"Hello President Li. Pen ~ Fun ~ Pavilion www.biquge.info"

"I'm really embarrassed to keep Wu Si waiting for a long time"

Brother Li said.

"I knew that Governor Li was taking the exam, so I didn't bother."

Wu Yong said with a smile.

Then Brother Li led Wu Yong into the bank.

"Director Wu, you came in person, you must have something important, please say something."

Brother Road.

"Your Majesty ordered me to come to supervise and manage your private capital shareholding work today, and in order to better supervise the banking industry of the Three Realms, Your Majesty, Hades and other leaders of the Three Realms will set up a financial department in the near future to be in charge of the Three Realms Bank, and the director's words are Song Gongming, and tomorrow, I will introduce it to you. Then, there will be a meeting tomorrow, Tianting Financial Department, Finance Department, Editorial Management Department, Industry and Commerce Department and other relevant departments will discuss the work of private shareholders of Tianting Bank. ”

"Well, okay, I'll think about it later, and I'll figure it out."

"Your Majesty personally explained that this work should be attractive to shareholders, and it is best to be creative, and the time and place will be on the eighth floor of the Heavenly Court Conference Building at nine o'clock tomorrow."

"Okay."

"By the way, it's been almost a week since it opened, how do you feel that your Heavenly Court Bank is just President Li and Wukong, the two of you."

"Hehe, just started a business, let's operate at a low cost first, isn't this going to be invested in the future, and then recruit some people at that time."

Brother Li said.

Wu Yong nodded and said, "Don't save what you shouldn't save, otherwise Governor Li, you will be too tired by yourself." ”

Brother Li smiled and said, "No, no." ”

Next, Wu Yong was sent away like this, Brother Li closed the door without saying a word, and the two of them began to study this D-class machine with Wukong.

Brother Li, who had just passed the exam and obtained the permission card, was very happy and immediately started operating this machine.

Just hear a tick.

The D-class financial machine was launched.

"Welcome to the D-class financial machine, want to design financial products? Please insert the financial career level certification permission card to obtain the operation permission. ”

Brother Li couldn't wait to insert this card into it.

Then I saw that this machine began to operate, and after verifying the identity of Brother Li, the system prompted that you should use the permission card for the first time, and you need to collect fingerprints, and if you log in in the future, you must verify your fingerprint before you can log in. This is how Brother Li collected his fingerprints.

As soon as I entered the interface of designing financial products, I immediately opened my mind.

The financial products in this are simply dazzling, and the main words are divided into two parts, one is the design of personal financial products, and the other is the design of corporate financial products.

Let's take this personal financial product design as an example, which includes personal financial product design, loan product design, credit card design, debit card design, and so on. Click in and take a look, it is also subdivided into several categories, each category, as well as the raw material design data required for it, etc., only by collecting these data drawings can you synthesize financial products.

At the same time, in the main interface, there is also a market share of similar products. It can be seen from the display that the market share of the financial products of this prefecture bank is almost more than 80%, and some financial products are designed by financial institutions such as microfinance companies.

It seems that the majority of the financial product market has basically been seized by the prefectural banks.

"No wonder the people of this prefecture bank came so desperately to grab the financial machine before, but they originally wanted to expand their advantages in the financial market, it seems that this machine needs to be protected, if it is lost, it is really a tragedy."

Brother Li thought to himself.

In the face of so many financial products, Brother Li thought first, then let's design personal card products and wealth management products first, these two are the most basic things.

Therefore, the first thing is to click on the personal debit card products, there are a lot of special cards that are different from the previous E-level machines, some are subdivided according to the age of the customer, and some are subdivided according to social status, Brother Li thought about it, he will contact more businessmen in the future, so he ordered the raw materials required for a merchant card to take a closer look, good guys, where is this design product, this is clearly to collect things around.

It can be said that in Heavenly Court, designing financial products is really completely different from the mortal world.

You don't need any calculators, you just need to find the data drawings and physical objects, and then hand them over to the machine, and the machine will do all the design work for you.

"There are five materials needed for the design of the merchant card: there are four drawings including the special function of the merchant card raw material data drawings, the personal debit card account data generation drawings, customer information raw material collection drawings, deposit and withdrawal and other functional data drawings, and a physical object: a blank model of the magnetic card."

The place and coordinates of the obtained materials and objects are clearly written below.

Good guys, to get such a card, you have to find so many things. Brother Li was so embarrassed all of a sudden.

Next, given that this financial product is about to be designed.

The author will once again focus on the financial product star enhancement system, although this in the previous chapter a little rough introduction, but the details of the part is still not mentioned, the author will take this merchant card as an example to focus on this star rating and strengthening system.

The designed merchant card will have different attributes, and the basic attributes are random, including the service life of the borrowing card, the maximum number of funds stored in the upper limit, the maximum number of fund transfers, and the maximum number of funds pos consumption. The high and low values of the attributes designed by each bank will also be clear at a glance on this financial machine, and its messaging system will be updated in real time.

Moreover, the financial products designed by collecting raw materials by themselves, the star rating is random, including this merchant card, the higher the star rating, the better the attribute value of the card, the stronger its competitiveness, and the greater the market competitiveness it may obtain.

But its random star rating is not unlimited, D-level merchant card, its highest star limit is three stars, one star can be upgraded to two stars, two stars can be upgraded to three stars, natural star ascension requires a lot of raw materials, there is a possibility of failure, but low stars do not rise stars will not descend stars, high star ascension is possible to descend stars, this words, in the design prompt of this machine in the original written.

After the three-star, it is the limit of the D-level machine that can be designed, if you want to increase the attribute value, but you can't replace the higher-level machine, in the end, it can only be solved by strengthening, after strengthening, because it is D-level, its name, will be measured by the D-level three-star +N merchant card, there is no limit to strengthening, if you strengthen a D-level three-star merchant card to the nature of +13, its attributes will be far more than the C-level three-star merchant card of the tabula rasa several times.

Of course, as I said before, although strengthening can bring higher attribute value, there is also a certain risk, such as strengthening failure, destrengthening value, it is possible to reduce the attribute value, and it will cost a lot of raw materials to strengthen it again, and the higher the degree of strengthening, the higher its failure rate, basically strong to +13 is already very lucky.

However, for the merchant card, Brother Li was surprised to find that the prefectural bank did not use it as the main card, and if it seems to be an attribute, it is not very good, and it has not been strengthened in any way, it is just a D-level merchant card on the white board, with a market share of only 15%, and 3% is designed by similar financial institutions.

Therefore, if you make this merchant card, there is still a huge market space.

Okay, so what about this financial product.

Brother Li switched to the screen of designing financial products, and took a closer look at the raw materials for the design of this financial product. Good guy, there are really a lot of things you need, and it's a little more complicated than what this merchant card needs, it requires six raw materials, all of which are indispensable.

In the later stage, it seems that you will have to find someone to find these things, and I am really tired.

After reading this, Brother Li discussed it with Wukong, and decided that Brother Li would go to find the raw material data and physical objects of the merchant card by himself, and Wukong would go to find the raw material data and physical objects of financial products.

In this way, the two people set their goals and are ready to start their own actions, hoping to find all the raw materials in the shortest possible time to successfully design financial products and seize the market.