Introductory introduction

During the first century of the Wu Dynasty, the country was prosperous and prosperous, and the people could live and work in peace and contentment. Pen & Fun & Pavilion www.biquge.info the current Shengshangwu Emperor has reached the year of his establishment, and he decreed to build a large number of buildings, repair palaces, encroach on farmers' fields, levy male labor, impose heavy taxes and miscellaneous taxes, and accumulate high fat ointment for the people, and the people are poor and suffering, have no livelihood, and are starving all over the wilderness. In order to make a living, the people pledged and pawned things, and during this year, the pawnbroking industry was able to rise.

The pawnbroking industry, also known as "pledge" and "pledge", is the oldest credit industry that specializes in providing collateral loans to private individuals.

There are four well-known pawn shops in the capital, and there are such unwritten customs at that time: Jin Bao collects calligraphy and painting, Fuchang good jewelry, Huaxia heavy antiques, and Ruibao comprehensives its own. The first three pawnshops have a long history of development, the number of them, the scale of the large, the abundant capital, the stability of the source of customers, is incomparable with other merchants, uphold the idea of "the art industry has a specialization", only do the best in the field and do exquisite, only Ruibao pawnshop, the Kaiyuan period just emerged, whether it is capital or customer sources have not reached the saturation state, all fields are involved.

The shop is the façade of the stone library, and the word "dang" is written on the outside wall that is so large that it almost occupies the entire wall. The inside of the store is tall, the windows are high and large, the light is bright, and there are some red notes pasted on the walls, which read: "If you lose your ticket, you can't redeem it without a guarantee", "Insects and rats bite each obey the fate of heaven", "The anniversary of antiques and jade is full", "The magic gun and costume are all inappropriate"......

In terms of internal management, the division of labor is fine and the system is strict. There is a "shopkeeper" to identify the pawned goods and evaluate the price; Write tickets, write pawn tickets; The middle shift, divided into principal and deputy, is responsible for the packaging of goods; There are more than 10 students who assist each manager in taking care of the business, running the private building, and sending and picking up the bag; There are a number of stewards in charge of the private room, money room, jewelry room and account room, and everyone has their own division and performs their duties.

The "shopkeeper" is collectively referred to as "Chaofeng", and all pawn shops must be approved by the imperial court when they are opened, that is, "handled by order", and no one is allowed to use the topic to disturb them. He has a very high eye for the identification of goods, and is proficient in antique calligraphy and painting, jewelry and jade, Suzhou embroidery and Ning silk, and lint clothing, and can make accurate judgments at a glance. Not only that, but they are also sophisticated, dealing with people from all walks of life, and are good at reading words and feelings, and taking advantage of opportunities.

The profit from the pawn and the profit from the resale of the goods after the pawn is due to the customer's inability to redeem it are not all the sole responsibility of the boss. General provisions: calligraphy and painting antiques, when underwriting, that is, by the "shopkeeper" to take the dang, after the full no one to redeem, by the shopkeeper distribution, in addition to the silver, the profit belongs to the "shopkeeper" income, the boss from which to extract a certain percentage of profits. If the counterfeit goods are collected, the loss will also be borne by the "shopkeeper". After the copper and tin artifacts are full, the remaining goods will be distributed by the middle class, and the profits will go to the middle class. Other gold, silver, jewelry, clothing, etc., are all distributed by the boss, and the profits go to the boss.