phone next to her: "Director Chen, please come over for a while." ”

Not long after, a man in his forties approached.

"Xu Qing, what's the matter with calling me over?" Chen Guangde glanced at Zhou Lei with some surprise, and then looked at Xu Qing and asked.

"Director, this classmate is looking for you." Xu Qing pointed at Zhou Lei.

"Director Chen, my name is Zhou Lei, and I ......"

Before Zhou Lei finished speaking, he was interrupted by Chen Guangde: "It turns out that you are the student that Mr. Lin said, you came to apply for a business loan, right?" ”

Yesterday, Lin Hao's father asked him to take care of Zhou Lei, so he remembered Zhou Lei's name as soon as he heard it.

"Yes." Zhou Lei nodded.

"Xu Qing, this classmate's loan amount has been increased to one million." Chen Guangde said in an unquestionable tone.

"Director, this is not in accordance with the rules!" Xu Qing was stunned for a moment and said.

"Just do what you want to do. Don't question me, don't you want to do it? Chen Guangde's face sank.

Xu Qing glared at Zhou Lei angrily, it was this guy who let himself be scolded.

"Student Zhou, you can sit here for a while, and the formalities will be completed quickly. I still have something to do, so I'll go first. Chen Guangde smiled and left.

With Director Chen coming forward, the application procedures were completed as quickly as possible.

Sure enough, there are people in the DPRK who are easy to do!

Zhou Lei took the loan certificate issued by the Industrial and Commercial Bureau and sighed.

"With this loan certificate and your ID card, you can go to the Finance Bureau to withdraw the loan, and the interest on the loan will be 20% lower than the interest rate of the same year." Xu Qing finally reminded.

Zhou Lei was excited, and hurriedly thanked Xu Qing, and then left in a hurry with the information.

In the afternoon, Zhou Lei successfully got a check for a million loan from the Finance Bureau.

Out of the Finance Bureau, Zhou Lei immediately cashed the check and deposited it in the company's account.

Looking at the transfer text message on his mobile phone, Zhou Lei was excited, and his dream finally began to set sail!

In the next few days, Zhou Lei was very busy, because he had to complete the previous procedures.

Since the state supports college students to start their own businesses, the tilt of the policy allows college students to register companies and loans in advance without many procedures, but the necessary things are still indispensable, such as going to the tax bureau to buy stamp duty, writing articles of association, engraving the private seal of the legal person, etc.

Because he had no experience in opening a company, he was busy with all related matters, and Zhou Lei was so tired that he almost fell down.

The company chose the Nanhua Pioneer Park, which is located three or four kilometers away from the university town, and rented an office area of more than 100 square meters at an annual rent of 150,000 yuan for three years.

This time it cost 450,000 yuan, fortunately, there are preferential policies in the Pioneer Park, the first year after entering the park to work is tax-free, the second year is halved, and the third year is fully taxed, but you can apply for rent subsidies, which is the best choice for all entrepreneurs.

Subsequently, I ordered various desks, chairs, computers and other things online, and now more than 300,000 yuan is gone.

The huge sum of one million has not been covered yet, and most of it has been spent in a blink of an eye, but Zhou Lei did not feel the slightest distress, these expenses are necessary, and you can't start a company without nothing.

Next, he hired a renovation company to renovate the company.

"It's finally over!"

A few days later, Zhou Lei looked at the brand-new office and smiled contentedly.

"Meeting you is the happiest thing for me......"

Zhou Lei had just walked out of the company and was about to go to lunch, when a pleasant mobile phone rang suddenly.

took out his mobile phone and saw that it was his girlfriend Qin Wanyi's phone, and Zhou Lei hurriedly connected: "Hey! Xiaoyi, do you have anything to do with me? ”

"Wood, what have you been busy with lately, you haven't been seen, and you don't give me a call. I've heard that you've turned down a job at Star Tech, what the hell is going on? A crisp voice came from the phone.

"I'm going to start a business, and I've been busy with the company all this time." Zhou Lei explained.

"What!?" Qin Wanyi was taken aback, and hurriedly said, "Where are you?" We'll talk about it when we meet. ”

Zhou Lei told Qin Wanyi the company's address.

More than ten minutes later, Zhou Lei saw a woman walking towards him.

The woman is more than 1.7 meters tall, only a few centimeters shorter than Zhou Lei, with long black and smooth hair, fair skin, although her appearance is not as good as those school flowers, but she is also a beauty; Between the gentle breath, there is a trace of heroism, which is very special; The bumpy figure, especially the pair of slender legs, is simply a big killer.

This woman is Zhou Lei's girlfriend Qin Wanyi.

The two came to a small restaurant near the office building, ordered a few dishes, and while waiting for the dishes to be served, Zhou Lei explained to Qin Wanyi why he wanted to start a business.

"Is that all-around optimization master really as powerful as you say?" Qin Wanyi looked at Zhou Lei with some disbelief, if it is really as Zhou Lei said, the function of this 'Almighty Optimization Master' software is simply powerful, and it will also bring amazing wealth to Zhou Lei.

"I'll install it for you later, and you'll know if what I said is true." There was an indescribable pride in Zhou Lei's tone, "Okay, the dishes are all ready, my stomach is almost hungry, let's eat first." ”

As he spoke, Zhou Lei picked up the chopsticks and took a mouthful of food and put it in his mouth.

Qin Wanyi glanced at Zhou Lei angrily, after more than half a year of dating, Zhou Lei still has some wood in some aspects.

Although she had already had lunch, Qin Wanyi still accompanied Zhou Lei to eat a little.

After eating, Zhou Lei and Qin Wanyi returned to school.

The dormitories were empty.

"Xiaoyi, sit down first, and I'll help you install the software." Zhou Lei pulled over a chair for Qin Wanyi to sit down and poured another glass of water.

Qin Wanyi looked at the messy appearance on Zhou Lei's bed, frowned slightly, and got up to help tidy it up.

"That's it! Xiaoyi, take a look at your phone. Zhou Lei looked up and saw Qin Wanyi helping him make his bed, he was stunned for a moment, and a trace of tenderness flashed in his eyes.

After installing the Almighty Optimization Master, Qin Wanyi obviously felt the change in her mobile phone, and said in surprise: "Wood, you are really amazing!" ”

Zhou Lei smiled proudly and said, "Xiaoyi, the company is a start-up, and there is no one yet, so why don't you help me." I'm not very good at company management, what I like is invention and creation, and you study business administration, so I just apply what I have learned. ”

"Okay!" Qin Wanyi smiled sweetly, agreed without the slightest hesitation, and felt very sweet and happy in her heart that Zhou Lei handed over the company to her for management.

"However, we still need to find a professional manager. What I have now is only theory, and I don't have any practical experience, and I'm afraid that I won't be able to do it well. Although Qin Wanyi agreed to Zhou Lei, she also knew where her shortcomings were.

"Since you invite a professional manager, it's better for Xiaoyi to be my secretary, I often hear the mouse guy say that there is something to do the secretary, it's okay...... Hehe......" Zhou Lei laughed.

"Wood, you're necrotic!" Qin Wanyi blushed and scolded Zhou Lei, but there was some joy in her heart, Zhou Lei's personality seemed to have undergone some changes.

Seeing Qin Wanyi away, Zhou Lei said to Jarvis: "Jarvis, connect to the Internet, help me check the well-known headhunting companies in Nanhua City, and ask them to help me find a professional manager." ”

"Okay!" Jarvis replied.