"Knock knock", Yan Wenlong stretched out his hand and knocked on the door, after hearing the sound of "come in", he pushed open the door, walked into the office, and said to the person who was bowing his head to work: "Mr. Yao, I am Yan Wenlong, I am here again." Pen ~ Fun ~ Pavilion www.biquge.info"

"Humph! What are you here for? I've told you what I'm going to do, and I'm not going to stop until I've reached my goal. Don't waste your time, do something else, get out of here. Yao Chengwei said coldly: "If you want to sit quietly with me to ask for debts, you can do it, I won't let the security guard drive you away, and I can also provide you with tea." But I promise you, no matter how long you sit, you won't get those 30 million. ”

Yan Wenlong smiled, shook his head, and said, "There are some things that we didn't explain last time, and I have always left doubts in my heart. I'm a very serious person, so when I got home, I did some research. Found some information, so wanted to come and check with you, I'm sure you'll also be interested. ”

Yao Chengwei raised his head, leaned back in his chair, and made an indifferent expression. Soon, when Yan Wenlong told those past events, his expression slowly became solemn, and the anger in his eyes gradually burned.

Yan Wenlong is talking about an old story. More than ten years ago, Yao Chengwei and Gu Yang were classmates and friends. Together, the two of them established Cross Credit Card Limited. With 49 percent and 51 percent of the shares, respectively, they were the company's two original shareholders and two employees.

In the most difficult start-up stage, the two did everything. Yao Chengwei is mainly responsible for external sales, product development, marketing and other activities, while Gu Yang is responsible for internal risk review, card production operations, customer service, loan management, etc. The two worked very hard, together with their employees, went out early and returned late, worked hard, came and went in the wind and rain, suffered countless white eyes, hugged their heads and cried again and again, and got drunk together, both of them had been seriously ill several times and took care of each other. After about three years of hard work, they finally got the business on the right track.

The two served as the chairman and general manager of the company respectively, and have been sharing weal and woe. After three years of hard work, they brought the company to the tenth position in the industry and further expanded the platform.

At this moment, the dispute between the two began to increase. In the major direction of rapid development or steady development, on the business decision of whether to enter the installment loan, and on the appointment and dismissal of personnel, they all began to argue, and the dispute turned into a quarrel. Although they reluctantly reached an agreement again and again, the gap between the two grew wider and wider, until it became irreconcilable.

Yan Wenlong said: "Later, the talks between you broke down, and you sold your shares in a fit of anger and left the company. But you are not reconciled, seeing that the company is getting better and better, your revenge is getting stronger and stronger. So, there is this incident. ”

He stared at Yao Chengwei's eyes tightly: "Because you have also participated in the construction of the company's credit card system, you are very familiar with the internal operation of the company. In the later stage, he can use the rules of this system to issue his own small and broad attack moves. I'm right. ”

Yao Chengwei narrowed his eyes and smiled: "You can dig out all the old stories between me and Gu Yang, and you have indeed done a lot of homework." Good boy, I can only say two words for your judgment: bullshit! ”

He angrily tapped the table with his index finger: "It's not that I sold my equity and left the company, it was Gu Yang's scum who deceived and betrayed me, and he took everything away from me with despicable means." As for the way to leave, what you are guessing is not the truth, but what I am about to say is the truth. After speaking, he was filled with righteous indignation and recalled the past.

"Later, the company got bigger and bigger, and it had to increase its capital and shares, and bring in the funds needed for development. At that time, we needed to bring in 40 million, and Gu Yang and I each gave another 7 million. I don't have enough money, so I have to raise money everywhere. Gu Yang told me that I could apply for a loan from the bank, and he would provide me with a guarantee. ”

I thought it could, so I applied for a loan from the bank, and Gu Yang was the guarantor for a loan of 7 million. I thought that the company would pay a dividend, and my two houses were also being sold, so that I could quickly have money and pay off the loan. Under this plan, I did get a loan of seven million, which is expected to be disbursed in a week. ”

Yan Wenlong keenly captured the anger in Yao Chengwei's eyes and asked, "At this juncture, something is wrong, right?" ”

"Well, yes." Yao Chengwei said angrily: "The common thing of doing business to tear down the east wall and make up the west wall has happened, and a big basket has been released. ”

According to the requirements of the third party introduced, all capital increase and share increase procedures must be completed within three days, and the registration must be completed. Gu Yang took out his part of the funds smoothly and immediately completed the payment and capital verification. Gu Yang persuaded Yao Chengwei to come up with seven million as soon as possible, otherwise the third party might break his promise and return to China immediately.

Yao Chengwei said he would have to wait a week for the bank's money to arrive. He doesn't have that much cash at all, and he can't scrape together enough money in three days to sell his house or stocks. He said that if he really can't wait, forget it, and change the investor.

Gu Yang was furious and said that the company urgently needed third-party funds. This investor has a good reputation, basically does not interfere in the business, has a long investment cycle, good investment conditions, and is the object of cooperation after a lot of hard work, and must not fail. Faced with Yao Chengwei's troubles, Gu Yang proposed to let Yao Chengwei find an underground bank and borrow excessive loan sharks. Anyway, it only takes a few days for the bank's money to come down, and the risk is almost zero.

