Chapter 173: Financial Advisors (2nd Update)

Early in the morning, five people, all of whom were financial advisors to several major banks, stepped on the early morning snow to step on the early morning snow to the office building of the family film industry. came to the capital from all over the world and met Hu Yifei this morning.

Personal finance emerged in the early 90s of the last century in the United States, matured in the late 90s, and after more than 10 years of development, independent financial advisors have become an emerging profession.

It is not easy to become a financial advisor, and you must be a multi-skilled financial generalist. An excellent financial advisor should not only be familiar with financial products, but also familiar with various investment tools and products, such as insurance, securities, real estate and even stamps, gold, etc., as well as the mastery and application of relevant laws and regulations.

With these, it only means that your own business quality is good. If there is no strong background and professional background as a guarantee, it is still difficult to develop.

"Hello, Mr. Chen, are you from the HSBC headquarters in Hong Kong? Have a seat. ”

Hu Yifei looked at the middle-aged man in front of him, in his forties, dressed in a suit and tie, with the demeanor of a staff manager.

"Hello, Mr. Hu, yes, thank you!" Chen Yu was also a little curious to look at Hu Yifei in front of him, he was really good at talking and communicating with customers, and as soon as he sat down, he began to talk often, although it was a mouthful of Hong Kong, but it still sounded pleasant, "To be honest, although I have been prepared in my heart, I still have a feeling of wasting my years when I see Mr. Hu!" ”

He had to sigh so emotionally, because according to reliable sources, his personal wealth has exceeded 300 million, far exceeding the income data calculated for him by the media before. He is also curious about where the 300 million comes from, but these will gradually be revealed after he sits in the position of Hu Yifei's financial adviser.

"Hehe, Mr. Chen is polite. If you become a financial consultant manager of HSBC at the age of 40, it can be regarded as a waste of time, and there are more than one billion people in the country, and few people are not messing around! ”

Chen Yu himself is still quite satisfied with his career, he came out of a small fishing village in Hong Kong, did not become a tricky boy but studied hard, and finally was admitted to Hong Kong University as a professional financial consultant. He also manages the wealth of many wealthy people, and he does have proud capital.

But what people are most afraid of is that there is a comparison, he compares himself with himself, and feels quite satisfied, but compared with Hu Yifei, the gap is a world of difference. If the conversation with Hu Yifei today is pleasant, I will have to serve the twenty-year-old young man in front of me in the future. Even compared with all his wealthy customers, none of them can make money younger than Hu Yifei.

"Mr. Chen, let's get down to business. I'm new to the profession of financial advisor and I'm not familiar with your profession. Can you tell us about it? ”

Hu Yifei asked, and the interview and examination between the two sides officially began.

"Of course, it's my job." Chen Yu's smile was closed, and he replied seriously: "As a financial consultant, it is the basic quality to talk and communicate with customers, grasp the information of customers, analyze the basic situation of customers, grasp the financial goals and needs of customers, and provide reasonable financial advice to customers.

It is also what we should do to guide customers to record financial income and expenditure and asset accounts, analyze customer financial income and expenditure, and even help customers to carry out reasonable tax management. A good financial advisor independently designs a feasible plan according to the client's needs and gives specific operational guidance. Wait......"

After listening to his self-description, Hu Yifei asked some of his doubts. The two talked for nearly half an hour before leaving. Chen Yu said seriously before leaving: "I very much hope to serve you, even if I don't get this job in the end, I am still very grateful for meeting you today." I very much hope that Mr. Hu will choose me in the end. ”

"I'll seriously consider it, thank you for coming today." Hu Yifei politely sent the person away, and then called in the second one.

He didn't do anything in the morning, but interviewed the five financial advisors.

I have to say that all of them are professional elites and absolute leaders in the industry, which can be seen without looking at the performance table. Of course, there are also advantages and disadvantages in comparison.

He only thought about the time of a lunch before making a decision.

"Miss Ma, will it be a surprise to call you back?"

