Chapter 5: Multimillionaires
Qingluo looked at Xia Ming with a strange look, feeling as if she couldn't understand, and it seemed that there was some meaning of pushing aside the heavy clouds to see the sunrise. Pen × fun × Pavilion www. biquge。 info
"Is it hard to understand what you just said? According to this girl's IQ, it shouldn't be difficult to understand! Xia Ming thought to himself.
"What kind of eyes are you?" Xia Ming couldn't help asking.
Qingluo hesitated slightly, and then asked in an uncertain tone: "Can I interpret what you just said as your assertion about the trend of real estate in China in the next ten years?" ”
"Assertion? Now the situation is not obvious......" Xia Ming took it for granted, but as soon as the words came out, he knew what he was wrong, it was 2006! According to his memory, Lu Xiang's family bought a house in their small county town in 05 years, which was used by his parents to prepare for his daughter-in-law, at that time Xia Ming remembered that Lu Xiang complained to himself, as far as the few communities they had just built in the county seat were 680 yuan per square meter, and it cost more than 80,000 yuan to buy a 120-square-meter three-bedroom apartment, plus the parking space decoration was messy, at least 100,000 yuan.
At that time, it only cost how much money it cost to buy a piece of land in the village, and it cost 50,000 or 60,000 yuan to build five bungalows, and how could the building have a high-gate compound of a bungalow to live in, Lu Xiang didn't know what his parents thought.
It's hard for Xia Ming to comfort him at that time, but two years later, China's real estate really proves how wise Lu Xiang's parents' decision was at that time, and the housing prices in their small county town far from the city have risen again and again, and in 08 years it has risen to 1000 yuan per square meter, and in 2016 in Xia Ming's memory, it was barely about to break through the 2000 mark.
But if in 2006, if you were serious and told others that the house price would definitely have doubled in the future, and you would now go to the imperial capital to buy two properties even if you were smashing the pot and selling iron, it is estimated that 99 people will not believe it when a hundred people hear it, and the other one will definitely call the police to arrest you as a liar.
"The real estate economy is an important part of the social macroeconomy, over the years I also have a general analysis of the economic growth trend of China's property market, although there are many economists have pointed out that the era of China's real estate brokerage is coming, but from 00 to the present, real estate brokerage is still in a steady rise but predictable range, so real estate investment in recent years has rarely had a large capital attention, at most is just some small venture capital entered." Qingluo helped the frame on the bridge of her nose and said, "But from the tone of what you just said, I can clearly understand that in the next ten years, real estate agents will usher in explosive growth, according to the growth trend in economics, even if it is crazy to break out in the early stage, there will definitely be one to two years of foreshadowing, and housing prices cannot suddenly show cliff-like growth, so in ten years, I think the era you are in at the end of the era housing prices must still be prohibitive. That shows that the economic bubble brought about by the rise in housing prices has not destroyed the existing economic system, which may have relevant policy interventions, and on the premise of trying to control the bubble and strive to do the corresponding economic transformation, as for the future housing prices will rise to what extent I dare not predict, but I think it must have exceeded my imagination, otherwise you would not say such a thing as cutting your kidney and selling blood, and the premise is still with me. This shows that the benefits brought by real estate agents have become so great that people can go crazy! ”
In the end, Qingluo also muttered and added: "I can't imagine what kind of era it is!" ”
Xia Ming was stunned, she could analyze so many things just by a simple joke he just said, and almost all of them were right.
Seeing Xia Ming looking at her, Qingluo suddenly said a little embarrassed: "Actually, these are nothing, the reason why I can analyze these is entirely because of my unconditional trust in you, and every word you reveal will become the cornerstone of all my theories!" ”
Although Xia Ming had already admitted that the girl in front of him, who was a few years younger than him, was already very powerful, but after a simple contact, he found that the word "powerful" was simply insulting to her!
Her professionalism, clear thinking logic, precise dialectical tools, and profound knowledge and brain are all beyond my imagination.
Talented? Prodigy?
How can these written terms in the civilized world describe her, Xia Ming couldn't help but be amazed in his heart at this moment, and could only express his highest evaluation of her with his deepest feelings.
"! Cow B! ”
"Thank you for the compliment!" Qingluo smiled and accepted Xia Ming's evaluation of her, it seems that this interview method has really worked well, and her state seems to have been adjusted to the best state.
"So do you have any plans to invest in a real estate agent now?" Qingluo asked.
Xia Ming thought of his current situation again, couldn't help but smile bitterly, and didn't speak.
Isn't this nonsense?
Xia Ming knows that housing prices will definitely rise, if he is given a day, he can definitely conceive a perfect urban rebirth, the name is all thought of, it is called "Rebirth Lou Wang in the City", if it is issued at the starting point, it will definitely be much more popular than this one.
Although he knew that the price of the property would definitely rise, he didn't even have a down payment to buy a suite in their small county, let alone in the imperial capital.
What did you say? Loan? Why do you think the bank lent him money as a high school student like he is now?
It's good that he didn't expect this, but now that he thinks about it, it makes him feel even more heartbroken.
"Is there something I don't know about?" Qingluo didn't seem to give up yet, and continued to ask.
"The problem, that's natural, the main problem is that I don't have any money!" Xia Ming said with a smug face.
Qingluo was slightly stunned at first, and then asked, "Isn't 10 million enough?" ”
"Ten million? What ten million? Xia Ming said curiously.
"Don't you know that you have 10 million funds under your account as a start-up fund for your future investors? Ten years later, I didn't even tell you this? Qingluo said.
I'll go, what's going on.