Yao Chengwei thought twice and agreed to this proposal. He found an underground bank, borrowed 7 million at an interest rate of 30%, and agreed to repay the money in a week. He got the money from Qianzhuang the next day, and under Gu Yang's arrangement, he hurriedly increased his capital. Before the third party returned to China, he and Gu Yang finally completed all the procedures for capital increase and share expansion.

Yan Wenlong shook his head and said, "As soon as it comes to loan sharks, this matter is not so simple, I guess there will definitely be a moth behind this." Alas, no matter how good the opportunity is, it should not be realized with too high a risk. In business, it is very important to be calm. ”

"Hmph, that's a light point. There are some things that are difficult to understand when you are not in that environment. I was already riding a tiger. Yao Chengwei responded dissatisfied.

On the seventh day after the completion of the capital increase and share expansion, Yao Chengwei called the bank with great anticipation to ask when the loan funds would be available. But he was told that the bank still needed to re-examine the loan, citing that Gu Yang, who had been the guarantor, had withdrawn the guarantee commitment. After the second assessment, the bank believes that the risk is greater and will not issue it for the time being.

On the same day, the loan shark called Yao Chengwei and demanded that the money be repaid immediately with interest. Yao Chengwei didn't dare to say that there was a problem with the loan, but said that it would take two more days in the process to temporarily send the debt collector.

Yao Chengwei began to ask Gu Yang about the situation, but found that Gu Yang's phone could not be reached. He went to the office and couldn't find Gu Yang, he went to Gu Yang's house and was told that he had been out all the time. He searched for Gu Yang through various ways and relationships, but he never found it.

"Since Gu Yang has been planning for a long time, it is definitely impossible for you to find him. I can't imagine that our boss is such a person, huh. Yan Wenlong looked at Yao Chengwei with some pity, looked at the top of the other party's smooth head, and asked with some concern: "How did you deal with those loan sharks later?" ”

"Deal with? Where can I deal with them? I'm glad I survived. I knew that the bank couldn't count on the money, so I took immediate action to speed up the process of selling my house and car and raise money immediately. It's just that this speed and amount still can't meet the demands of the loan sharks. ”

Yao Chengwei said hatefully: "These brutes took me away and beat me continuously, breaking my three ribs and knocking out four teeth, and I almost lost my breath after beating me several times." And that's not all, they went to harass my family, and outside my house, they splashed red paint, and they made the whole house extremely gloomy. ”

"One day, when my mother came home from grocery shopping, she suddenly saw a pig's head hanging at the door, and the pig's head was bloody and very scary. My mom had a bad heart and was immediately frightened and sick at home. This pig's head, which was later thrown in by them through the window, was thrown into our bed, and scared my wife half to death. ”

"Disgusting! Damn it! These people have lost their conscience and have no bottom line in their work. Yan Wenlong slammed his fist on the desk.

"What is this, there are more excesses." Yao Chengwei had a painful expression on his face, as if he didn't want to recall.

He said: "A few days later, in front of my house, in bright red paint, they wrote twenty-seven 'Kill! 'Word. The scarlet letters were specially designed to be so striking that they scared my family. ”

"I'm going to go to the loan sharks and ask them to let my family go, and I'll pay it back as soon as possible. But they demanded the money immediately, or else they would hack my whole family to death. After that, they sent me some photos, all of which were pictures of borrowers who they had mutilated. Yao Chengwei closed his eyes and wiped his face with his hands: "You don't know how terrifying those pictures are, you don't know how cruel these people are." ”

Yan Wenlong said: "This group of scum, I really hate to cut them all." However, their power is very large, and if they can have such a situation, there must be soil for their existence, and there will be a second batch after killing one batch. ”

"Your insight is much deeper than I was at the time. I resisted them, and as a result, my hair was plucked out one by one, in patches, and turned into a bald man. It was after that that I knew that you really couldn't afford to mess with these people. Yao Chengwei's face was full of helplessness.

The day after the protest, Yao Chengwei came to the equity trading market in Taigang City and put his shares in the company up for sale. In order to raise funds as quickly as possible, he lowered the sale price by 20%.

But two days later, his stake still hasn't been sold in time. In the face of the increasingly tight persecution of loan sharks, and in the face of the crying and pain of his family, Yao Chengwei had no choice but to be ruthless, cut the price by 30% again, and sold all the shares in his hands at a 5% discount.

On the same day, a mysterious buyer bought his entire stake and took his original equity of more than 20 million at a price of 9.63 million.

But Yao Chengwei couldn't care much, and after he got the funds, he contacted the loan shark as soon as possible to repay the loan. According to the calculation of usury, he needs to pay 10 million yuan with interest. But considering that Yao Chengwei had already paid some cash, he really couldn't get more funds, so the creditor accepted the more than 9 million people and left to settle the account.

Yao Chengwei returned home, hugged his family and cried bitterly. After many years of hard work, he finally lost his money and suffered huge injuries, and he was very unwilling. But his family was safe, which made him a little relieved. He reassured his family that he would start all over again and that the days ahead would be better.

The next day, Yao Chengwei went to look up the information of the mystery buyer, and after many inquiries, he found that the mystery buyer was Gu Yang himself. Gu Yang used another ID card and bank account to buy his equity at half price.