Chapter 3 Initial Planning

The next day, Liu Hongyun called Wu Daming's mother to come to work, the salary is not much, 40 yuan per month, which is already more than the two days when the couple folds vegetables all day, and also frees up a labor force, I believe that the burden on his family can be lighter. Pen "Fun" Pavilion www.biquge.info

The feeling of changing the fate of others for the first time is very wonderful, Liu Hongyun was a sling in his previous life, lived for almost 40 years, only others decide his fate, live like a dog all his life, see anyone with his tail between his legs, this time his sense of accomplishment is simply bursting, "Since God has reborn me, I will do my best to change the fate of the person I want to change." ”

The ideal is very plump, the reality is very skinny, although he has a lot of memories of his past life in his head, but it is useless, he wants to realize, there is still a long distance, he went home and took stock of his small treasury, cash is about 4000 yuan, it is estimated that it is saved by the red envelopes of the New Year over the years. At present, the average salary of township workers is generally 8.90 yuan, which is undoubtedly a huge amount of money.

How to develop it? He carefully thought about the rebirth text he had read in his previous life, and thought of a way to make quick money - reselling treasury bills. This is a way to make money, but he has no time first, and no manpower second.

First of all, Liu Hongyun feels that this book must be read after being reborn, not that he does not have enough knowledge, but the connection, or he has read books together, and it is easier for classmates who know the roots to be trusted, so he must at least go to a better university. He also wants to fulfill one of his previous regrets, which is to take a good look at his sister at school.

Secondly. Other people's rebirth is the little brother to meet and worship, from then on loyalty, his rebirth is a harvest of a group of bad friends, not to trick him into being pants, and expect them to help you do things. And this matter must highlight a quick word, if a company makes money, soon many families will follow, and then the competition will be fierce, not to mention the decline in profits, but also increase the variables, so this secrecy work must be done well.

Thinking about it, I still have to rely on my parents after being reborn, although I don't have any blood thicker than water with them, but I have this affection for their children, and helping them spread out after they are developed can be regarded as a comfort to them.

In the evening, Liu's father and Liu's mother came back for dinner, and after eating, when they discussed trivial matters in the living room as usual, they discussed it again, and when they were looking for new business opportunities, Liu Hongyun said casually: "Business opportunities are everywhere, it depends on how you want to make money." ”

Dad Liu scolded with a smile: "What do you know about this kid." Hey, why don't your friends come to you lately? ”

Liu Hongyun knew that a 10-year-old child really couldn't influence the family's decision, and he was not in a hurry at the moment, so he said leisurely: "Anyway, the family business you earned will be mine in the future, and it's okay to give some opinions,"

Dad Liu was so angry that his face was red and his neck was thick, "You stinky boy, just wait to curse us to death and wait for the family property."

Liu Hongyun said: "Then you have discussed for so long and have you come up with anything."

"This ......." Liu's father and Liu's mother couldn't say anything. There is a bit of risk in any business, and in China you can only make comfortable money by relying on relationships. Rashly entering a strange and unsheltered environment, both husband and wife have a serious sense of resistance.

"I have a solution, but before I tell you, can I have some of this?" As he spoke, he stretched out his right thumb and index finger and kept rubbing it.

Liu's father and Liu's mother were suspicious, and looked at each other: "Just say what you have, the pocket money you usually give you is not enough." “

Liu Hongyun said: "Okay, I'll take my pocket money 4,000 yuan and invest it together, you pay 46,000 yuan, raise enough 50,000 yuan to try it, if it's really feasible, I will divide the money I earn by 8 percent, even if I lose, I should buy a lesson, okay." “

Dad Liu said: "Okay, little girl, you can still do business, okay, this time according to what you said, what is the solution?" “

Liu Hongyun stopped selling Guanzi at this time: "The main thing is to resell treasury bills, don't worry, listen to my explanation." He stopped what Dad Liu wanted to stop and continued: "I heard from Brother Mao a few days ago that the interest rate on treasury bills for 3 years is 15%. They're just talking, but I think there's a chance. Many people don't understand the meaning of Treasury bills, no one wants to buy them, and the government has issued an executive order to subscribe a considerable part of them on a capitation basis, and if we buy them back at a price slightly higher than the price they bought, we can at least earn the interest difference, not to mention that there are people who buy them at a high price, and this will make even more money. ”

Liu's father and Liu's mother looked at each other, "Little girl, aren't you fooling people, and there are still people buying treasury bills at a high price?" "It's not to blame Liu's father and Liu's mother. People in the 90s were still very simple, and financial products were like a book to them, especially in the inland provinces, where there was very little information exchange with the outside world.

