Back at the law firm, Lin Yuanhang asked Xiao Yang: "How do you plan to arrange this money?" ”

Xiao Yang already had an idea in his heart, but he didn't mind listening to his uncle's opinion: "Do you have any good suggestions?" ”

"If you plan to invest, I know a few pretty good investment consultants, the current IT high-tech enterprises are developing momentum, it is worth considering, buying real estate insurance, value-added is also a good choice, the current tide of immigration is in the ascendant, as the first choice for Chinese settlers, Monterey Park and nearby cities housing prices are rising, buy two apartments for self-occupation or rent, in a few years can at least double. According to his own financial management concept, Lin Yuanhang gave a few pretty good suggestions, and then the tone changed: "But before that, the first thing you have to do is to file taxes legally, remember this, no matter what you make a living in the future, you can offend any institution, and the only thing that cannot be offended is the tax bureau!"www.biquge.info ”

Xiao Yang took his uncle's admonition for granted.

Living in the United States, the first thing you need to do is to learn and understand various laws and regulations, you must know that there are many types of laws and regulations in the United States, and the provisions are complex, and ordinary people can't understand at all, because the United States is divided into federal governments and state governments, ordinary citizens must abide by federal laws and local laws of their states, and they must also pay federal taxes and state taxes at the same time when paying taxes. Therefore, in order to avoid similar risks, the average American family will hire a lawyer and an accountant to help deal with related financial, tax and legal issues, such as entertainment people or sports stars.

asked Lin Yuanhang for some legal knowledge that he needed to know in daily life, and Lin Zhiyong also came back happily.

"Great, great!" Throwing the key back to Xiao Yang, Lin Zhiyong sat on the chair opposite him, and praised with endless aftertaste: "Strong power, sensitive control, it's really unimaginable, a displacement of only 3.6L inline 6-cylinder engine can burst out of such powerful energy, compared to it, my Mustang with a V8 engine is as slow as a snail!" ”

Lin Yuanhang hit him mercilessly and said, "Don't forget that it's your own choice." ”

Lin Jiayong waved his arms and complained: "That's because you refuse to provide me with more funds!" ”

"If you like it, take it first." Xiao Yang raised his hand to throw the key to him, "Anyway, I haven't taken the official driver's license yet, so I can't drive on the road alone." ”

Lin Jiayong waved his hand, "I'm just envious, not jealous, and besides, I still prefer American cars, so I've decided to find a formal part-time job tomorrow, and at the same time learn to manage expenses reasonably, and the goal is to change to a Dodge Viper in a year." ”

Regarding his son's sudden burst of ambition, Lin Yuanhang expressed his joy to see it come true: "I am very happy to see that you have finally set the first goal of your life, and in order to show my support, I will allow you to use your trust fund to make up for the shortfall in the price of the car, provided that you are really willing to work hard for it." ”

"It's a deal." Lin Jiayong raised his right hand, made a "shoot" gesture to his father, and then asked Xiao Yang: "Since the interview is scheduled for the evening, why don't you take advantage of this time to complete the registration procedures?" ”

Xiao Yang smiled, "I'm not in a hurry to meet at this moment, right?" ”

This time, Lin Yuanhang agreed with his baby son's opinion: "You will definitely be busy dealing with various media in the next few days, I have to go to work, it is impossible for you to be a driver every day, if you have time, you should get the license plate early, and by the way, you will get an official driver's license, and it will be more convenient to go out." ”

Xiao Yang looked up at his watch, it was not yet 11 o'clock in the morning, "Okay then." ”

Lin Yuanhang called the nearest DMV (Department-of-Motor-Vehicles, equivalent to the domestic vehicle management office) office to make an appointment, and heard that due to the impact of yesterday's earthquake, there are relatively few road test appointments in the past few days, and there is basically no need to queue, so he helped Xiao Yang prepare the required written materials, and Lin Jiayong accompanied him to register the license plate and obtain the official driver's license.

Although Lin Jiayong has an official driver's license, he is under the age of 21 and is not qualified to be Xiao Yang's co-pilot, so he has to drive it on the way to the DMV, which is also the first time Xiao Yang has experienced this luxury car that already belongs to him up close.

Like the regular 5 Series, this generation of M5 still uses the design of the center console inclined to the side of the driver's seat, which is obviously to reflect BMW's concept of emphasizing driving experience and handling pleasure, and this spatial layout is not new to Xiao Yang, because the Fiat Fiat Fihang he bought in his previous life also adopts the same asymmetrical layout.

While pursuing the ultimate performance and emphasizing driving pleasure, BMW M's designers also paid more attention to driving comfort and safety, so as to fully retain the functional features originally used in the regular 5 Series without affecting the curb weight, such as electric adjustment of the rearview mirrors, power windows, electrically adjustable leather seats with heating and memory function, 6-disc CD sound system, trip computer, dual-zone automatic air conditioning, on-board refrigerator and telephone, ABS anti-lock braking system and airbags, which have become one of the mandatory standards, are not much different from the mainstream models of later generations, except for GPS and full-car radar.

Since Xiao Yang decided to drive his own car to participate in the road test, he must register the vehicle (Registration) and license plate (Plate) and insurance (Insurance) in advance, because it is a new car, including invoices and body identification codes and other procedures are complete, there is no need to do exhaust gas testing and other car inspections, registration fees are also very cheap, as long as less than 10 US dollars, the tax is relatively high, such as the current consumption tax in California is 8% of the car price, and the vehicle and vessel tax is 60% of the car price Calculation, a tax of $2.8 is levied on every $100, which is equivalent to about 1.7% of the car price, and the addition of two items is almost 10%.

Compared with taxes and fees, the calculation method of car insurance is much more complicated, to summarize it simply, it is directly proportional to the price of the car, inversely proportional to the driving experience and years of the owner, the premium of a novice like Xiao Yang who has no driving experience must be the highest, and he has the experience of buying a car in China, he knows that these costs can not be saved, so he simply spent more than $1,000 to buy a full insurance.

In such a calculation, a new car that costs about $50,000 will cost him nearly 6,000 yuan in taxes and fees alone, which shows his shortcomings in business negotiations.

It took less than half an hour to go through all the procedures, and finally only left a section of license plate selection, which has a higher degree of freedom of choice, except for some specific combinations that can not be used in explicit provisions, car owners can use a variety of collocations including numbers and letters at will, and can also pay a small additional fee to customize their own personalized license plates.