Chapter VII Wealth Management Products
As soon as he walked into the Difu Bank, he suddenly felt that the yin atmosphere inside was pressing, and Brother Li's pores stood up suddenly, and then looked around. Pen, fun, pavilion www. biquge。 info
Only then did I find that the pattern of this underworld bank was very different from that of a mortal bank.
The pattern of the bank is set up personally, that is, to receive a customer with a separate room, the customer manager actually stands in a row and waits at the door to greet the customer, as long as the customer walks in the door, there will be the corresponding customer manager to come forward to serve it, after a customer service is finished, send the customer out, and then go back to wait for the customer, it is simply an imperial service, the customer manager will handle the corresponding business for each customer, deposit, financial management, withdrawal of money and other one-stop services, so to speak, In this prefectural bank, there is no teller profession that Brother Li has been talking about, and the account manager alone has done all the marketing and business well, which not only saves costs, but also improves efficiency.
Brother Li couldn't help but be secretly surprised in his heart, it was really a veteran bank in the Three Realms, and this marketing service was actually done so well.
And the furnishings in the Difu Bank are quite luxurious, the sculpture with the words Difu Bank made of gold in the center is simply high-end and domineering, and the Tianting Bank opened by Brother Li is dwarfed by it all of a sudden, and it was simply thrown off several streets by the Difu Bank.
The princess of the iron fan, who walked in front, took Brother Li into a unique compartment on the first floor, and then the two sat down, and the iron fan took out a form for Brother Li to make.
When Brother Li saw it, he was stunned at the moment.
This risk assessment is a total of two questions.
"How much money do you have?"
"Do you usually like to save for a fixed term or trade stocks?"
Brother Li just laughed at the time, this Nima's is too formal, just two questions, and it is really a routine.
Brother Li just casually wrote a million and likes to save a term.
Then, the princess of the iron fan actually rated Brother Li as a radical type.
At that moment, Brother Li knew that he had really fallen for it.
Affirmatively, no matter what you choose, the result must be aggressive, because the marketing aggressive type is much higher than the principal-protected product.
This brother has been in the bank for many years and has long been familiar with this.
From this, it can be seen that the authority of the relationship manager of the local government bank is not general, and then there has been a performance-oriented inducement marketing.
Perhaps, the atmosphere of the entire Difu Bank seems to be like this, this risk assessment is really too formal, and at the same time, the results of this risk assessment may be just the beginning.
Sure enough.
The iron fan princess smiled, and then said to Brother Li: "After reading your evaluation results, I will recommend you an aggressive financial product, with my current account manager level, I can design and produce a three-star aggressive financial product by myself." ”
"What? In addition to the classification of wealth management products according to this risk level, there are also star ratings? ”
Brother Li was a little confused.
What the hell is this star, when I was a personal account manager in a bank in the mortal world before, I really hadn't heard of this thing.
"That's right, our local bank, not only according to the risk level of wealth management products, but also in this risk level, but also according to the star level of financial income and risk, aggressive financial income risk is greater than the sound type of financial management, stable financial management is greater than the principal of the financial management, at the same time, in the risk level, the higher the star, the greater its profit and risk, such as one-star aggressive financial management and three-star aggressive financial management, two levels of difference, the difference is 10% of the income, but at the same time, The level of risk is also 10% greater. At present, in our Difu Bank, the customer managers can produce their own wealth management products and make their own personal exclusive brands, so to speak, Mr. Wang, you are lucky, now, Difu Bank can design and produce three-star aggressive financial management account managers, except for me, you can't find a second one. ”
"Really, that's really great, may I ask what are the benefits and risks of this three-star aggressive financial management?"
Brother Li asked with a smile.
"Three-star aggressive financial management, the return is 30%."
Princess Iron Fan laughed.
"So tall?"
Brother Li was shocked in his heart, and secretly thought, this Nima is more usurious than usury.
"Then what is the probability of a loss?"
"Generally speaking, you won't lose money, and our bank hasn't had this situation yet."
This is a good and professional skill, Brother Li smiled in his heart, and he also specially set this marketing term to teach the employees by someone from the gold department. Now it is heard again in this place.
"What are the days of this financial product?"
"Our bank's wealth management products are not available for days."
"Oh, okay."
The next words, Brother Li seems to have finished understanding.
It seems that the system of this Difu Bank, this account manager is really the core, and you can also design financial products separately as brand products to sell, this, in the future, it is really necessary to learn from it, by the way, your own Tianting Bank does not have a universal machine, and when you go back, you will try to design a universal machine, as well as a card, you can also get a few levels, not bad, really worth referencing, it seems that it is really important to make your own brand advantage, Not only was it like this in the mortal world before, but it was also so important in the underworld.
Subsequently, Brother Li began to think about the financial brand of his bank, and gradually began to be a little absent-minded, and he didn't bother to answer, just listening to this iron fan princess gushing there and starting to sell other things, this insurance, gold, and a brain began to rush towards Brother Li.
Fortunately, Brother Li has been in the banking industry for so many years, and he has long been immune.
"I'm sorry, where is this toilet, I want to go to the toilet."
Brother Li had been talking for twenty minutes when he saw Princess Iron Fan, and finally couldn't help but interrupt her.
"Oh, that's it, turn right when you go out of the toilet."
"Okay, thanks."
Brother Li finally escaped from the gushing words of the Iron Fan Princess, and finally ran to the toilet, but just walked into the men's bathroom.
But I saw a scene that I shouldn't have seen.
But I saw a man in a black high hat doing that thing in front of a woman, and he was still very hard.
I didn't find out about Brother Li's arrival.
And when Brother Li looked at them, he was stunned at the moment, it was none other than Jobs's wife: Monroe, and that man, Brother Li seemed to have seen it on TV before, it turned out to be the famous Chaplin!
At the moment, Brother Li was stunned.
It's really just confusing.
Moreover, this Chaplin was still wearing the work clothes of the Difu Bank, and it was estimated that he was also a staff member of the Difu Bank, and when he saw Brother Li coming, he smiled very embarrassedly, and quickly put on his pants to cover his shame, and here Monroe screamed, and also lifted his skirt and hid in the toilet.
Brother Li made an embarrassed gesture to disturb, and hurriedly retreated.
Just as this Brother Li just walked out of the toilet, the voice of the ecstasy suddenly came out again.
"Nima, what's going on! Originally, I was thinking about how to fabricate something to slander this Monroe, but now this guy actually hit his gun, and he is really drunk, it seems that this Monroe is not a good thing. ”
Just when Brother Li was thinking so.
Suddenly, the alarm sounded.
Brother Li's ears suddenly sounded with this sentence: "Catch the terrorist Wang Li who is a fake ghost!" ”
Wang Li, such a familiar name.
I'll go, isn't this the pseudonym of Brother Li?
Brother Li was suddenly shocked, what is the situation, is it because he went to the toilet and leaked the news? Recognizable?
That's unscientific, isn't it?
Just when Brother Li was thinking about how to slip away, a large number of black-clothed people appeared in front of him, swarming towards Brother Li.
And all of them still have axes.
Brother Li was stunned at the moment.
What the hell is this!
It's a life-threatening rhythm!