Ma Rujun smiled slightly, "It's really surprising, we have the least time to talk, and because it is the last interview, waiting too long makes me consume too much energy." When it was stated, the performance was not satisfactory. But you ended up calling me back? ”

Ma Rujun, who is in his thirties, is the youngest of the five. The interview just now was also the worst, and I behaved like a novice. Others are either confident, strong, or show their strengths, or try their best.

And Hu Yifei is very assertive about his financial management, and he doesn't need to have an extra mouth to point fingers at your money bag.

Too "elitist" doesn't meet his requirements, all he needs is a consultant who can help him.

It's just that the final choice was a bit unexpected.

Hu Yifei said: "I want to ask you a question, when you introduced yourself, you said that you are the descendant of the Ma family of 'South Mao and North Ma', why do you have to introduce this background in an interview with a financial consultant?" ”

Ma Rujun said: "This is not surprising, all my interviews are like this to introduce myself. I am a descendant of the North Malaysia family, although it is not as magical as it is in the TV series, there are always some long-standing metaphysical inheritances that have not been broken. Metaphysics has little to do with financial management, but I'm proud of my surname Ma. This kind of self-introduction has caused me a lot of trouble, but I still do. ”

Hu Yifei clicked his fingers on the table a few times, noncommittal, "Nanmao and Beima are metaphysical families, not ghost hunters?" ”

Ma Rujun said with a smile: "Mr. Hu is making movies, and his curiosity about these is understandable. I've also read the book you wrote, "Ghost Blows the Lamp", to be honest, a lot of knowledge in it is plausible, especially the endless monsters with a lot of fantasy elements, and the real tomb robbery is still very different. We are an authentic metaphysical family, we don't hunt ghosts, we don't tell our fortunes. My grandmother is very good at helping people measure feng shui. If your company wants to rebuild the building, I can introduce authentic metaphysical masters, and the fee will be discounted at that time. ”

Hu Yifei smiled, "I'll think about it." So now I'm going to give the answer. According to the rules of your industry, the probationary period is three months, but I will give you a probationary period of up to half a year, and if there is an irreconcilable conflict between us during this period, or I think you are not suitable, I will terminate the contract at any time, are you willing? ”

Ma Rujun was suddenly a little excited, almost jumped up, took a deep breath to suppress his emotions, and said, "No problem, I won't let you down." ”

Hu Yifei gave her a strange look, and suddenly asked, "How many big customers am I?" ”

"The first...... Yes! blurted out that he knew that he had missed his mouth, and hurriedly made up for it: "But I may not be worse than others...... I mean, it's not that I don't have financial experience, but I just take care of hundreds of millions of customers, and you're the first. For millions of other funds, I still have a few clients. ”

Hu Yifei smiled: "Okay, I understand." Happy to work with. ”

Ma Rujun stood up blankly, "Happy cooperation!" ”

……

Ma Rujun is also a financial advisor of HSBC, and in the end, she was selected, a newcomer, which really caused a lot of shock in the company. After the two parties signed the contract, Hu Yifei also began to let her get in touch with the details of his property.

Ma Rujun was stunned when he saw the income statements. thought that the most profitable should be movies, after all, both of his movies had been screened in Hong Kong. But now it seems that the most profitable is the child's play "Mice Love Rice". An online song earned him hundreds of millions of yuan in net income. Not only sold songs, but also sold many registered trademarks of "Mice Love Rice", and even film and television adaptation copyrights.

If you calculate that the song will be shared with the music company, then the profit generated by this song will be close to 200 million yuan.

Although other songs are not as popular as "Mice Love Rice", they also earn well. For example, "Two Butterflies" and "The First Snow in 2002" are familiar Internet songs.

In the end, his total property, including real estate, company shares, property, etc., was as high as 350 million. And that's only a year and a half, it's a money printing machine!

She silently kept this detailed data in her heart, although she was very excited, but she had no intention of finding someone to share it. After all, the industry does not allow it, and she is also a literate property manager.