The forced subscription of treasury bills, Liu's father and Liu's mother have also heard of it, isn't this equivalent to using money to buy waste paper, and the clause that can be exchanged after 3 years was ignored by them. At that time, he was glad that he was not an employee of the unit, otherwise he would not have lost a lot of money. Now that their son talks about this and can make money, they are a little confused for a while.

Liu Hongyun patiently explained: "You see, if we buy 100 yuan treasury bills at 100 yuan, we can sell them for 120 yuan or even more in the province, and we can't sell them, and when it expires, it can still become 145 yuan. “

Seeing that what his son said was reasonable, Liu's father and Liu's mother gradually gained confidence, so they asked, "How should I start?" ”

Liu Hongyun said: "First of all, you have to ask your relatives and friends if they are willing to sell treasury bills, and it is estimated that you will earn the first vote by buying them cleanly." Secondly, I know that there are many people who want to exchange treasury bills for cash, but you can't go there yourself, you hire a few honest ones, and tell them to go around the town to buy treasury bills, and you buy them at a certain price. When the town is sold out, I go to the next township, or even to the county or city to buy it. But this scale should not be too large, it is appropriate for 5-6 people, and it can also be promised that the more treasury bills they have, the purchase price will be further increased, so that their enthusiasm will be further increased, and as for the scale of funds, I will discuss with you next time. ”

Liu's father and Liu's mother arranged for a few reliable people in their hometown to buy treasury bills the next day, and Liu Hongyun also called Wu Daming's father to buy treasury bills together, and the income was given according to the commission.

After arranging a plan to make quick money, Liu Hongyun returned to school with peace of mind.

Liu Hongyun, who returned to school, seemed to relive the feeling of the year, the hot and humid afternoon, the hypnotic sound of the teacher's lecture, and couldn't help but fall asleep.

With a bang, Liu Hongyun jumped up in pain, "Whoever smashes Lao Tzu will die", looked up and saw the math teacher's smiling eyes, and couldn't help but sit down stupidly, among these subject teachers, he didn't want to offend this math teacher the most. The gaze behind the glasses can shine into his heart like a sharp sword, Rao is Liu Hongyun's psychological age in his 40s, and he is also seen to be upset.

The next class is an English class, the English teacher is a fat middle-aged woman, but it seems to be a long vacation, two weeks have not come, I thought it was self-study again, but as soon as the class started, Principal Zhu brought a young woman in. The woman was wearing a slim blue open-arm dress that was very fashionable at the time, with a slender figure, fair skin, a delicate appearance, and a small mole on her eyebrows, which had the smell of a small jasper. Principal Zhu announced to the class: "The original Teacher Yuan was unable to come to class due to personal reasons, and now we have invited Mr. Xiao Deng, a graduate of a prestigious university and a graduate of Kyoto Normal University, everyone is welcome!" ”

The whole class cheered, after all, a middle-aged fat aunt changed to a young and beautiful girl, everyone agreed, and several male classmates also whistled, making Teacher Deng blush.

Liu Hongyun pinched his chin thoughtfully and recalled: "It's still an interesting teacher." ”

He has the impression of this teacher, in his previous life, Mr. Deng became the goddess of the school as soon as he came to the school, and became the YY object in the minds of many boys. But such a woman disappeared after a month or two, and the school did not mention this person on any occasion as if it had never been. This became everyone's speculation for a while at the time. Then as time passed, she slowly disappeared from the memories of her classmates.

In his last life, he concentrated on studying, and he didn't think about the strange things behind it at all, but now in retrospect, there are many doubts, such as why the school never mentioned this matter, and Teacher Deng's family never came to visit her, every time he saw the lights of her dormitory turned on until late at night, and occasionally a slender figure passed by, which touched the hearts of many young men. In this life, Liu Hongyun must figure out whether the female teacher is alive or dead, and where she is whereabouts, it should be regarded as a wish of her back then.