Chapter 24 Designing the Merchant's Card
At this point, it was close to one o'clock in the evening. Pen % fun % Pavilion www.biquge.info
Brother Li and Wukong didn't eat, both of them were very excited to click on the D-level financial machine, Brother Li inserted the financial professional level authentication permission card, and after fingerprint verification, he entered the financial product design interface.
"I want to design merchant cards and financial products, and I have found all the raw material data and physical objects, and I want to ask how to operate."
Since Brother Li is not very good at self-help financial product design, the first time to design is to use voice-activated prompts.
The financial machine spoke: "This machine will design the merchant card for you first, please put four drawings and one physical object into the design entrance. The four drawings include merchant card special function raw material data drawings, personal debit card account data generation drawings, customer information raw material collection drawings, deposit and withdrawal and other functional data drawings, and a physical object includes a blank model of magnetic card. ”
The next thing I said was to see a hole the size of a banknote slot appear in this D-class financial machine.
Brother Li threw all these things into it in one go.
Then I heard the following voice: "Please confirm that the placement is completed, if you put more or less raw materials in it, this machine will not accept the design task." ”
"It's done."
"Okay, we're verifying the authenticity of the raw materials, please wait."
Then I heard the D-class machine roar there.
After waiting for a long time, it is still being processed.
"I really don't know if this second-hand machine will work."
Brother Li thought to himself.
It was when Brother Li was about to fall asleep that he suddenly heard a beep: "The material authenticity verification process is complete, and now we are starting to enter the design stage." ”
Then such a large progress bar began to display, and it was expected that it would take half an hour to complete the process.
Brother Li and Wukong glanced at each other, and immediately felt a little hungry, the two ordered a Tianting Shaxian takeaway, and silently moved a bench to wait there.
Half an hour later, I finally saw that the machine was 99% complete, and then it was stuck.
was so angry that Brother Li couldn't even eat the takeout he had just ordered.
"D-class financial machine, what's your situation? How to get to 99% stuck. ”
The machine was silent, and there was no response.
What the hell, isn't this second-hand machine unreliable? Brother Li thought to himself.
The more I thought about it, the more sleepy I felt, and gradually it turned from anger to loss, and when I looked at my watch, it was already close to two o'clock in the morning, and my eyes began to fight.
"Congratulations, the successful design of the Tianting Bank merchant card, the card is initially a D-level two-star merchant card, which can be upgraded and strengthened, the basic attribute value is 15 years of use, the maximum number of funds is 10 billion, the maximum number of fund transfers is 50 million per day and a single transaction, the maximum number of capital POS consumption is 50 million per day and a single transaction, the special function of the card is to store Tianting coins and Difu coins and other currencies anytime and anywhere, with a limit of 500,000 a day, and the current market value is the highest. It is the most potential merchant card, the current score is 78 points, 28 points higher than the merchant card of the local bank, 38 points higher than the merchant card of other financial institutions, and is expected to occupy 50% of the market of the merchant card. At present, the market forecast after the marketing is made under the premise of assuming that the annual fee is 50 Tianting coins and the small storage fee is 10 Tianting coins a year: the selection of TV stations will cost 20 million Tianting coins, which is expected to occupy 20% of the market, and the cycle will be completed in three weeks; Choosing the Internet to promote will cost 10 million Tianting coins, which is expected to occupy 10% of the market with a cycle of one week; Choosing a newspaper promotion will cost 15 million Tianting coins, which is expected to occupy 15% of the market, with a cycle of three weeks. ”
After listening to these things talked about by this D-level machine, Brother Li immediately smiled, it seems that he has obtained a two-star D-level merchant card, the key is that it is better than that of this prefecture bank, and it is really good.
Since there was not so much money to engage in this marketing promotion for a while, and Brother Li did not dare to guarantee that he would go to this TV station and other media to talk about whether it would be cheaper than what the machine said, so he said: "In this way, I will not do marketing promotion first, and I will do it after a while." ”
"Yes, then please set an annual fee and a small storage fee to complete the profit setting."
"Annual fees and small custodian fees?"
Brother Li smiled in his heart and said, "Please set the annual fee to 1 day of court coins a year, and the small storage fee to 0.5 day court coins a year." ”
"I'm just ready to enter the market, it's better to stabilize a little first, and use this 1-day court coin low annual fee as the entry point for publicity, do the amount first, and then wait for the same amount to go up, and then you can raise the price again, take your time, otherwise as soon as it is launched, you will get an annual fee of 50 day court coins, and the ghost will come to make my card." Brother Li thought to himself.
"Finally, please note that the cost of making this card is 0.5 Tianting coins, please distribute the profits reasonably."
This D-class universal machine said here.
"Okay, now please get me a merchant card, I'd like to try it out."
Brother Li said.
"Okay, please insert the Heavenly Court Card."
D-Class Financial Machine said.
Brother Li obediently inserted the Heavenly Court card, after the financial machine verified Brother Li's information, he asked Brother Li to enter the password, and it was very quick to complete the card production task, which did not take more than two minutes, and the previous design task, several times faster.
When Brother Li got this merchant card, he was really excited.
Then it is to further start to compare its special functions and other data attribute values with similar products in other lines, the main thing is to further dig out the highlights of their merchant cards, and lay the foundation for the next step of marketing and publicity.
Brother Li found that this special function is instant self-service storage of Tianting coins, Difu coins and other currencies anytime and anywhere, and its limit is 500,000 a day, which is much higher than other similar merchant cards, and the daily limit of those prefecture banks is only 100,000, not to mention the others.
That's it, it's settled, three selling points, low annual fee, low small storage fee, and high currency storage.
The next thing is to find the media to promote it.
I don't know if the promotion fee shown on this D-level financial machine is boring, and whether there is a possibility of cheapness, so Brother Li plans to go to a few media to talk about it in person, where it is cheaper, where to do it.
And at this moment, the sky is already bright.
Brother Li then remembered that he was going to the conference to discuss the deployment of private capital shares, that is, to give Wukong a day off, let Wukong go to rest first, and he went straight to the Tianting Conference Building.
Perhaps, this is entrepreneurship, which is hard and busy but very fulfilling.