Xia Ming's spirit came to him, "I'll just say it!" People play the crossing is either a king or a marquis, and the worst can be reborn as a big star, if I don't have a gold finger, I'm embarrassed to say that I came back from the crossing, by the way, you quickly tell me what the 10 million is going on! ”
Qingluo held her forehead with one hand and said, "What are I doing ten years later?" ”
After Qingluo's apologetic explanation, Xia Ming finally knew that as a future investor, he actually had a huge start-up fund, and the bank data of this money had returned to the present with him at the moment he crossed over.
In other words, Xia Ming not only knows what can make money now, but he also has money for him to use to make money!
This news suddenly made Xia Ming change from the heartache just now to a happy one, but with this huge emotional fluctuation, he also had a lot of disdain for Qingluo ten years later.
Grandma's, I haven't done anything to offend her!
At this moment, Xia Ming couldn't be calm, his hand couldn't help but touch the only bank card in his coat pocket, and he couldn't wait to put on his wings and fly to the bank to check the balance quickly, and let himself see how many zeros were behind the 10 million.
"That Qingluo, I think our interview can be postponed for a while, after saying so much, you just want to mess with me, then I think it is necessary for us to go to the bank now to make sure what you said is true." Xia Ming couldn't suppress Yuwang who went to the bank.
Qingluo didn't have any doubts about his proposal, but couldn't help but ask: "I can understand that if you really have 10 million in your account, then I will be considered admitted by you, right?" ”
"That's a must!" Xia Ming suddenly clapped his hands and said, 10 million, what kind of conspiracy is there behind it, give me 10 million, even if I want to die, I am willing.
Qingluo stood up excitedly and said eagerly: "Then let's hurry up now!" ”
This girl looks more anxious than Xia Ming.
The nearest bank from here is across the street from the school, and I don't know what Qingluo said to the old man outside the door, anyway, in the end, the old man opened the door for them with a smile, if Xia Ming is left behind, it will definitely not be possible.
Queuing up to get the number, five minutes later, Xia Ming finally sat down at the window of the bank to handle business in a nervous mood.
"Hello, please help me check how much money is in this card?" Xia Ming handed over the bank card, as if handing over his life.
The staff first glanced at him, then at Qingluo who was standing behind him, and first showed a trace of impatience (wearing a school uniform, how much money can a student have, if Xia Ming is usually embarrassed to come to the counter to do this. )
But with a knock from the staff on the computer, Xia Ming obviously felt the change in the expression on his face, so that his expression was a little unnatural when he looked at him later.
"How much money exactly?" Xia Ming asked with a trembling voice.
"Wait a minute, are you the owner of this card?" If it's convenient for you, can you provide your personal ID? The staff said in a strange tone.
Xia Ming took out his ID card from his pocket and handed it over, until the eldest sister inside looked at him dozens of times and finally couldn't help asking: "It's me, you just need to tell me how much money you have!" ”
The staff also seemed to be aware of their gaffe, and hurriedly apologized, and said in a cramped voice: "I'm sorry, I helped you check just now, and your current account balance is 10 million and 184 yuan triangle six points!" Of which, $184 is worth your interest for the day. ”
Obediently, it's true, it's true!
Xia Ming was already a little speechless with excitement, the interest on this day was more than one hundred and eighty, so he was still struggling!
"Huh? Wait! The staff seemed to have found something again, her fingers quickly tapped on the keyboard, and after a while, she called a middle-aged bald man who seemed to be a bank leader to the computer, and the two of them seemed to figure it out after repeated operations for a while.
"Hello Mr. Xia, just now I checked the details of your account again, and I found that your account has a special deposit instruction, and a large part of all the balance is frozen assets, and the freezing order is issued directly from the central bank, so you can't use that part of the funds now." At this time, he had changed to a bald man sitting in the counter and said.
"What?" Xia Ming was slightly surprised, turned his head to look at Qingluo beside him, and found that she was also a little surprised.
"So how much money do I have at my disposal right now?" Xia Ming asked.
The bald man tapped a few more times and explained: "Now the system shows that your frozen funds are 9.8 million yuan, which means that the cash you can use freely is 200,000 yuan, of course, the frozen funds are also calculated with interest, but they can't be withdrawn now." ”
10 million becomes 200,000, I'll go, this is a roller coaster, don't take it like this!
"Then why are my funds frozen, and when can they be unfrozen!" Xia Ming asked unrelentingly.
"To be honest, I've been working in a bank for decades, and although I've heard of the central bank's restrictions on individual users, this is the first time I've actually encountered it," said the bald man. Although I don't know why your account was frozen, I learned that your part of the frozen funds is named the Return on Investment Fund, and it is actually very simple to unfreeze the fund, that is, for every 1% increase in the original funds available in your account, the frozen funds will be automatically unfrozen by 5%, that is, ......"
"That is to say, your current account balance is 10 million, and the available funds are 200,000, as long as you deposit 100,000 yuan into this account on the basis of 10 million in the future, then 500,000 will be unfrozen until 9.8 million yuan is completely unfrozen! This means that you need to deposit another 2 million and the account will be fully unfrozen. ”
Qingluo took the bald man's words, and calculated all the numbers in a very short time, the bald man was stunned for a moment, and then a layer of fine beads of sweat appeared on his forehead, and he smiled at Qingluo embarrassedly and nodded.
"Maybe this is the restriction on your profession in the early stage, but it's okay, there are 200,000 yuan for you to use as a practice first, and 200,000 to earn 2 million, I believe it shouldn't be a problem for you!" Qingluo whispered in Xia Ming's ear.
Since this is already the case, Xia Ming has nothing to say, 10 million is indeed in his account, although it can only cost 200,000, it is not a small amount for him, and just like Qingluo said, now that he has capital, are he afraid that he will not be able to make money?