Financial products, the author to give readers a straightforward popularization of financial knowledge, basically financial products are the investment of money, these investments are mainly in which directions, a lot of words, all of them are a brain to get bonds, trusts, stocks, funds and so on. The bank www.biquge.info all the money is to get all the money to these places to make money with money, and if you make it, you will make it, and if you lose it, you will lose it.

But now in China, the supervision is stricter, so there are few financial products that lose money, but to say that there has been a loss?

The answer is yes, so the author warmly reminds you that financial management is not a deposit, and investment needs to be cautious.

Okay, that's a bit of a stretch, let's get down to business.

Wealth management products can be divided into aggressive, stable and principal-protected according to the risk level.

Brother Li's design is naturally radical, after all, I have been to this prefecture bank before, and it is this kind of product that it gives to customers, attracting customers with a high degree of income.

If it is not the wealth management of the Bank, the Bank can obtain the corresponding intermediate business income through the sale of the wealth management products of other banks.

If there is a similar financial enterprise that does not have the ability to design the corresponding financial products, it can sell the wealth management of other financial enterprises, and as long as it sells 10,000 wealth management products, it can obtain a net profit of 500 Tianting coins.

If it is a product designed by the bank, well, the profit is even higher, where is the intermediate business income can be compared, the rate of return you indicate is 30%, many times, the rate of return will be much higher than this number, so at present in the three worlds, they like to design their own financial products for sale, and do not go to the agent to sell other things, after all, a brand building is the most important thing for an enterprise, and all the profits are taken by themselves, why not.

If this is the case, Brother Li has long been aware of this.

Therefore, through this machine, according to the raw materials it had collected before, it quickly designed a personal D-level two-star radical financial product, and in terms of investment direction, 70% of the funds were all used to invest in the stock market, 20% invested in funds, 4% invested in bonds, and 6% invested in trusts, and the risk was self-evident. Looking at this rate of return, I was shocked at the moment, 27%, it is really high, theoretically just to buy this financial product by myself, this billion Tianting coins can earn 270 million Tianting coins a year.

This does not include the real profit behind it, and the theoretical value of the real bank profit is really frighteningly high.

20% of banks benefit from profits, do you believe it?

Therefore, if you are in this place in Heavenly Court, where do you need to go around looking for customers to lend loans and collect loan interest.

Just eating the bank profits of this wealth management product can already make a lot of money, Brother Li's words, I clicked on the Internet again, looked at the current stock market, I go, it is now in a bull market, basically you can make money by buying any stock, no wonder the loan business of the three worlds does not seem to be very developed.

It turns out that in this bull market stage, the stock appreciation potential is high, the yield of this wealth management product is high, and the actual profit of the bank is higher.

However, investment is also risky, and the higher the rate of return, the higher the degree of risk, and it can also reach a loss of 27%.

It's all a big gamble.

Then, it passed the D-level financial machine to open the market of financial products, in this area, the competition between the prefectural bank and the quasi-financial institutions is very fierce, 50% of the market is occupied by the prefectural bank, and 50%, which is occupied by the quasi-financial institutions, the largest number of purchases, ranked in the front, is an attribute of D-level three-star +8 radical financial products, the yield reaches 38%, and there is actually the name of its product, called iron fan financial management, well, this thing, It was actually designed by the princess of the iron fan of the Difu Bank that Brother Li contacted before, and Brother Li was very surprised, the number of purchases of more than 100,000 yuan in a month actually reached 10,000, and the number of financial purchases of more than 1 million actually reached more than 3,000 times. With so many purchases, it seems that it is the main product of this prefecture bank.

After reading this, Brother Li didn't say a word, that is, he transferred all the billions of deposits to the public account to the personal card, and then opened a wealth management account and purchased this financial product. If you don't trust your own financial products and buy your own financial products, who will trust your products in the market?

This D-grade immediately shows the corresponding profit, and then shows its 27% yield plus 20% of the bank's direct profit, for a total of 47% profit.

In other words, as long as this amount is maintained at one billion a year, if it does not lose money, it will be able to get 470 million, which also means that at the end of the year, it is enough to pay dividends to shareholders.

At this time, Brother Li suddenly thought of the 10 billion that Jiang Jing got from, okay, tomorrow and the day after tomorrow, I will go to market.

Make 2.7 billion in a year.

Haha, isn't the money in this bank very profitable?

So now it's a lie to write about those delicacies, farming, being a writer opening a book, being an entertainment star, and so on to make money.

Opening our bank to make money is the real king.

If you think the author is right, please like it.

After having his own product, Brother Li began to prepare for the second step, which was to lay out an Internet portal of Tianting Bank.

Li Ge found that the products that were focused on by the D-level financial machine were connected to the database of the bank or quasi-financial enterprise website, and the data was updated in real time through it.

It also finally discovered that this D-level financial machine is actually a financial search engine similar to Baidu in the market of financial products, which is connected through its official web portal, and a lot of financial product data is included, and then statistical analysis and comparison are carried out to summarize the actual trading volume of financial products.

In Lige's mind, the so-called construction of the Internet financial portal is to carry out the construction of the website, and after the construction of the website, it will be followed by the creation of online banking and mobile banking. As long as these two things are used as carriers, customers can experience the financial services of the bank's products in it, and this Internet financial brand can gradually enter the minds of customers, which may be the power of finance

This website, because Brother Li once learned these things when he was in college, so to build such a website, get a domain name, make a space, set a little free templates on the Internet, and then patch some loopholes, it is almost effortless, and it is almost a zero-cost thing, a pack of cigarette money.

But to build an online bank and hand silver, Brother Li has more than enough heart and strength, after all, it takes a lot of energy to develop this thing, and there is no place to get it in ten days and half a month.

I had no choice but to buy it, so I had to go to the Financial Department to ask where I was going to buy this thing, but this Brother Li had just run to the door of the Financial Division. I actually heard a very shocking news.

According to the people in the Heavenly Court Financial Department, Song Gongming, the director of the Heavenly Court Financial Department, was actually assassinated and killed by an unknown person.

His soul was also beaten to hell, and I don't know what the situation was, this incident also alarmed the Jade Emperor, and now the Heavenly Court Police, Procuratorate, and Bureau are investigating the case.

Brother Li was stunned at the moment.

This is the first time since Brother Li went to heaven that he heard that after an immortal was assassinated, his soul went to hell.

It's really exciting.